MINIMUM SALARY
AED 8,000
RATE
3.25%
ANNUAL FEE
AED 314
MINIMUM SALARY
AED 8,000
RATE
3.25%
ANNUAL FEE
AED 314
Non AED Transaction Fee
3.00%
Cash Advance Fee
3.00 % / Min 90
Key Features
Reward Features
Earn cashback subject to minimum spend of AED 2,000 per month:
Things To Be Aware Of
MINIMUM SALARY
AED 7,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 7,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
3.00%
Cash Advance Fee
3.00 % / Min 90
Key Features
Reward Features
Earn Cashback (subject to minimum overall spend of AED 2,000 per month) :
Things To Be Aware Of
MINIMUM SALARY
AED 8,000
RATE
3.25%
ANNUAL FEE
AED 420
MINIMUM SALARY
AED 8,000
RATE
3.25%
ANNUAL FEE
AED 420
Non AED Transaction Fee
3.00%
Cash Advance Fee
3.00 % / Min 90
Joining Offers
10% cashback at Carrefour and 5% cashback everywhere else for the first 60 days. Get AED 400 cashback as introductory offer.
Key Features
Reward Features
Earn Cashback (subject to minimum overall spend of AED 2,000 per month):
Things To Be Aware Of
MINIMUM SALARY
AED 10,000
RATE
3.25%
ANNUAL FEE
AED 209
MINIMUM SALARY
AED 10,000
RATE
3.25%
ANNUAL FEE
AED 209
Non AED Transaction Fee
3.00%
Cash Advance Fee
3.00 % / Min 90
Key Features
Reward Features
Earn Voyager Rewards:
Things To Be Aware Of
MINIMUM SALARY
AED 16,000
RATE
3.25%
ANNUAL FEE
AED 524
MINIMUM SALARY
AED 16,000
RATE
3.25%
ANNUAL FEE
AED 524
Non AED Transaction Fee
3.00%
Cash Advance Fee
3.00 % / Min 90
Joining Offers
Welcome Bonus
Key Features
Reward Features
Earn Voyager Rewards:
Redeem Voyager points against travel purchase transactions (flights/hotel bookings, travel packages, airport transfers, etc.)
Things To Be Aware Of
Najm is a subsidiary of Majid Al Futtaim Ventures since 2008, headquartered in Dubai advising financial solutions. Najm understands its customers' individual needs and has products & services designed for everyone. Najm credit cards in UAE deliver exclusive perks and unique rewards when they use it for purchases.
From travel vouchers to add on services and offers on hotel and cinema bookings, Najm also provides corporate cards designated for billing solutions.
Najm provides financial solutions for its customers' needs with a range of products and services.
Some of them are listed below -
Najm credit cards provide unique experiences in travel, cashback and shopping segments. Their Voyager Travel Credit Cards offer discounts on trips, cinema tickets and access to airport lounges on the usage.
| Popular Cards from Najm | Income Eligibility | Annual Fee | Interest / Profit Rate |
|---|---|---|---|
| Najm ONE Credit Card | AED 8,000 | AED 314 | 3.25% |
| Najm Platinum Cashback Card | AED 7,000 | AED 0 | 3.25% |
| Najm Platinum Plus Cashback Card | AED 8,000 | AED 420 | 3.25% |
| Najm Voyager Platinum Credit Card | AED 10,000 | AED 209 | 3.25% |
| Najm Voyager Signature Credit Card | AED 16,000 | AED 524 | 3.25% |
NAJM cards offer attractive cashback credit card offers. Their Platinum Plus card offers 10% introductory discount for first 60 days, 6% cashback on every Thursdays, 3 % on other days at carrefour and 1.5% wherever Visa is accepted. While Platinum card offers 3% on Thursday, 1.5% on other days and 0.5% wherever Visa is accepted.
NAJM Platinum, Platinum Plus and One credit card has a minimum spend of AED 2000 per month.
NAJM offers cashback and travel credit cards which earns voyager points. Soulwallet lists all these products with detailed features.
One can apply for a NAJM credit card through
Soulwallet offers detailed feature comparison and customized tools which assist customers in making a well-informed personal finance decision.
NAJM Platinum cards are offered for a minimum salary of AED 7000 per month.
Soulwallet provides comprehensive and simple to use comparison tools which can help customers identify most suitable credit cards and personal finance options. The level of detail in comparison is unique and rich in quality. Soulwallet’s smart algorithm-based tool can show customers which cards can save maximum Dhirams based on their customized spend
FABCashback Credit Card
Minimum Salary AED 5,000
Annual Fee AED 315
Rate 3.50%
FABCashback Credit Card
Minimum Salary AED 5,000
Annual Fee AED 315
Rate 3.50%
