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Popular Cards from Dubai Islamic Bank (DIB) Income Eligibility Annual Fee Interest / Profit Rate
Dubai Islamic Al Islami Classic Credit Card AED 5,000 AED 0 AED 195 p.m.
Dubai Islamic Al Islami Gold Credit Card AED 5,000 AED 0 AED 375 p.m.
Dubai Islamic Al Islami Gold Premium Credit Card AED 5,000 AED 0 AED 475 p.m.
Dubai Islamic Al Islami Infinite Card AED 50,000 AED 0 AED 1000 p.m.
Dubai Islamic Al Islami Platinum Credit Card AED 15,000 AED 0 AED 600 p.m.
Dubai Islamic Al Islami Platinum Plus Credit Card AED 25,000 AED 0 AED 600 p.m.
Dubai Islamic Consumer Platinum Card AED 15,000 AED 209 3.25%
Dubai Islamic Consumer Reward Card AED 5,000 AED 157 3.25%
Dubai Islamic Emirates Skywards Infinite Credit Card AED 35,000 AED 2,625 3.25%
Dubai Islamic Emirates Skywards Platinum Credit Card AED 5,000 AED 525 3.25%
Dubai Islamic Emirates Skywards Signature Credit Card AED 15,000 AED 1,575 3.25%
Dubai Islamic Johara Classic Credit Card AED 5,000 AED 0 AED 195 p.m.
Dubai Islamic Johara Gold Credit Card AED 5,000 AED 0 AED 375 p.m.
Dubai Islamic Johara Gold Premium Credit Card AED 5,000 AED 0 AED 475 p.m.
Dubai Islamic Johara Platinum Credit Card AED 15,000 AED 0 AED 600 p.m.
Dubai Islamic Prime Classic Card AED 5,000 AED 0 3.25%
Dubai Islamic Prime Gold Card AED 5,000 AED 0 3.25%
Dubai Islamic Prime Infinite Card AED 50,000 AED 0 3.25%
Dubai Islamic Prime Platinum Card AED 15,000 AED 0 3.25%
Dubai Islamic Prime Signature Card AED 25,000 AED 0 3.25%

MINIMUM SALARY

AED 5,000

RATE

AED 195 p.m.

ANNUAL FEE

AED 0

  • Travel Insurance
  • Roadside Assistance
  • No annual fee
  • Roadside assistance services
  • Personal accident & travel insurance cover

MINIMUM SALARY

AED 5,000

RATE

AED 195 p.m.

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.26%

Cash Advance Fee

-/-

Key Features

  • Earn Wala'a Dirhams on all spends
  • Travel & personal accident insurance with cover up to US $50,000
  • Complimentary Roadside assistance services
  • Balance transfer facility
  • Credit Shield Takaful

Reward Features

Earn Wala'a Dirhams Earn 0.5% on all retail spends. Redeem Wala'a Dirhams for flight tickets, bill payments and more.

Things To Be Aware Of

  • Has a monthly subscription fee of AED 195 (no interest rate)

MINIMUM SALARY

AED 5,000

RATE

AED 375 p.m.

ANNUAL FEE

AED 0

  • Car Registration
  • Travel Insurance
  • Roadside Assistance
  • No annual fee
  • Roadside assistance services
  • Personal accident & travel insurance cover

MINIMUM SALARY

AED 5,000

RATE

AED 375 p.m.

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.26%

Cash Advance Fee

-/-

Key Features

  • Earn Wala'a Dirhams on all spends
  • Travel & personal accident insurance with cover up to US $87,500
  • Complimentary Roadside assistance services
  • Balance transfer
  • facility Credit Shield Takaful

Reward Features

Earn Wala'a Dirhams
Earn 1% on all retail spends. Redeem Wala'a Dirhams for flight tickets, bill payments and more.

Things To Be Aware Of

  • Has a monthly subscription fee of AED 375 (no interest rate)

MINIMUM SALARY

AED 5,000

RATE

AED 475 p.m.

ANNUAL FEE

AED 0

  • Balance Transfer
  • Car Registration
  • Travel Insurance
  • Roadside Assistance
  • No annual fee
  • Roadside assistance services
  • Personal accident & travel insurance cover

MINIMUM SALARY

AED 5,000

RATE

AED 475 p.m.

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.26%

Cash Advance Fee

-/-

Key Features

  • Earn Wala'a Dirhams on all spends
  • Travel & personal accident insurance with cover up to US $87,500
  • Complimentary Roadside assistance services
  • Balance transfer facility
  • Credit Shield Takaful
  • 8% discount on hotel bookings made at Hotels.com

Reward Features

  • Earn 2.0 Wala’a Rewards for every AED 1 spent on all retail spends.
  • Redeem the Rewards for flight tickets, hotel stays, retail purchases, bill payments and plenty more.

Things To Be Aware Of

  • Has a monthly subscription fee of AED 475 (no interest rate)
  • Specific spend categories earn lower rewards

MINIMUM SALARY

AED 50,000

RATE

AED 1000 p.m.

ANNUAL FEE

AED 0

  • Valet Parking
  • Dining Offers
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Roadside Assistance
  • Extensive premium luxury lifestyle benefits
  • Premium travel benefits
  • Premium card with no annual fee

MINIMUM SALARY

AED 50,000

RATE

AED 1000 p.m.

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.26%

Cash Advance Fee

- / -

Key Features

  • Earn Wala'a Dirhams on all spends
  • Up to 4 free valet parking services per month in Dubai & Abu Dhabi
  • Free access for cardholder plus a guest to over 900 premium airport lounges globally
  • International concierge services
  • Visa fine dining offers
  • Emergency Merchant Authorization service
  • Exclusive Visa Infinite Privileges
  • Visa Luxury Hotel Collection offers
  • Free Multi-Trip Travel Insurance with cover up to US $1,000,000
  • Complimentary Concierge Services
  • Purchase protection for 60 days
  • Extended Warranty that automatically doubles the original warranty
  • Complimentary Roadside assistance services
  • Balance transfer facility

Reward Features

Earn Wala'a Dirhams

Earn 0.5% on all retail spends.  Redeem Wala'a Dirhams for flight tickets, bill payments and more.

Things To Be Aware Of

  • Only for DIB Wajaha customers
  • Has a monthly subscription fee of AED1000 (no interest rate)

MINIMUM SALARY

AED 15,000

RATE

AED 600 p.m.

ANNUAL FEE

AED 0

  • Cinema Tickets
  • Car Registration
  • Travel Insurance
  • Purchase Protection
  • Roadside Assistance
  • No annual fee
  • Roadside assistance services
  • Personal accident & travel insurance cover
  • Good loyalty rewards earning rate

MINIMUM SALARY

AED 15,000

RATE

AED 600 p.m.

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.26%

Cash Advance Fee

Key Features

  • Earn Wala'a Dirhams on all spends
  • Purchase protection for 60 days
  • Travel & personal accident insurance with cover up to US $100,000
  • Complimentary Roadside assistance services
  • Balance transfer facility
  • Credit Shield Takaful

Reward Features

Earn Wala'a Dirhams

Earn 2% on all retail spends.  Redeem Wala'a Dirhams for flight tickets, bill payments and more.

Things To Be Aware Of

  • Has a monthly subscription fee of AED 600 (no interest rate)

MINIMUM SALARY

AED 25,000

RATE

AED 600 p.m.

ANNUAL FEE

AED 0

  • Cinema Tickets
  • Car Registration
  • Travel Insurance
  • Purchase Protection
  • Roadside Assistance
  • Excellent loyalty rewards earn rate
  • No annual fee
  • Roadside assistance services
  • Personal accident & travel insurance cover

MINIMUM SALARY

AED 25,000

RATE

AED 600 p.m.

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.26%

Cash Advance Fee

Key Features

  • Earn Wala'a Dirhams on all spends
  • Purchase protection for 60 days Travel & personal accident insurance with cover up to US $100,000
  • Complimentary Roadside assistance services
  • Balance transfer facility
  • Credit Shield Takaful

Reward Features

Earn Wala'a Dirhams

Earn 3% on all retail spends.  Redeem Wala'a Dirhams for flight tickets, bill payments and more.

Things To Be Aware Of

  • Has a monthly subscription fee of AED 600 (no interest rate)

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 209

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • No minimum spend limits for cashback
  • High cashback rates on specific categories

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 209

Non AED Transaction Fee

2.26%

Cash Advance Fee

- / -

Key Features

  • Earn Guaranteed Cashback, up to 4% on key categories (supermarket, fuel, utilities & telecom)
  • Wide Range of Cashback Opportunities
  • Buy 1 Get 1 at Vox on Standard tickets on Sundays and 20% off on weekdays at Ultra Premium, Platinum Plus and Classic Silver Plus at Roxy
  • Balance transfer facility
  • Access to over 200 airport restaurant offers globally
  • Luxury Hotel Collection offers from Visa
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • Medical and legal referral services
  • Global Customer Assistance Services
  • Complimentary 60 days purchase protection
  • Visa fine dining offers
  • Extended warranty that doubles the original manufacturer warranty
  • Exclusive merchant offers
  • Visa PayWave contactless technology
  • 8% discount on hotel bookings made at Hotels.com
  • 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
  • 4 free months of Anghami Plus

Reward Features

Earn Cashback

  • Supermarket - 4% cashback, max AED 400 p.m
  • Automobile servicing - 4% cashback, max AED 400 p.m
  • Etisalat & Du payments - 4% cashback, max AED 150 p.m
  • Fuel spends - 4% cashback, max AED 50 p.m
  • Utility Bills - 4% cashback, max AED 150 p.m
  • Salik & Nol recharges - 4% cashback, max AED 50 p.m
  • Movie Ticket purchases - 50%, max AED 250 p.m
  • Maximum monthly cashback is AED 1,000 per billing cycle. Cashback is only on spends in UAE.

Things To Be Aware Of

  • All categories have max cashback limits

MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 157

  • Contactless Tech
  • No minimum spend limits for cashback
  • Good cashback rates on specific categories

MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 157

Non AED Transaction Fee

2.26%

Cash Advance Fee

Key Features

  • Earn Guaranteed Cashback, up to 3% on key categories
  • Wide Range of Cashback Opportunities
  • Balance transfer facility
  • Credit Shield Takaful
  • Exclusive merchant offers
  • Visa PayWave contactless technology
  • Roadside Assistance
  • 80% Cash Withdrawal Limit

Reward Features

Earn Cashback:

  • Supermarket - 3% cashback, max AED 300 p.m
  • Automobile servicing - 3% cashback, max AED 300 p.m
  • Etisalat & Du payments - 3% cashback, max AED 100 p.m
  • Fuel spends - 3% cashback, max AED 100 p.m
  • Utility Bills - 3% cashback, max AED 100 p.m
  • Salik & Nol recharges - 3% cashback, max AED 25 p.m
  • Movie Ticket purchases - 50%, max AED 150 p.m

Maximum monthly cashback is AED 1,000 per billing cycle. Cashback is only on spends in UAE.

Things To Be Aware Of

  • All categories have max cashback limits

MINIMUM SALARY

AED 35,000

RATE

3.25%

ANNUAL FEE

AED 2,625

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
  • Earn up to 75,000 Bonus Skywards Miles
  • Earn Skywards Miles on all spends
  • Premium Lifestyle benefits

MINIMUM SALARY

AED 35,000

RATE

3.25%

ANNUAL FEE

AED 2,625

Non AED Transaction Fee

2.26%

Cash Advance Fee

- / -

Joining Offers

  • Earn up to 75,000 bonus Skywards Miles with the Emirates Skywards DIB Infinite Credit Card
  • 25,000 bonus Miles on card activation.
  • 25,000 bonus Miles when you spend an equivalent of USD 20,000 or more in the first 4 card statements.
  • 25,000 bonus Miles on balance transfer.

Key Features

  • Earn up to 75,000 Bonus Emirates Skywards Miles
  • Earn Skyward Miles on all spends
  • Complimentary Emirates Skywards Silver membership
  • 20% off at Roxy on weekdays on Ultra Premium, Platinum Plus and Classic Silver Plus
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • Complimentary access to over 850+ VIP lounges globally for cardholder plus a guest
  • Easy 0% payment plan on Emirates tickets
  • Enjoy 25% dining discounts on online orders through Zomato
  • Complimentary access to the Emirates Towers Health Club
  • Luxury Hotel Collection offers from Visa
  • Up to 4 free valet parking services per month in Dubai & Abu Dhabi
  • Balance transfer facility
  • Travel insurance cover upto $1,000,000 covering the cardholder & family for trips upto 90 days in duration
  • 24-hour personalised premium concierge service
  • 8% discount on hotel bookings made at Hotels.com
  • Medical and legal referral services
  • Complimentary 365 days purchase protection
  • Global Customer Assistance Services
  • Extended warranty that doubles the original manufacturer warranty
  • Visa PayWave contactless technology
  • 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
  • Subscribe to Anghami Plus and enjoy upto four months free for the first year

Reward Features

Earn Skyward Miles per 1 USD of spend:

  • Earn 2 Skyward Miles on all Emirates spends
  • Earn 1.5 Skyward Miles on all foreign currency spends
  • Earn 1 Skyward Mile on all local currency spends

MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 525

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • 5,000 Bonus Skywards Miles
  • Earn Skywards Miles on all spends

MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 525

Non AED Transaction Fee

2.26%

Cash Advance Fee

- / -

Joining Offers

Earn bonus Skywards Miles:

5,000 bonus Miles on card activation.

Key Features

  • Earn 5,000 Bonus Emirates Skywards Miles
  • Earn Skyward Miles on all spends
  • Easy 0% payment plan on Emirates tickets
  • Buy 1 Get 1 at Vox on Standard tickets on Sundays and 20% off on weekdays at Ultra Premium, Platinum Plus and Classic Silver Plus at Roxy
  • Enjoy 25% dining discounts on online orders through Zomato
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • Luxury Hotel Collection offers from Visa
  • Balance transfer facility
  • Medical and legal referral services
  • Complimentary 365 days purchase protection
  • Global Customer Assistance Services
  • Extended warranty that doubles the original manufacturer warranty
  • Visa PayWave contactless technology
  • Access to over 200 airport restaurant offers globally
  • 8% discount on hotel bookings made at Hotels.com
  • 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
  • 4 free months of Anghami Plus

Reward Features

Earn Skyward Miles per 1 USD spend:

  • Earn 1 Skyward Mile on all Emirates spends
  • Earn 0.75 Skyward Miles on all foreign currency spends
  • Earn 0.5 Skyward Miles on all local currency spends

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 1,575

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
  • Earn up to 30,000 Bonus Skywards Miles
  • Earn Skywards Miles on all spends
  • Premium lifestyle benefits

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 1,575

Non AED Transaction Fee

2.26%

Cash Advance Fee

- / -

Joining Offers

Earn up to 30,000 bonus Skywards Miles with the Emirates Skywards DIB Signature Credit Card:

  • 15,000 bonus Miles on card activation

  • 15,000 bonus Miles on balance transfer

Key Features

  • Earn up to 30,000 Bonus Emirates Skywards Miles
  • Earn Skyward Miles on all spends
  • Complimentary access to over 850+ VIP lounges globally for cardholder
  • 20% off at Roxy on weekdays on Ultra Premium, Platinum Plus and Classic Silver Plus
  • Easy 0% payment plan on Emirates tickets
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • Complimentary international concierge services
  • Complimentary travel insurance with cover up to US $500,000
  • Enjoy 25% dining discounts on online orders through Zomato
  • Luxury Hotel Collection offers from Visa
  • 8% discount on hotel bookings made at Hotels.com
  • Fraudulent card misuse protection cover ($2,500 per occurrence with $4,000 annual aggregate limit)
  • Up to 3 free valet parking services per month in Dubai & Abu Dhabi
  • Balance transfer facility
  • Medical and legal referral services
  • Complimentary 365 days purchase protection
  • Global Customer Assistance Services
  • Extended warranty that doubles the original manufacturer warranty
  • Visa PayWave contactless technology
  • 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
  • Subscribe to Anghami Plus and enjoy upto four months free for the first year

Reward Features

Earn Skyward Miles for every 1 USD spend:

  • Earn 1.5 Skyward Miles on all Emirates spends
  • Earn 1 Skyward Mile on all foreign currency spends
  • Earn 0.75 Skyward Miles on all local currency spends

MINIMUM SALARY

AED 5,000

RATE

AED 195 p.m.

ANNUAL FEE

AED 0

  • Travel Insurance
  • Roadside Assistance
  • No annual fee Personal accident & travel insurance cover
  • Roadside assistance services
  • Personal accident & travel insurance cover

MINIMUM SALARY

AED 5,000

RATE

AED 195 p.m.

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.26%

Cash Advance Fee

-/-

Key Features

  • Earn Wala'a Dirhams on all spends
  • Travel & personal accident insurance with cover up to US $50,000
  • Complimentary Roadside assistance services
  • Balance transfer facility
  • Credit Shield Takaful

Reward Features

Earn Wala'a Dirhams
Earn 0.5% on all retail spends. Redeem Wala'a Dirhams for flight tickets, bill payments and more.

Things To Be Aware Of

  • Has a monthly subscription fee of AED 195 (no interest rate)

MINIMUM SALARY

AED 5,000

RATE

AED 375 p.m.

ANNUAL FEE

AED 0

  • Car Registration
  • Travel Insurance
  • Roadside Assistance
  • No annual fee
  • Roadside assistance services
  • Personal accident & travel insurance cover

MINIMUM SALARY

AED 5,000

RATE

AED 375 p.m.

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.26%

Cash Advance Fee

-/-

Key Features

  • Earn Wala'a Dirhams on all spends
  • Travel & personal accident insurance with cover up to US $87,500
  • Complimentary Roadside assistance services
  • Balance transfer facility
  • Credit Shield Takaful

Reward Features

Earn Wala'a Dirhams
Earn 1% on all retail spends. Redeem Wala'a Dirhams for flight tickets, bill payments and more.

Things To Be Aware Of

  • Has a monthly subscription fee of AED 375 (no interest rate)

MINIMUM SALARY

AED 5,000

RATE

AED 475 p.m.

ANNUAL FEE

AED 0

  • Balance Transfer
  • Car Registration
  • Travel Insurance
  • Roadside Assistance
  • No annual fee
  • Roadside assistance services
  • Personal accident & travel insurance cover

MINIMUM SALARY

AED 5,000

RATE

AED 475 p.m.

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.26%

Cash Advance Fee

-/-

Key Features

  • Earn Wala'a Dirhams on all spends
  • Travel & personal accident insurance with cover up to US $87,500
  • Complimentary Roadside assistance services
  • Balance transfer facility
  • Credit Shield Takaful
  • 8% discount on hotel bookings made at Hotels.com

Reward Features

  • Earn 2.0 Wala’a Rewards for every AED 1 spent on all retail spends.
  • Redeem the Rewards for flight tickets, hotel stays, retail purchases, bill payments and plenty more.

 

Things To Be Aware Of

  • Has a monthly subscription fee of AED 475 (no interest rate)

MINIMUM SALARY

AED 15,000

RATE

AED 600 p.m.

ANNUAL FEE

AED 0

  • Cinema Tickets
  • Car Registration
  • Travel Insurance
  • Purchase Protection
  • Roadside Assistance
  • No annual fee
  • Roadside assistance services
  • Personal accident & travel insurance cover

MINIMUM SALARY

AED 15,000

RATE

AED 600 p.m.

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.26%

Cash Advance Fee

Key Features

  • Earn Wala'a Dirhams on all spends
  • Purchase protection for 60 days
  • Travel & personal accident insurance with cover up to US $100,000
  • Complimentary Roadside assistance services
  • Balance transfer facility
  • Credit Shield Takaful

Reward Features

Earn Wala'a Dirhams

Earn 2% on all retail spends. Redeem Wala'a Dirhams for flight tickets, bill payments and more.

Things To Be Aware Of

  • Has a monthly subscription fee of AED 600 (no interest rate)

MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 0

  • Car Registration
  • Travel Insurance
  • Contactless Tech
  • Roadside Assistance
  • No annual fee
  • Roadside assistance services

MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.26%

Cash Advance Fee

- / -

Key Features

  • Earn Wala'a Dirhams on all spends
  • Travel & personal accident insurance with cover up to US $50,000
  • Complimentary Roadside assistance services
  • Balance transfer facility
  • Credit Shield Takaful
  • Card Protection Plus
  • Cash Flexibility

Reward Features

Earn Wala'a Dirhams

  • Earn 1.0 Wala’a Rewards for every AED 1 spent on all retail spends and then redeem the Rewards for flight tickets, hotel stays, retail purchases, bill payments and plenty more.
  • Retail credit card spends made under the categories Supermarkets, Telecom, Education, Petroleum, Government Services (including utility bill payments) will earn 0.5 wala’a rewards for every 1 AED spent.

MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 0

  • Car Registration
  • Travel Insurance
  • Contactless Tech
  • Roadside Assistance
  • No annual fee
  • Roadside assistance services
  • Personal accident & travel insurance cover

MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.26%

Cash Advance Fee

- / -

Key Features

  • Earn Wala'a Dirhams on all spends
  • Travel & personal accident insurance with cover up to US $75,000
  • Complimentary Roadside assistance services
  • Balance transfer facility
  • Credit Shield Takaful
  • 8% discount on hotel bookings made at Hotels.com

Reward Features

Earn Wala'a Dirhams

  • Earn 1.5 Wala’a Rewards for every AED 1 spent on all retail spends and then redeem the Rewards for flight tickets, hotel stays, retail purchases, bill payments and plenty more.
  • Retail credit card spends made under the categories Supermarkets, Telecom, Education, Petroleum, Government Services (including utility bill payments) will earn 0.5 wala’a rewards for every 1 AED spent.

MINIMUM SALARY

AED 50,000

RATE

3.25%

ANNUAL FEE

AED 0

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
  • Roadside Assistance
  • Extensive premium luxury lifestyle benefits
  • Premium travel benefits
  • Premium card with no annual fee

MINIMUM SALARY

AED 50,000

RATE

3.25%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.26%

Cash Advance Fee

- / -

Key Features

  • Earn Wala'a Dirhams on all spends
  • Up to 4 free valet parking services per month in Dubai & Abu Dhabi
  • Free access for cardholder plus a guest to over 900 premium airport lounges globally
  • 20% off at Roxy on weekdays on Ultra Premium, Platinum Plus and Classic Silver Plus
  • Visa fine dining offers
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • 24-hour personalised premium concierge service
  • 8% discount on hotel bookings made at Hotels.com
  • Fraudulent card misuse protection cover ($3,000 per occurrence with $5,000 annual aggregate limit)
  • Exclusive Visa Infinite Privileges
  • Credit Shield Takaful
  • Visa Luxury Hotel Collection offers
  • Free Multi-Trip Travel Insurance with cover up to US $1,000,000
  • Complimentary Concierge Services
  • Purchase protection for 90 days
  • Extended Warranty that automatically doubles the original warranty
  • Complimentary Roadside assistance services
  • Balance transfer facility
  • 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
  • Subscribe to Anghami Plus and enjoy upto four months free for the first year

Reward Features

  • Earn 1.0 Wala’a Rewards for every AED 1 spent on all retail spends.
  • Redeem the Rewards for flight tickets, hotel stays, retail purchases, bill payments and plenty more.

Things To Be Aware Of

  • Specific spend categories earn lower rewards

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 0

  • Golf offers
  • Cinema Tickets
  • Balance Transfer
  • Car Registration
  • Travel Insurance
  • Purchase Protection
  • Contactless Tech
  • Roadside Assistance
  • No annual fee
  • Roadside assistance services
  • Personal accident & travel insurance cover

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.26%

Cash Advance Fee

- / -

Key Features

  • Earn Wala'a Dirhams on all spends
  • Buy 1 Get 1 at Vox on Standard tickets on Sundays and 20% off on weekdays at Ultra Premium, Platinum Plus and Classic Silver Plus at Roxy
  • Customers can avail discounts from several Golf courses across the world with this
  • Access to over 200 airport restaurant offers globally
  • Up to 2 free valet parking services per month in Dubai & Abu Dhabi
  • Visa Luxury Hotel Collection offers
  • Purchase protection for 90 days
  • Travel & personal accident insurance with cover up to US $100,000
  • Complimentary Roadside assistance services
  • Balance transfer facility
  • Credit Shield Takaful
  • Card Protection Plus
  • Easy cash access with high cash withdrawal limits of up to 80% of credit limit.
  • 8% discount on hotel bookings made at Hotels.com
  • Extended warranty & purchase protection on purchases made on the card 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
  • 4 free months of Anghami Plus

Reward Features

  • Earn 2.5 Wala’a Rewards for every AED 1 spent on all retail spends.
  • Redeem the Rewards for flight tickets, hotel stays, retail purchases, bill payments and plenty more.

Things To Be Aware Of

  • Specific spend categories earn lower rewards

MINIMUM SALARY

AED 25,000

RATE

3.25%

ANNUAL FEE

AED 0

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
  • Roadside Assistance
  • Premium lifestyle benefits
  • Premium travel benefits
  • No annual fee

MINIMUM SALARY

AED 25,000

RATE

3.25%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.26%

Cash Advance Fee

- / -

Key Features

  • Earn Wala'a Dirhams on all spends
  • Up to 3 free valet parking services per month in Dubai & Abu Dhabi
  • Free access for cardholder to over 900 premium airport lounges globally
  • 20% off at Roxy on weekdays on Ultra Premium, Platinum Plus and Classic Silver Plus Visa fine dining offers
  • 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
  • Subscribe to Anghami Plus and enjoy upto four months free for the first year
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • Exclusive Visa Signature Privileges
  • Credit Shield Takaful
  • Visa Luxury Hotel Collection offers
  • Free Multi-Trip Travel Insurance with cover up to US $500,000
  • Complimentary Concierge Services
  • Purchase protection for 90 days
  • Extended Warranty that automatically doubles the original warranty
  • Complimentary Roadside assistance services
  • Balance transfer facility
  • 8% discount on hotel bookings made at Hotels.com
  • Fraudulent card misuse protection cover ($2,500 per occurrence with $4,000 annual aggregate limit)

Reward Features

Earn Wala'a Dirhams

  • Earn 3.0 Wala’a Rewards for every AED 1 spent on all retail spends.
  • Redeem the Rewards for flight tickets, hotel stays, retail purchases, bill payments and plenty more.

Things To Be Aware Of

  • Specific spend categories earn lower rewards

Dubai Islamic Bank

Dubai Islamic Bank was officially opened by HH Sheikh Rashid on 15th September 1975. DIB opened its first Corporate Office in Deira in 1977. In 2015, DIB ushered into a new era as it entered the Billion-dollar profit club. The Bank operates through four segments: the Retail and business banking segment provides consumer and commercial murabahats, ijarah, islamic card and funds transfer facilities and trade finance facilities primarily to small and medium businesses and individual customers; In 2018, DIB partnered with Emirates Skywards to launch the new Emirates Skywards DIB Credit cards tailored specifically to offer outstanding value to the region’s ever-growing community of frequent flyers. DIB moved forward on its expansion plans by acquisition of Noor Bank in 2019 which bolstered the bank’s position as one of the largest Islamic Banks in the world and amongst the largest banking entities in the UAE. DIB holds a larges auto loan portfolio as well.

Recently, DIB launched The Digital Lab, a center of excellence to manage curation of digital products and experiences for the customers.

Dubai Islamic Bank offers a range of products and services tailored to suit specific requirements of the customers –

  • Accounts
  • Credit Cards
  • Personal Finance
  • Auto Finance
  • Home finance
  • Corporate Banking
  • Treasury & Institutional Banking
  • SME
  • Investment banking

Dubai Islamic Bank Credit Cards

Dubai Islamic Bank offers Islamic credit cards catering  travel, lifestyle, and cashback segments. Their Emirates skywards co brand cards are sought after and quite popular in the Islamic credit card space.

FAQs

One can apply for a Dubai Islamic credit card in UAE through

  • Visiting one of the bank’s branches and submitting required documents
  • Apply directly on the bank’s online application forms.
  • Banks Kiosks at various locations

Soulwallet offers detailed feature comparison and customized tools which assist customers in making a well-informed personal finance decision.

Dubai Islamic cards require a minimum AED 5000 per month. There are several credit cards available which are offered starting from AED 5000. Find out more details here

Yes, Dubai Islamic bank credit cards are sharia compliant.