Najm Platinum Plus Cashback Card

Platinum Plus Cashback Card

Minimum Salary AED 8000
Annual Fee AED 420
Rate 3.25
Cash Advance 3% /Min 90
Non AED Transaction Fee 3%
Minimum Salary AED 8000
Annual Fee AED 420
Rate 3.25
Cash Advance 3.00% /Min 90
Non AED Transaction Fee 3%

Top Reasons To Choose

  • Exclusive offers at Carrefour
  • Earn 3% cashback at Carrefour through the year
  • Earn 6% cashback at Carrefour on Tuesdays
  • VOX Cinema offers

Things To Be Aware Of

  • Interest rate varies based on % of total bal paid previously
  • Minimum spend of AED 2,000 p.m required to earn cashback

Spend everywhere, maximize your savings at Carrefour, and live the Platinum Life!

Reward Features

Earn Cashback (subject to minimum overall spend of AED 2,000 per month):
  • For every AED 1 spent in Carrefour earn 3% cashback and for every AED 1 spent everywhere else earn 1.5% cashback
  • Double your Cashback every Tuesday at Carrefour (i.e. earn 6% cashback)
  • Maximum redemption a month is AED 500 in Carrefour voucher

Joining Offers

10% cashback at Carrefour and 5% cashback everywhere else for the first 60 days. Get AED 400 cashback as introductory offer.

Detailed Features

Carrefour Benefits
  • 6% Cashback every Tuesday at Carrefour (All Carrefour stores, Carrefour Webstore, Carrefour Mobile app)
  • 3% Cashback everyday at Carrefour
  • Dedicated Najm check-out counters at Carrefour
  • Free unlimited Valet Trolley at Carrefour with a minimum spend of AED 250
  • Exclusive offers at Carrefour
  • 0% EPP up to 12 months at Carrefour
Cinema Offers
Customers can avail 10 complimentary tickets at VOX on Sundays and 2 tickets any day. 20% off at Roxy valid on weekends. No minimum spend required. 
Najm Exclusive Benefits
30% off on dining, shopping, travel and entertainment experiences from over 450 partners. 
Golf Offers

JA Resort Golf Course: 20% discount from the Midweek Visitor Rate Card all year round. Jebel Ali Golf Resort boasts a 9-hole Championship Course, an enormous driving range and putting green. Offer valid from February 7, 2020 00:00 GMT - February 6, 2021 23:59 GMT

Abu Dhabi City Golf Club: Redeem a 'Member's Guest / Affiliate' Rate every day of the week situated in the heart of the UAE's capital, offering a relaxed accessible environment to golfers and non-golfers alike, to play, wine and dine. Offer valid from February 7, 2020 00:00 GMT - February 6, 2021 23:59 GMT

Arabian Ranches Golf Club:A 10% discount on midweek 'Visitor Rates' all year around. The links is an 18 hole, par 72 signature course designed by Ian Baker-Finch in association with Nicklaus Design. Offer valid from September 4, 2019 00:00 GMT - September 3, 2020 23:59 GMT

Trump International Golf Club: A 10% discount off the 'Best Available Rates' can be enjoyed everyday, The 7,300-yard, par 71 course is located just ten minutes from Sheikh Zayed Road, Gil Hanse, was appointed to design the spectacular 18-hole golf course. Offer valid from September 17, 2019 00:00 GMT - September 16, 2020 23:59 GMT

Jebal Sifah ( Muscat) : 15% discount on 'Best Available Rate' green fees from Sunday to Thursdays. Harradine Golf’s first ever seaside course, which can also be played as a varied 18 hole par 72 course by utilising second pin flags

Yas Links Abu Dhabi: Enjoy a 5% discount on `Best Available Rate' green fees everyday Kyle Phillips designed the multiple award Winning Championship Links Golf Course, Yas Links Abu Dhabi. Coupled with a Par 3 floodlit Academy course and practice areas, highly skilled PGA teaching professionals, and state of the art Golf Academy with covered bays and the latest in technology

Al Zorah Ajman: A 5% discount on midweek 'Best Available Rates' all year around special proposition that’s been magically created by the famed Nicklaus Design group

Address Montgomerie: 10% discount everyday off 'Visitor Rates' with a 365 day booking window. 18-hole championship golf course and 5-star accommodation are regarded one of the premier leisure destinations in the world

Sharjah Golf and Shooting Club;10% discount on Preferential rate green fees Club boasts a 9 hole, fully floodlit golf course which enables play well into the evening. Designed by internationally acclaimed architect Peter Harradine, if played twice, this wall to wall grass oasis will provide a par 72 layout that stretches in excess of the 7,300 yard mark.

Abu Dhabi Golf Club: 5% discount on "Best Available Rate" green fees rates Sunday through Thursdays.Abu Dhabi Golf Club features 27 Championship holes of golf, over 162 hectares of land co-managed by renowned worldwide golf resort management organization, Troon Golf. Offer valid from October 8, 2019 00:00 GMT - October 7, 2020 23:59 GMT

Sadiyat Beach Golf Club:  5% discount off 'Best Available Rate' green fees ,Sundays through Thursdays. Designed by Gary Player, this course is one of the world's most captivating golfing projects. The Troon managed Saadiyat harnesses the stunning natural beauty of Saadiyat Island. Offer valid from October 8, 2019 00:00 GMT - October 7, 2020 23:59 GMT

The Els Club Dubai:5% discount on 'Best Available Rate' green fees from Sunday to Thursdays. Stretching 7,538 yards with four sets of tees, allowing players a selection of differing lengths from which to play, Offer valid from September 6, 2019 00:00 GMT - September 5, 2020 00:00 GMT

Tower Links Golf Club RAK: 5% discount off Visitor green fees 7 days a week . Offer valid from October 11, 2019 00:00 GMT - October 10, 2020 23:59 GMT

Al Hamra Golf Club RAK: 15% Off Visitor green fees (Sun - Thurs) & 10% Visitor green fees (Fri - Sat). 10% discount in Pro-Shop. This 18-hole golf course, designed by Peter Harradine, meanders around four inter-connected open water lagoons merging seamless with the water of the Arabian Gulf. As many traditional links course do, the front nine measuring 3,578 yards makes its way out and away from the Clubhouse, whilst the back nine measuring 3,747 yards returns home around the lagoon to the Clubhouse.

Purchase Protection
Protects against the theft or accidental damage of purchased items. Coverage for a maximum of 365 days from date of purchase.
Extended Warranty
It doubles the repair period offered by the original manufacturer ’s warranty for up to 1 year, protecting against the cost of repair and replacement of an item.
Dragon-Pass Dine & Fly Offers
Access to over 200 airport restaurant offers globally.
Agoda Hotel Discounts
12% off when you book promotion eligible properties on the Visa Agoda website.
8% Off Bookings on
Enjoy 8% discount on hotel stay bookings made at
Visa Luxury Hotel Collection Offers
VLHC is composed of over 900 intriguing and prestigious properties. Offer:
  • Best available rate guarantee
  • Automatic room upgrade upon arrival
  • Complimentary in-room Wi-Fi
  • Complimentary continental breakfast daily
  • $25 USD food or beverage credit
  • VIP guest status
  • 3pm check out upon request
YQ Aiport Meet & Assist Services
Discount of up to 30% off retail rates at over 450 destinations globally

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