Standard Chartered Smart Sadiq

Standard Chartered
Smart Sadiq

Minimum Salary AED 8000
Annual Fee AED 0
Rate 3.45%
Cash Advance 3.15% /AED 105
Non AED Transaction Fee 2.99%
Minimum Salary AED 8000
Annual Fee AED 0
Rate 3.45%
Cash Advance 3.15.00% /AED 105
Non AED Transaction Fee 2.99%

Top Reasons To Choose

  • Shariah compliant fixed-fee card
  • No cash advance fee on ATM
  • Complimentary lounge access in 300 cities
  • 20% off on careem rides
  • AED 200 Cashback Welcome offer

Things To Be Aware Of

  • 4 supplementary cards are free, AED 157.50 thereafter
  • Amazon joining offer requires spend criteria to be met

Complement your status with the Shariah-compliant  Standard Chartered Smart Saadiq Visa Signature redit card. 

Reward Features

Earn Reward points When you spend AED 1,000 or more per month. Transfer your Rewards Points to miles, including Emirates Skywards, Etihad Guest and more, as well as to hotel loyalty programmes. Enjoy a seamless purchase experience. Instantly pay for your next purchase with your  Rewards Points, directly.
 

Joining Offers

  1. AED 300 cashback joining offer ( requires a spend of AED 5000)
  2. The offer is valid for only New to Bank or New to Product credit card applications from the period starting from 1st August  to 31st September 2023 (“the Offer Period”). 
  3. Existing Standard Chartered clients currently holding any Standard Chartered issued credit cards are not eligible for the Offer.
  4. The eligible credit cards are Visa Infinite, Manhattan Rewards +, Cashback, Saadiq credit cards and except X credit card.
  5. Credit card applications sourced via sales representatives will not be eligible for the Offer.
  6. The Bank will credit cashback to the client’s credit card statement.
  7. Successful applications will receive the cashback on 31 December 2022.
  8. Clients will have until 30 November 2023 to meet the spend requirement of AED 5,000

Detailed Features

Standard Chartered Smart Saadiq Visa Signature credit card is approved by Shariah Committee 
The committee comprises of three of the world’s most renowned and respected scholars in the field of Islamic Banking.

Airport Lounge Access
8 complimentary visits in a year for the cardholder to over 1000 regional and international lounges in 300 countries
 
Buy 1 Get 1 Free at Costa Coffee
Get a hot or cold coffee on us with the Buy 1 Get 1 Free offer, at any of the 150+ Costa Coffee outlets in the UAE.
 
With multi-trip travel coverage, Saadiq Cardholders and their families are covered on all trips up to 90 days in duration.
 
From restaurant reservations to planning a special occasion, enjoy 24×7 personalised services with Visa Concierge.
 
If you need to use your credit card at an ATM, you won’t be charged with a cash advance fee.

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