+971

MINIMUM SALARY

AED 8,000

RATE

3.5%

ANNUAL FEE

AED 0

  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • No Annual Membership Fee (AMF) subject to spend*
  • Unlimited access to 1,100+ lounges worldwide
  • Flat 30% off 2 movie tickets at VOX Cinemas every month
  • No annual fee in year 1

MINIMUM SALARY

AED 8,000

RATE

3.5%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.00 % / Min 99

Joining Offers

No annual fee in year 1. From  year 2, annual fee is waived unless the annual spend is below AED 9,000, in which case a fee of AED 300 will apply


Key Features

  • No Annual Membership Fee (AMF) subject to spend*
  • Redeem points for cash back or travel-related spend at a click of a button from Citi Mobile® App
  • Airport Lounges: Unlimited access to 1,100+ lounges worldwide for primary & supplementary cardholders with MasterCard Travel Pass app
  • Airport Transfers: 2 rides per year (up to AED 110 each) using code "MAUAE2“ on the Careem app
  • Movies: 30% off 2 movie tickets per month at VOX cinemas
  • Talabat: 20% discount (up to AED 14) on grocery and food orders twice once a month on the Talabat app. Use code “MASTERCARD” at checkout
  • Booking.com: Up to 10% cash back to wallet across millions of properties worldwide via Booking.com/mastercardmea
  • Purchase Protection Cover (up to $5,000 p.a.) for damaged or stolen items within 90 days of purchase
  • Travel Accident & Medical Insurance for delayed flights, lost luggage and emergency medical conditions
  • No AMF for year 1. AMF waived for year 2 onwards subject to min AED 9,000 spend in previous 12 months, otherwise AED 300 fee applies

Reward Features

Earn 1.5 ThankYou® Points per USD on all grocery & non-AED spend and 1 ThankYou® Point per USD of AED spend

 

With your ThankYou® Points you have the flexibility to redeem for cash rebates,  merchandise, gift vouchers and many other rewarding experiences 

 

-- Choose from merchandise ranging from apparel to electronics to home goods and more

- Pay with Points for your purchases through SMS or Citibank Online

Apply Now

on Citibank site

MINIMUM SALARY

AED 10,000

RATE

3.69

ANNUAL FEE

AED 630

  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Air Miles
  • No annual fee for the 1st year AED 630 from year 2 onwards
  • Enjoy 8 Fitness First visits a month for AED 1 each*
  • Complimentary 12-month Careem Plus subscription
  • Amazon: Enjoy 15% off 1 purchase, up to AED 75, every month

MINIMUM SALARY

AED 10,000

RATE

3.69

ANNUAL FEE

AED 630

Non AED Transaction Fee

2.10%

Cash Advance Fee

3.15 % / AED 105

Joining Offers

Get AED 500 cashback when you apply for this card by 30 June 2025 and spend AED 6,000 within the first 60 days. Available on primary cards only. You can't have a primary credit card when you apply or in the 6 months before applying.

Key Features

  • Earn 1 Air Mile for every AED 1 spent, redeemable on flights, hotels, education, and shopping vouchers.
  • Earn up to AED 500 cashback as a joining bonus.
  • Enjoy 8 Fitness First visits a month for AED 1 each when you spend over AED 6,000 a month.
  • Amazon: Enjoy 15% off 1 purchase, up to AED 75, every month
  • Get Buy 1 Get 1 Free tickets at Vox cinemas twice a month, upon meeting the minimum monthly spend of AED 6,000.
  • Get Buy 1 Get 1 Free tickets at Reel cinemas twice a month, upon meeting the minimum monthly spend of AED 6,000.
  • Enjoy a complimentary 12-month Careem Plus subscription.
  • Access a range of rewards on shopping, dining, and more, worldwide.
  • Get 12 complimentary visits per year for you and additional cardholders to over 1,000 airport lounges when you make at least 1 international purchase of USD 1 with your HSBC Visa card 15 days before you travel.
  • Save at over 200 airport restaurants worldwide with the DragonPass Dine & Travel App (terms and conditions apply).
  • Get up to 8% off accommodation with Booking.com when you book using your credit card.
  • Enjoy deals on shopping, travel, dining, and more worldwide with home&Away.
  • Complimentary travel insurance cover of up to USD 500,000 for you and your family on trips up to 90 days.
  • Pay no annual fee for the first year; the fee is waived thereafter when you spend at least AED 12,000 annually.
  • Double the Air Miles earned when you spend over AED 3,000 a month on your Max Rewards Credit Card.

Reward Features

  • Air Mile for every AED 1 spend. Exchange or redeem your Air Miles for flights, hotels as well as education and retail voucher
  • Double your Air Miles on your dining, entertainment, fitness, travel and more when you spend more than AED 3,000 a month
  • Complimentary access to gyms, entertainment, dining, travel benefits and more, based on your monthly spend
  • Where minimum spend of AED 3,000 is not met and for ‘All other spends’, the Air Miles rate is 1 Air Mile on each AED 1 spend.
  •  Lifestyle shopping includes apparel, electronics, online marketplace retailers, personal care and furniture, as defined by Visa

Apply Now

on HSBC site

MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 0

  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Contactless Tech
  • Free for life card
  • 3.5% cashback at Lulu stores and online
  • Buy 1 get 1 free on movie tickets at Vox Cinemas
  • Complimentary lounge access to over 10 regional airports

MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 0

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / Min 103.95

Joining Offers

0% balance transfer with no processing fees.

Key Features

  • Earn up to 3.5 back as Lulu points on spends at Lulu stores and online
  • Exclusive privileges and offers at Lulu
  • 3 Complimentary tickets at Vox Standard under Buy1 get 1 offer
  • Free airport lounge access at over 10 lounges across the Middle East
  • Buy 1 Get 1 offers with the Entertainer app
  • Purchase protection cover up to 180 days from date of purchase
  • Up to 30% discounts on round trip international airfare or hotels from Cleartrip.com

Reward Features

Earn LuLu Points
  • Earn 3.5% on LuLu in-store and online spends
  • Earn 2% on fuel spends
  • Earn 1% on utility bill payment
  • Earn 0.35% on all other spends

Redeem Lulu points at over 70 Lulu stores at 1 Lulu point = 1 AED

Things To Be Aware Of

  • Min spend of AED 2,000 req for cinema offers

MINIMUM SALARY

AED 5,000

RATE

3.69%

ANNUAL FEE

AED 314

  • Golf offers
  • Valet Parking
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Up to 8% cashback on your spends
  • Unlimited complimentary access to over 1000+ airport lounges
  • Switch between Lifestyle or Travel category any month
  • Two rounds of complimentary golf per month
  • 20% discount on the below Emaar Entertainment Attractions

MINIMUM SALARY

AED 5,000

RATE

3.69%

ANNUAL FEE

AED 314

Non AED Transaction Fee

2.34%

Cash Advance Fee

3.15 % / AED 131.25

Joining Offers

Limited Time Offer - Welcome bonus of AED 500 as cashback points!*

*To be eligible for the bonus cashback points a minimum retail spend of AED 15,000 in 60 days of card open date is required. The cashback points will be credited to your EI Rewards account within 90 days of campaign end date i.e. latest by 31 December 2024.

Key Features

  • Rewards – Up to 8% Cashback on your spends.
  • Lifestyle – 4% Cashback on Supermarkets, Dining & Education with 8% Cashback on Fuel.
  • Travel - 4% cashback on Airlines, Hotels & Dining.
  • 2 "Buy 1 Get 1" complimentary movie tickets every month.
  • 2 rounds of complimentary golf per month.
  • Complimentary valet parking service per month.
  • 2 Bronze Meet & Greet services at Dubai Airport.
  • Unlimited Worldwide Airport lounge accesses for the cardholder.

Reward Features

Lifestyle

Merchant Category Cashback % Monthly Cap (in AED)
Supermarket (Domestic) 4% 200
Dining 4% 200
Fuel (Domestic) 8% 100
Education 4% 200
Telecom, Utilities, Real Estate & Govt. Spends 0.5% No Cap
Other spends 1% No Cap

Travel

Merchant Category Cashback % Monthly Cap (in AED)
Airlines 4% 200
Hotels 4% 200
Dining 4% 200
Telecom, Utilities, Real Estate & Govt. Spends 0.5% No Cap
Other spends 1% No Cap


On the Emirates Islamic Switch Cashback Credit Card, the Cashback calculated for the month are for all based on transactions posted in the calendar month based on the category chosen by the customer, Lifestyle or Travel. This means the Cashback earned will only be accrued for transactions billed within the calendar month subject to a minimum spend of AED 2,500.To redeem your accrued cashback as a statement credit, you must have a minimum of AED 300 worth of Cashback in your Cashback wallet.

Things To Be Aware Of

  • A minimum spend of AED 2,500 required for earning cashback

MINIMUM SALARY

AED 15,000

RATE

3.5%

ANNUAL FEE

AED 750

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Complimentary Movies and Golf Offers
  • AED 350 cash back welcome bonus
  • Airport Transfers: 6 rides per year
  • 1 free Golf round per month at some best golf course in UAE

MINIMUM SALARY

AED 15,000

RATE

3.5%

ANNUAL FEE

AED 750

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.00 % / Min 99

Joining Offers

Apply for a Citi Premier Credit Card and get up AED 350 welcome offer as a statement credit.

Citibank Terms & Conditions apply.

Key Features

  • AED 350 cash back welcome bonus (subject to payment of full annual fee)
  • Redeem points for cash back or transfer to 12 partner airlines including Emirates, Etihad, Turkish at a click of a button from Citi Mobile® App
  • Airport Lounges: Unlimited access to 1,100+ lounges worldwide for primary & supplementary cardholders (+ 1 guest each) with MasterCard Travel Pass app
  • Airport Transfers: 6 rides per year (up to AED 110 each) using code "MAUAE6“ on the Careem app
  • Movies: 30% off 4 movie tickets per month at VOX cinemas
  • Talabat: 20% discount (up to AED 14) on grocery and food orders twice once a month on the Talabat app. Use code “MASTERCARD” at checkout
  • Golf: 1 free round per month at some of the best golf courses in UAE
  • Booking.com: Up to 10% cash back to wallet across millions of properties worldwide via Booking.com/mastercardmea
  • Marhaba Bronze Meet & Greet service once a year with fast-track for arrivals & departures at Dubai International Airport
  • Purchase Protection Cover (up to $5,000 p.a.) for damaged or stolen items within 90 days of purchase
  • Travel Accident & Medical Insurance for delayed flights, lost luggage and emergency medical conditions

Reward Features

Earn 3 ThankYou(R) Points per USD on all dining & fuel spend, Earn 2 ThankYou® Points per USD on non-AED spend spent and 1.5 ThankYou® Points per USD on local (AED) spend

With your ThankYou® Points you have the flexibility to redeem for travel rewards, merchandise, gift vouchers and many other rewarding experiences 

- Transfer your ThankYou® Points to 12 airline and hotel partners for flights and hotel stays

- Redeem points for cash rebates or shopping vouchers

AED 500 can be offset with 15,000 ThankYou® Points  for any  travel-related purchase,  No limitation

Apply Now

on Citibank site

MINIMUM SALARY

AED 5,000

RATE

3.49%

ANNUAL FEE

AED 0

  • Life time free
  • AED 500 Welcome bonus
  • Get 5% back as noon credits and flat 15% discount
  • Get up to 20% back as noon credits when you order food
  • Get 5% back as noon credits

MINIMUM SALARY

AED 5,000

RATE

3.49%

ANNUAL FEE

AED 0

Non AED Transaction Fee

1.99

Cash Advance Fee

3.15

Joining Offers

Get a welcome bonus* of AED 500 when you spend AED 5,000 on the card in the first two months.

*Applicable only for new to bank customers.

Key Features

  • Earn up to AED 2,000 back every month.
  • noon Food: Receive up to 20% back as noon credits on food orders.
  • noon: Get 5% back as noon credits on purchases.
  • Namshi & Sivvi: Earn 5% back as noon credits when you shop.
  • supermall: Receive 5% back as noon credits on purchases.
  • noon Minutes: Get 5% back as noon credits plus a flat 15% discount (up to AED 30) five times a month.
  • NowNow: Earn 10% back as noon credits on purchases.

Reward Features

  • Earn up to AED 2,000 back every month.
  • noon Food: Receive up to 20% back as noon credits on food orders.
  • noon: Get 5% back as noon credits on purchases.
  • Namshi & Sivvi: Earn 5% back as noon credits when you shop.
  • supermall: Receive 5% back as noon credits on purchases.
  • noon Minutes: Get 5% back as noon credits plus a flat 15% discount (up to AED 30) five times a month.
  • NowNow: Earn 10% back as noon credits on purchases.
Apply Now

on Emirates NBD site

MINIMUM SALARY

AED 5,000

RATE

3.49%

ANNUAL FEE

AED 0

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Purchase Protection
  • Extended Warranty
  • Up to 10% cash back on RTA transport payments, fuel spends
  • Free for life
  • Auto top up of your Salik & NOL account
  • Up to 2.25% cashback on international spends
  • Up to 1.25% cash back on domestic spends

MINIMUM SALARY

AED 5,000

RATE

3.49%

ANNUAL FEE

AED 0

Non AED Transaction Fee

3.49%

Cash Advance Fee

3.15 % / Min 103.95

Joining Offers

Apply now for a new Emirates Islamic Credit Card and get a voucher worth up to AED 200 for all your purchases at noon.com including noon, FOOD and DAILY. A minimum retail purchase of AED 2,500 by November 30, 2023 is required to get the AED 200 noon.com gift voucher.

Offer valid only for new Emirates Islamic Credit Card customers who apply for an Emirates Islamic Credit Card by September 30, 2023 and receive approval latest by October 31, 2023.

Offer not valid for customers with an active Emirates Islamic Credit Card or for customers who closed their Cards within the last six months.

Key Features

  • 10% cash back on fuel spends
  • 10% cash back on RTA transport payments
  • 2.25% cash back on international spends
  • Up to 1.25% cash back on all other spends
  • Visa Luxury Hotel collection offers
  • Access to over 200 airport restaurant offers globally
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • Reel cinemas: Enjoy up to 2 "Buy 1 Get 1" complimentary movie tickets each month, any day of the week.
  • 8% discount on hotel bookings made at Hotels.com
  • Auto Top-up facility for NOL and Salik Accounts
  • Use your card like the RTA Nol Card
  • Purchase protection
  • Enjoy 15% discount on the below Emaar Entertainment Attractions.
  • 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
  • Extended warranty & purchase protection on purchases made on the card
  • Emergency medical & legal referral service
  • Mazaya offers

Reward Features

  • Earn upto  2.25% cashback per AED 1 on international spend
  • Earn 10% cash back on fuel spends (max AED 100 p.m)
  • Earn 10% cash back on RTA transport payments (max AED 100 p.m)
  • Domestic Spends Base Cashback: Up to 1.25%, unlimited.
  • Grocery & Supermarkets: 1%, unlimited.
  • Automobiles & Insurance: 0.19%, unlimited.
  • Education, Telecom & Real Estate: 0.13%, unlimited.
  • Quick Service Restaurants: 0.31%, unlimited.
  • Spends in EEA Countries (incl. UK): 0.56%, unlimited

Things To Be Aware Of

  • Bonus cashback categories have maximum caps
  • Need to call the bank to redeem cashback

MINIMUM SALARY

AED 5,000

RATE

3.75%

ANNUAL FEE

AED 0

  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Contactless Tech
  • Air Miles
  • Roadside Assistance
  • No annual fee
  • 10% cashback on du bills
  • Fab rewards are instantly redeemable for du bills
  • Access to airport lounges across the Middle East

MINIMUM SALARY

AED 5,000

RATE

3.75%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • 10% discount on du postpaid and home services
  • 10% discount on du Smart Phone Privilege Plan
  • 10% bonus credit on prepaid line recharges
  • 10% discount on du home services bill payments
  • Accelerated First Reward points on du transactions
  • Select a loyalty program of your choice - rewards or cashback
  • Reward redemption against your du bill payments
  • Tap & go
  • Talk for free
  • Unlimited access to airport lounges across the Middle East
  • VIP Diamond Lounge Access
  • Buy 1 get 1 free cinema offers (Cine Royal & Star Cinemas)
  • Balance Transfer

Reward Features

  • 10% cashback on your du postpaid line bills
  • 10% cashback on du home services bill payments
  • 10% cashback on prepaid line recharges
  • 10% cashback on your du smartphone Privilege Plan monthly data charges

You can benefit from the offers above after a minimum spend of AED 1,250 on your du Titanium Credit Card in the month prior.
Customers will earn 10% cashback with du auto payment setup until 1 June 2021, then cashback will be based on spend criteria.

  • Earn up to 2.5 FAB Rewards for every AED 1 you spend
  • Enjoy instant redemption and choose from an extensive selection of rewards, including shopping, cashback, utility bill payments, dining out or booking your next holiday

Things To Be Aware Of

  • Cashback categories have maximum caps
  • Some benefits require minimum spends per month

MINIMUM SALARY

AED 30,000

RATE

3.69

ANNUAL FEE

AED 1050

  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Earn 1% automatic cashback every day on all your purchases
  • 10% bonus cashback on meeting spend criteria*
  • Get unlimited complimentary access to 1,000+ airport lounges
  • Amazon: Enjoy 15% off 1 purchase, up to AED 75, every month

MINIMUM SALARY

AED 30,000

RATE

3.69

ANNUAL FEE

AED 1,050

Non AED Transaction Fee

2.10%

Cash Advance Fee

3.15 % / or AED 105

Joining Offers

Get AED 500 cashback when you apply for this card by 30 June 2025 and spend AED 6,000 within the first 60 days. Available on primary cards only. You can't have a primary credit card when you apply or in the 6 months before applying.

Key Features

  • No annual fee of AED 1,050 for the first year and it'll be waived from the second year onwards, subject to you meeting a minimum spend of AED 24,000
  • Get unlimited access to 1000+ airport lounges in more than 300 cities all around the world, for you and 1 guest with LoungeKey.
  • Earn up to AED 500 cashback as joining bonus.
  • Amazon: Enjoy 15% off 1 purchase, up to AED 75, every month
  • Get Buy 1 Get 1 Free tickets at Vox cinemas up to four times a month
  • Get Buy 1 Get 1 Free tickets at Reel cinemas twice a month
  • Enjoy Buy 1 Get 1 Free tickets at Roxy Cinemas twice a month, as well as 20% off food and drinks while paying for Platinum tickets at the Platinum lounges
  • Get access to over 10,000 'buy 1 get 1 free' offers, whether it's a lavish brunch, food delivery, a calming spa day, a getaway or anything in between, with the HSBC ENTERTAINER app
  • Discover discounts at hundreds of dining outlets across the UAE with I Love Dining
  • Complimentary cover of up to $500,000 for you and your family on all trips up to 90 days
  • Get unlimited access to 1000+ airport lounges in more than 300 cities all around the world, for you and 1 guest with Visa Airport Companion App.
  • Home&Away program with offers on shopping, dining and entertainment at thousands of outlets worldwide
  • Hundreds of 0% Flexi Instalment Plans and partners' discount offers across UAE
  • Protection against unauthorised or fraudulent use of your card
  • Buyers protection by Visa

Reward Features

  • Get 1% daily cashback on all eligible purchases, with no minimum spend or caps.
  • Your daily cashback is automatically credited to your credit card account each day.
  • *Automatically receive 10% bonus cashback on your daily cashback every month, quarter and year, subject to minimum spends.
  • Monthly : 10% of daily cashback earned in a month: Requires AED 5000 spend in a month
  • Quarterly: 10% of daily cashback earned in a month: Requires AED 25,000 spend in a month
  • Annually: 10% of daily cashback earned in a month: Requires AED 125,000 spend in a month
Apply Now

on HSBC site

MINIMUM SALARY

AED 30,700

RATE

2.50%

ANNUAL FEE

AED 2760

  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Air Miles
  • Premium lifestyle & travel benefits
  • No interest charges (full payment required)
  • Access to the Membership Rewards® programme

MINIMUM SALARY

AED 30,700

RATE

2.50%

ANNUAL FEE

AED 2,760

Non AED Transaction Fee

2.94%

Cash Advance Fee

4.00 % / Min 50

Key Features

  • Receive a US$ 300 / AED 1,100 Annual Travel Credit
  • Complimentary Wi-Fi services with Boingo
  • Complimentary Priority PassTM enrolment to over 1,000 Airport Lounges globally for Basic and Supplementary Cardmember
  • Dedicated Platinum Travel and Concierge Services 24/7
  • Complimentary enrolment to Membership Rewards®
  • Comprehensive Travel Insurance
  • Enrolment to leading hotel loyalty programmes
  • Comprehensive Travel Insurance. Your policy number is 'AMEX20'

Reward Features

Earn Membership Reward Points

  • Earn Membership Reward Points
  • Access to the Membership Rewards program, with 1 point earned for every AED 4 of spend
  • Points never expire
  • Redeem for a variety of lifestyle and travel rewards from any of our 14 airline partners and 4 hotel partners

Things To Be Aware Of

  • This is a charge card:full bal payment to be made each month
  • 1 Platinum and 4 Gold Supplementary cards without a fee.
  • 2.5% monthly charge on outstanding balance

MINIMUM SALARY

AED 30,000

RATE

3.75%

ANNUAL FEE

AED 1500

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Guaranteed AED 1500 travel voucher as joining offer
  • No international transaction bank fee
  • 1 complimentary night for every 3 paid nights on FAB portal
  • Redeem across 800+ airlines, 500,000+ hotels and car rental
  • Redeem across 800+ airlines, 500,000+ hotels and car rental
  • Unlimited free access across over 1,000+ airport lounges

MINIMUM SALARY

AED 30,000

RATE

3.75%

ANNUAL FEE

AED 1,500

Non AED Transaction Fee

-

Cash Advance Fee

3.15 % / Min 105

Joining Offers

Get a guaranteed AED 1500 travel voucher on card activation to use for travel bookings on the FAB Travel Portal.

Key Features

  • Endless choices and benefits across everything travel, including flights, hotels, car hire, and much more.
  • Get a guaranteed AED 1500 travel voucher on card activation to use for travel bookings on the FAB Travel Portal.
  • Use your Travel Card abroad with no foreign transaction fees on your purchases (excluding currency conversion / scheme charges).
  • One complimentary night for every three paid nights when booked through the FAB Travel Portal.
  • Unlimited free access across over 1000+ airport lounges globally for the cardholder and one guest.
  • Enjoy up to 10% discount for First, Business (Club World), Premium Economy (World Traveller Plus) and Economy (World Traveller) classes when travelling from the UAE.
  • Enrol as Jumeirah One member and receive exclusive benefits with tier level upgrades for select cardholders.
  • Use your FAB Elite Infinite Travel Card on UBER internationally and get up to US $25 credit per ride (up to six rides).
  • Get up to 8 free airport transfers a year within the UAE no matter which airport you are using.
  • One free ride per trip within the same emirate
  • Two free rides per trip between emirates
  • As a Visa Signature and Visa Infinite cardholder, get 20% off three Careem rides by Visa. For details visit ae.visamiddleeast.com.
  • Visa cardholder benefits that make life more rewarding. As a Visa cardholder, get great travel and entertainment benefits with your Visa FAB credit card
  • Receive 30% off airport Meet and Greet services in over 450 destinations globally with your FAB Visa Travel Card.
  • Visa’s 24-hour concierge provides a personal service for all Visa Elite Infinite cardholders.
  • Discounts on green fees at a growing number of golf clubs across the globe.
  • Enjoy ‘buy one get one free’ offers through the "Visa Offers MENA" app.
  • Jumeirah Hotels: Up to 20% off at Jumeirah dining establishments
  • Meraas: Up to 20% off at Meraas dining, leisure and entertainment venues
  • As a Visa cardholder, get up to 35% discount on standard rates and 30% off international leisure rates.
  • Free travel accident insurance of up to USD 1m when you use your FAB Travel Card to purchase your travel tickets.
  • Free international medical and travel assistance when you use your FAB Travel Card to purchase your travel tickets.
  • Your credit card’s outstanding balance is taken care of with Credit Shield programme if you can’t meet your credit card payments due to unforeseen circumstances.
  • All purchases on your FAB credit card are automatically covered for up to 365 days from the purchase date.
  • Enjoy double the original manufacturer’s or retailer’s warranty for up to one year.
  • Benefit from automatic protection against unauthorised transactions or fraudulent use of your card.
  • Above offers are subject to change.

Reward Features

Get 1.5 FAB Mile for each USD $1 spent on retail purchases anywhere

Get 2 FAB Miles for each USD $1 spent on any travel purchase 

Exchange 1 FAB Mile to 1 mile / point or more, of participating airline and hotel partners.

Participating partners include:

  • Aeroplan
  • Avianca LifeMiles
  • BIG Rewards
  • British Airways Executive Club
  • Club Vistara
  • Emirates Skywards
  • Flying Blue
  • Fortune Wings Club
  • IHG® Rewards
  • Jumeirah One
  • Turkish Airlines Miles&Smiles
  • Wyndham Rewards

MINIMUM SALARY

AED 5,000

RATE

3.85

ANNUAL FEE

AED 209

  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Purchase Protection
  • Extended Warranty
  • 50% off on movie tickets at Novo cinemas
  • 5 Smiles points on any spends at Etisalat or on Smiles app
  • Up to 2 Smiles points on international spends
  • Buy 1 Get 1 Free dining and lifestyle offers
  • Airport lounge access

MINIMUM SALARY

AED 5,000

RATE

3.85

ANNUAL FEE

AED 209

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.00 % / AED 105

Joining Offers

  • 40,000 Smiles points subject to achieving spends of AED 1,000 within 30 days of card issuance at Etisalat channels, Smiles App and elGrocer.
  • 90 days of complimentary subscription to ' Unlimited Buy 1 Get 1 Offers ' worth AED 55
  • First year Free * (Annual fee of AED 199 waived for first year)
  • Free for life Supplementary cards

Key Features

  • 50% discount on 2 cinema tickets at Novo cinemas per calendar month. For more information: Click here . (To avail the benefit, calendar month spends of AED 2,000 are required)
  • Shopping & Dining: Discounts over 500+ lifestyle offers through CBD Mobile app.
  • Discount and savings at Emaar Attractions:
  • 20% discount on regular admission tickets at KidZania®, E-Kart Zabeel | Dubai Aquarium and Underwater Zoo Penguin Cove and Nursery experience
  • 20% discount on The Storm Coaster at Dubai Hills Mall
  • 20% discount at Dubai Ice Rink general admission tickets
  • 20% discount at Zabeel Sports District except badminton games
  • Get bonus credits at Play DXB when you purchase credits using CBD Credit Card.
  • Complimentary Insurance: ‘Purchase Protection’ & ‘Extended Warranty’ offered by Visa.
  • Complimentary Airport Lounge Access: Enjoy up to a maximum of 8 complimentary visits in a calendar year at over 1,000 Airport Lounges across the world via Lounge Key. Each Cardholder (separately for Primary and Supplementary cardholders) shall be entitled for 8 complimentary visits per calendar year.
  • Multi-trip Travel Insurance: Applicable to the cardholder and family, for a period of 90 days from date of travel, up to a maximum of USD 500,000
  • Purchase Protection: Doubles the repair period offered by original manufacture warranty, up to 1 year
  • Extended Warranty: Protects you from theft or accidental damage

Reward Features

5 Smiles points on all Etisalat channels, Smiles app and elGrocer spends (Monthly cap of 10,000 Smiles points)

  • Up to 2 Smiles points on all international spends.
  • Up to 1.5 Smiles points on all domestic spends.
  • Quarterly bonus of 7,500 Smiles points worth up to AED 75.

Redeem Smiles points:

  • Payment of Etisalat bills | Prepaid recharges | Food delivery
  • Purchase of Smart phones | Shopping vouchers & more
  • Groceries and Pharmacies

MINIMUM SALARY

AED 5,000

RATE

3.99%

ANNUAL FEE

AED 0

  • 5 FAB Rewards on your online spending
  • Get 20% off shopping on Namshi.com
  • Movie tickets at only AED 20
  • Get unlimited airport lounge access globally
  • Get 20,000 bonus FAB Rewards a month

MINIMUM SALARY

AED 5,000

RATE

3.99%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.61

Cash Advance Fee

3.15 % AED 157.5

Key Features

  • Get 20% off shopping on Namshi.com
  • 5 FAB Rewards on your online spending
  • Dine with up to 20% off at over 150 restaurants in the UAE
  • Enjoy discounts of up to 20% on entertainment and attractions in the UAE
  • Get up to 10% off Farfetch.com
  • Movie tickets at only AED 20
  • Get 20,000 bonus FAB Rewards a month
  • Receive 5 FAB Rewards on your online spending
  • Earn 1 FAB Reward on all other spending including abroad
  • Enjoy an 8% discount on cleartrip.ae
  • Get unlimited airport lounge access globally
  • Receive 10% off car and truck rentals
  • Hassle-free travel visa fulfillment
  • Get purchase protection
  • Stay covered with Credit Shield

Reward Features

Get 20,000 bonus FAB Rewards a month
Enjoy monthly FAB Rewards bonuses of 20,000 FAB Rewards if you spend AED 10,000 or more each month.

Receive 5 FAB Rewards on your online spending
Keep shopping online - each time you use your FAB Rewards Indulge Card for online purchases, you’ll receive 5 FAB Rewards for every AED 1 spent.

Earn 1 FAB Reward on all other spending including abroad
There are more rewards for you. Get 1 FAB Reward* for each AED 1 spent on all other spending in the UAE and aboard (including non-AED currencies).

Use your FAB Rewards for cashback and much more
FAB’s exclusive loyalty programme, FAB Rewards gives you several rewards across your banking. Redeem rewards on retail, dining, cashback, miles and entertainment. Manage your rewards quickly and easily through the FAB Mobile app. 

FAB Rewards earning is capped at 50,000 FAB Rewards per month.

*Selected categories will earn 0.5 FAB Rewards per AED 1 spent
*Supermarkets, telecom, fuel, education, government, charities, transport, rental, insurance and fast-food spending will earn 0.5 FAB Reward for every AED 1 spent.

MINIMUM SALARY

AED 30,000

RATE

3.75%

ANNUAL FEE

AED 600

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Earn up to 5 FAB Rewards for every AED 1 you spend
  • Access to over 1,000+ Airport Lounges
  • Complimentary multi-trip travel insurance
  • Movie tickets from just AED 15
  • Golf discounts with Visa Golf

MINIMUM SALARY

AED 30,000

RATE

3.75%

ANNUAL FEE

AED 600

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / AED 158

Joining Offers

Get a FAB Rewards bonus equivalent to your first year’s annual card fee when you activate and use your card within 30 days of card issuance.


Key Features

  • A convenient solution for all those enjoy the basic luxuries in life! FAB Infinite Credit Cardholders can enjoy 3 valet parking services per month at select locations.
  • FAB Infinite Credit Cardholders can enjoy 6 movie tickets per month at AED 15 during weekdays and AED 20 during weekends with Reel Cinemas, Cine Royal, and Oscar Cinemasand at AED 20 during weekends at Vox Cinemas.
  • Take your golf to the next level with Visa Golf and get exclusive discounts on highly prestigious golf courses.
  • Make the most of your trip with a 24-hour Concierge Service to help you with an array of travel-related tasks.
  • Plus hundreds more top-class offers available to FAB Infinite Credit Cardholders.
  • Get welcomed at the airport in style! FAB VISA Infinite Credit Cardholders can enjoy 6 Meet & Greet services per annum from AED 40 (individual booking) or AED 100 (family booking). Note: The service at Abu Dhabi airport is temporarily on hold until
  • further notice
  • Travel in style with access to more than 1000+ airport lounges worldwide for you and a guest.
  • Visa gives you 20% off on 3 airport transfers with Careem.
  • Get complimentary Travel Accident Insurance of up to USD 1 million.
  • Enjoy Purchase Protection and an Extended Warranty of 12 months beyond the manufacturer or retail warranty.
  • Benefit from automatic protection against unauthorised transactions or fraudulent use of your card.
  • If you have used your FAB Visa Infinite Credit Card to pay for your travel, you are eligible for free Medical and Travel Assistance Insurance for you and your family when travelling to a location outside your principal country of residence for up to 90
  • days.

Reward Features

Earn up to 5 FAB Rewards for every AED 1 you spend on gaming including spending on PlayStation, Nintendo, Xbox, Steam, Twitch and more.

Earn up to 4 FAB Rewards per AED 1 spent on your card

Enjoy instant redemption at your fingertips and easily choose from an extensive selection of Rewards such as shopping, cashback, paying your utility bills, dining out or booking your next holiday

Things To Be Aware Of

  • Spend critiera applicable for Valet and Movies

MINIMUM SALARY

AED 5,000

RATE

3.85%

ANNUAL FEE

AED 0

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Purchase Protection
  • Extended Warranty
  • Free for life
  • 0% Balance transfer offer for 12 months
  • 50% discount on 2 cinema tickets at Novo cinemas per month
  • Cinema offer at Nov

MINIMUM SALARY

AED 5,000

RATE

3.85%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.00 % / Min 105

Joining Offers

New credit card customers enjoy 0% interest on Cash on Call 6- and 12-month plans within 30 days of card issuance. Apply instantly through the CBD Mobile app.

Offer valid until 31 March 2024. One time processing fee of 1.99% and 4% respectively, applies.

Key Features

  • No annual fees ever
  • CBD Points Rewards Program – earn up to 2 points for every AED spent
  • 50% discount on 2 cinema tickets at Novo cinemas per calendar month subject to a monthly spend of AED 2,000.Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • DragonPass 'Dine & Fly' airport dining program
  • Agoda hotels & vacations discounts
  • 8% off bookings on hotels.com
  • Visa Luxury Hotel Collection
  • YQ Meet & Greet Service
  • Purchase Protection
  • Extended ​Warranty
  • Complimentary access to over 10 VIP lounges in UAE, KSA, Jordan, Kuwait and Egypt
  • Buy 1 Get 1 offers on leisure, entertainment, and more

Reward Features

Earn Reward Points

  • Earn CBD Rewards Points on every spend, up to 1.5 Points per AED spend. Redeem your CBD Rewards Points for Skywards Miles and fly better with Emirates or you can opt for Cashback, Vouchers & so much more

Things To Be Aware Of

  • Some categories of spend earn fewer points
  • Min. spend of AED 2500 in 30 days is req. for welcome bonus

MINIMUM SALARY

AED 30,000

RATE

3.5%

ANNUAL FEE

AED 1500

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Strong rewards earnings & travel benefits
  • AED 600 cash back welcome bonus
  • Unlimited access to 1,100+ lounges worldwide
  • Valet Parking: 2 services per month
  • Buy1 Get1 free movie tickets per month at VOX(6) and Reel(2)

MINIMUM SALARY

AED 30,000

RATE

3.5%

ANNUAL FEE

AED 1,500

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.00 % / Min 99

Joining Offers

Apply for a Citi Prestige Credit Card and get up AED 600  welcome offer as a statement credit.

Also, earn 10,000 annual ThankYou® Points on yearly renewal of your Card. 

Citibank Terms & Conditions apply.

Key Features

  • AED 600 cash back welcome bonus (subject to payment of full annual fee)
  • 10,000 bonus ThankYou® Points annually post payment of annual fee
  • Transfer points to 12 partner airlines including Emirates, Etihad, Turkish or redeem for cash back at a click of a button from Citi Mobile® App
  • 4th night free at any hotel worldwide (unlimited
  • Airport Lounges: Unlimited access to 1,100+ lounges worldwide for primary & supplementary cardholders (+ 1 guest each) with MasterCard Travel Pass app
  • Airport Transfers: 6 rides per year (up to AED 110 each) using code "MAUAE6“ on the Careem app
  • Golf: Unlimited golf on weekdays and 1 free round on weekends per month at some of the best golf courses in UAE
  • Valet Parking: 2 services per month at select Valtrans locations
  • Booking.com: Up to 10% cash back to wallet across millions of properties worldwide via Booking.com/mastercardmea
  • Movies: 6 ‘Buy 1 Get 1 free’ movie tickets per month at VOX (4) & REEL(2) cinemas
  • Talabat: 20% discount (up to AED 14) on grocery and food orders twice once a month on the Talabat app. Use code “MASTERCARD” at checkout
  • Marhaba Silver Meet & Greet service twice a year with fast-track and porter services for arrivals & departures at Dubai International Airport
  • Online purchases cover (up to $1,000 per year) for delayed, damaged or wrong items
  • Purchase Protection Cover (up to $5,000 p.a.) for damaged or stolen items within 90 days of purchase
  • Travel Accident & Medical Insurance for delayed flights, lost luggage and emergency medical conditions

Reward Features

Earn 3 ThankYou® Points per USD on non-AED spend spent and 2 ThankYou® Points per USD on local (AED) spend

With your ThankYou® Points you have the flexibility to redeem for travel rewards, merchandise, gift vouchers and many other rewarding experiences 

- Transfer your ThankYou® Points to 12 airline and hotel partners for flights and hotel stays

- Redeem points for cash rebates or shopping vouchers

Apply Now

on Citibank site

MINIMUM SALARY

AED 12,000

RATE

3.85%

ANNUAL FEE

AED 999

  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • First year Free (AED 999 waived for first year)
  • Premium lifestyle & travel benefits
  • 3 complimentary valet parking services
  • 1,000 Airport Lounges across the world via Lounge Key
  • 4 complimentary rounds of Golf

MINIMUM SALARY

AED 12,000

RATE

3.85%

ANNUAL FEE

AED 999

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.00 % / AED 105

Joining Offers

  • 100,000 Smiles points subject to achieving spends of AED 2,000 within 30 days of card issuance at Etisalat channels, Smiles App and elGrocer.
  • First year Free * (Annual fee of AED 999 waived for first year)
  • 1 year complimentary subscription to 'Unlimited Buy 1 Get 1 Offers' worth AED 200
  • Discount coupon worth AED 100 from Yallacompare
  • Free for life Supplementary cards

Promotion validity: 1 January 2024 to 31 March 2024. (Offer is valid for cards issued between the above dates)

Key Features

  • Earn Smiles points
  • Redeem Smiles points seamlessly via the Smiles UAE mobile app across various categories
  • 4 complimentary rounds of Golf at Trump International Golf Club every month subject to calendar month retail spends of AED 7,500.
  • 3 complimentary valet parking services each calendar month at over 30 locations in the UAE.
  • Discount and savings at Emaar Attractions
  • 20% discount on regular admission tickets at KidZania®, E-Kart Zabeel | Dubai Aquarium and
  • Underwater Zoo Penguin Cove and Nursery experience
  • 20% discount on The Storm Coaster at Dubai Hills Mall
  • 20% discount at Dubai Ice Rink general admission tickets
  • 20% discount at Zabeel Sports District except badminton games
  • Enjoy up to a maximum of 8 complimentary visits in a calendar year at over 1,000 Airport Lounges across the world via Lounge Key
  • Multi-trip Travel Insurance: Applicable to the cardholder and family, for a period of 90 days from date of travel, up to a maximum of USD 500,000
  • Purchase Protection: Doubles the repair period offered by original manufacture warranty, up to 1 year
  • Extended Warranty: Protects you from theft or accidental damage

Reward Features

Earn Smiles points on every AED spent:

  • 10 Smiles points on all Etisalat channels, Smiles app and elGrocer spends (Monthly cap of 25,000 Smiles points)
  • Up to 3 Smiles points on all international spends
  • Up to 2 Smiles points on all domestic spends
  • Quarterly bonus of 15,000 Smiles points worth up to AED 150

Redeem Smiles points:

  • Payment of Etisalat bills | Prepaid recharges | Food delivery
  • Purchase of Smart phones | Shopping vouchers & more
  • Groceries and Pharmacies


Things To Be Aware Of

  • Min. spend of USD 15,000 is req. for quarterly bonus
  • Min. retail spend of AED 5,000 req. to avail VOX offer

MINIMUM SALARY

AED 5,000

RATE

3.5%

ANNUAL FEE

AED 0

  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Air Miles
  • No annual fee
  • Up to 4.25% fixed discount on advanced payment of GEMS fees
  • 10% Cashback with Shop Smart
  • Enjoy access to airport lounges across the Middle East
  • Enjoy special offers at restaurants, premium retail etc.

MINIMUM SALARY

AED 5,000

RATE

3.5%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • Up to 4.25% discount on GEMS school tuition fee
  • Convert the school fees into 0% interest Easy Payment Plan for up to 12 months
  • Unlimited VIP airport lounge access in the Middle East
  • Movie tickets from just AED 15 - at Cine Royal, Oscar Cinemas and Reel Cinemas
  • Earn FAB reward points on all spends - domestic & international
  • Special offers at numerous food & beverage outlets and family entertainment venues in UAE
  • Education protection coverage up to AED 500,000 per child
  • 10% Cashback with Shop Smart
  • Home content insurance

Reward Features

Earn FAB Reward Points

  • Earn 2.5 FAB Rewards Star for every AED 1 spent

Enjoy instant redemption at your fingertips and easily choose from an extensive selection of Rewards such as shopping, cashback, paying your utility bills, dining out or booking your next holiday.

Things To Be Aware Of

  • Your child/children must be enrolled in a GEMS school
  • Some benefits require minimum spend

MINIMUM SALARY

AED 5,000

RATE

3.85

ANNUAL FEE

AED AED 0

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • First year free
  • 50% off cinema tickets at Vox, Reel & Novo cinemas
  • 4 complimentary rounds of Golf
  • Complimentary access to over 1000 airport lounges

MINIMUM SALARY

AED 5,000

RATE

3.85

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.00 % / or AED 105

Key Features

  • Enjoy up to 15%* back in Yes Points on all your ENOC and EPPCO service station spends including fuel, Zoom purchases, Autopro, Pronto
  • 50% off cinema tickets at Vox, Reel & Novo cinemas
  • 4 complimentary rounds of Golf at Trump International Golf Club every month subject to calendar month retail spends of AED 7,500.
  • Free valet parking: Enjoy 2 complimentary valet parking services each calendar month at over 30 locations in the UAE.
  • Complimentary Airport Lounge Access: Enjoy complimentary access to over 1000 airport lounges
  • Multi-trip travel Insurance: Travel with complete freedom and peace of mind
  • Extended Warranty: Extended warranty up to one year from the expiry date of the original warranty.
  • Purchase Protection: Purchase protection provides you with additional peace of mind every time you make a purchase.
  • Balance Transfer: Transfer the outstanding balances from other banks credit cards to your CBD Credit Card and enjoy low interest rates.
  • 20% discount on regular admission tickets at KidZania®, E-Kart Zabeel | Dubai Aquarium and Underwater Zoo Penguin Cove and Nursery experience
  • 20% discount on The Storm Coaster at Dubai Hills Mall
  • 20% discount at Dubai Ice Rink general admission tickets
  • 20% discount at Zabeel Sports District except badminton games
  • Get bonus credits at Play DXB when you purchase credits using CBD Credit Card.

Reward Features

The Total Monthly Spend Tiers for ENOC/EPPCO Service Station Spends and Other Spends are categorized as follows: 

- For spends between AED 0 to AED 2,499, customers receive 3% back (equivalent to 3 Yes Rewards) per 1AED spend, with a maximum cap per month of AED 75 (7,500 Yes Rewards). Additionally, they can earn up to 1% back (up to 1 Yes Reward Point) on other spends within this tier.

- For spends between AED 2,500 to AED 9,999, customers receive 10% back (equivalent to 10 Yes Rewards) per 1AED spend, with a maximum cap per month of AED 125 (12,500 Yes Rewards).

- For spends exceeding AED 10,000, customers receive 15% back (equivalent to 15 Yes Rewards) per 1A

MINIMUM SALARY

AED 5,000

RATE

3.49%

ANNUAL FEE

AED 0

  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
  • Air Miles
  • 10% rewards for spends at dnata Travel
  • 15% rewards for spends at Emirates Leisure Retail
  • 10% rewards for spends at MMI / Al Hamra Cellar and Le Clos
  • Complimentary airport lounge access

MINIMUM SALARY

AED 5,000

RATE

3.49%

ANNUAL FEE

AED 0

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / AED 103.95

Joining Offers

Introductory Offer:

  • Up to AED 1,000 Travel Vouchers.
  • AED 500 travel voucher on payment of joining fee
  • AED 500 travel voucher after retail spends of AED 10,000 in the first 3 billing statements

Key Features

  • dnata Points & Benefits
  • Complimentary airport lounge access with Mastercard Travel Pass: Airport Lounge Access: Complimentary access to select airport lounges with Mastercard Travel Pass. Download the Mastercard Travel Pass app to access lounges. Additional guests can enter for a fee
  • Avis Car Rental Discounts: Save up to 20% on car rentals, enjoy a complimentary upgrade with every booking, and get 10% off premium chauffeur services worldwide.
  • Movie Benefits at VOX Cinema: Enjoy buy-1-get-1 free VOX Cinema tickets
  • Upto 30% discount on booking with Cleartrip: Visit Cleartrip and book any roundtrip, international airfare or hotel using your Mastercard and enjoy up to 30% discount on your travel booking.
  • Lingokids discount: Fun, play-based learning to develop creativity, critical thinking, and communication skills
  • Bicester Village Shopping Offer: Save up to 60% on luxury brand outlet villages
  • VIP invitation for an extra 10% discount on participating boutique purchases
  • 15% discount on shopping packages, chauffeur drive, and Shopping Express
  • Booking.com discount: Book your trip via Booking.com’s Mastercard offer page: Get up to 10% cashback on millions of properties worldwide
  • Costa Outlets Airport Offer: Up to 4 complimentary food & drink items at Costa outlets in Dubai airports
  • Redeem via the Mastercard Travel Pass app
  • Lime Discounted Rides: 10% off up to 4 scooter or e-bike rentals with Lime. Use promo code MCUAE24 when paying with an eligible Mastercard

Reward Features

Earn dnata rewards

  • dnata Points Discount are applicable on total spend: 1 dnata Point = AED1. dnata Points never expire 
  • Earn dnata Points for every spend on your dnata World Mastercard, with accelerated rewards at partner stores across travel, dining, leisure and entertainment
  • Earn 10% dnata Points on dnata Travel
  • Earn 15% dnata Points on City Sightseeing
  • Earn 15% dnata Points at Emirates Leisure Retail (Costa, Pret A Manger, The Noodle House, Giraffe, Nuevo, Asian Street Kitchen, The Kitchen by Wolfgang Puck, Mr Toad’s Pub and Kitchen, The Sports Shack, Jack’s Bar & Grill, Seafarers, The Draft House, The Hangar and Breakwater Café.)
  • Earn 10% dnata Points at Arabian Adventures, MMI, Al Hamra Cellar and Le Clos
  • Earn 10% dnata Points on Duty Free Shopping Worldwide
  • Earn 1.5% dnata Points on all retail spends

Things To Be Aware Of

  • Specific spend categories earn lower rewards

MINIMUM SALARY

AED 21,250

RATE

3.25%

ANNUAL FEE

AED 700

  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • 30,000 bonus Membership Rewards
  • 2 Membership Rewards® points with every AED 4 spent
  • Annual fee waiver with FeeBack
  • Upto 12 complimentary airport lounge access with a guest
  • Comprehensive retail and travel insurance

MINIMUM SALARY

AED 21,250

RATE

3.25%

ANNUAL FEE

AED 700

Non AED Transaction Fee

2.94%

Cash Advance Fee

3.00 % / min AED100

Joining Offers

Receive 30,000 bonus Membership Rewards (“MR”) points (hereinafter “Offer”) when you apply via the Amex MENA Mobile App (hereinafter “the App”) for The American Express® Platinum Credit Card (hereinafter “Card”) during the Offer Period June 17th – 15th August 2022

AED 500 Rivoli voucher can be redeemed for 16000 MR points
GBP 100 Harrods voucher for 29000 MR points

Key Features

  • 30,000 bonus membership rewards as joining offer. Access to the Membership Rewards® program, with 2 point earned for every AED 4 of spend
  • Membership Rewardspoints that can be redeemed for complimentary flights, upgrades, hotel stays and more.
  • Annual fee waiver with FeeBack.
  • To continue enjoying your complimentary Cardmembership year after year, simply spend AED 40,000 per annum.
  • With FeeBack, the annual fee on your Platinum Credit Card will be credited back to your Card account when you spend at least AED 10,000 within the first 3 months of receiving your Card.
  • To continue enjoying your complimentary Cardmembership year after year, simply spend AED 40,000 per annum.
  • Access to 1,400+ Airport lounges globally with Priority PassTM programme
  • Annual fee waiver with "FeeBack"
  • Comprehensive Travel Insurance. Your policy number is 'AMEX13'

Reward Features

Earn Membership Rewards Points

  • Access to the Membership Rewards programme, with 2 points earned for every AED 4 of spend (local purchase)
  • Points never expire
  • Redeemable at 14 airlines, 3 hotel partners and o merchandise from leading brands across fashion, electronics and more.

Membership Rewards® programme is American Express way of thanking you for using the Platinum Credit Card. Use your points to treat yourself to rewards from leading brands in travel, fashion, electronics and more.

SPEND AED 5,250 per month and earn 31,500 Membership Rewards points per annum.  Redeem for AED 1,000 Voucher from RIVOLI
SPEND AED 9,000 per Month and earn 54,000 Membership Rewards points per annum. Redeem for a return trip ticket to London
SPEND AED 19,200 per Month and earn 115,200 Membership Rewards points per annum. Redeem for Apple Watch series 6

Things To Be Aware Of

  • Welcome offer only for applications via the Amex MENA app

MINIMUM SALARY

AED 5,000

RATE

3.5%

ANNUAL FEE

AED 0

  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Contactless Tech
  • Roadside Assistance
  • No Annual fee
  • Win a trip to Etihad Stadium to watch Manchester City
  • Win a chance to meet the Manchester City Team in the UK
  • Access to airport lounges across the Middle East

MINIMUM SALARY

AED 5,000

RATE

3.5%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • Exclusive Manchester City Football Club experiences
  • Win a trip to the Etihad Stadium to watch Manchester City in action
  • Win a chance to meet the Manchester City Team in the UK
  • Witness One of the Final Matches in the UK
  • Win official kids coaching lessons
  • Win Mall Vouchers
  • Shop Smart
  • Talk for free
  • Redeem loyalty points against MCFC merchandise
  • Select a loyalty program of your choice - rewards or cashback
  • Priceless Arabia Mastercard Offers
  • Buy 1 get 1 free cinema offers (Cine Royal & Star Cinemas)
  • Balance Transfer

Reward Features

  • Earn up to 2.5 FAB Rewards for every AED 1 you spend
  • Enjoy instant redemption at your fingertips and easily choose from an extensive selection of Rewards such as shopping, cashback, paying your utility bills, dining out or booking your next holiday

Things To Be Aware Of

  • Cashback categories have maximum caps
  • Some benefits require minimum spends per month

MINIMUM SALARY

AED 12,000

RATE

3.49

ANNUAL FEE

AED 0

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Airport Lounge Access
  • You’ll get two cards - a Diners Club and a Mastercard credit
  • Unlimited complimentary airport lounge access across the wor
  • Complimentary access to top golf courses across the UAE
  • 5% on grocery, electronics, utilities, education and fuel
  • Exclusive for Abu Dhabi residents

MINIMUM SALARY

AED 12,000

RATE

3.49

ANNUAL FEE

AED 0

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / AED 104

Joining Offers

Exclusive current offer: No Annual Fee

Key Features

  • You’ll get two cards - a Diners Club and a Mastercard credit card so you can benefit from the offers from both. Below are some of the key features.
  • Buy 1 get 1 movie ticket free offer on Royal Cinemas:
  • Minimum monthly spend of AED 5,000 is appliable to avail this offer
  • Cardholders can redeem up to 3 tickets per month
  • Service charges of AED 125/- + VAT will be applicable if minimum monthly is below AED 5,000
  • Unlimited complimentary airport lounge access across the world
  • Concierge services to take care of your time-consuming errands
  • Complimentary access to top golf courses across the UAE
  • With your Diners Club and Mastercard credit cards, you can enjoy a relaxing day with complimentary* access to the top 5 golf courses across the UAE
  • Trump International Golf Course
  • Arabian Ranches Golf Club
  • Jebel Ali Golf Course
  • Abu Dhabi Golf Club
  • Sharjah Golf & Shooting Club
  • A processing fee of AED 30 per booking and no-show fees apply. Charges vary from course to course.
  • Valet Parking at selected locations in Abu Dhabi
  • 0% Easy Payment Plans at select Merchant Outlets
  • Utility bill payments facility
  • Use both your Diners and Mastercard credit card to gain access to over 300 airport lounges across the Middle East and over 1000 lounges across the world.
  • Mastercard lounge access
  • Indulge in over 25 regional and international LoungeKey, marhaba and CAC lounges across the UAE, Saudi Arabia, Jordan, Kuwait, Egypt, Morocco, USA, UK, Canada, Germany, France, Singapore and more, no matter which airline or airline class you're travelling in. Simply present your Mastercard credit card at any participating LoungeKey Program airport lounge and enter immediately. Supplementary cardholders can use this benefit too.
  • Enjoy unlimited complimentary visits for self. Additional guests will be charged extra.|
  • Diners Club lounge access
  • Diners Club lounge access
  • Diners Club lounge access
  • Indulge in over 1,000 comfortable premium lounges in more than 300 cities worldwide. Simply present your Diners Club card at any participating airport lounge and enter immediately, no matter which airline or airline class you're travelling in. Supplementary cardholders can use this benefit too.
  • Enjoy unlimited complimentary visits for self*. Additional guests will be charged extra.*Minimum spend criteria applies.
  • Introducing the new Credit Shield Pro, our enhanced insurance product, underwritten by Abu Dhabi National Insurance Company, that brings you even more benefits and extended coverage.
  • Key features
  • 0.99% monthly fee of your card's outstanding balance
  • Up to AED 300,000 decease cover per cardholder
  • AED 100 pay out per day in case of hospitalization
  • Up to AED 60,000 job loss cover for up to 12 months or until re-employment

Reward Features

Earn Plus Points on spends
5% rewards on grocery, electronics, utilities, education and fuel
0.5% rewards on other spends including travel, dining, hotels and online
Plus Points earning cap per statement is applicable.


Plus Points loyalty program rewards you for your everyday spends using your Emirates NBD Credit Card. You are automatically enrolled to the program when you activate your credit card.

MINIMUM SALARY

AED 30,000

RATE

1.99%

ANNUAL FEE

AED 1575

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Earn rewards on all domestic & international spends
  • Complimentary airport lounge access to over 1000 lounges
  • Golf club privileges
  • Exclusive Concierge Desk Privileges
  • Valet Parking at selected locations in Abu Dhabi

MINIMUM SALARY

AED 30,000

RATE

1.99%

ANNUAL FEE

AED 1,575

Non AED Transaction Fee

3.25%

Cash Advance Fee

3.15 % / Min 103.95

Joining Offers

Apply for an Emirates NBD Credit Card and receive a voucher worth up to AED 400 that can be availed across Noon and Noon Daily!

Key Features

  • Earn Plus Points rewards on all domestic and international spends
  • Redeem Plus Points for gift vouchers, frequent flyer miles, annual fee waivers or cash back
  • Unlimited complimentary access to over 650+ VIP lounges worldwide for primary, supplementary and 1 guest each
  • Dedicated concierge service
  • Up to 4 airport transfers per calendar year
  • Pick up & delivery of car for servicing & registration once a year
  • Free Local courier services within UAE up to 12 times per calendar year
  • Up to 4 complimentary valet parking services at select locations in Abu Dhabi
  • Complimentary golf at not 4, but 5 golf courses across the UAE, twice a month. Discounts at 14 clubs in the UAE and Muscat.
  • Salik auto top-up feature
  • Bon Appetit - Exclusive dining discounts
  • Discounts on air tickets and holiday packages
  • 20% off at Roxy cinema on weekdays. Not valid on public holidays and applicable untill Sept 2020. There is no minimum spend requirement on this card for this offer.
  • International Medical & Travel Assistance
  • Purchase Protection cover for lost, stolen and damaged goods
  • Extended Warranty - automatically double the manufacturer's warranty
  • Travel Insurance cover
  • Visa luxury hotel collection offers
  • 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
  • Subscribe to Anghami Plus and enjoy upto four months free for the first year
  • 8% discount on hotel bookings made at Hotels.com
  • Fraudulent card misuse protection cover ($3,000 per occurrence with $5,000 annual aggregate limit)

Reward Features

Earn Plus Points Rewards

  • Earn Plus Points for every spend and redeem them instantly at your favorite stores. You can also convert your Plus Points to Frequent Flyer Miles or Cash back.
  • Earn up to 2 Plus Points for every AED 100 spend
  • Earn 0.4% Plus Points in supermarkets and groceries spends
  • Earn 0.4% Plus Points in Insurance and Car Dealership spends
  • Earn 0.2% Plus Points in Fuel and Utility Payments
  • Earn 0.2% Plus Points in Real Estate and Education spend

Things To Be Aware Of

  • Specific spend categories earn lower rewards

MINIMUM SALARY

AED 6,000

RATE

3.25%

ANNUAL FEE

AED 103.95

  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Life Insurance
  • RTA Nol Card related benefits
  • Exclusive cinema offers
  • Earn up to 5 Plus Points for every AED 400 spent
  • Complimentary life insurance pls refer to more details page
  • Free rides on dubai ferry

MINIMUM SALARY

AED 6,000

RATE

3.25%

ANNUAL FEE

AED 104

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / Min 103.95

Key Features

  • Use your Go4it Card like the RTA Nol Card as well as a credit card
  • Earn Plus Points rewards on all spends
  • 0% Easy Instalment Plan
  • Earn additional Plus Points on weekends and on RTA spends
  • Redeem Plus Points for gift vouchers, top up for your Nol Tag ID, frequent flyer miles, annual membership fee waivers, or even cash back
  • Salik Auto Top Up
  • Bon Appétit - An exclusive dining experience
  • Free rides on Dubai Ferry
  • Discounts on air tickets and holiday packages
  • Complimentary Life Insurance (AED 75,000)
  • International Medical & Travel Assistance
  • Utility Bill Paments
  • SkyShopper-Your online marketplace for deals and discounts
  • Lifestyle Protector Insurance
  • Auto top up facility for Nol top up
  • 8% discount on hotel bookings made at Hotels.com

Reward Features

Earn Plus Points rewards

  • Earn Plus Points for every spend and redeem them instantly at your favorite stores. You can also convert your Plus Points to Frequent Flyer Miles or Cash back.
  • Earn up to 5 Plus Points for every AED 400 spend on weekends.
  • Earn up to 4 Plus Points for every AED 400 spend on RTA.
  • Earn up to 1 Plus Points for every AED 400 spend on weekdays.

Things To Be Aware Of

  • Some benefits require min average 3monthly spend of AED2,000

MINIMUM SALARY

AED 15,000

RATE

3.49%

ANNUAL FEE

AED 735

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
  • Extensive premium lifestyle & travel benefits
  • Up to 3.75 EI SmartMiles per AED 1 spend
  • Upto 2.5 EI SmartMiles Per AED 1 spend
  • 2 complimentary valet parking service per month
  • Complimentary unlimited access to 1000 lounges worldwide

MINIMUM SALARY

AED 15,000

RATE

3.49%

ANNUAL FEE

AED 735

Non AED Transaction Fee

3.49%

Cash Advance Fee

3.15 % / Min 103.95

Joining Offers

The Emirates Islamic Flex Elite Credit Card is precisely that. Receive a welcome bonus equivalent to AED 750 with 75,000 EI SmartMiles upon payment of your first year annual fee. Your key to unforgettable adventures awaits!.

Begin with a generous welcome bonus of AED 750 and embark on a journey of earning rewards for all your spends. Travel worry-free with multi-trip insurance and unwind with unlimited complimentary Airport Lounge accesses for you & a guest. Discover how this card can transform your everyday into something extraordinary.

Key Features

  • Earn EI SmartMiles on all spends - domestic & international
  • Complimentary access to 1000+ lounges globally for the cardholder Plus a guest (via Loungekey)
  • 20% off on weekdays at Ultra Premium, Platinum Plus and Classic Silver Plus at Roxy
  • Earn unlimited miles and redeem with no blackout dates
  • Instant EI SmartMiles redemption at over 300 airlines and 180,000 hotels worldwide
  • “Instant Purchase" - shop with EI SmartMiles anytime, anywhere
  • Miles Exchange with frequent flyer programmes with Emirates Skywards, Etihad Guest, and InterMiles
  • A wide range of shopping options with online market place
  • Unlimited Complimentary Golf at Arabian Ranches and Track Meydan Clubs. Discounts at 14 clubs in UAE and Muscat
  • 24-hour personalised premium concierge service
  • Free Valet parking up to 2 times per month
  • Visa Luxury Hotel collection offers
  • DragonPass 'Dine & Fly' airport dining program
  • Mazaya offers
  • Travel insurance cover upto $1,000,000 covering the cardholder & family for trips upto 90 days in duration
  • Fraudulent card misuse protection cover ($3,000 per occurrence with $5,000 annual aggregate limit)
  • Extended warranty & purchase protection on purchases made on the card
  • 8% discount on hotel bookings made at Hotels.com
  • Visa PayWave - new, convenient, faster and safer way to pay
  • 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
  • Subscribe to Anghami Plus and enjoy upto four months free for the first year

Reward Features

Earn EI SmartMiles

Earn Upto 3.75 EI Smart Miles per AED on international transactions.

Earn Upto 2.5 EI Smart Miles per AED on local transactions.

You can redeem your EI SmartMiles

  • With the instant purchase feature against any purchase, across the globe
  • At over 300 airlines and more than 180,000 hotels worldwide
  • For latest electronics or for gift vouchers at our online marketplace
  • Simply exchange your EI SmartMiles for Miles with frequent flyer program with Emirates Skywards, Etihad Guest, and InterMiles.

10,000 EI SmartMiles = 1,750 AirRewards by Air Arabia

10,000 EI SmartMiles = 1,500 Etihad Guest Miles

10,000 EI SmartMiles =2,500 Marriott Bonvoy Points

10,000 EI SmartMiles = 1,750 Qatar Airways Privilege Club Avios Points

10,000 EI SmartMiles = 1,000 Skywards Miles

7,500 EI SmartMiles = 5,000 Smiles

6,500 EI SmartMiles = 1,000 Upoints By Emaar 

Miles will be transferred within 5 working days

Things To Be Aware Of

  • Specific categories of spend have lower earn rates
  • Welcome miles will be given once AMF is paid

MINIMUM SALARY

AED 10,000

RATE

3.25%

ANNUAL FEE

AED 400

  • Golf offers
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
  • Earn rewards on all domestic & international spends
  • Global airport lounge access and travel insurance

MINIMUM SALARY

AED 10,000

RATE

3.25%

ANNUAL FEE

AED 400

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15% /Min 103.95

Key Features

  • Earn Plus Points rewards on all domestic and international spends
  • Redeem Plus Points for gift vouchers, frequent flyer miles, annual fee waivers or cash back
  • Unlimited complimentary access to VIP lounges worldwide for primary cardholder
  • Free golf at Yas Links Abu Dhabi once in a month
  • Bon Appetit - exclusive dining discounts
  • Global privileges - exclusive savings on travel, dining, entertainment and more, all over the world
  • Travel insurance cover of up to USD 100,000
  • Free 24/7 roadside assistance up to 2 times per year

Reward Features

Earn Plus Points rewards on all domestic and international spends:

  • 1 Plus Point for every AED 100 retail spend
  • Earn 5% points on Duty Free spends and 2.5% on dining spends
  • Insurance, Car dealership related, Grocery/Supermarket will earn 0.4% Points
  • Real Estate, Education, Fuel, Govt Services, Utilities, Telecom will earn 0.2% Points
  • Redeem Plus Points for gift vouchers, frequent flyer miles, annual fee waivers or cash back

Things To Be Aware Of

  • Airport lounge access requires 3 month avg spend of AED 2,500
  • Specific spend categories earn lower rewards
  • Golf requires monthly spend of AED 3000

MINIMUM SALARY

AED 10,000

RATE

3.75%

ANNUAL FEE

AED 1000

  • Cinema Tickets
  • Get 2 for 1 cinema tickets at VOX Cinemas
  • Get 10,000 complimentary SHARE points
  • Get a chance to win back your monthly spend at MOE and CC

MINIMUM SALARY

AED 10,000

RATE

3.75%

ANNUAL FEE

AED 1,000

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / or AED 150

Key Features

  • Accelerate your value back in SHARE points with no limits on your SHARE earnings
  • Get 10,000 complimentary SHARE points (worth AED 1,000) when you activate your FAB SHARE Platinum Credit Card
  • Earn up to 7% value back in SHARE points at Carrefour for each AED 1 spent
  • Earn up to 6.25% value back in SHARE points at VOX Cinemas, Ski Dubai, Magic Planet, Dreamscape, iFLY Dubai, and Little Explorers
  • Earn up to 4.25% value back in SHARE points on all spending at Mall of the Emirates and City Centres across the UAE
  • Earn up to 2.25% value back in SHARE points on international spending, other retail spending, and online shopping
  • Get 2 for 1 cinema tickets at VOX Cinemas
  • Get a chance to win back your monthly spend at Mall of the Emirates and all City Centres in the UAE (up to AED 1,000 for one winner)
  • First-of-its-kind biometric verification is built into your credit card for even safer transactions
  • Apply and get an instant virtual card to use in digital wallets through the FAB Mobile app

Reward Features

Carrefour (in-store or online)

  • Regular SHARE points earning per AED 1 spent*   = 0.25%
  • Earning on the FAB SHARE Standard Credit Card per AED 1 spent =6.5%
  • Additional earnings when you transfer your salary to a FAB account =0.25%

Spending at Mall of the Emirates and City Centres across the UAE*

  • Regular SHARE points earning per AED 1 spent* =Up o 1%
  • Earning on the FAB SHARE Standard Credit Card per AED 1 spent = 3%
  • Additional earnings when you transfer your salary to a FAB account = 0.25%

Spending at VOX Cinemas, Ski Dubai, Dreamscape, iFLY Dubai, Magic Planet, and Little Explorers

  • Regular SHARE points earning per AED 1 spent* = 3%
  • Earning on the FAB SHARE Standard Credit Card per AED 1 spent = 3% (at Mall of Emirates or City Centres in the UAE)
  • Additional earnings when you transfer your salary to a FAB account= 0.25%

Other retail, online and international spending

  • Earning on the FAB SHARE Standard Credit Card per AED 1 spent= 2%
  • Additional earnings when you transfer your salary to a FAB account = 0.25%

Spending at selected merchants* including utility and fuel providers and other supermarkets

  • Earning on the FAB SHARE Standard Credit Card per AED 1 spent = 0.5%

Things To Be Aware Of

  • International transaction has scheme charges in addition

MINIMUM SALARY

AED 20,000

RATE

3.25%

ANNUAL FEE

AED 1049

  • Golf offers
  • Valet Parking
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Air Miles
  • 15% rewards for spends at dnata Travel and Emirates Leisure
  • 10% rewards for spends at MMI / Al Hamra Cellar and Le Clos
  • 0% bank fee for foreign transactions
  • Complimentary airport lounge access to over 1000 lounges
  • 10% rewards for Duty Free Shopping worldwide

MINIMUM SALARY

AED 20,000

RATE

3.25%

ANNUAL FEE

AED 1,049

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / Min 103.95

Joining Offers

Introductory offer : Up to AED 2,500 worth travel vouchers
AED 1,000 travel voucher on paying the joining fee
AED 1,500 travel voucher on retail spends of AED 25,000 in the first 3 billing statements

Key Features

  • Earn dnata Points on Spends:
  • 15% at Costa Coffee, City Sightseeing, Giraffe, and dnata Travel
  • 10% at MMI, Al Hamra Cellar, Arabian Adventures, Le Clos, and Duty-Free shopping
  • 1.5% on all other retail spends
  • Valet Parking: 4 free valet services/month (1 hour each) in Abu Dhabi.
  • Movie Benefits at VOX Cinema: Enjoy buy-1-get-1 free VOX Cinema tickets
  • Golf Privileges: Free access to UAE golf courses with AED 30 processingfee.
  • Concierge Services: Assistance with airport transfers, car services, and more.
  • Lounge Access: Free airport lounge access with Mastercard Travel Pass.
  • Hertz Car Rental: Skip queues, 15% off, priority service, free upgrades.
  • Avis Car Rental: 35% off rentals, free upgrades, 10% off chauffeurs.
  • Bicester Village: Up to 60% off luxury brands, extra VIP discounts.
  • MyUS Shipping: Free 2-year membership, 30% off first-month shipping.
  • Travel Insurance: Up to $500K coverage for accidents, trip delays, and more.
  • Farfetch Discount: 10% off full-priced luxury fashion items.
  • Salik Auto Top-Up: Automatic Salik recharges for primary and supplementary cards.
  • Lingokids Offer: 2 months free + 30% off subscriptions for new users.
  • Booking.com Cashback: Get up to 10% cashback on hotel bookings.
  • Costa Airport Offer: 4 free food/drink items at Dubai airport outlets.
  • Lime Rides: 10% off up to 4 scooter or e-bike rentals.

Reward Features


Earn dnata rewards

  • dnata Points Discount are applicable on total spend: 1 dnata Point = AED1. dnata Points never expire 
  • Earn dnata Points for every spend on your dnata World Mastercard, with accelerated rewards at partner stores across travel, dining, leisure and entertainment
  • Earn 15% dnata Points on dnata Travel and City Sightseeing
  • Earn 15% dnata Points at Emirates Leisure Retail (Costa, Pret A Manger, The Noodle House, Giraffe, Nuevo, Asian Street Kitchen, The Kitchen by Wolfgang Puck, Mr Toad’s Pub and Kitchen, The Sports Shack, Jack’s Bar & Grill, Seafarers, The Draft House, The Hangar and Breakwater Café.)
  • Earn 10% dnata Points at Arabian Adventures, MMI, Al Hamra Cellar and Le Clos
  • Earn 10% dnata Points on Duty Free Shopping Worldwide
  • Earn 1.5% dnata Points on all retail spend

Things To Be Aware Of

  • Specific spend categories earn lower rewards
  • Max spend cap for spends on participating partners

MINIMUM SALARY

AED 12,000

RATE

3.25%

ANNUAL FEE

AED 208.95

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Purchase Protection
  • Extended Warranty
  • RTA Nol Card related benefits
  • Movie tickets at Vox Cinemas for AED 47.25 for 2 tickets
  • Enjoy free rides on Dubai Ferry

MINIMUM SALARY

AED 12,000

RATE

3.25%

ANNUAL FEE

AED 209

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / Min 103.95

Key Features

  • Use your Go4it Card like the RTA Nol Card as well as a credit card
  • Access to Gold class and fare payment of Gold Class from Nol Tag ID
  • Auto top up facility for Nol top up
  • Earn Plus Points rewards on all spends
  • 6 discounted tickets at Vox along with 10 complimentary under buy1 get 1 at Vox standard. 20% off at Roxy cinema during weekdays.
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • Earn additional Plus Points on weekends and on RTA spends
  • Redeem Plus Points for gift vouchers, top up for your Nol Tag ID, frequent flyer miles, annual membership fee waivers, or even cash back
  • Exclusive offer on movie tickets
  • Salik Auto Top Up
  • Utility Bill Payments
  • Bon Appétit - An exclusive dining experience
  • Free rides on Dubai Ferry
  • Discounts on air tickets and holiday packages
  • Complimentary Life Insurance (AED 100,000)
  • Lifestyle Protector Insurance
  • International Medical & Travel Assistance
  • Purchase Protection for lost, stolen or damaged goods purchased
  • Extended Warranty
  • Access to over 200 airport restaurant offers globally
  • Visa Luxury Hotel collection offers
  • 8% discount on hotel bookings made at Hotels.com
  • 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
  • 4 free months of Anghami Plus

Reward Features

Earn Plus Points rewards:

  • Earn Plus Points for every spend and redeem them instantly at your favorite stores. You can also convert your Plus Points to Frequent Flyer Miles or Cashback.
  • Earn  5 Plus Points for every AED 200 spend on weekends.
  • Earn  4 Plus Points for every AED 200 spend on RTA.
  • Earn  1 Plus Points for every AED 200 spend on weekdays.

Things To Be Aware Of

  • Some benefits require min average 3monthly spend of AED3,000
  • Annual fee of AED 208.95 with VAT

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 250

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Purchase Protection
  • Contactless Tech
  • Class leading cashback of 7% at Lulu stores & online
  • Complimentary access to top golf courses across the UAE
  • Exclusive benefits & offers at Lulu stores & online
  • Complimentary airport lounge access via LoungeKey
  • Buy 1 get 1 free on movie tickets with Vox Cinemas

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 250

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / Min 103.95

Joining Offers

Welcome offer of 500 LuLu Points and 0% interest on balance transfers with no processing fees


Key Features

  • Welcome Bonus Up to 500 LuLu Points
  • Earn up to 7% back as Lulu points on spends at Lulu stores and online
  • Concierge Service
  • 0% Balance Transfer with zero processing fee
  • Member benefits- Exclusive privileges and offers at LuLu
  • Complimentary tickets at Vox Standard under Buy1 get 1 offer
  • Up to 4 complimentary valet parking services in Abu Dhabi locations
  • Complimentary golf rounds twice a month at 5 golf courses in the UAE.
  • Up to 2 complimentary airport drop services each year
  • Free airport lounge access at over 25 lounges across the Middle East and international locations
  • Buy 1 Get 1 offers with the Entertainer app
  • Discount on Air Tickets and Holiday Packages
  • SkyShopper
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Mastercard Priceless Cities offers
  • Enjoy purchase protection of upto USD 5,000 per annum upto 90 days from the date of purchase
  • Up to 30% discounts on round trip international airfare or hotels from Cleartrip.com
  • Up to 15% on Avis car rentals worldwide
  • 0%Easy Instalment Plan
  • SALIK Auto Top up
  • Utility Bill Paments

Reward Features

Earn LuLu Points
  • Earn 7% on LuLu in-store and online spends
  • Earn 4% on fuel spends
  • Earn 2% on utility bill payment
  • Earn 0.7% on all other spends
  • Redeem Lulu points at over 70 Lulu stores at 1 Lulu point = 1 AED

Things To Be Aware Of

  • Min spend of AED 4,000 req for cinema offers

MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 263

  • Golf offers
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
  • Exclusive offers for Manchester United Football Club Fans
  • Earn "Red" rewards points on all spends
  • Up to 40% discount at over 100 golf courses worldwide
  • Complimentary lounge access to over 10 regional airports

MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 263

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / Min 103.95

Joining Offers

Activate your Card and you will recieve a Manchester United Home Jersey and Complimentary Manchester United 'RED Box'.

Key Features

  • Receive your memorable welcome gift as a die-hard Manchester United fan.
  • Complimentary Gift - The Manchester United 'RED Box'
  • Earn RED Points for domestic and international spends
  • Earn 2X on all international spend
  • Earn 5X RED Points on all Dining spends
  • Earn 10X RED Points on Sports Good Stores
  • Guaranteed lifetime gift on annual spend of AED 250,000 in a calendar year.
  • Exclusive offers for highest spenders every month, quarter and year
  • Exclusive "Red Deals"
  • Complimentary access to over 10 VIP lounges in UAE, KSA, Jordan, Kuwait and Egypt
  • Enjoy exclusive benefits with Avis car rental services
  • Avail upto 40% discount at over 100 golf courses worldwide
  • Up to 30% at over 2,000 restaurants across the UAE , Middle East and Europe
  • Salik auto top-up feature
  • Bon Appetit - exclusive dining discounts
  • Discounts on air tickets and holiday packages
  • MasterCard experiences and offers
  • Free 24/7 roadside assistance
  • Lifestyle Protector Insurance

Reward Features

Earn RED Points Rewards

  • 10 Red Points for every 1 AED at sports goods stores
  • 5 Red Points for every 1 AED at dining outlets
  • 2 Red Points for every 1 AED spent internationally
  • 1 Red Point for every 1 AED spent on all other retail purchases

Maximum Red Points for sports good stores and dining outlets in one billing cycle is 50,000 Red points. Red Points can be redeemed for gift vouchers, cash back.

Things To Be Aware Of

  • Max spend cap for spends on sports good stores and dining

MINIMUM SALARY

AED 25,000

RATE

3.25%

ANNUAL FEE

AED 1575

  • Golf offers
  • Dining Offers
  • Airport Lounge Access
  • Contactless Tech
  • Welcome bonus of 200,000 Marriott Bonvoy miles
  • Excellent travel benefits
  • Complimentary unlimited access to 1000 lounges worldwide
  • Complimentary golf access twice a month
  • Upto AEd 400 Noon voucher as welcome gift

MINIMUM SALARY

AED 25,000

RATE

3.25%

ANNUAL FEE

AED 1,575

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / Min 103.95

Joining Offers

Be a Marriott Bonvoy® member and earn up to 200,000 bonus points, free night stays at more than 8,100 hotels worldwide, room upgrades, free flights, VIP access to world-class experiences and much more.

  • Get a joining bonus of 100,000 bonus points automatically credited to your Marriott Bonvoy® account upon activation of your card and payment of the applicable joining fees.
  • Earn an additional 100,000 bonus points on cumulative retail purchases of US$10,000 in the first three billing statements.
  • Apply for an Emirates NBD Credit Card and receive a voucher worth up to AED 400 that can be availed across Noon and Noon Daily!

Key Features

  • Welcome offer - Earn up to 200,000 bonus points0,000 bonus points
  • Marriott Bonvoy points - Earn up to 6 points for every USD 1 spent at Marriott Bonvoy partners
  • Be automatically upgraded to Marriott Bonvoy Gold Elite status and get exclusive benefit
  • Complimentary lounge access worldwide with Mastercard Travel Pass
  • Complimentary golf privileges twice a month across 5 courses in UAE
  • Enhanced Credit Shield Pro insurance cover
  • Complimentary concierge desk benefit
  • Avis Car Rental offers
  • Bicester Village shopping offers
  • Complimentary Hertz Gold Plus Rewards Five Star Membership
  • Lingokids discount
  • Discounts on Luxury Serviced Apartments
  • MyUS premium shipping benefits
  • Discount on Uber rides
  • Travel insurance confirmation letter
  • Farfeth discounts

Reward Features

Marriot Bonvoy Points

  • Earn Marriot Bonvoy Points on spends
    • 6 points per US$1 spent at hotels participating in Marriott Bonvoy
    • 3 points per US$1 on international and all other spends
  • A chance to earn up to 50% more points every month on retail purchases if you enroll in the Express Points Programme* for a monthly fee of AED 300
  • Transfer points to over 40 airlines for flight bookings

Things To Be Aware Of

  • Some benefits like golf have minimum spend requirements

MINIMUM SALARY

AED 12,000

RATE

3.25%

ANNUAL FEE

AED 735

  • Golf offers
  • Valet Parking
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Purchase Protection
  • Air Miles
  • Earn rewards on all domestic & international spends
  • Up to 30% discount when you book with Cleartrip
  • Discounts on flights and holiday packages
  • Unlimited complimentary lounge access to over 25 airports

MINIMUM SALARY

AED 12,000

RATE

3.25%

ANNUAL FEE

AED 735

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / Min 103.95

Key Features

  • Earn Plus Points rewards on all domestic and international spends
  • Redeem Plus Points for gift vouchers, frequent flyer miles, annual fee waivers or cash back
  • Dedicated concierge service
  • Pick up & delivery of car for servicing & registration once a year
  • Free Local courier services within UAE up to 6 times per calendar year
  • Up to 4 complimentary valet parking services at select locations in Abu Dhabi
  • Exclusive NBD Golf discounts program. 40% discount at over 100 golfcourses worldwide
  • Salik auto top-up feature
  • Bon Appetit - exclusive dining discounts
  • Discounts on air tickets and holiday packages
  • Unlimited complimentary access to over 10 VIP lounges in UAE, KSA, Jordan, Kuwait and Egypt
  • Up to 30% discount on travel booking made via Cleartrip
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Enjoy exclusive benefits with Avis car rental services
  • MasterCard Buy 1 get 1 offers
  • Mastercard Priceless Cities offers
  • 0% Easy Instalment Plan
  • MYUS Premium Shipping Discounts
  • Purchase protection of up to USD 5,000 per year

Reward Features

Earn Plus Points Rewards

  • Earn Plus Points for every spend and redeem them instantly at your favorite stores. You can also convert your Plus Points to Frequent Flyer Miles or Cash back.
  • Earn up to 1.5 Plus Points for every AED 100 spend.
  • Earn 0.4% Plus Points in supermarkets and groceries spends.
  • Earn 0.4% Plus Points in Insurance and Car Dealership spends.
  • Earn 0.2% Plus Points in Fuel and Utility Payments.
  • Earn 0.2% Plus Points in Real Estate and Education spends.

Things To Be Aware Of

  • Specific spend categories earn lower rewards

MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 420

  • Golf offers
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
  • Complimentary access to over 10 VIP lounges
  • Enjoy MasterCard Buy 1 Get 1 offers
  • Earn rewards on all domestic & international spends
  • Exclusive offers and deals on travel, lifestyle & shopping
  • Get up to 40% discount at over 100 golf courses worldwide

MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 420

Non AED Transaction Fee

3.14%

Cash Advance Fee

3.15 % / Min 103.95

Key Features

  • Earn Plus Points rewards on all domestic and international spends
  • Redeem Plus Points for gift vouchers, frequent flyer miles, annual fee waivers or cash back
  • Exclusive NBD Golf discounts program. 40% discount at over 100 golfcourses worldwide
  • Salik auto top-up feature
  • Bon Appetit - exclusive dining discounts
  • Discounts on air tickets and holiday packages
  • Unlimited complimentary access to over 10 VIP lounges in UAE, KSA, Jordan, Kuwait and Egypt
  • Discounted chauffeur rides with Careem
  • Enjoy exclusive benefits with Avis car rental services
  • MasterCard Buy 1 get 1 offers
  • MarkaVIP online shopping discounts
  • Card fraud protection
  • 0% Easy Installment Plan
  • Sky Shopper

Reward Features

Earn Plus Points Rewards

  • Earn Plus Points rewards on all domestic and international spends - 1 Plus Point for every AED 100 retail spend.
  • Earn 0.4% Plus Points in supermarkets and groceries spends.
  • Earn 0.4% Plus Points in Insurance and Car Dealership spends.
  • Earn 0.2% Plus Points in Fuel and Utility Payments.
  • Earn 0.2% Plus Points in Real Estate and Education spends.
  • Earn Plus Points for every spend and redeem them instantly at your favorite stores. You can also convert your Plus Points to Frequent Flyer Miles or Cash back.

Things To Be Aware Of

  • Specific spend categories earn lower rewards

MINIMUM SALARY

AED 25,000

RATE

3.09%

ANNUAL FEE

AED 1500

  • Golf offers
  • Valet Parking
  • Dining Offers
  • Health & Fitness
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Air Miles
  • Roadside Assistance
  • Extensive premium lifestyle & travel benefits
  • Exclusive benefits at Starwood Hotels & Resorts
  • Earn Starpoints on all spends
  • Comprehensive travel insurance cover

MINIMUM SALARY

AED 25,000

RATE

3.09%

ANNUAL FEE

AED 1,500

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.00 % / Min 99

Joining Offers

Introductory offer - Up to AED 2,500 Travel Vouchers


Key Features

  • Introductory offer - up to 50,000 bonus Starpoints
  • Automatically get complimentary Elite Credit of 5 nights / 2 stays
  • Earn Starpoints on all retail spends
  • Earn additional Starpoints for spends at Marriott Reward Hotels & participating SPG hotels and resorts
  • Redeem Starpoints for a host of rewards, including Free Night Awards, SPG Flights and SPG Moments
  • Complimentary SPG Gold member status
  • Complimentary access to 850+ premium airport lounges worldwide
  • Complimentary concierge service
  • Pick up & delivery of car for servicing & registration once a year
  • Free Local courier services within UAE up to 12 times per calendar year
  • Up to 4 complimentary valet parking services at select locations in Abu Dhabi
  • Complimentary golf access twice a month at select courses
  • Salik auto top-up feature
  • Bon Appetit - exclusive dining discounts
  • Discounts on air tickets and holiday packages
  • Free 24/7 Roadside Assistance
  • Up to 50% discount at over 500 spas, medical & wellness centres, gyms, salons and more
  • Up to 50% discounts across theme parks, indoor sports, marine attractions etc.
  • Enjoy exclusive benefits with Avis car rental services
  • The Bicester Village Shopping Collection Benefits
  • Hertz Gold Plus Rewards® Five Star Membership
  • Starwood Hotels & Resorts Complimentary Hotel Nights
  • Luxury Serviced Apartment Discounts
  • 10% discount on any international roundtrip airfare
  • Complimentary Fast Track Travel Visa Service
  • Discounted chauffeur rides with Careem
  • Fairmont, Raffles, and Swissotel Spa Offer
  • MasterCard Buy 1 get 1 offers
  • Reebonz online shopping privileges
  • MYUS Premium Shipping Discounts
  • Travel Inconvenience & Cancellation Insurance
  • Comprehensive Travel Insurance Travel Medical cover up to $500,000
  • Card Fraud Protection cover up to $4,000 per year

Reward Features

Earn Starpoints Rewards:

  • Domestic retail Spends - 1 Starpoint per US $1
  • Spends at participating Marriott Rewards Hotels - 2 Starpoints per US $1
  • Spends at participating SPG Hotels - 5 Starpoints per US $1
  • Insurance, Car dealership related, Grocery/Supermarket - 0.25%
  • Real Estate, Education, Fuel, Govt Services, Utilities, Telecom -  0.1%

Redeem Starpoints for a host of rewards, including Free Night Awards, SPG Flights and SPG Moments.

Earn up to 50% more Starpoints every month (max 4,000) for all your retail purchases by enrolling in Express Points Programme (monthly fee of AED 300).

Things To Be Aware Of

  • $10,000 spend in 1st 3 mnths to earn 25,000 bonus Starpoints
  • Specific spend categories earn lower rewards

MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 0

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Life Insurance
  • Contactless Tech
  • Free for life
  • Discounts & offers at Emaar establishments
  • Earn Upoints on spends
  • Buy 1 get 1 free on movie tickets at Reel Cinemas

MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 0

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / Min 103.95

Key Features

  • Silver U by Emaar Status
  • Buy 1 get 1 free on movie tickets at Reel Cinemas
  • 20% off on dining across Emaar Hospitality Group
  • 20% off spas at Emaar Hospitality venues
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • 3 Complimentary tickets at Vox Standard under Buy1 get 1 offer
  • 30% off entertainment
  • Buy One Get One free on movie experiences
  • Hotel discounts via Agoda.com

Reward Features

Earn Emaar Upoints

  • Earn 50 Upoints per AED 100 on all spends at Emaar
  • Earn 10 Upoints per AED 100 on all spends outside Emaar

MINIMUM SALARY

AED 30,000

RATE

3.25%

ANNUAL FEE

AED 1575

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Excellent discounts & offers at Emaar establishments
  • "Platinum" U By Emaar status
  • Premium travel and lifestyle benefits
  • Buy 1 get 1 free on movie tickets at Reel Cinemas
  • Complimentary airport lounge access to over 1000 lounges

MINIMUM SALARY

AED 30,000

RATE

3.25%

ANNUAL FEE

AED 1,575

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / Min 103.95

Joining Offers

Welcome offer: Up to 25,000 UPoints. Apply for an Emirates NBD Credit Card and receive a voucher worth up to AED 400 that can be availed across Noon and Noon Daily!  

Key Features

  • Complimentary Platinum U By Emaar Membership
  • 30% off on dining across Emaar Hospitality Group
  • 3 tickets on Buy1 Get1 at Reel and 20% off at Roxy cinemas.
  • 20% off spas at Emaar Hospitality venues
  • Two Complimentary Golf rounds at 5 courses in the UAE. Discounts at 14 courses in UAE and Muscat
  • 30% off entertainment
  • SALIK Auto Top up
  • Utility Bill Paments
  • Discount on Air Tickets and Holiday Packages
  • SkyShopper
  • Complimentary Valet Parking & Concierge Service at Dubai Mall
  • Fashion Lounge Access with a guest at The Dubai Mall
  • Hotel Discounts through Emaar hotels website
  • Airport Lounge Access to over 1000+ lounges globally for the cardholoder plus a guest
  • Travel Insurance cover up to USD 1,000,000
  • Extended warranty protecting against cost of repair and replacement
  • 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
  • Subscribe to Anghami Plus and enjoy upto four months free for the first year
  • Purchase protection against theft or accidental damage
  • Visa 24-hour concierge service
  • 8% discount on hotel bookings made at Hotels.com
  • Visa Luxury Hotel Collection offers
  • Fraudulent card misuse protection

Reward Features

  • Earn Upoints for every spend and redeem them instantly  at over 1500+ stores across your favourite brands.
  • 7.5% on all Emaar spends
  • 1.5% on all other spends
  • Earn 25% of the Base Upoints when you spend in Grocery and Supermarkets
  • Earn 10% of the Base Upoints when you spend in Petroleum and Government Services
  • Earn 10% of the Base Upoints when you spend in Telecommunication Payment

Things To Be Aware Of

  • Specific spend categories earn lower rewards

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 263

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Life Insurance
  • Contactless Tech
  • Excellent discounts & offers at Emaar establishments
  • Premium travel and lifestyle benefits
  • Buy 1 get 1 free on movie tickets at Reel Cinemas
  • Receive U By Emaar Gold Status
  • Complimentary airport lounge access to over 1000 lounges

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 263

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / Min 103.95

Key Features

  • Get 6.25% back on all your shopping & dining spends at Emaar Malls.
  • Enjoy 6.25% back when you stay at Emaar Hotels.
  • Enjoy 6.25% back when you dine at Emaar Restaurants.
  • Enjoy up to 30% off on Entertainment at Emaar Entertainment Group.
  • Buy 1 get 1 free on movie tickets at Reel Cinemas
  • 0%Easy Instalment Plan.
  • SALIK Auto Top up.
  • Utility Bill Paments.
  • Discount on Air Tickets and Holiday Packages.
  • SkyShopper.
  • Free 24/7 Roadside assistance.
  • Earn Upoints for every spend.
  • Contactless Payments.
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE.
  • Complimentary Concierge Service at Dubai Mall
  • Fashion Lounge Access with a guest at The Dubai Mall
  • Hotel Discounts through Emaar hotels website
  • Airport Lounge Access to over 1000+ lounges globally for the cardholoder plus a guest
  • Travel Insurance cover up to USD 500,000
  • Extended warranty protecting against cost of repair and replacement
  • Purchase protection against theft or accidental damage
  • Visa 24-hour concierge service
  • 8% discount on hotel bookings made at Hotels.com
  • Visa Luxury Hotel Collection offers
  • Subscribe to Anghami Plus and enjoy upto four months free for the first year
  • 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
  • Fraudulent card misuse protection

Reward Features

Earn Emaar Upoints

  • Earn 6.25 % on all spends at Emaar.
  • Earn 1.25% all spends outside Emaar.
  • Redeem UPoints instantly at over 2500+ stores across your favorite brands

Things To Be Aware Of

  • Specific spend categories earn lower rewards

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 735

  • Cinema Tickets
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Flexibility to choose from different benefit categories
  • Complimentary airport lounge access
  • Good reward rate on general domestic spends

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 735

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / Min 103.95

Key Features

  • Gives you options to choose from a range of benefits to match your requirements
  • 2 of 6 boutique benefits - Airport lounge access, Anghami membership, Luggage delivery via Dubz, Airport spa and dining offers, Movie offers, Concierge services
  • 4 of 8 premium benefits - Airport transfers, Global Wi-Fi through Boingo, Bidroom membership, Golf privileges, Flight delay lounge, VAT reclaim through UTU Plus, Careem credit, International medical assistance
  • Credit Shield Pro Insurance
  • Buy 1 get 1 free with The Entertainer
  • Purchase Protection
  • Medical & travel assistance

Reward Features

Earn Plus Points:

  • 1.5 Points for every AED 100 spend
  • 0.4% Points for supermarkets, groceries, insurance and car dealership spends
  • 0.2% Points for fuel, utility bill payments, real estate and education spends

Things To Be Aware Of

  • Some categories earn lower Plus point rewards

MINIMUM SALARY

AED 12,000

RATE

3.25%

ANNUAL FEE

AED 0

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Earn rewards on all domestic & international spends
  • Comprehensive lifestyle offers
  • Discounts on flights and holiday packages
  • Flexible payment options
  • Life time free card along with a AED 300 Noon.com Voucher

MINIMUM SALARY

AED 12,000

RATE

3.25%

ANNUAL FEE

AED 0

Non AED Transaction Fee

3.14%

Cash Advance Fee

3.00 % / Min 99

Joining Offers

Apply for a Platinum credit card and get it free along with a voucher worth AED 300 to spend on Noon.com.


Key Features

  • Earn Plus Points rewards on all domestic and international spends
  • Redeem Plus Points for gift vouchers, frequent flyer miles, annual fee waivers or cash back
  • Complimentary 2-for-1 Deals with Entertainer
  • Up to 2 airport transfers per calendar year
  • Access to over 200 airport restaurant offers globally
  • Pick up & delivery of car for servicing & registration once a year
  • Free Local courier services within UAE up to 6 times per calendar year
  • Up to 4 complimentary valet parking services at select locations in Abu Dhabi
  • 10 complimentary tickets through Vox Buy1 Get1 and 20% off at Roxy Cinemas
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • Salik auto top-up feature
  • 0% Easy Instalment Plan
  • Utility Bill Payments
  • Bon Appetit - Exclusive dining discounts
  • Discounts on air tickets and holiday packages
  • Unlimited complimentary access to over 10 VIP lounges in UAE, KSA, Jordan, Kuwait and Egypt
  • International Medical & Travel Assistance
  • Purchase Protection cover for lost, stolen and damaged goods
  • Visa Luxury Hotel collection offers
  • 8% discount on hotel bookings made at Hotels.com
  • Extended warranty & purchase protection on purchases made on the card
  • 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
  • 4 free months of Anghami Plus

Reward Features

Earn Plus Points Rewards

  • Earn Plus Points for every spend and redeem them instantly at your favorite stores. You can also convert your Plus Points to Frequent Flyer Miles or Cash back.
  • Earn Plus Points rewards on all domestic and international spends-Earn up to 1.5 Plus Points for every AED 100 spend
  • Earn 0.4% Plus Points in supermarkets and groceries spends
  • Earn 0.4% Plus Points in Insurance and Car Dealership spends
  • Earn 0.2% Plus Points in Fuel and Utility Payments
  • Earn 0.2% Plus Points in Real Estate and Education spends.

Things To Be Aware Of

  • Specific spend categories earn lower rewards

MINIMUM SALARY

AED 30,000

RATE

3.75%

ANNUAL FEE

AED 1500

  • Get 2 for 1 cinema tickets at VOX Cinemas
  • Earn up to 7% value back in SHARE points at Carrefour
  • Access to more than 1,000 airport lounges worldwide
  • Get 2-for-1 offers with the Entertainer App from Visa
  • Get 20% off three Careem rides monthly

MINIMUM SALARY

AED 30,000

RATE

3.75%

ANNUAL FEE

AED 1,500

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / or AED 150

Key Features

  • Earn up to 7% value back in SHARE points at Carrefour for each AED 1 spent
  • Earn up to 8.25% value back in SHARE points at VOX Cinemas, Ski Dubai, Magic Planet, Dreamscape, iFLY Dubai, and Little Explorers
  • Earn up to 6.25% value back in SHARE points on all spending at Mall of the Emirates and City Centres across the UAE
  • Earn up to 2.75% value back in SHARE points on international spending, other retail spending, and online shopping
  • Get 2 for 1 cinema tickets at VOX Cinemas
  • Get a chance to win back your monthly spend at Mall of the Emirates and all City Centres in the UAE (up to AED 1,000 for one winner)
  • First-of-its-kind biometric verification is built into your credit card for even safer transactions
  • Apply and get an instant virtual card to use in digital wallets through the FAB Mobile app
  • FAB SHARE Credit Cardholders can enjoy two VOX Cinemas tickets for the price of one ticket
  • Use SHARE points to pay for purchases at Mall of the Emirates and all City Centres in the UAE
  • Get free access to more than 1,000 airport lounges worldwide through LoungeKey from Visa
  • Get 2-for-1 offers with the Entertainer App from Visa
  • Get 20% off three Careem rides monthly, 30% off three Careem Food & Shop orders every month, and 10% credit back on Careem BIKE rentals from Visa
  • Add your FAB SHARE Credit Card on Apple Pay, Google Pay and Samsung Pay

Reward Features

Carrefour (in-store or online)

  • Regular SHARE points earning per AED 1 spent*   = 0.25%
  • Earning on the FAB SHARE Standard Credit Card per AED 1 spent =6.5%
  • Additional earnings when you transfer your salary to a FAB account =0.25%

Spending at Mall of the Emirates and City Centres across the UAE*

  • Regular SHARE points earning per AED 1 spent* =Up o 1%
  • *Earning on the FAB SHARE Standard Credit Card per AED 1 spent = 5%
  • Additional earnings when you transfer your salary to a FAB account = 0.25%

Spending at VOX Cinemas, Ski Dubai, Dreamscape, iFLY Dubai, Magic Planet, and Little Explorers

  • Regular SHARE points earning per AED 1 spent* = 3%
  • Earning on the FAB SHARE Standard Credit Card per AED 1 spent = 5% (at Mall of Emirates or City Centres in the UAE)
  • Additional earnings when you transfer your salary to a FAB account= 0.25%

Other retail, online and international spending

  • Earning on the FAB SHARE Standard Credit Card per AED 1 spent= 2.5%
  • Additional earnings when you transfer your salary to a FAB account = 0.25%

Spending at selected merchants* including utility and fuel providers and other supermarkets

  • Earning on the FAB SHARE Standard Credit Card per AED 1 spent = 0.5%

 


MINIMUM SALARY

AED 5,000

RATE

3.75%

ANNUAL FEE

AED 0

  • Cinema Tickets
  • Get 2 for 1 cinema tickets at VOX Cinemas
  • Biometric verification is built into your credit card
  • Receive up to four free supplementary cards for your family

MINIMUM SALARY

AED 5,000

RATE

3.75%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / or AED 150

Key Features

  • h no limits on your SHARE earning
  • Earn up to 7% value back in SHARE points at Carrefour for each AED 1 spent
  • Earn up to 5.25% value back in SHARE points at VOX Cinemas, Ski Dubai, Magic Planet, Dreamscape, iFLY Dubai, and Little Explorers
  • Earn up to 3.25% value back in SHARE points on all spending at Mall of the Emirates and City Centres across the UAE
  • Earn up to 1.75% value back in SHARE points on international spending, other retail spending, and online shopping
  • Get 2 for 1 cinema tickets at VOX Cinemas
  • Get a chance to win back your monthly spend at Mall of the Emirates and all City Centres in the UAE (up to AED 1,000 for one winner)
  • First-of-its-kind biometric verification is built into your credit card for even safer transactions
  • Apply and get an instant virtual card to use in digital wallets through the FAB Mobile app
  • FAB SHARE Credit Cardholders can enjoy two VOX Cinemas tickets for the price of one ticket
  • Use SHARE points to pay for purchases and experiences at Mall of the Emirates and all City Centres across the UAE
  • Add your FAB SHARE Credit Card on Apple Pay, Google Pay and Samsung Pay
  • Opt for Credit Shield benefits so that your outstanding balance will be paid off if something happens and you can’t meet your credit card payments
  • Receive SMS alerts on all your credit card transactions
  • Receive up to four free supplementary cards for your family
  • Get great rates and convenient repayment plans on balance transfers
  • Get Easy Payment Plans with convenient repayments at great rates through the FAB Mobile app
  • Manage your card, payments and much more quickly and easily through the FAB Mobile app

Reward Features

Carrefour (in-store or online)

  • Regular SHARE points earning per AED 1 spent*   = 0.25%
  • Earning on the FAB SHARE Standard Credit Card per AED 1 spent =6.5%
  • Additional earnings when you transfer your salary to a FAB account =0.25%

Spending at Mall of the Emirates and City Centres across the UAE*

  • Regular SHARE points earning per AED 1 spent* =Up o 1%
  • *Earning on the FAB SHARE Standard Credit Card per AED 1 spent = 2%
  • Additional earnings when you transfer your salary to a FAB account = 0.25%

Spending at VOX Cinemas, Ski Dubai, Dreamscape, iFLY Dubai, Magic Planet, and Little Explorers

  • Regular SHARE points earning per AED 1 spent* = 3%
  • Earning on the FAB SHARE Standard Credit Card per AED 1 spent = 2% (at Mall of Emirates or City Centres in the UAE)
  • Additional earnings when you transfer your salary to a FAB account= 0.25%

Other retail, online and international spending

  • Earning on the FAB SHARE Standard Credit Card per AED 1 spent= 1.5%
  • Additional earnings when you transfer your salary to a FAB account = 0.25%

Spending at selected merchants* including utility and fuel providers and other supermarkets

  • Earning on the FAB SHARE Standard Credit Card per AED 1 spent = 0.5%

MINIMUM SALARY

AED 30,000

RATE

3.50%

ANNUAL FEE

AED 550

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Roadside Assistance
  • Exclusive Ferrari offers
  • Extensive premium lifestyle benefits
  • Premium travel benefits

MINIMUM SALARY

AED 30,000

RATE

3.50%

ANNUAL FEE

AED 550

Non AED Transaction Fee

2.95%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • Exclusive Ferrari experiences - Ferrari Driving Experience, Ferrari Challenge Race, Ferrari Factory and Museum Tour
  • Complimentary Premium Subscription to the Scuderia Ferrari Online Community
  • Choice of loyalty rewards - Rewards, Miles or Cashback
  • Unlimited access to 750+ airport lounges globally for cardholder plus a guest
  • Airport Dining Discount Program with DragonPass
  • Discounts with Agoda
  • Visa Luxury Hotel Collection
  • 90+ TimeOut Dining offers in UAE
  • 20% off at Jumeirah Dining establishments
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • Valet parking up to 5 times a month in Dubai & Abu Dhabi
  • 10 tickets under Buy1 get 1 at vox and 20% off at Roxy. Also avail 6 discounted tickets at Vox
  • Jumeirah Hotel Stay Offers
  • YQ Meet & Greet Service discounts
  • AVIS Car Rental offers
  • Medical & Travel assistance
  • Global Customer Assistance Services
  • Multi-trip travel insurance cover up to US $1,000,000
  • Purchase protection
  • Extended warranty
  • Balance Transfer

Reward Features

Choose from First Rewards, First Miles or First Cashback

First Rewards

  • Earn 1 First Reward point for every 1 AED spent locally
  • Earn double reward points for international spends (points awarded for minimum spend of AED 500 and maximum of AED 20,000)
  • No reward points on utility bill spends above AED 2,000
  • Earn double reward points for supermarket spends
  • No points for govt and fuel spends

To redeem choose from hundreds of rewards vouchers for jewellery, personal accessories, electronics and more

First Miles
Earn 2 First Miles for every $1 spent internationally and 1 First Mile for every $1 spend locally.
Redeem against any airline, hotel or any travel service in the world without any blackout dates.

First Cashback
Guaranteed cashback earnings up to 5%, with no minimum spend criteria.

Things To Be Aware Of

  • Cashback categories have maximum caps
  • Some benefits require minimum spend of AED 1,500 p.m

MINIMUM SALARY

AED 7,000

RATE

3.45%

ANNUAL FEE

AED 682

  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Earn Salaam points on all spends
  • Travel benefits
  • AED 1000 cashback as joining bonus

MINIMUM SALARY

AED 7,000

RATE

3.45%

ANNUAL FEE

AED 682

Non AED Transaction Fee

2.79%

Cash Advance Fee

3.15 % / Min 210

Joining Offers

Joining bonus offer of AED 1000 on Cashback card, AED 1000 on Platinum Elite card and AED 2,000 on Solitaire card Eg: if a card is setup in June, AED 4,500 needs to be spent by 31st August to get the Joining Bonus.

Cashback that will be credited subject to customer spending AED 4,500 in Acquisition Month + 2 months timelines. Eg: if a card is setup in June, customer has to be spend AED 4,500 by 31st August to get the Joining Bonus.

Key Features

  • Elite Lifestyle - A host of exclusive discount offers across categories
  • Earn 3 Salaam Points for every dirham of retail spends
  • Enjoy 3X rewards on all dining and dutyfree spends
  • Complimentary visits to Fitness First
  • Access to 25+ airport lounges in the Middle East and Levant 3 complimentary Airport Pick up or Drop services in a year in Dubai
  • Complimentary Travel Insurance Certificate
  • Car rental offers from Avis
  • Enjoy an upto 30% discount on international roundtrip airfare & hotel bookings from Cleartrip
  • Complimentary Elite Travel Protection Plan
  • Travel Inconvenience & Cancellation
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Mastercard Priceless Cities offers
  • Mastercard Buy 1 Get 1 free offers
  • Travel Accident & Medical
  • Extended Warranty
  • Enjoy purchase protection of upto USD 5,000 per annum upto 90 days from the date of purchase

Reward Features

Earn Salaam Points:

  • Earn  3 Salaam points on International spends.
  • Earn 1 Salaam Point on local spends .

Accelerated Reward Points:

  • Enjoy 3X rewards on all dining and duty-free spends.

Things To Be Aware Of

  • Min monthly spends required for some benefits
  • Supplementary card annual fee of AED 156.45
Apply Now

on Mashreq Bank site

MINIMUM SALARY

AED 7,000

RATE

3.45%

ANNUAL FEE

AED 682

  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Earn Salaam points on all spends
  • Travel benefits

MINIMUM SALARY

AED 7,000

RATE

3.45%

ANNUAL FEE

AED 682

Non AED Transaction Fee

2.79%

Cash Advance Fee

3.15 % / Min 210

Key Features

  • Elite Lifestyle - A host of exclusive discount offers across categories
  • Earn 3 Salaam Points for every dirham of retail spends
  • Enjoy 3X rewards on all dining and dutyfree spends
  • Complimentary visits to Fitness First
  • Complimentary access to more than 500 airport lounges in over 300 cities
  • 10 Complimentary tickets on Sundays in a month at VOX Standard and 20% off at Roxy
  • 3 complimentary Airport Pick up or Drop services in a year in Dubai
  • Complimentary Travel Insurance
  • 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
  • 4 free months of Anghami Plus
  • Access to over 200 airport restaurant offers globally
  • Visa Luxury Hotel collection offers
  • 8% discount on hotel bookings made at Hotels.com
  • Elite Lifestyle - A host of exclusive discount offers across categories
  • Medical & Legal referral
  • Purchase Protection
  • Extended Warranty
  • Emergency assistance

Reward Features

Earn Salaam Points

  • Earn 1 Salaam Point on local spends .
  • Earn  3 Salaam points on International spends.

Accelerated Reward Points:

  • Enjoy 3X rewards on all dining and duty-free spends.

Things To Be Aware Of

  • Min monthly spends required for some benefits
  • Supplementary card annual fee of AED 156.45

MINIMUM SALARY

AED 10,000

RATE

3.25%

ANNUAL FEE

AED 209

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Purchase Protection
  • Extended Warranty
  • Earn rewards on ALL spends

MINIMUM SALARY

AED 10,000

RATE

3.25%

ANNUAL FEE

AED 209

Non AED Transaction Fee

3.00%

Cash Advance Fee

3.00 % / Min 90

Key Features

  • Earn 'Voyager Rewards' on all spends & redeem against your travel purchases
  • Up to 9% discount on Expedia Hotel Bookings
  • Up to 2 buy-one-get-one free on tickets & popcorn at VOX Cinemas
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • 50% off on dining, shopping, travel and entertainment experiences from over 450 partners
  • 10 tickets in a month at VOX under Buy1 and Get 1. Also avail 20%off at Roxy
  • Access to over 200 airport restaurant offers globally
  • Visa Luxury Hotel collection offers
  • 8% discount on hotel bookings made at Hotels.com
  • 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
  • 4 free months of Anghami Plus subscription
  • Extended warranty & purchase protection on purchases made on the card

Reward Features

Earn Voyager Rewards:

  • Earn 2.5 Voyager Rewards for every AED spent internationally
  • Earn 1.5 Voyager Rewards for every AED spent locally
  • Earn 1 Voyager Reward for every AED spent on utility bills, school fees, e-govt spends and fuel purchases
  • Redeem Voyager points against travel purchase transactions (flights/hotel bookings, travel packages, airport transfers, etc.)

Things To Be Aware Of

  • Interest rate varies based on % of total bal paid previously

MINIMUM SALARY

AED 16,000

RATE

3.25%

ANNUAL FEE

AED 524

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Life Insurance
  • Joining offer of up to 75,000 Voyager reward points
  • Earn rewards points on ALL spends
  • Airport lounge access for primary & secondary cardholders

MINIMUM SALARY

AED 16,000

RATE

3.25%

ANNUAL FEE

AED 524

Non AED Transaction Fee

3.00%

Cash Advance Fee

3.00 % / Min 90

Joining Offers

Welcome Bonus

  • Spend AED 15,000 on the Voyager Signature Card in the first 60 days and get up to 75,000 Voyager Rewards credit. (worth AED 750).
  • Get 30,000 Voyager Rewards when you pay the annual fee on the due date.
  • Get 15,000 Bonus Spend Rewards when you spend AED 15,000 within the first 60 days.
  • Get balance 30,000 Regular Spend Rewards on transactions made during the billing cycle.

Key Features

  • Earn 'Voyager Rewards' on all spends & redeem against your travel purchases
  • Spend AED 15,000 in the first 60 days & get up to 75,000 Voyager Rewards credit (worth AED 750)
  • 12 complimentary visits each to 1000+ airport lounges globally for primary & supplementary cardholders
  • 12 tickets in a month at VOX under Buy1 and Get 1. Also avail 20%off at Roxy
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE.
  • Travel insurance cover up to $500,000 covering the cardholder & family
  • 24-hour personalised concierge service
  • Fraudulent card misuse protection cover ($2,500 per occurrence, $4,000 annual aggregate limit)
  • Extended warranty & purchase protection on purchases made on the card
  • Visa luxury hotel collection offers
  • 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
  • Subscribe to Anghami Plus and enjoy up to four months free for the first year
  • 50% off on dining, shopping, travel and entertainment experiences from over 450 partners
  • 8% discount on hotel bookings made at Hotels.com

Reward Features

Earn Voyager Rewards:

  • Earn 3 Voyager Rewards for every AED spent internationally
  • Earn 2 Voyager Rewards for every AED spent locally
  • Earn 1 Voyager Reward for every AED spent on utility bills, school fees, e-govt spends and fuel purchases

Redeem Voyager points against travel purchase transactions (flights/hotel bookings, travel packages, airport transfers, etc.)

Things To Be Aware Of

  • Interest rate varies based on % of total bal paid previously

MINIMUM SALARY

AED 5,000

RATE

3.45%

ANNUAL FEE

AED 400

  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Dining Offers
  • Health & Fitness
  • Life Insurance
  • Contactless Tech
  • Roadside Assistance
  • Joining offer of 15,000 Air Rewards points
  • Complimentary airport pick up & drop off up to 6 times/year
  • Annual Fee waiver 2nd year onwards(if spend criteria met)
  • Roadside assistance and Concierge services

MINIMUM SALARY

AED 5,000

RATE

3.45%

ANNUAL FEE

AED 400

Non AED Transaction Fee

2.20%

Cash Advance Fee

3.00 % / Min 99

Joining Offers

Joining Bonus -15,000 AirRewards Points Equivalent to a return ticket: A Joining Bonus of 15,000 AirRewards Points will be credited upon payment of Joining Fee and a minimum retail spend of AED 5,000* in first 3 months.

Key Features

  • A Joining Bonus of 15,000 AirRewards Points
  • Annual Fee will be waived from the second year onwards if spend criteria met
  • Complimentary airport pick up & drop off up to 6 times a year
  • Get complimentary return flight ticket once every year against a minimum retail spend of AED15,000
  • Complimentary access to over 10 VIP lounges in UAE, KSA, Jordan, Kuwait and Egypt
  • Complimentary excess baggage and in-flight meal vouchers in Air Arabia flights
  • Cleartrip Airline Discounts up to 30%
  • Car rental offers from Avis
  • Lowest minimum monthly payment of just 3%
  • Complimentary Vehicle Registration with pick up and drop
  • Discounted Chauffeur Rides with Careem
  • Mastercard Priceless Cities offers
  • Mastercard Buy 1 Get 1 free offers
  • Privileged discounts on dining and shopping
  • MyUS Premium Shipping Discounts
  • Bicester Village Shopping
  • Reebonz Online Shopping Privileges
  • Special dining offers and privileges at 220 restaurants and outlets across the UAE
  • Travel accident insurance cover up to USD 150,000

Reward Features

AirRewards - Air Arabia's loyalty program

  • 1.75 AirRewards Points for every 5 AED spent at www.airarabia.com
  • 1.25 AirRewards Points for every 5 AED spent within UAE
  • 1.75 AirRewards Points for every 5 AED spent outside UAE
  • 0.30 AirRewards Points for every 5 AED spent under the category of Government Services, Bill Payments (Telecommunication & utility), Real Estate, Car Rentals, Transport and Petrol/Gas Stations.

Things To Be Aware Of

  • Only retail transactions eligible for joining bonus offers
  • The ticket will only cover the base fare

MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 525

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Purchase Protection
  • Extended Warranty
  • First year free second year onwards AED 525
  • Buy 1 Get 1 Free on 2D and 3D movie tickets at all VOX
  • Discounts of up to 20% at over 200 airport restaurants
  • AED 200 Cashback Welcome offer

MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 525

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / Min 105

Joining Offers

AED 200 cashback joining offer ( requires a spend of AED 5000)

1.     The offer is valid for only New to Bank or New to Product credit card applications from the period starting from 1st May to 31st July 2023 (“the Offer Period”). 

2.     Existing Standard Chartered clients currently holding any Standard Chartered issued credit cards are not eligible for the Offer.

 3.     The eligible credit cards are Visa Infinite, Manhattan Rewards +, Cashback, Saadiq credit cards and except X credit card.

 4.     Credit card applications sourced via sales representatives will not be eligible for the Offer.

 5.     The Bank will credit cashback to the client’s credit card statement.

 6.     Successful applications will receive the cashback on 31 December 2022.

 7.     Clients will have until 30 November 2022 to meet the spend requirement as stated in the below grid..

Key Features

  • AED 200 joining offer
  • Earn 1 Reward Point for every $1 spent
  • Buy 1 Get 1 Free at Costa Coffee in UAE
  • 4 free tickets at VOX through Buy1 Get 1 and 20% discount at Reel Cinemas
  • Get 50% off at VOX Cinemas on Sundays across UAE
  • Dine & Fly with Dragonpass
  • 8% discount on hotel bookings made at Hotels.com
  • Up to 30% off the total bill with Visa Timeout
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • Purchase protection for up to 365 days
  • Extended warranty
  • The Good Life privileges offers
  • Access to over 200 airport restaurant offers globally
  • Visa Luxury Hotel collection offers
  • 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
  • 4 free months of Anghami Plus

Reward Features

Earn 360° Reward Points on all spends on your Standard Chartered Manhattan Platinum Credit Card

  • Earn 360° Reward Points on all Domestic & International spends on your Standard Chartered Manhattan Platinum Credit Card
  • Earn 1 Rewards Point for every $1 spent on your card within the UAE or internationally. 
  • Redeem your points for the latest electronic gadgets, lifestyle offers, travel and much more.
  • Transfer your Rewards Points to miles, including Emirates Skywards, Etihad Guest and more, as well as to hotel loyalty programmes.

Things To Be Aware Of

  • 2 supplementary cards are free, AED 157.50 thereafter
  • Reward points expiry 3 years from date of earning
  • Joining offer requires spend of AED 5000

MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 0

  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
  • Up to 10% cashback on specific categories
  • Excellent travel discounts

MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • Up to 10% cashback on online spends
  • Up to 10% cashback on foreign currency spends
  • Up to 10% cashback on mobile wallet spends
  • Complimentary airport lounge access to over 20 local & international lounges
  • Buy 1 Get 1 Free at Costa Coffee
  • Up to 30% off on travel with Cleartrip
  • Up to 10% off on Hotels.com
  • Purchase protection upto 90 days from date of purchase
  • Optional Credit Shield Insurance
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Mastercard Priceless Cities offers
  • Mastercard Buy 1 Get 1 free offers
  • Car rental offers from Avis
  • Enjoy purchase protection of upto USD 5,000 per annum upto 90 days from the date of purchase

Reward Features

arn excellent Cashback rates on Standard Chartered Platinum X Credit Card:

Supermakets spends, utility spends and education:

  • Total spends less than AED 2,499 - 0% cashback
  • Total spends between AED 2,499 & AED 7,499 - 3% cashback (max cashback AED 100)
  • Total spends between AED 7,499 & AED 14,499 - 5% cashback (max cashback AED 200)
  • Total spends above AED 14,499 - 10% cashback (max cashback AED 400, AED 200 for utilities)

Upto 10% on online, foreign currency and mobile wallets. 

Cashback points are valid for 12 months.

Value of a point is 1 AED

Things To Be Aware Of

  • All cashback categories have max caps
  • No cashback on retail spends
  • First year Free- Second year AED 525

MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 0

  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Contactless Tech
  • Shariah compliant fixed-fee card
  • No cash advance fee on ATM
  • Complimentary lounge access in 300 cities
  • 20% off on careem rides
  • AED 200 Cashback Welcome offer

MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / AED 105

Joining Offers

  1. AED 300 cashback joining offer ( requires a spend of AED 5000)
  2. The offer is valid for only New to Bank or New to Product credit card applications from the period starting from 1st August  to 31st September 2023 (“the Offer Period”). 
  3. Existing Standard Chartered clients currently holding any Standard Chartered issued credit cards are not eligible for the Offer.
  4. The eligible credit cards are Visa Infinite, Manhattan Rewards +, Cashback, Saadiq credit cards and except X credit card.
  5. Credit card applications sourced via sales representatives will not be eligible for the Offer.
  6. The Bank will credit cashback to the client’s credit card statement.
  7. Successful applications will receive the cashback on 31 December 2022.
  8. Clients will have until 30 November 2023 to meet the spend requirement of AED 5,000

Key Features

  • AED 300 cashback joining offer
  • Shariah Approved
  • Zero Cash Advance Fee, Zero Late fee,
  • Buy 1 Get 1 at Costa
  • Buyers Protection
  • Visa Concierge service
  • Airport lounges in 300 cities with 8 free visits per year
  • 20% discount on Talabat
  • Annual fee of AED 315 from year 2 onwards.

Reward Features

Earn Reward points When you spend AED 1,000 or more per month. Transfer your Rewards Points to miles, including Emirates Skywards, Etihad Guest and more, as well as to hotel loyalty programmes. Enjoy a seamless purchase experience. Instantly pay for your next purchase with your  Rewards Points, directly.


Things To Be Aware Of

  • 4 supplementary cards are free, AED 157.50 thereafter
  • Amazon joining offer requires spend criteria to be met

MINIMUM SALARY

AED 30,000

RATE

3.45%

ANNUAL FEE

AED 1575

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Premium lifestyle benefits
  • Earn Reward points on all spends
  • AED 1000 Cashback as joining bonus
  • Loaded with travel benefits!

MINIMUM SALARY

AED 30,000

RATE

3.45%

ANNUAL FEE

AED 1,575

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / Min 105

Joining Offers

AED 1000 cashback joining offer ( requires a spend of AED 10000)

1.     The offer is valid for only New to Bank or New to Product credit card applications from the period starting from 1st May to 31st July 2023 (“the Offer Period”). 

2.     Existing Standard Chartered clients currently holding any Standard Chartered issued credit cards are not eligible for the Offer.

 3.     The eligible credit cards are Visa Infinite, Manhattan Rewards +, Cashback, Saadiq credit cards and except X credit card.

 4.     Credit card applications sourced via sales representatives will not be eligible for the Offer.

 5.     The Bank will credit cashback to the client’s credit card statement.

 6.     Successful applications will receive the cashback on 31 December 2022.

 7.     Clients will have until 30 November 2022 to meet the spend requirement as stated in the below grid.

Key Features

  • AED 1000 cashback joining offer
  • Earn 360° Reward Points on all spends
  • Four free Careem airport rides per year with a maximum of AED 100 per ride.
  • Exclusive unlimited Fitness First access
  • Complimentary round of golf through Golflans offered by SCB. Discounts at 34 clubs in the UAE and Muscat
  • Unlimited complimentary access to 1000+ airport lounges worldwide including a guest
  • Avail upto 14 tickets at buy1 get 1 at VOX
  • Travel insurance cover upto $1,000,000 covering the cardholder & family for trips upto 90 days in duration
  • Buy 1 Get 1 Free at Costa Coffee
  • The Good Life privileges offers
  • 24/7 Concierge service
  • Extended warranty
  • 24-hour personalised premium concierge service
  • 8% discount on hotel bookings made at Hotels.com
  • Fraudulent card misuse protection cover ($3,000 per occurrence with $5,000 annual aggregate limit)
  • Visa luxury hotel collection offers
  • 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts

Reward Features

Earn 360° Reward Points on all spends

  • Earn 360° Reward Points on all spends
  • Earn 2% of your Rewards Points balance as cashback with any airline bookings
  • Earn 2 360° Reward Point for every US $1 on International Spend
  • Earn 1 360° Reward Points for every US $1 Domestic Spend
  • 360° Rewards Points, can be redeemed for exclusive merchandise, travel and much more
  • Transfer Rewards Points to miles, including Emirates Skywards, Etihad Guest and more, as well as hotel loyalty programmes.

  • (USD 1 is defined at AED 3.673)

Things To Be Aware Of

  • Reward points expiry 3 years from date of earning
  • AED 10,000 spend required by Aug 31 2022 for joining offer

MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 525

  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Purchase Protection
  • First year free card
  • 20% off on 3 Careem rides and 30% off 3 Careem Food & Shop
  • 25% Off for YQ’s Specialist Airport Assist Services
  • Buy 1 Get 1 at Costa Coffee

MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 525

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • Up to 10% cashback on online spends
  • Up to 10% cashback on foreign currency spends
  • Up to 10% cashback on mobile wallet spends
  • Complimentary airport lounge access to over 20 local & international lounges
  • Buy 1 Get 1 Free at Costa Coffee
  • Up to 30% off on travel with Cleartrip
  • Up to 10% off on Hotels.com
  • Purchase protection upto 90 days from date of purchase
  • Optional Credit Shield Insurance
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Mastercard Priceless Cities offers
  • Mastercard Buy 1 Get 1 free offers
  • Car rental offers from Avis
  • Enjoy purchase protection of upto USD 5,000 per annum upto 90 days from the date of purchase

Reward Features

Earn excellent Cashback rates on Standard Chartered Platinum X Credit Card:

Supermakets spends, utility spends and education:

  • Total spends less than AED 2,499 - 0% cashback
  • Total spends between AED 2,499 & AED 7,499 - 3% cashback (max cashback AED 100)
  • Total spends between AED 7,499 & AED 14,499 - 5% cashback (max cashback AED 200)
  • Total spends above AED 14,499 - 10% cashback (max cashback AED 400, AED 200 for utilities)

Upto 10% on online, foreign currency and mobile wallets. 

Cashback points are valid for 12 months.

Value of a point is 1 AED

MINIMUM SALARY

AED 5,000

RATE

2.59%

ANNUAL FEE

AED 400

  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
  • Air Miles
  • 25% savings on 1-day tickets
  • 15% dis. on F&B & 10% discount on merchandise inside parks
  • Q-Fast privileges

MINIMUM SALARY

AED 5,000

RATE

2.59%

ANNUAL FEE

AED 400

Non AED Transaction Fee

3.90%

Cash Advance Fee

3.00 % / Min 100

Key Features

  • 25% savings on 1-day tickets
  • 15% discount on F&B & 10% discount on merchandise inside the Parks
  • Q-Fast privileges
  • Complimentary airport lounge access across the Middle East and North Africa
  • Customers can avail 50% discount on any cinema upto AED 100 per month. There is a spend requirement of AED 2000 to avail the cashback.
  • Access to select premium health clubs across the UAE
  • Access to dozens of incredible discount offers from MasterCard’s Priceless Cities
  • 50% discount on Movie Tickets in Cinemas across the UAE
  • Access to select premium health clubs across the UAE
  • Card fraud protection
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Mastercard Priceless Cities offers
  • Mastercard Buy 1 Get 1 free offers
  • Car rental offers from Avis
  • Enjoy an upto 30% discount on international roundtrip airfare & hotel bookings from Cleartrip
  • Enjoy purchase protection of upto USD 5,000 per annum upto 90 days from the date of purchase

Reward Features

Earn Amazing Points

  • For every 1 AED spent within UAE - 1 Amazing point
  • For every 1 AED spent overseas - 2 Amazing points
  • A maximum of 120,000 Amazing points can be earned in a calendar month
  • Redeem your Amazing Points for gift vouchers from a vast choice of partners including Alshaya brands, Sharaf DG, Joyalukkas, numerous shopping malls and many more.

Things To Be Aware Of

  • Cinema 50% off needs min spend of AED 2,000 p.m

MINIMUM SALARY

AED 30,000

RATE

2.59%

ANNUAL FEE

AED 1500

  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Air Miles
  • Exclusive discounts at Dubai Parks & Resorts
  • 30% savings on 1-day tickets
  • 15% dis. on F&B & 10% dis. on merchandise inside the parks
  • Q-Fast privileges

MINIMUM SALARY

AED 30,000

RATE

2.59%

ANNUAL FEE

AED 1,500

Non AED Transaction Fee

3.90%

Cash Advance Fee

3.00 % / Min 100

Key Features

  • One Complimentary Annual Pass to a chosen Park providing year-long unlimited access
  • 30% savings on 1-day tickets
  • 15% discount on F&B & 10% discount on merchandise inside the Parks
  • Q-Fast privileges
  • Complimentary airport lounge access worldwide with Loungekey
  • Customers can avail 50% discount on any cinema upto AED 100 per month. There is a spend requirement of AED 2000 to avail the cashback.Access to select premium health clubs across the UAE
  • Complimentary multi-trip travel insurance
  • Card fraud protection
  • Access to dozens of incredible discount offers from MasterCard’s Priceless Cities.
  • Hertz Gold Plus Rewards® Five Star Membership
  • Starwood Hotels & Resorts Complimentary Hotel Nights
  • Buy-1-Get-1-Free Entertainer Offers
  • Cleartrip Airline Discount
  • Luxury Serviced Apartment Discounts
  • Fairmont, Raffles, and Swissotel Spa Offer
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Mastercard Priceless Cities offers
  • Luxury outlet shopping offers and benefits at Bicester outlet villages in Europe
  • MyUS Online shopping benefits and offers
  • Complimentary nights at select Marriott Bonvoy properties worldwide
  • Car rental offers from Avis & Hertz including Hertz Gold Plus Rewards® Five Star membership
  • Enjoy a 10% discount on any international roundtrip airfare from Cleartrip
  • Travel insurance cover upto $500,000 covering the cardholder & family
  • Complimentary travel insurance confirmation letter (for e.g. for Schengen Visa)

Reward Features

Earn Amazing Points

  • For every 1 AED spent within UAE - 1 Amazing point
  • For every 1 AED spent overseas - 2 Amazing points
  • A maximum of 120,000 Amazing points can be earned in a calendar month
  • Redeem your Amazing Points for gift vouchers from a vast choice of partners including Alshaya brands, Sharaf DG, Joyalukkas, numerous shopping malls and many more.

Things To Be Aware Of

  • Cinema 50% off needs min spend of AED 2,000 p.m

MINIMUM SALARY

AED 8,000

RATE

2.58%

ANNUAL FEE

AED 200

  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
  • Air Miles
  • Earn 30,000 Bonus Dubai Mementos
  • Earn up to 2 Dubai Mementos for every Dirham spent
  • 50% off Movie Tickets, anytime, anywhere

MINIMUM SALARY

AED 8,000

RATE

2.58%

ANNUAL FEE

AED 200

Non AED Transaction Fee

3.90%

Cash Advance Fee

3.00 % / Min 100

Joining Offers

Welcome Bonus

  • Earn 30,000 Bonus Dubai Mementos in the first three months with your new Dubai Moments Platinum Card.
  • Average monthly spend of  AED 5000 within 90 days of Credit Card issuance.

Key Features

  • Earn up to 2 Dubai Mementos for every Dirham spent
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Customers can avail 50% discount on any cinema upto AED 100 per month. There is a spend requirement of AED 2000 to avail the cashback.
  • Complimentary Airport Lounge across the globe
  • Complimentary Valet Parking in locations across Dubai and Abu Dhabi
  • Access to premium health clubs
  • Dozens of special discount, shopping and travel discounts across the UAE
  • MasterCard Priceless Cities offers
  • Buy-1-Get-1-Free Entertainer Offers
  • Purchase protection
  • Car rental offers from Avis
  • Enjoy an upto 30% discount on international roundtrip airfare & hotel bookings from Cleartrip
  • Enjoy purchase protection of upto USD 5,000 per annum upto 90 days from the date of purchase

Reward Features

Earn Dubai Memento Points 

  • Earn Dubai Memento Points
  • Earn 2 Dubai Mementos for every AED 1 spent in Dubai
  • Earn 1 Dubai Memento for every AED 1 spent in other Emirates
  • Earn 2 Dubai Mementos for every AED 1 spent outside UAE
  • Redemption partners include AlShaya, Dubai Festival City, Oasis Center, Abu Dhabi Mall, Joyalukkas, Etisalat and many more.

 

Yearly Guaranteed Rewards

Spend AED 100,000 or more on retail purchases during the year to qualify for Bonus Mementos equivalent to the value of your total retail purchases**. For example, an accumulated spend of AED 110,000 during the course of one year of your membership will earn you 110,000 Bonus Mementos. These Mementos will be awarded after your anniversary date, upon your request. You can redeem Bonus Mementos for the full set of redemption options available.

Things To Be Aware Of

  • Cinema 50% off needs min spend of AED 2,000 p.m
  • Valet offer requires min spend of AED 2,000 p.m

MINIMUM SALARY

AED 5,000

RATE

2.59%

ANNUAL FEE

AED 100

  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
  • Air Miles
  • Earn 18,000 Bonus Dubai Mementos
  • Earn up to 2 Dubai Mementos for every Dirham spent
  • 50% off Movie Tickets, anytime, anywhere

MINIMUM SALARY

AED 5,000

RATE

2.59%

ANNUAL FEE

AED 100

Non AED Transaction Fee

3.90%

Cash Advance Fee

3.00 % / Min 100

Joining Offers

Welcome Bonus

  • Earn 18,000 Bonus Dubai Mementos in the first three months with your new Dubai Moments Titanium Credit Card.
  • Average monthly spend of  AED 3000 within 90 days of Credit Card issuance.

Key Features

  • Exclusive discount of up to 60% on select Dubai Experiences
  • Earn up to 2 Dubai Mementos for every Dirham spent
  • Customers can avail 50% discount on any cinema upto AED 100 per month.
  • Complimentary Airport Lounge across MENA
  • Access to premium health clubs
  • Dozens of special discount, shopping and travel discounts across the UAE
  • Mastercard Priceless Cities offers
  • Purchase protection
  • Fraud protection

Reward Features

Earn Dubai Memento Points

  • Earn Dubai Memento Points
  • Earn 1.5 Dubai Mementos for every AED 1 spent in Dubai
  • Earn 1 Dubai Memento for every AED 1 spent in other Emirates
  • Earn 2 Dubai Mementos for every AED 1 spent outside UAE
  • Redemption partners include AlShaya, Dubai Festival City, Oasis Center, Abu Dhabi Mall, Joyalukkas, Etisalat and many more.

Things To Be Aware Of

  • Cinema 50% off needs min spend of AED 2,000 p.m

MINIMUM SALARY

AED 8,000

RATE

3.69%

ANNUAL FEE

AED 400

  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Welcome bonus of AED 1,000*
  • Complimentary global airport lounge access with Lounge Key
  • Earn up to 10% cashback on specific categories

MINIMUM SALARY

AED 8,000

RATE

3.69%

ANNUAL FEE

AED 400

Non AED Transaction Fee

2.75%

Cash Advance Fee

3.00 % / Min 105

Joining Offers

No Annual Fee for the first year on Primary Card. Annual fee applicable only from second year onwards

Key Features

  • Earn up to 10% cashback on key shopping categories including supermarket, fuel, education, utility bills and more
  • No annual fee for the first year
  • Enjoy 50% off all week long across VOX and Reel Cinemas movie tickets across UAE plus 20% off on F&B across all Reel Cinemas
  • Free Valtrans valet parking 2 times per month at over 15 locations like City Walk, Dubai International Airport, YAS Waterworld, Ferrari World and many more locations.
  • 8 Complimentary visits a year. Access to 1000+ VIP airport lounges for cardholder plus a guest
  • Travel insurance cover upto $500,000 covering the cardholder & family for trips upto 90 days in duration
  • 12 months complimentary extended warranty on your electronic purchases
  • Visa Luxury Hotel collection offers
  • 24-hour personalised premium concierge service
  • Fraudulent card misuse protection cover ($2,500 per occurrence with $4,000 annual aggregate limit)

Reward Features

Earn up to 10% Cashback on your monthly spends with CBD's Super Saver Cashback Credit Card with the maximum of up to AED 600 per month

• Up to 10% Cashback on Supermarket spends
• Up to 10% Cashback on Education (School, College, University Fees)
• Up to 10% Cashback on Utility bill payments
• Up to 10% Cashback on Transport (Fuel)

Track your Cashback in realtime through CBD App and redeem it instantly as Cashback

Earn up to 10% CASHBACK on the following everyday retail spend categories, capped at AED 200 per category, per month. A minimum monthly total spend of AED 3,000 across all categories is required to start earning cashback.       

  • Bills (e.g. Telecomm Bills, Utilities Bills and Government-Linked Payments)
  • Education (e.g. Schools, and Colleges/Universities in the UAE and abroad)
  • Supermarket (e.g. Grocery Stores)
  • Transport (e.g. Fuel )

Earn up to 1% Cashback on every AED 2 on all other spends, with no caps.

Things To Be Aware Of

  • Min. spend of AED 3,000 req. to earn cashback
  • Max cashback per month is AED 200 per ctgry and 600 a month
  • Min spend of AED 5000 on primary card for movies offer

MINIMUM SALARY

AED 8,000

RATE

3.5%

ANNUAL FEE

AED 0

  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • No caps, no minimum spend, no redemption process & no spend
  • 3% on non AED spend | 2% on Grocery Spend | 1% on all Other
  • Unlimited access to 1000+ lounges worldwide
  • No Annual Membership Fee (AMF) subject to spend*
  • Airport Transfers: 2 rides per year

MINIMUM SALARY

AED 8,000

RATE

3.5%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.90%

Cash Advance Fee

3.00 % / Min 99

Joining Offers

No annual fee in year 1. From  year 2, annual fee is waived unless the annual spend is below AED 9,000, in which case a fee of AED 300 will apply

Key Features

  • No Annual Membership Fee (AMF) subject to spend*
  • Automatic cash back on all purchases, with no minimum spend:
  • 3% on Non-AED spend
  • 2% on Grocery Spend
  • 1% on all other spend
  • No caps (up to the credit limit each month), no redemption process and no spend categories excluded
  • Airport Lounges: Unlimited access to 1,100+ lounges worldwide for primary & supplementary cardholders with MasterCard Travel Pass app
  • Airport Transfers: 2 rides per year (up to AED 110 each) using code "MAUAE2“ on the Careem app
  • Talabat: 20% discount (up to AED 14) on grocery and food orders twice once month on the Talabat app. Use code “MASTERCARD” at checkout
  • Booking.com: Up to 10% cash back to wallet across millions of properties worldwide via Booking.com/mastercardmea
  • Travel Accident & Medical Insurance for delayed flights, lost luggage and emergency medical conditions
  • No AMF for year 1. AMF waived for year 2 onwards subject to min AED 9,000 spend in previous 12 months, otherwise AED 300 fee applies

Reward Features

Unlimited, Automatic Cashback on all Spend

 

3% cashback on all non-AED spend

2% cashback on all grocery/supermarket spend

1% on all other spend

 

No caps (up to monthly credit limit), no minimum spend, no redemption process and no spend categories excluded.

Things To Be Aware Of

  • 2nd year Annual Fee of AED 300 if annual spend < AED 9,000
Apply Now

on Citibank site

MINIMUM SALARY

AED 8,000

RATE

3.5%

ANNUAL FEE

AED 0

  • Cinema Tickets
  • Balance Transfer
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Extended Warranty
  • Earn 5% cashback at Al-Futtaim brands with FAB Rewards
  • Get a complimentary 0% Balance Transfer for up to 12 months
  • Upto 4 movie tickets per month from AED 15
  • Enjoy 2 complimentary airport transfers per annum
  • Get up to AED 650 cashback with a Blue FAB Platinum Card

MINIMUM SALARY

AED 8,000

RATE

3.5%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / or AED 150

Joining Offers

Apply for a Blue FAB Platinum Credit Card on the FAB Mobile app and receive up to AED 500 cashback in the form of Al-Futtaim FAB Rewards. Spend AED 5,000 or more in the first 60 days of card issuance to qualify for your cashback bonus. Offer valid until 14 June 2023. First Year introductory rate of 2.08% per month


Key Features

  • Get a complimentary 0% Balance Transfer for up to 12 months
  • Enjoy exclusive offers from Al-Futtaim brands
  • Get a first-year introductory offer on interest rates starting from 2.08% per month Get access to over 200 airport restaurant offers globally with DragonPass ‘Dine & Travel’ airport dining program
  • Save up to 12% at over 985,000+ hotels and vacation rentals worldwide with Agoda
  • Enjoy access to prestigious properties with the Visa Luxury Hotel Collection
  • Get up to 30% off retail rates for yQ Airport meet & assist services at over 450 destinations globally
  • Unlock 2-for-1 offers - xperience with the ENTERTAINER mobile app
  • Get 10% credit back on Careem BIKE rentals
  • Enjoy up to four movie tickets per month from AED 15 on weekdays and AED 20 at weekends at Reel Cinemas, Cine Royal and Oscar Cinema (minimum monthly spend on the credit card to quality for the benefit is AED 3,000)
  • Add your Blue FAB Credit Card on Apple Pay, Google Pay and Samsung Pay
  • Enjoy 2 complimentary airport transfers per annum.
  • Extended Warranty with double the repair period offered by the original manufacturer’s warranty for up to one year
  • Buyers Protection for extra peace of mind when purchasing an eligible item
  • Receive up to four free supplementary cards for your family

Reward Features

  • Earn ten Al-Futtaim FAB Rewards for every AED 1 spent at Al-Futtaim brands including IKEA, ACE, M&S, Toys R Us, Toyota and many more*
  • Earn two Al-Futtaim FAB Rewards for every AED 1 spent elsewhere

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 735

  • Golf offers
  • Valet Parking
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Welcome offer: Up to 40,000 bonus Skywards Miles
  • Best-in-class Skywards Miles earning - earn and redeem miles
  • Complimentary, unlimited worldwide lounge access
  • Complimentary access to top golfing courses across the UAE
  • Valet Parking at selected locations in Abu Dhabi

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 735

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / Min 103.95

Joining Offers

Earn up to 40,000 Skywards Miles with your Skywards Signature Credit Card:

  • 15,000 Skywards Miles on payment of the joining fee( AED 735
  • 15,000 Skywards Miles on spending minimum USD 10,000 within the first three billing statements.
  • 10,000 Skywards Miles on spending minimum USD 3,750 on emirates.com or at any Emirates sales office in the UAE within the first twelve billing statements.

Key Features

  • Earn up to 1.5 Miles per USD 1 of retail spends
  • Unlimited complimentary access to over 1000 airport lounges in 300 cities
  • Dedicated concierge service
  • Up to 2 airport transfers per calendar year
  • Complimentary golf at not 4, but 5 golf courses across the UAE, twice a month. Discounts at 14 clubs in the UAE and muscat.
  • Enjoy 4 complimentary valet parking services per month of 1 hour each at select popular shopping malls by simply presenting your Emirates NBD Credit Card(s) at the valet service.
  • Pick up & delivery of car for servicing & registration once a year
  • Complimentary golf access twice a month at select courses
  • Exclusive discounts at Lifeline Health Club Abu Dhabi
  • Salik auto top-up feature
  • 24-hour personalised premium concierge service
  • Visa luxury hotel collection offers
  • 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
  • Subscribe to Anghami Plus and enjoy upto four months free for the first year
  • 8% discount on hotel bookings made at Hotels.com
  • Bon Appetit - exclusive dining discounts
  • Discounts on air tickets and holiday packages
  • Exclusive offers on Emirates.ae
  • International Medical & Travel Assistance
  • Purchase Protection cover for lost, stolen and damaged goods
  • Extended Warranty - automatically double the manufacturer's warranty
  • Travel Insurance cover

Reward Features

Earn Skyward Miles
Per 1 USD of spend:

  • Earn 1.5 Miles on Emirates and flydubai spends
  • Earn 1.5 Miles on duty free, online food delivery and car booking apps spends
  • Earn 1 Mile on International spends
  • Earn 0.75 Miles on Domestic spends

Things To Be Aware Of

  • Golf access requires min spend of AED 5,000 per month

MINIMUM SALARY

AED 5,000

RATE

3.45%

ANNUAL FEE

AED 0

  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Contactless Tech
  • Air Miles
  • Earn "Goldback" on all spends
  • Additional saves on spends at Kalyan Jewellers
  • No annual fee ever

MINIMUM SALARY

AED 5,000

RATE

3.45%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.20%

Cash Advance Fee

3.00 % / Min 99

Key Features

  • Redeem Goldback earned against any purchase at Kalyan Jewellers outlets in UAE
  • No annual fee EVER!
  • Cash Advance of up to 80% of your Credit Limit
  • Exclusive offers on electronics, jewellery, holidays, dining, furnishing and much more
  • Privileged discounts on dining and shopping
  • Lowest minimum monthly payment of just 3%
  • Discounted Chauffeur Rides with Careem
  • Complimentary Buy 1 Get 1 offers in Middle East & Africa
  • Complimentary access to over 10 VIP lounges in UAE, Jordan, Kuwait and Egypt
  • 0% Easy Payment Plan on diamond and gold jewellery
  • Exclusive global discounts and privileges on premium brands and hotels

Reward Features

Earn Goldback

Monthly Spend Tier & Goldback% on International spends:

  • Up to AED 14,999 - 2% (Kalyan Jewellers), 3% (other spends)
  • AED15,000 to AED 29,999 - 2% (Kalyan Jewellers), 4% (other spends)
  • Above AED 30,000 - 2% (Kalyan Jewellers), 5% (other spends)

Monthly Spend Tier & Goldback% on Domestic spends:

  • Up to AED 14,999 - 1.5% (Kalyan Jewellers), 1% (other spends)
  • AED15,000 to AED 29,999 - 1.5% (Kalyan Jewellers), 2% (other spends)
  • Above AED 30,000 - 1.5% (Kalyan Jewellers), 3% (other spends)

Other conditions:

  • Max AED 2,000 per month on non-Kalyan Jewellers international spend
  • Max AED 1,200 per month on non-Kalyan Jewellers domestic spend
  • Up to 5% Goldback on international Cash Advances and Internet Transactions
  • Easily redeem your Goldback earned against any purchase at Kalyan Jewellers outlets in UAE within 15 months

Things To Be Aware Of

  • Minimum spend requirement to avail Goldback is AED 15000
  • Non-Kalyan jewellers spends have max Goldback reward caps

MINIMUM SALARY

AED 5,000

RATE

3.85%

ANNUAL FEE

AED 300

  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • 5% cashback on supermarket, Dining and Grocery
  • Free airport transfers
  • Great grocery discounts and cashback

MINIMUM SALARY

AED 5,000

RATE

3.85%

ANNUAL FEE

AED 300

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / Min AED105

Joining Offers

AED 800 cashback bonus when you spend AED 5000 or above in the first 60 days. Get an AED 500 joining bonus when you spend AED 5,000 or more, or an AED 800 bonus when you spend AED 8,000 or more, within the first 60 days of card issuance.

Key Features

  • Get up to 40% off MakeMyTrip bookings
  • Free worldwide airport lounge access
  • Save more with 3% cashback on spending when travelling
  • Free airport transfers
  • Global Blue VIP services
  • Great grocery discounts and cashback
  • 5% cashback on dining out with 50% off Talabat orders
  • Free coffee with Costa
  • Head to the cinema with tickets for AED 20
  • Cashback on other spending and shopping

Reward Features

Supermarket Spending (Including Online)  

Cashback :5%

FAB Rewards : 17 FAB Rewards per AED 1 spent

 

Fashion  

Cashback : 5%

FAB Rewards : 17 FAB Rewards per AED 1 spent

 

Dining  

Cashback : 5%

FAB Rewards :17 FAB Rewards per AED 1 spent

 

All Other Spending (Excluding Select Categories)  

Cashback : 1%

FAB Rewards :3.5 FAB Rewards per AED 1 spent

 

Select Categories  

Cashback : 0.15%

FAB Rewards : 0.5 FAB Rewards per AED 1 spent

 

Non-AED Spending  

Cashback : 3%

FAB Rewards :10 FAB Rewards per AED 1 spent


Cashback is capped at AED 200 each on dining out, fashion shopping and grocery shopping.

Overall cap of AED 1,000 per month across all categories.

Cashback will be processed in equivalent FAB Rewards, redeemable instantly on the FAB Mobile app.

Things To Be Aware Of

  • Max cashback caps apply to specific categories
  • Foreign transaction fee is 2.49% + scheme charges

MINIMUM SALARY

AED 40,000

RATE

3.25%

ANNUAL FEE

AED 2625

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
  • Joining Bonus of 12,000 Etihad Guest Miles
  • Monthly Bonus of 1000 Etihad Guest Miles
  • 30% off at over 1,400 restaurants in the UAE
  • Benefits at Ferrari World & Yas Water World

MINIMUM SALARY

AED 40,000

RATE

3.25%

ANNUAL FEE

AED 2,625

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / Min 105

Joining Offers

  • Welcome bonus of 60,000 Etihad Guest Miles on the 1st year, provided AMF is paid within 60 days of card issuance.
  • Qualifying Cardholder shall also be eligible for ‘Anniversary Bonus Miles’ in the subsequent year upon the ADCB Etihad Guest Card anniversary".

Key Features

  • Get 12,000 Etihad Guest Miles on paying the 1st year annual fee
  • 1,000 Etihad Guest Miles when you spend 1000 USD each month
  • Earn 1 Etihad Guest Miles for every USD 1 on domestic purchase
  • Earn 1.25 Etihad Guest Miles for every 1 USD on international purchase
  • Earn 1.25 Etihad Guest Miles for every 1 USD on purchases with Etihad Airways
  • Exclusive Etihad Guest Gold Tier membership
  • Earn 1 Etihad Guest Tier Mile for every USD 1 of eligible purchase
  • Complimentary upgrade voucher from Etihad Airways
  • Free round the year golf access at the Track Meydan, Arabian Ranches and Yas Links. Discounts at 14 courses in UAE and Muscat
  • 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
  • Subscribe to Anghami Plus and enjoy upto four months free for the first year
  • Fraudulent card misuse protection cover ($3,000 per occurrence with $5,000 annual aggregate limit)
  • Complimentary Airport Chauffeur service (4 per year)
  • 24-hour personalised premium concierge service
  • Enjoy unlimited complimentary airport lounge access globally for primary, supplementary and 1 guest
  • Exclusive benefits at Ferrari World and Yas Waterworld
  • Purchase protection for up to 90 days Extended warranty on eligible purchases
  • Multi-trip Travel Insurance
  • Optional credit shield
  • Visa luxury hotel collection offers
  • 8% discount on hotel bookings made at Hotels.com
  • Up to 12% off Agoda bookings
  • Airport lounge access
  • Dining and lifestyle discounts
  • Balance Transfer
  • Personal Payment Plan
  • Credit Card loan

Reward Features

  • Earn 1 Etihad Guest Miles for every 1 USD on domestic purchase.
  • Supermarkets, government services, utilities and education will earn 0.33 Etihad Guest Mile per 1 USD
  • School fee payments, telecom or utility bill payments made through ADCB channels (Internet Banking,   Mobile App) maximum miles earned is capped at spends of AED 3,500 each month.
  • Earn 1.25 Etihad Guest Miles for every 1 USD on international purchase.
  • Earn 1.25 Etihad Guest Miles for every 1 USD on purchases with Etihad Airways.
  • Welcome bonus of 12,000 Etihad Guest Miles on the 1st year, provided AMF is paid within 60 days of card issuance.
  • 1,000 Etihad Guest Miles when you spend 1000 USD each month.
  • Etihad Guest Miles multiplier. Etihad Guest Miles multiplier is given based on minimum monthly spend and once a month. Qualifying Cardholder need to spend the required minimum threshold to enjoy the Etihad Guest Miles multiplier.
  • Etihad Guest Miles multiplier is given to the Primary Cardholders only.
  • Accumulate & redeem Etihad Guest Miles for airline tickets, upgrades & much more.

Things To Be Aware Of

  • Bonus Miles will be credited only after AMF payment (60days)
  • 1000 USD min spend monthly to get 1000 Etihad Guest Miles
  • Etihad Guest Tier Miles earned are valid for 12 months

MINIMUM SALARY

AED 5,000

RATE

3.49%

ANNUAL FEE

AED 0