Emirates Islamic Cashback Plus Card

Emirates Islamic
Cashback Plus Card

Minimum Salary AED 5000
Annual Fee AED 299
Rate 3.49%
Cash Advance 3% /Min 199
Non AED Transaction Fee 3.49%
Minimum Salary AED 5000
Annual Fee AED 299
Rate 3.49%
Cash Advance 3.00% /Min 199
Non AED Transaction Fee 3.49%

Top Reasons To Choose

  • Earn up to 10% cashback on specific categories
  • Embedded Nol chip for RTA benefits
  • Umlimited Lounge Access
  • Complimentary Golf any day of the week

Things To Be Aware Of

  • AED 2500 minimum should be spend to earn cashback
  • For telecom spends on this card use direct payment channels
  • Cashback points Redemption is done via Online/Mob Banking

10% Cash Back. 100% Happiness. Get your Emirates Islamic Cashback Plus Credit Card with exclusive benefits and returns.

Reward Features

Earn Cashback on your Emirates Islamic Cashback Plus Credit Card

Cashback on Supermarket, Education, Dining & telecom for total monthly spend level:

  • Up to AED 2,499 - 0% cashback
  • Between AED 2,500 & AED 7,499 - 3% cashback
  • Between AED 7,500 & AED 14,999 - 5% cashback
  • Above AED 15,000 - 10% cashback

Maximum Cash Back Per Month - AED 200 for above categories, except Education as the cap is AED400.


Joining Offers

Cashback Plus Free for life- offer expires on 31st December 2020

Detailed Features

RTA Benefits on your Emirates Islamic Cashback Plus Credit Card
Embedded Nol chip
Comes with a built-in RTA Nol Chip. Use your Card to make purchases and cash withdrawals, and also for payments on the RTA transit network, including RTA Metro, RTA Bus, RTA Water Bus, parking meters, Salik and much more.

Auto top-up facility on Salik and Nol
Enjoy auto top-ups on Nol and Salik. By activating this facility you don’t have to remember to recharge your Salik account or queue up at the RTA station to recharge your Nol chip.

Gold Class cabin access
Your Emirates Islamic Cashback plus Credit card is embedded with a chip that allows you access to Gold Class Cabin on the Dubai Metro.

Balance Transfer Facility
0% profit rate on the outstanding balance of your credit cards from other banks for 6 months.

Airport Lounge access
Complimentary access to 1000+ lounges globally for the cardholder (via Loungekey).

Golf Offers in UAE
A minimum monthly spend of AED 5,000 is required to avail 2 free golf rounds in a month. Arabian Ranches or Track Meydan Golf course on all days. 

JA Resort Golf Course: 20% discount from the Midweek Visitor Rate Card all year round. Jebel Ali Golf Resort boasts a 9-hole Championship Course, an enormous driving range and putting green. Offer valid from February 7, 2020 00:00 GMT - February 6, 2021 23:59 GMT

Abu Dhabi City Golf Club: Redeem a 'Member's Guest / Affiliate' Rate every day of the week situated in the heart of the UAE's capital, offering a relaxed accessible environment to golfers and non-golfers alike, to play, wine and dine. www.adcitygolf.ae Offer valid from February 7, 2020 00:00 GMT - February 6, 2021 23:59 GMT

Arabian Ranches Golf Club:A 10% discount on midweek 'Visitor Rates' all year around. The links is an 18 hole, par 72 signature course designed by Ian Baker-Finch in association with Nicklaus Design. Offer valid from September 4, 2019 00:00 GMT - September 3, 2020 23:59 GMT

Trump International Golf Club: A 10% discount off the 'Best Available Rates' can be enjoyed everyday, The 7,300-yard, par 71 course is located just ten minutes from Sheikh Zayed Road, Gil Hanse, was appointed to design the spectacular 18-hole golf course. Offer valid from September 17, 2019 00:00 GMT - September 16, 2020 23:59 GMT

Jebal Sifah ( Muscat) : 15% discount on 'Best Available Rate' green fees from Sunday to Thursdays. Harradine Golf’s first ever seaside course, which can also be played as a varied 18 hole par 72 course by utilising second pin flags

Yas Links Abu Dhabi: Enjoy a 5% discount on `Best Available Rate' green fees everyday Kyle Phillips designed the multiple award Winning Championship Links Golf Course, Yas Links Abu Dhabi. Coupled with a Par 3 floodlit Academy course and practice areas, highly skilled PGA teaching professionals, and state of the art Golf Academy with covered bays and the latest in technology

Al Zorah Ajman: A 5% discount on midweek 'Best Available Rates' all year around special proposition that’s been magically created by the famed Nicklaus Design group

Address Montgomerie: 10% discount everyday off 'Visitor Rates' with a 365 day booking window. 18-hole championship golf course and 5-star accommodation are regarded one of the premier leisure destinations in the world

Sharjah Golf and Shooting Club;10% discount on Preferential rate green fees Club boasts a 9 hole, fully floodlit golf course which enables play well into the evening. Designed by internationally acclaimed architect Peter Harradine, if played twice, this wall to wall grass oasis will provide a par 72 layout that stretches in excess of the 7,300 yard mark.

Abu Dhabi Golf Club: 5% discount on "Best Available Rate" green fees rates Sunday through Thursdays.Abu Dhabi Golf Club features 27 Championship holes of golf, over 162 hectares of land co-managed by renowned worldwide golf resort management organization, Troon Golf. Offer valid from October 8, 2019 00:00 GMT - October 7, 2020 23:59 GMT

Sadiyat Beach Golf Club:  5% discount off 'Best Available Rate' green fees ,Sundays through Thursdays. Designed by Gary Player, this course is one of the world's most captivating golfing projects. The Troon managed Saadiyat harnesses the stunning natural beauty of Saadiyat Island. Offer valid from October 8, 2019 00:00 GMT - October 7, 2020 23:59 GMT

The Els Club Dubai:5% discount on 'Best Available Rate' green fees from Sunday to Thursdays. Stretching 7,538 yards with four sets of tees, allowing players a selection of differing lengths from which to play, Offer valid from September 6, 2019 00:00 GMT - September 5, 2020 00:00 GMT

Tower Links Golf Club RAK: 5% discount off Visitor green fees 7 days a week . Offer valid from October 11, 2019 00:00 GMT - October 10, 2020 23:59 GMT

Al Hamra Golf Club RAK: 15% Off Visitor green fees (Sun - Thurs) & 10% Visitor green fees (Fri - Sat). 10% discount in Pro-Shop. This 18-hole golf course, designed by Peter Harradine, meanders around four inter-connected open water lagoons merging seamless with the water of the Arabian Gulf. As many traditional links course do, the front nine measuring 3,578 yards makes its way out and away from the Clubhouse, whilst the back nine measuring 3,747 yards returns home around the lagoon to the Clubhouse.


Complimentary Cinema Offers
Customers can avail 20% off on weekdays at Roxy Cinemas.  Ultra Premium, Platinum Plus and Luxury Gold Plus. Pls note this offer is not valid on public holidays and available untill 30th Sept 2020.  Customers can save upto AED 280 per month with these offers.

Mazaya offers
Unmatched benefits, discounts and privileges at best restaurants and retailers across the UAE. Up to 30% at restaurants across the UAE.

Visa Luxury Hotel Collection (VLHC)
VLHC is composed of over 900 intriguing and prestigious properties. Offering:
  • Best available rate guarantee
  • Automatic room Upgrade upon arrival
  • Complimentary in-room Wi-Fi
  • Complimentary continental breakfast daily
  • $25 USD food or beverage credit
  • VIP guest status offerw
  • 3pm check out upon request
Medical and Legal Referral
As Emirates Islamic  Cashback Plus Credit Card customers you will be refered to physicians, hospitals, clinics, dentists, lawyers or legal practitioners based on your request wherever you may be.

Multi-Trip travel insurance
With multi-trip travel insurance, you as the cardholder and your family are covered on all trips up to 90 days in duration.
 Details of cover:
  •  Personal Accident Benefits up to US$ 500,000 (International)
  •  Personal Accident Benefits up to US$ 50,000 (Domestic)
  •  Emergency Medical Expenses up to US$ 150,000
  •  Evacuation and Repatriation Expenses up to US$ 500,000
  •  Hospital Daily Cash $50 per day up to US$ 1,500
  •  Trip cancellation/curtailment up to US$ 5,000
  •  Delayed departure US$ 42 per hour up to US$ 1,000
  •  Baggage delay US$ 42 per hour up to US$ 500
  •  Loss of personal belongings up to US$ 150
  •  Covers cardholder, spouse and up to 5 children; age limit of 75 for all.
Purchase Protection on your Emirates Islamic Cashback Plus Credit Card
Purchase Protection provides you with additional peace of mind every time you make a purchase. It protects you against the theft or accidental damage of purchased items, so you can focus on simply finding that perfect buy.
  • Protects against the theft or accidental damage of purchased items
  • New item purchases only
  • Coverage for a maximum of 365 days from date of purchase
  • Maximum of 48 hours from date of incident to submit a claim
  • Cardholder must report within 24 hours in case of theft
Forex Charges-2.34% (This fee is charged in addition to the standard processing fee charged by MasterCard International or Visa International and is applicable to transactions performed outside UAE-approximately 1.15%)

Extended Warranty
Doubles the repair period offered by the original manufacturer ’s warranty for up to 1 year, protecting you against the cost of repair and replacement of an item.
Easy payment plans, Supplementary Cards,Cash on call facility and much more benefits.
Visa Premium Concierge
The 24-hour concierge provides a personal service to Visa Signature cardholders, taking care of all the details so they can simply take their seats and enjoy. Servicing in English, Arabic, and French, concierge agents can help with:
  •  Restaurant advice
  •  Booking tables, including those that are hard-to-get
  •  Travel arrangements: booking flights, hotels, car rental, hotel transfers, tourist advice
  •  Shopping recommendations, sourcing a product
  •  Arranging a special gift, sending flowers


Dragon-Pass Dine & Fly
Cardholders now have access to over 200 airport restaurant offers globally.
Agoda Hotel Discount
Save up to 12% discount over 985,000 hotels & vacation rentals worldwide with Agoda.
Fraudulent Card Misuse Protection
All Visa Signature cards are protected against unauthorized transactions or fraudulent use of their card by unrelated third parties. This insurance benefit will provide reimbursement up to:
USD 2,500 per occurrence with USD 4,000 annual aggregate limit for Visa Signature cardholders.
YQ Airport Meet and Assist Services
Discount of up to 30% off retail rates at over 450 destinations globally.
2-for-1 Entertainer Offers with Visa Offer MENA Mobile App
Download the Visa Offers MENA mobile app to treat yourself to exclusive 2-for-1 deals on food and entertainment in addition to over 5,000+ travel discounts.
Anghami Plus Offers
Subscribe to Anghami Plus with your Visa and enjoy upto four months free for the first year.
8% Off Bookings on Hotels.com
Enjoy 8% discount on hotel stay bookings made at hotels.com.

Apply Now

Please fill in the details to receive a call back with more details about this product