ADCB Etihad Guest Infinite Credit Card
Abu Dhabi Commercial Bank (ADCB)
MINIMUM SALARY
AED 40,000
RATE
3.25%
ANNUAL FEE
AED 2,625
MINIMUM SALARY
AED 40,000
RATE
3.25%
ANNUAL FEE
AED 2,625
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
Key Features
Reward Features
Things To Be Aware Of
FAB Etihad Guest Signature Credit Card
First Abu Dhabi Bank (FAB)
MINIMUM SALARY
AED 15,000
RATE
3.50%
ANNUAL FEE
AED 1,500
MINIMUM SALARY
AED 15,000
RATE
3.50%
ANNUAL FEE
AED 1,500
Non AED Transaction Fee
2.05%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
Get a warm welcome with a 35,000 Etihad Guest Miles bonus.
Key Features
Reward Features
Things To Be Aware Of
Mashreq Bank
MINIMUM SALARY
AED 5,000
RATE
3.45%
ANNUAL FEE
AED 315
MINIMUM SALARY
AED 5,000
RATE
3.45%
ANNUAL FEE
AED 315
Non AED Transaction Fee
2.79%
Cash Advance Fee
3.15 % / Min 210
Key Features
Things To Be Aware Of
MINIMUM SALARY
AED 50,000
RATE
2.75%
ANNUAL FEE
AED 1,575
MINIMUM SALARY
AED 50,000
RATE
2.75%
ANNUAL FEE
AED 1,575
Non AED Transaction Fee
2.10%
Cash Advance Fee
2.75 % / Min 105
Joining Offers
Welcome Offer
Enjoy 200,000 sign-up Air Miles for the first year and 100,000 anniversary Air Miles from the 2nd year onwards.
Key Features
Reward Features
Earning miles
Spend anytime, anywhere with your HSBC Black Credit Card & earn Air Miles:
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.45%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 15,000
RATE
3.45%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.10%
Cash Advance Fee
2.99 % / Min 105
Joining Offers
Sign-up offer of AED100 Sharaf DG voucher
Key Features
Reward Features
Earn Airmiles on your HSBC Advance Credit Card
Things To Be Aware Of
Finance House Platinum Credit Card
Finance House
MINIMUM SALARY
AED 5,000
RATE
3.33%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.33%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.85%
Cash Advance Fee
3.50 % / AED 200
Key Features
Things To Be Aware Of
FAB Visa Signature Credit Card
First Abu Dhabi Bank (FAB)
MINIMUM SALARY
AED 15,000
RATE
3.50%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 15,000
RATE
3.50%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.05%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Domestic purchases: 1 Star for every AED 1
Redeem your Stars for Etihad Guest Miles, Skywards Miles from Emirates, or to book tickets on any airline through Stars Travel portal.
Things To Be Aware Of
First Abu Dhabi Bank (FAB)
MINIMUM SALARY
AED 30,000
RATE
3.50%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 30,000
RATE
3.50%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.05%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Redeem your Stars for Etihad Guest Miles, Skywards Miles from Emirates, or to book tickets on any airline through our Stars Travel portal.
Things To Be Aware Of
FAB Manchester City FC Infinite Card
First Abu Dhabi Bank (FAB)
MINIMUM SALARY
AED 30,000
RATE
3.50%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 30,000
RATE
3.50%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.05%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Choose from First Rewards, First Miles or First Cashback
Choice of loyalty program:
First Reward Point:
Cashback:
First Miles:
Things To Be Aware Of
First Abu Dhabi Bank (FAB)
MINIMUM SALARY
AED 5,000
RATE
3.50%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.50%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.05%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Earn Star Reward Points
Redeem your Stars for Etihad Guest Miles, Skywards Miles from Emirates, or to book tickets on any airline through Stars Travel Portal.
Things To Be Aware Of
FAB Etihad Guest Infinite Credit Card
First Abu Dhabi Bank (FAB)
MINIMUM SALARY
AED 30,000
RATE
3.50%
ANNUAL FEE
AED 2,500
MINIMUM SALARY
AED 30,000
RATE
3.50%
ANNUAL FEE
AED 2,500
Non AED Transaction Fee
2.05%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
Get a warm welcome with 55,000 Etihad Guest Miles bonus.
Key Features
Reward Features
EARN ETIHAD TIER MILES:
All purchase (domestic or international): 2.5 Miles earned per AED 10
Things To Be Aware Of
Mashreq Platinum Elite Portraits Card
Mashreq Bank
MINIMUM SALARY
AED 7,000
RATE
3.45%
ANNUAL FEE
AED 682
MINIMUM SALARY
AED 7,000
RATE
3.45%
ANNUAL FEE
AED 682
Non AED Transaction Fee
2.79%
Cash Advance Fee
3.15 % / Min 210
Key Features
Reward Features
Earn Salaam Points
Things To Be Aware Of
First Abu Dhabi Bank (FAB)
MINIMUM SALARY
AED 5,000
RATE
3.50%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.50%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.05%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Choose from First Rewards or First Cashback
Earn 1 First Reward Point per AED on domestic spends.
Earn 2 First Reward Points on supermarket spends.
Earn 2 First Reward Points on International Spends (minimum cumulative spend of AED 500 and maximum spend of AED 20,000 during a given month).
To redeem choose from hundreds of rewards vouchers for jewellery, personal accessories, electronics and more.
OR
Earn up to 3% First Cashback on your domestic spend.
Earn up to 5% First Cashback on your international spend.
Cashback earnings will be capped at AED 1,000 per cycle..
Things To Be Aware Of
First Abu Dhabi Bank (FAB)
MINIMUM SALARY
AED 15,000
RATE
3.50%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 15,000
RATE
3.50%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.05%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Choice of loyalty program:
First Reward Point:
Cashback:
First Miles:
Things To Be Aware Of
FAB Al-Futtaim World Elite Credit Card
First Abu Dhabi Bank (FAB)
MINIMUM SALARY
AED 40,000
RATE
1.66%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 40,000
RATE
1.66%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.05%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Earn Al-Futtaim Star Rewards
Things To Be Aware Of
FAB Al-Futtaim Platinum Credit Card
First Abu Dhabi Bank (FAB)
MINIMUM SALARY
AED 8,000
RATE
2.08%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 8,000
RATE
2.08%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.05%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Earn Al-Futtaim Star Rewards
Things To Be Aware Of
First Abu Dhabi Bank (FAB)
MINIMUM SALARY
AED 5,000
RATE
3.50%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.50%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.05%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Choose from First Rewards, First Miles or First Cashback
Earn 1 First Reward Point per AED on domestic spends.
Earn 2 First Reward Points on International Spends.
OR
Earn up to 3% First Cashback on your domestic spends.
Earn up to 5% First Cashback on your international spends.
Cashback earnings will be capped at AED 1,000 per cycle.
Things To Be Aware Of
First Abu Dhabi Bank (FAB)
MINIMUM SALARY
AED 15,000
RATE
3.50%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 15,000
RATE
3.50%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.05%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Choose from First Rewards, First Miles or First Cashback
Choice of loyalty program:
First Reward Point:
Cashback:
First Miles:
Things To Be Aware Of
Emirates NBD Visa Platinum Credit Card
Emirates NBD
MINIMUM SALARY
AED 12,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 12,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Apply for a Platinum credit card and get it free along with a voucher worth AED 300 to spend on Noon.com.
Key Features
Reward Features
Earn Plus Points Rewards
Things To Be Aware Of
Emirates NBD Visa Infinite Credit Card
Emirates NBD
MINIMUM SALARY
AED 50,000
RATE
2.99%
ANNUAL FEE
AED 1,500
MINIMUM SALARY
AED 50,000
RATE
2.99%
ANNUAL FEE
AED 1,500
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
Earn Plus Points Rewards
Things To Be Aware Of
Mashreq Platinum Elite MasterCard
Mashreq Bank
MINIMUM SALARY
AED 7,000
RATE
3.45%
ANNUAL FEE
AED 682
MINIMUM SALARY
AED 7,000
RATE
3.45%
ANNUAL FEE
AED 682
Non AED Transaction Fee
2.79%
Cash Advance Fee
3.15 % / Min 210
Key Features
Reward Features
Earn Salaam Points:
Accelerated Reward Points:
Things To Be Aware Of
Mashreq Platinum Elite Visa Card
Mashreq Bank
MINIMUM SALARY
AED 7,000
RATE
3.45%
ANNUAL FEE
AED 682
MINIMUM SALARY
AED 7,000
RATE
3.45%
ANNUAL FEE
AED 682
Non AED Transaction Fee
2.79%
Cash Advance Fee
3.15 % / Min 210
Key Features
Reward Features
Earn Salaam Points
Accelerated Reward Points:
Things To Be Aware Of
ADCB Etihad Guest Platinum Credit Card
Abu Dhabi Commercial Bank (ADCB)
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 525
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 525
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
Key Features
Reward Features
Things To Be Aware Of
RAKBANK
MINIMUM SALARY
AED 8,000
RATE
3.45%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 8,000
RATE
3.45%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.20%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
Earn Cashback on all spends
If your Cashback on Supermarket, Dining and Cinemas exceed the monthly maximum Cashback cap for these categories, then the excess spend amount in these categories will earn you Cashback at standard Cashback rates.
Monthly Spend Tier & Cashback on all other spends:
Standard Cashback*
In addition to the above you will earn up to 2% Cashback on your Domestic & International Retail Purchase Transactions, Internet Transactions and International Cash Advances
Max cashback payable across all categories = 1,500 p.m
*Effective April 14th, 2020, all spends under the category of Charities, Government Services, Bill Payments, Schools, Education, Transits, Transport, Telecommunication, Real Estate, Petrol/Gas stations, Health & Beauty, Club Membership, Computer Services, Automobiles & Vehicles and Insurance Services will earn 0.25% cashback for every AED 1 spent.
*Effective May 14th, 2020, all spends under the category of Charities, Government Services, Bill Payments, Schools, Education, Transits, Transport, Telecommunication, Real Estate, Petrol/Gas stations, will earn 0.25% cashback for every AED 1 spent.
The minimum threshold to redeem cashback for the Titanium card is AED 500.
Transactions made through any of the banking channels i.e. IVR, Internet Banking, Mobile, CDMs, ATM’s, Branches or any other RAKBANK payment channels will not be eligible for any cashback/rewards.
Things To Be Aware Of
Union National Bank Vantage Credit Card
Union National Bank (UNB)
MINIMUM SALARY
AED 8,000
RATE
3.19%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 8,000
RATE
3.19%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
Joining Bonus of up to AED 500 worth of UNBmiles
Key Features
Reward Features
Earn UNBmiles
4% value back on spend as UNBmiles at Joyalukkas Jewelers, Eros Electronics and Musafir.com, and 1% value back as UNBmiles on all other retail spend with no caps.
Things To Be Aware Of
Union National Bank Titanium Card
Union National Bank (UNB)
MINIMUM SALARY
AED 5,000
RATE
3.19%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.19%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
Joining Bonus of up to AED 500 worth of UNBmiles
Key Features
Reward Features
Earn UNBmiles on all spends
Things To Be Aware Of
Union National Bank ADCOOP Extra and Spar Card
Union National Bank (UNB)
MINIMUM SALARY
AED 5,000
RATE
3.19%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.19%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Earn Cashback:
Conditions: You need to spend at least AED 500 per month to earn cashback. Maximum cashback amount is AED 4,800 per year.
Things To Be Aware Of
The American Express Platinum Credit Card
American Express
MINIMUM SALARY
AED 23,300
RATE
3.25%
ANNUAL FEE
AED 700
MINIMUM SALARY
AED 23,300
RATE
3.25%
ANNUAL FEE
AED 700
Non AED Transaction Fee
2.94%
Cash Advance Fee
3.00 % / min AED100
Key Features
Reward Features
Earn Membership Reward Points
Things To Be Aware Of
Standard Chartered Visa Infinite Card
Standard Chartered Bank (SCB)
MINIMUM SALARY
AED 30,000
RATE
3.45%
ANNUAL FEE
AED 1,575
MINIMUM SALARY
AED 30,000
RATE
3.45%
ANNUAL FEE
AED 1,575
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Earn 360° Reward Points on all spends
Things To Be Aware Of
Standard Chartered Shukran Titanium Credit Card
Standard Chartered Bank (SCB)
MINIMUM SALARY
AED 8,000
RATE
3.45%
ANNUAL FEE
AED 158
MINIMUM SALARY
AED 8,000
RATE
3.45%
ANNUAL FEE
AED 158
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Key Features
Things To Be Aware Of
Standard Chartered Saadiq Platinum (Ujrah) Card
Standard Chartered Bank (SCB)
MINIMUM SALARY
AED 5,000
RATE
3.45
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.45
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99
Cash Advance Fee
3.15 % / AED 105
Key Features
Reward Features
Rewards for every spend on your Standard Chartered Saadiq Platinum credit card
Things To Be Aware Of
RAKBANK
MINIMUM SALARY
AED 20,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 20,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.20%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
Earn Cashback on all spends
Monthly spend tier AED 15,000 to AED 19,999 earn cashback on:
Travel - 5% (max AED 300)
Supermarkets - 5% (max AED 200)
For monthly spend above AED 20,000 earn cashback on:
Travel - 10% (max AED 600)
Supermarkets - 10% (max AED 400)
Monthly Spend Tier & Cashback earned:
Up to AED 14,999 - 3% (international), 1% (domestic)
AED 14,999 to 29,999 - 4% (international), 2% (domestic)
Above AED 30,000 - 5% (international), 3% (domestic)
Things To Be Aware Of
MINIMUM SALARY
AED 10,000
RATE
3.45%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 10,000
RATE
3.45%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.20%
Cash Advance Fee
3.45 % / 2%
Key Features
Reward Features
Enjoy 1% Cashback* on all domestic and international retail, internet, cash transactions
Note: Maximum Cashback is AED 1,000 per month.
All spends under the category of Bill Payments (Telecommunication & utility), Government services, Real Estate, Car Rentals, Transport and Petrol/Gas Stations will earn 0.25% cashback for every AED 1 spent.
Things To Be Aware Of
Mashreq Smartsaver Global Credit Card
Mashreq Bank
MINIMUM SALARY
AED 10,000
RATE
3.45%
ANNUAL FEE
AED 787
MINIMUM SALARY
AED 10,000
RATE
3.45%
ANNUAL FEE
AED 787
Non AED Transaction Fee
2.79%
Cash Advance Fee
3.15 % / Min 210
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.45%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.45%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.20%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
Earn Goldback
Monthly Spend Tier & Goldback% on International spends:
Monthly Spend Tier & Goldback% on Domestic spends:
Other conditions:
Things To Be Aware Of
MINIMUM SALARY
AED 10,000
RATE
3.45%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 10,000
RATE
3.45%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.20%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
Earn RAKrewards
Monthly Spend Tier & RAKrewards earned per 1 AED:
Quarterly Spend Tier & bonus RAKrewards rate:
Cinema Reward Offerings
Overall monthly spend On cinema spend RAKrewards
AED 5000 and above AED 1 50
Maximum RAKrewards monthly cap on cinema spend is 10,000.
Things To Be Aware Of
NOOR Bank Srilankan Credit Card
Noor Bank
MINIMUM SALARY
AED 8,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 8,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.50%
Cash Advance Fee
3.00 % / min 100
Key Features
Reward Features
Earn FlySmiLes
Earn 1 FlySmiLe for every US Dollar spent.
Things To Be Aware Of
NOOR Bank Rewards World Credit Card
Noor Bank
MINIMUM SALARY
AED 30,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 30,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.50%
Cash Advance Fee
3.00 % / min 100
Key Features
Reward Features
Earn Cashback
Can be redeemed for CashBack, Sharaf DG, Kalyan Jewellers, Joyalukkas, Jacky's retailer & Jack's Electronics vouchers and Awqaf and Minors Affairs (AMAF) donations.
Things To Be Aware Of
NOOR Bank Rewards Titanium Credit Card
Noor Bank
MINIMUM SALARY
AED 8,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 8,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.50%
Cash Advance Fee
3.00 % / min 100
Key Features
Reward Features
Earn Cashback
Can be redeemed for CashBack, Sharaf DG, Kalyan Jewellers, Joyalukkas, Jacky's retailer & Jack's Electronics vouchers and Awqaf and Minors Affairs (AMAF) donations
NOOR Bank Rewards Platinum Credit Card
Noor Bank
MINIMUM SALARY
AED 8,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 8,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.50%
Cash Advance Fee
3.00 % / min 100
Key Features
Reward Features
Earn Cashback
Can be redeemed for CashBack, Sharaf DG, Kalyan Jewellers, Joyalukkas, Jacky's retailer & Jack's Electronics vouchers and Awqaf and Minors Affairs (AMAF) donations.
Things To Be Aware Of
Mashreq Bank
MINIMUM SALARY
AED 35,000
RATE
3.45%
ANNUAL FEE
AED 1,575
MINIMUM SALARY
AED 35,000
RATE
3.45%
ANNUAL FEE
AED 1,575
Non AED Transaction Fee
2.79%
Cash Advance Fee
3.15 % / Min 210
Joining Offers
Apply & get AED 750 cashback
Key Features
Reward Features
Earn Salaam Carats
Things To Be Aware Of
Mashreq Bank
MINIMUM SALARY
AED 10,000
RATE
3.45%
ANNUAL FEE
AED 315
MINIMUM SALARY
AED 10,000
RATE
3.45%
ANNUAL FEE
AED 315
Non AED Transaction Fee
2.79%
Cash Advance Fee
3.15 % / Min 210
Joining Offers
Enjoy up to 30,000 'sMiles' when you pay the fee and spend on your Card:
Key Features
Reward Features
Earn 'sMiles'
Things To Be Aware Of
MINIMUM SALARY
AED 25,000
RATE
3.09%
ANNUAL FEE
AED 1,500
MINIMUM SALARY
AED 25,000
RATE
3.09%
ANNUAL FEE
AED 1,500
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Introductory offer - Up to AED 2,500 Travel Vouchers
Key Features
Reward Features
Earn Starpoints Rewards:
Redeem Starpoints for a host of rewards, including Free Night Awards, SPG Flights and SPG Moments.
Earn up to 50% more Starpoints every month (max 4,000) for all your retail purchases by enrolling in Express Points Programme (monthly fee of AED 300).
Things To Be Aware Of
Union National Bank World Card
Union National Bank (UNB)
MINIMUM SALARY
AED 20,000
RATE
3.19%
ANNUAL FEE
AED 630
MINIMUM SALARY
AED 20,000
RATE
3.19%
ANNUAL FEE
AED 630
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
Welcome Bonus of AED 3,000 worth of UNBmiles
Key Features
Reward Features
Earn UNBmiles on all spends
Redeem UNBmiles for booking air tickets and hotels, gift vouchers and much more.
Minimum spend of AED 500 per month required to earn UNBmiles.
Things To Be Aware Of
Emirates NBD MasterCard Titanium Credit Card
Emirates Islamic Bank (EIB)
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Life time free credit card along with a AED 300 Noon.com voucher. Apply online now!
Key Features
Reward Features
Earn Plus Points Rewards
Things To Be Aware Of
ADIB Etisalat Visa Platinum Card
Abu Dhabi Islamic Bank (ADIB)
MINIMUM SALARY
AED 5,000
RATE
3.09%
ANNUAL FEE
AED 999
MINIMUM SALARY
AED 5,000
RATE
3.09%
ANNUAL FEE
AED 999
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
70,000 welcome Etisalat Smiles Points
Key Features
Reward Features
Earn Etisalat Smiles Rewards Points
Things To Be Aware Of
Commercial Bank of Dubai (CBD)
MINIMUM SALARY
AED 20,000
RATE
3.45%
ANNUAL FEE
AED 787
MINIMUM SALARY
AED 20,000
RATE
3.45%
ANNUAL FEE
AED 787
Non AED Transaction Fee
2.75%
Cash Advance Fee
3.00 % / Min 105
Joining Offers
60,000 CBD Reward Points.
Welcome Bonus is given provided the cardholder spends 5000 AED within 30 days from card issuance date.
Key Features
Reward Features
Earn Reward Points
Things To Be Aware Of
Commercial Bank of Dubai (CBD)
MINIMUM SALARY
AED 5,000
RATE
3.45%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.45%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.75%
Cash Advance Fee
3.00 % / Min 105
Joining Offers
Welcome Offer
20,000 CBD Reward Points.
Welcome Bonus is given provided the cardholder spends 500 AED within 30 days from card issuance date.
Key Features
Reward Features
Earn Reward Points
Earn CBD Reward Points
Earn 0.5 point per AED of grocery purchases
Earn 0.5 points per 1 AED of government purchases
Earn 1 points per 1 AED for all other local purchases
Earn 1.5 points per 1 AED for all other international purchases
CBD Points can be redeemed for Emirates Skywards Miles, Etihad Guest Miles in the rate of 20 for 1 mile or for Cash Back.
Things To Be Aware Of
American Express The Platinum Card
American Express
MINIMUM SALARY
AED 30,700
RATE
2.50%
ANNUAL FEE
AED 2,760
MINIMUM SALARY
AED 30,700
RATE
2.50%
ANNUAL FEE
AED 2,760
Non AED Transaction Fee
2.94%
Cash Advance Fee
4.00 % / Min 50
Key Features
Reward Features
Earn Membership Reward Points
Things To Be Aware Of
American Express The American Express Gold Credit Card
American Express
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 395
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 395
Non AED Transaction Fee
2.94%
Cash Advance Fee
3.00 % / Min 100
Key Features
Reward Features
Earn Membership Reward Points
Things To Be Aware Of
Abu Dhabi Islamic Bank (ADIB)
MINIMUM SALARY
AED 8,000
RATE
3.09%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 8,000
RATE
3.09%
ANNUAL FEE
AED 0
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
ADIB Rewards Program
Things To Be Aware Of
Abu Dhabi Islamic Bank (ADIB)
MINIMUM SALARY
AED 12,000
RATE
3.09%
ANNUAL FEE
AED 199
MINIMUM SALARY
AED 12,000
RATE
3.09%
ANNUAL FEE
AED 199
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
ADIB Rewards Program
Spend a minimum of AED 3,000 in a month (locally & internationally) and enjoy:
Things To Be Aware Of
Abu Dhabi Islamic Bank (ADIB)
MINIMUM SALARY
AED 8,000
RATE
3.09%
ANNUAL FEE
AED 250
MINIMUM SALARY
AED 8,000
RATE
3.09%
ANNUAL FEE
AED 250
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
1% Cashback: anywhere – any time
ADIB Etisalat Visa Signature Card
Abu Dhabi Islamic Bank (ADIB)
MINIMUM SALARY
AED 15,000
RATE
3.09%
ANNUAL FEE
AED 1,199
MINIMUM SALARY
AED 15,000
RATE
3.09%
ANNUAL FEE
AED 1,199
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
100,000 welcome Etisalat Smiles Points
Key Features
Reward Features
Earn Etisalat Smiles Rewards Points
Things To Be Aware Of
Abu Dhabi Islamic Bank (ADIB)
MINIMUM SALARY
AED 10,000
RATE
3.09%
ANNUAL FEE
AED 299
MINIMUM SALARY
AED 10,000
RATE
3.09%
ANNUAL FEE
AED 299
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Welcome Offer
Welcome bonus of 20,000 Etisalat Reward points(equivalent to more than 10 hours of free UAE talk time!).
Key Features
Reward Features
Earn Etisalat Smiles Rewards Points
Things To Be Aware Of
Commercial Bank of Dubai (CBD)
MINIMUM SALARY
AED 30,000
RATE
3.45%
ANNUAL FEE
AED 787
MINIMUM SALARY
AED 30,000
RATE
3.45%
ANNUAL FEE
AED 787
Non AED Transaction Fee
2.75%
Cash Advance Fee
3.00 % / Min 105
Joining Offers
40,000 CBD Reward Points.
Welcome Bonus is given provided the cardholder spends 5000 AED within 30 days from card issuance date.
Key Features
Reward Features
Earn Reward Points
Things To Be Aware Of
Abu Dhabi Islamic Bank (ADIB)
MINIMUM SALARY
AED 8,000
RATE
3.09%
ANNUAL FEE
AED 350
MINIMUM SALARY
AED 8,000
RATE
3.09%
ANNUAL FEE
AED 350
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Welcome Offer
Welcome bonus of 35,000 Etihad Guest Miles.
Key Features
Reward Features
Earn Etihad Guest Miles
Things To Be Aware Of
ADIB Cashback Visa Platinum Card
Abu Dhabi Islamic Bank (ADIB)
MINIMUM SALARY
AED 8,000
RATE
3.09%
ANNUAL FEE
AED 1,000
MINIMUM SALARY
AED 8,000
RATE
3.09%
ANNUAL FEE
AED 1,000
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
1% flat Cashback: anywhere – any time
Things To Be Aware Of
ADIB Booking.com Signature Card
Abu Dhabi Islamic Bank (ADIB)
MINIMUM SALARY
AED 12,000
RATE
3.09%
ANNUAL FEE
AED 299
MINIMUM SALARY
AED 12,000
RATE
3.09%
ANNUAL FEE
AED 299
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
ADIB Rewards Program
Things To Be Aware Of
ADIB Booking.com Infinite Card
Abu Dhabi Islamic Bank (ADIB)
MINIMUM SALARY
AED 20,000
RATE
3.29%
ANNUAL FEE
AED 2,000
MINIMUM SALARY
AED 20,000
RATE
3.29%
ANNUAL FEE
AED 2,000
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
200,000 sign-up reward points
Key Features
Reward Features
ADIB Rewards Program
Redemption Value: Every 10,000 points = 50; every 100,000 points = AED 1,000
Shopping mall vouchers
Redeem Reward points against shopping mall vouchers: Sharjah Mega Mall, Dubai Festival City, Abu Dhabi Mall, Sahara Centre - Sharjah
Things To Be Aware Of
Abu Dhabi Commercial Bank (ADCB)
MINIMUM SALARY
AED 20,000
RATE
3.25%
ANNUAL FEE
AED 1,050
MINIMUM SALARY
AED 20,000
RATE
3.25%
ANNUAL FEE
AED 1,050
Non AED Transaction Fee
-
Cash Advance Fee
3.15 % / Min 105
Joining Offers
Complimentary Stay Voucher
The “Complimentary Voucher” is a voucher that entitles the Cardholder to a complimentary night stay at a hotel of the Cardholder’s choice amongst the available hotels booked through Hotels.com at www.hotels.com, using the Card.
Anniversary Voucher is only available to the Qualifying Cardholders
Key Features
Reward Features
Earn Touchpoints Per 1 AED spend
Things To Be Aware Of
ADCB Touchpoints Titanium Credit Card
Abu Dhabi Commercial Bank (ADCB)
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / AED 105
Key Features
Reward Features
Earn Touchpoints Per 1 AED spend
Things To Be Aware Of
ADCB TouchPoints Infinite Credit Card
Abu Dhabi Commercial Bank (ADCB)
MINIMUM SALARY
AED 40,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 40,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min 100
Key Features
Reward Features
Earn Touchpoints
Things To Be Aware Of
ADCB Lulu Titanium Credit Card
Abu Dhabi Commercial Bank (ADCB)
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Earn LuluPoints
Things To Be Aware Of
Commercial Bank of Dubai (CBD)
MINIMUM SALARY
AED 12,000
RATE
3.45%
ANNUAL FEE
AED 525
MINIMUM SALARY
AED 12,000
RATE
3.45%
ANNUAL FEE
AED 525
Non AED Transaction Fee
2.75%
Cash Advance Fee
3.00 % / Min 105
Joining Offers
Welcome Offer
Key Features
Reward Features
Earn Reward Points
Things To Be Aware Of
Dubai First Amazing Platinum Card
Dubai First
MINIMUM SALARY
AED 5,000
RATE
2.59%
ANNUAL FEE
AED 400
MINIMUM SALARY
AED 5,000
RATE
2.59%
ANNUAL FEE
AED 400
Non AED Transaction Fee
3.90%
Cash Advance Fee
3.00 % / Min 100
Key Features
Reward Features
Earn Amazing Points
Things To Be Aware Of
Dubai Islamic Prime Signature Card
Dubai Islamic Bank (DIB)
MINIMUM SALARY
AED 25,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 25,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
- / -
Key Features
Reward Features
Earn Wala'a Dirhams
Things To Be Aware Of
Dubai Islamic Prime Infinite Card
Dubai Islamic Bank (DIB)
MINIMUM SALARY
AED 50,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 50,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
- / -
Key Features
Reward Features
Things To Be Aware Of
Emirates NBD Dnata World Credit Card
Emirates NBD
MINIMUM SALARY
AED 25,000
RATE
3.09%
ANNUAL FEE
AED 999
MINIMUM SALARY
AED 25,000
RATE
3.09%
ANNUAL FEE
AED 999
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Key Features
Reward Features
Earn dnata rewards
Things To Be Aware Of
Emirates Islamic Flex Elite Credit Card
Emirates Islamic Bank (EIB)
MINIMUM SALARY
AED 25,000
RATE
3.49%
ANNUAL FEE
AED 700
MINIMUM SALARY
AED 25,000
RATE
3.49%
ANNUAL FEE
AED 700
Non AED Transaction Fee
3.49%
Cash Advance Fee
3.00 % / Min 199
Joining Offers
Welcome bonus of 75,000 EI SmartMiles upon payment of Annual Fee for the first year.
Key Features
Reward Features
Earn EI SmartMiles
Earn Upto 2.5 EI Smart Miles per AED on local transactions.
Earn Upto 3.75 EI Smart Miles per AED on international transactions.
Simply exchange your EI SmartMiles for Miles with frequent flyer program with Emirates Skywards, Etihad Guest, and InterMiles.
10,000 EI SmartMiles= 1,000 Emirates Skywards Miles
10,000 EI SmartMiles= 2,500 Etihad Miles
20,000 EI SmartMiles = 4,000 InterMiles
Things To Be Aware Of
Emirates Islamic Cashback Plus Card
Emirates Islamic Bank (EIB)
MINIMUM SALARY
AED 5,000
RATE
3.49%
ANNUAL FEE
AED 299
MINIMUM SALARY
AED 5,000
RATE
3.49%
ANNUAL FEE
AED 299
Non AED Transaction Fee
3.49%
Cash Advance Fee
3.00 % / Min 199
Joining Offers
Cashback Plus Free for life- offer expires on 31st December 2020
Key Features
Reward Features
Earn Cashback on your Emirates Islamic Cashback Plus Credit Card
Cashback on Supermarket, Education, Dining & telecom for total monthly spend level:
Maximum Cash Back Per Month - AED 200 for above categories, except Education as the cap is AED400.
Things To Be Aware Of
Emirates Islamic Business Card
Emirates Islamic Bank (EIB)
MINIMUM SALARY
AED 10,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 10,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
3.49%
Cash Advance Fee
3.00 % / Min 199
Key Features
Dubai First Amazing World Card
Dubai First
MINIMUM SALARY
AED 30,000
RATE
2.59%
ANNUAL FEE
AED 1,500
MINIMUM SALARY
AED 30,000
RATE
2.59%
ANNUAL FEE
AED 1,500
Non AED Transaction Fee
3.90%
Cash Advance Fee
3.00 % / Min 100
Key Features
Reward Features
Earn Amazing Points
Things To Be Aware Of
Emirates NBD Manchester United Credit Card
Emirates NBD
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Activate your Card and you will recieve a Manchester United Home Jersey and Complimentary Manchester United 'RED Box'.
AED 300 noon.com e-voucher for all your online shopping.
Key Features
Reward Features
Earn RED Points Rewards
Maximum Red Points for sports good stores and dining outlets in one billing cycle is 50,000 Red points. Red Points can be redeemed for gift vouchers, cash back.
Things To Be Aware Of
