Emirates Islamic Union Coop Tamayaz Card

Emirates Islamic
Union Coop Tamayaz Card

Minimum Salary AED 5000
Annual Fee AED 0
Rate 3.49%
Cash Advance 3% /Min 99
Non AED Transaction Fee 3.49%
Minimum Salary AED 5000
Annual Fee AED 0
Rate 3.49%
Cash Advance 3.00% /Min 99
Non AED Transaction Fee 3.49%

Top Reasons To Choose

  • Welcome bonus of 6000 Tamayaz points
  • Free for life
  • Free Valet Parking

Things To Be Aware Of

  • Spends under govt services earn lower Tamayaz points
  • Higher point value for shareholders of Union Cooperative
  • Call the bank to transfer Tamayaz Points to Tamayaz account

With Emirates Islamic Union Coop Tamayaz Credit Card Grocery shopping just got more rewarding. Enjoy up to 5% unlimited cash back as Tamayaz Points on spends made at Union Coop. This is in addition to Tamayaz Points earned on all local and international transactions.

Reward Features

Earn Union Coop Tamayaz Points
  • Earn upto 3 Tamayaz Points for every Dirham spent at Union Coop store
  • Earn 2 Tamayaz Points for every Dirham on International Spend
  • Earn 1 Tamayaz Points for every Dirham on Local Spend
  • Domestic spends under govt services will earn 0.6 Tamayaz points per AED 1 of spend

Joining Offers

Welcome bonus of 6,000 Tamayaz Points

Detailed Features

Free valet parking
1 free per month at:  
Dubai: Dubai Int.Airports (T1 & T3), Dubai Courts - 1 hour
Abu Dhabi: Masdar City- 3 hours
Dubai: Wafi City, Ibn Battuta Mall, Dubai Creek Golf & Yacht Club, Mirdif City Centre,La Mer,The Pointe,Deira City Centre,City Centre Me'aisem,The beach- Entire day.
Abu Dhabi: Yas Mall, Marina Mall, Khalidiyah Mall, Deerfields Mall, Mushrif Mall,Dalma Mall,Ferrari World,Yas Waterworld,Warner Bros. World,Cleveland Clinic-Entire day.
City Centre Sharjah - Entire Day.
City Centre Ajman- Entire Day.
City Centre Fujairah- Entire Day.
Shopper Valet
A unique and smart service provided by Union Cooperative Society that assists Union Coop Tamayaz Cardholders by accompanying them during their shopping trip with a smart trolley for faster shopping and without the need to queue at cashier counters.
One free shopper valet is available every month.
Golf Offers

JA Resort Golf Course: 20% discount from the Midweek Visitor Rate Card all year round. Jebel Ali Golf Resort boasts a 9-hole Championship Course, an enormous driving range and putting green. Offer valid from February 7, 2020 00:00 GMT - February 6, 2021 23:59 GMT

Abu Dhabi City Golf Club: Redeem a 'Member's Guest / Affiliate' Rate every day of the week situated in the heart of the UAE's capital, offering a relaxed accessible environment to golfers and non-golfers alike, to play, wine and dine. www.adcitygolf.ae Offer valid from February 7, 2020 00:00 GMT - February 6, 2021 23:59 GMT

Arabian Ranches Golf Club:A 10% discount on midweek 'Visitor Rates' all year around. The links is an 18 hole, par 72 signature course designed by Ian Baker-Finch in association with Nicklaus Design. Offer valid from September 4, 2019 00:00 GMT - September 3, 2020 23:59 GMT

Trump International Golf Club: A 10% discount off the 'Best Available Rates' can be enjoyed everyday, The 7,300-yard, par 71 course is located just ten minutes from Sheikh Zayed Road, Gil Hanse, was appointed to design the spectacular 18-hole golf course. Offer valid from September 17, 2019 00:00 GMT - September 16, 2020 23:59 GMT

Jebal Sifah ( Muscat) : 15% discount on 'Best Available Rate' green fees from Sunday to Thursdays. Harradine Golf’s first ever seaside course, which can also be played as a varied 18 hole par 72 course by utilising second pin flags

Yas Links Abu Dhabi: Enjoy a 5% discount on `Best Available Rate' green fees everyday Kyle Phillips designed the multiple award Winning Championship Links Golf Course, Yas Links Abu Dhabi. Coupled with a Par 3 floodlit Academy course and practice areas, highly skilled PGA teaching professionals, and state of the art Golf Academy with covered bays and the latest in technology

Al Zorah Ajman: A 5% discount on midweek 'Best Available Rates' all year around special proposition that’s been magically created by the famed Nicklaus Design group

Address Montgomerie: 10% discount everyday off 'Visitor Rates' with a 365 day booking window. 18-hole championship golf course and 5-star accommodation are regarded one of the premier leisure destinations in the world

Sharjah Golf and Shooting Club;10% discount on Preferential rate green fees Club boasts a 9 hole, fully floodlit golf course which enables play well into the evening. Designed by internationally acclaimed architect Peter Harradine, if played twice, this wall to wall grass oasis will provide a par 72 layout that stretches in excess of the 7,300 yard mark.

Abu Dhabi Golf Club: 5% discount on "Best Available Rate" green fees rates Sunday through Thursdays.Abu Dhabi Golf Club features 27 Championship holes of golf, over 162 hectares of land co-managed by renowned worldwide golf resort management organization, Troon Golf. Offer valid from October 8, 2019 00:00 GMT - October 7, 2020 23:59 GMT

Sadiyat Beach Golf Club:  5% discount off 'Best Available Rate' green fees ,Sundays through Thursdays. Designed by Gary Player, this course is one of the world's most captivating golfing projects. The Troon managed Saadiyat harnesses the stunning natural beauty of Saadiyat Island. Offer valid from October 8, 2019 00:00 GMT - October 7, 2020 23:59 GMT

The Els Club Dubai:5% discount on 'Best Available Rate' green fees from Sunday to Thursdays. Stretching 7,538 yards with four sets of tees, allowing players a selection of differing lengths from which to play, Offer valid from September 6, 2019 00:00 GMT - September 5, 2020 00:00 GMT

Tower Links Golf Club RAK: 5% discount off Visitor green fees 7 days a week . Offer valid from October 11, 2019 00:00 GMT - October 10, 2020 23:59 GMT

Al Hamra Golf Club RAK: 15% Off Visitor green fees (Sun - Thurs) & 10% Visitor green fees (Fri - Sat). 10% discount in Pro-Shop. This 18-hole golf course, designed by Peter Harradine, meanders around four inter-connected open water lagoons merging seamless with the water of the Arabian Gulf. As many traditional links course do, the front nine measuring 3,578 yards makes its way out and away from the Clubhouse, whilst the back nine measuring 3,747 yards returns home around the lagoon to the Clubhouse.


Complimentary Cinema Offer
Customers can avail 10  complimentary tickets on Sundays in a month through "Buy 1 get 1" on Standard tickets  at VOX. . In additon to this, Customers can also avail 20% off on weekdays at Roxy Cinemas.  Ultra Premium, Platinum Plus and Luxury Gold Plus. Pls note this offer is not valid on public holidays and available untill 30th Sept 2020.  Customers can save upto AED 680 per month with these offers.
Mazaya offers
Unmatched benefits, discounts and privileges at restaurants and retailers across the UAE.
Up to 30% at restaurants across the UAE
Visa PayWave
New, convenient, faster and safer way to pay.
Emergency Medical and Legal referral service
Emergency Medical and Legal assistance anywhere in the world, through SOS International.
Purchase Protection
Purchase Protection provides you with additional peace of mind every time you make a purchase. It protects you against the theft or accidental damage of purchased items, so you can focus on simply finding that perfect buy.
Provides coverage against loss or damage that occurs within 365 days of the date of purchase. Cover up to USD 5,000 per occurrence and USD 20,000 per year maximum.
Forex Charges-2.34% (This fee is charged in addition to the standard processing fee charged by MasterCard International or Visa International and is applicable to transactions performed outside UAE-approximately 1.15%)
Extended Warranty
Doubles the repair period offered by the original manufacturer ’s warranty for up to 1 year, protecting you against the cost of repair and replacement of an item. Cover up to USD 2,500 per occurrence and USD 20,000 per year maximum.
Dragon-Pass Dine & Fly
Cardholders now have access to over 200 airport restaurant offers globally.
Agoda Hotel Discount
Save up to 12% discount over 985,000 hotels & vacation rentals worldwide with Agoda.
Visa Luxury Hotel Collection

VLHC is composed of over 900 intriguing and prestigious properties. 


  • Best available rate guarantee
  • Automatic room Upgrade upon arrival
  • Complimentary in-room Wi-Fi
  • Complimentary continental breakfast daily
  • $25 USD food or beverage credit
  • VIP guest status
  • 3pm check out upon request
  • Screen reader support enabled.


YQ Airport Meet and Assist Services
Discount of up to 30% off retail rates at over 450 destinations globally.

8% Off Bookings on Hotels.com
Enjoy 8% discount on hotel stay bookings made at hotels.com.



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