Technology is ever changing and continues to revolutionise the world in which we live. In less than a decade, the lives of every single person worldwide have changed from being digital second to digital first. As technology is developing towards providing a comfortable lifestyle, people’s preferences are changing with respect to living in this easily accessible digital world. The world has seen si...
Financial health is an important element in our lives. In times like these, it is important that we must ensure that our financial health is in best order. Credit cards are one way where we can ensure that our spends are rewarded in a good measure through loyalty rewards which is a form of a saving. This article talks about some of the best credit cards in the UAE across categories such as pr...
The UAE’s financial landscape is renowned for its dynamic and robust growth, positioning it as a global hub for banking and finance. Amidst a booming economy and a high standard of living, residents have a plethora of financial tools at their disposal to manage their wealth and expenses. Credit cards, in particular, for both personal and business, have become an integral part of everyday financial...
Balance transfer helps the credit card holder to pay off the balance amount on an existing card by transferring it to another card. A customer is usually drawn towards credit card balance transfers to avail lower promotional rates of interest and additional benefits like rewards programs, points, etc .. Most credit card companies aim to entice cardholders by waiving the balance transfer fee. They ...
While most people have a very good understanding of what a credit card is and that they incur interest charges on their credit cards, very few people understand how interest charges are actually calculated on their credit cards. Here, we give you a detailed description of how credit card interest charges are calculated. In the UAE most banks communicate their credit card interest rat...
Supplementary credit cards are credit cards issued by the bank to you based on your request for them. Supplementary cards are linked to the primary credit card and access the same credit limit available to the primary credit card. Supplementary credit cards are issued so your family members can also enjoy the benefits of using a credit card. In most instances, supplementary credit...
Islamic credit cards were introduced because ribaa (the Arabic word for interest) is forbidden in Islam. These cards work a bit differently from conventional credit cards. One format offered by several banks is that of a “profit rate”. Here, instead of the customer paying interest charges, he or she is effectively paying an additional amount or “profit” to the bank for every purchase m...
In today’s world of frequent travel, stories of colleagues enjoying lavish holidays and friends embarking on spontaneous trips to exotic destinations on a whim are increasingly common, often funded by miles and points, underscoring the significant value of flight miles. These tales highlight the immense value of flight miles, which can transform ordinary purchases into extraordinary travel experie...
Choosing a comparison site when applying for a credit card can be beneficial for several reasons: Access to Multiple Options: Comparison sites provide a comprehensive list of credit cards available in the market, allowing you to explore a wide range of options. Instead of visiting individual bank websites or branches, you can conveniently view and compare multiple credit cards in one place, mak...
Going to the cinema is a beloved pastime for many, offering an opportunity to escape reality and immerse oneself in the world of movies. In the United Arab Emirates, cinemas are not just entertainment hubs; they are also places where savvy individuals can enjoy exclusive offers and discounts using their credit cards. This article will guide you through the steps of using your credit card to avail ...
In Dubai, a city renowned for its luxury and opulence, every transaction can feel like a step towards an extravagant lifestyle. However, beneath the glittering surface lies an opportunity for savvy spenders to turn everyday expenses into substantial savings. With the best cashback credit card in Dubai, each purchase, whether it is dining at a world-class restaurant or fuelling up for a weekend get...
In the UAE, several credit cards offer airport lounge access as a perk. Here are a few examples: Emirates Skywards Credit Card: This credit card, offered in partnership with Emirates and multiple UAE banks, provides complimentary access to Emirates lounges worldwide, along with other travel benefits. ADCB Traveller Credit Card: This credit card from Abu Dhabi Commercial Bank offers free acce...
A credit card dispute, also known as a chargeback, refers to the process of contesting a transaction on your credit card statement. It typically occurs when you believe there has been an error or unauthorized charge on your credit card, or when you are dissatisfied with a purchase. Here’s how the credit card dispute process generally works: Review Your Statement: Regularly review your credit...
Fintech is making waves worldwide and the UAE’s financial landscape isn’t immune. Once considered one of the simplest financial products, credit cards in 2024 are fast seeing their evolution driven by disruptive technologies and shifts in consumer behavior as well as new policies supporting UAE’s ambitions to command a top-tier role among leading global finance centers offering access to widest sp...
Introduction In the dynamic financial landscape of the United Arab Emirates (UAE), maintaining a robust financial standing is inextricably linked to responsible credit management. This article delves into the ramifications of late credit card payments within the UAE’s financial ecosystem, emphasizing the significance of adherence to payment deadlines to safeguard your financial well-being....
Credit cards are powerful financial tools, offering rewards, cashback, and other incentives. But the true value—and cost—of these offers often lies in the fine print. Understanding the terms hidden within this fine print is crucial for making an informed decision and avoiding costly mistakes. Here’s a detailed guide on how to decode the fine print on credit card offers, complete with real-...
Credit card loyalty rewards are an integral part of the landscape in consumer finance today. The programs engage customers through various means, including cash back, travel points, and other very useful perks. Such programs, while being so popular, obscure their inner mechanics and financial mechanisms that ultimately make them possible. The article explains how credit card loyalty rewards work, ...
Introduction In today’s fast-paced world, managing personal finances can be a daunting task. Luckily, with the rise of technology, budgeting has become more accessible and efficient than ever before. Budget apps, designed to simplify financial management, have gained popularity for their user-friendly interfaces and powerful features. This article explores the world of budget apps, highlighting...
What are the best Emirates Skywards credit cards for UAE residents? As the world’s populace fervently hopes, we are all finally putting the nightmare of Covid 19 behind us and hopefully getting back to our pre-pandemic lives. Here in the UAE life has pretty much gone back to normal and one can’t help but notice the air of optimism of all the possibilities that now lie ahead which were a distant...
Banks & financial institutions that issue credit cards do so based on a review of applications submitted by customers which include among other things personal information such as contact information (phone numbers, home and work addresses etc.), employment information (name of employer, income, years in the current job, overall employment experience etc.) and so on. If the customer is appr...
Credit card travel insurance is a type of insurance coverage that is often offered as a benefit or add-on feature with certain credit cards in the UAE. It provides various forms of insurance protection during your travels. Here’s some information about credit card travel insurance in the UAE : Coverage Benefits: Credit card travel insurance in the UAE typically offers coverage for the following...
Contact your Credit Card Issuer: Immediately call the customer service number provided by your credit card issuer. Report the suspected compromise and provide them with details of any unauthorized transactions or suspicious activity. Follow their instructions on how to proceed. Freeze or Cancel the Card: Depending on the severity of the compromise, you may need to freeze or cancel your credit c...
The sudden rise of COVID-19 has presented varying degrees of economic stress among UAE residents. Institutions like the UAE Central Bank and some of the UAE’s biggest banks have acted swiftly to relieve some of this unexpected, yet very real financial pressure. Yet even with that assistance, this is a great time for all UAE residents to take a hard look at their current finances. There are...
Fees associated with credit cards in the UAE can vary depending on the specific credit card issuer and the type of credit card. Here are some common fees that you may come across with credit cards in the UAE: Annual Fee: Many credit cards in the UAE charge an annual fee for card membership. The annual fee amount can vary significantly depending on the type of card and the benefits it offer...
A debit card can be used at a retailer in a much the same manner as how a credit card is used. However, there is a key difference between debit cards and credit cards. A debit card is issued by your bank as a means for you to conveniently access your savings or checking account. When you use a debit card you are using the funds available in your savings or checking account to make a pa...
Credit cards rewards can be categorized based on the nature or type of features they offer to customers. Many cards also offer multiple features which in fact can make them belong to more than one category. The main rewards categories are as below: Cash Back Credit Cards: Cash back credit cards are credit cards that offer the user a benefit of earning back a percentage of his or...
One of the best things about the Internet today is that you can purchase literally anything from the comfort of your own home. Whether you are browsing Souq or your favorite online clothing retailer based in the UAE, your next item can be at your door with just one click of the button. That being said, there are some downsides to online shopping. One of the most notable is online credit ca...
Credit cards are a form of lending offered by banks and financial companies to provide customers the option of purchasing goods and services on credit as an alternative to paying for those goods or services by cash. It can be thought of as a recurring short-term loan that is provided by the bank (or financial institution) to the customer to help him or her make a purchase without having to p...
Credit cards allow users to pay for items or services in lieu of cash. However, a person should be responsible enough to understand that the card must not be considered free cash. That is why, for some people, without proper guidance, it is easy to end up in serious debt within a short span of time. Here are six of the most common mistakes first-time credit card owners make when u...
What is “Buy now, pay later”? If you have been hearing the term “BNPL” quite often in the recent days and have been wondering what it is it all about, this article is for you. Why pay upfront when you have an option to spread the purchase over a few instalments, and without interest? Sounds like an absolute no-brainer, isn’t it? “Buy Now and Pay Later” is a type of “Point-of-Sale” financi...
When you make a payment on your credit card, how that payment is allocated depends on the specific terms and conditions set by the credit card issuer. However, in most cases, credit card payments are allocated in the following order: Minimum Payment: If you make a payment that is equal to or greater than the minimum payment due, the first portion of the payment is typically allocated towards sa...
To activate your credit card in the UAE, you typically have a few options: Activate Online: Many credit card issuers provide online activation services through their internet banking portals or mobile apps. You can log in to your account using your credentials and look for the option to activate your credit card. Follow the instructions provided, which may include entering the card details and ...
A credit card is a financial tool that allows individuals to make purchases on credit, provided by a bank or financial institution. It is a plastic card with a unique card number, expiry date, and the cardholder’s name. Credit cards offer a convenient and widely accepted method of payment, both online and in physical stores. When you use a credit card, you are essentially borrowing money from t...
Whether you have great credit or are working hard to improve your credit score, you undoubtedly receive plenty of credit card information or application forms in the UAE. The potential offers and rewards are often extremely compelling, whether it is extra points for eating at your favorite restaurant or travel deals that are only available to certain cardholders. Credit cards also have m...
Around 71 percent of affluent residents in the United Arab Emirates own more than one credit card as per the statement of a weekly report. The majority of the residents access credit cards while 64 percent of the public use them for a day- to -day purchases. Another 63 percent admitted using credit cards when traveling abroad. When you pay with a credit card, you are effectively borrowing money...
Whether you are seeking personal loans to pay off outstanding debt or simply want to obtain some new credit cards, one of the first things that lenders will do is check your credit history. Your credit score, as calculated by the AECB (Al Etihad Credit Bureau), is essentially a profile of your financial health. It is something that lenders in the UAE closely scrutinize before deciding to exte...
APR APR is a term that you would come across frequently in the context of credit cards. It is short for “Annual Percentage Rate” and is the interest rate that the bank charges on outstanding balances carried on the credit card. It is important to note that although every credit card in the market has an assigned APR, you can use your credit card in a manner such that you d...
UAE certainly has the highest credit card, internet and e-commerce penetration in the MENA region. However, a significant percentage of transactions are still made through cash. Visa and Mastercards are popular and are widely accepted by merchants in the region. There have been several changes in recent years, which are moving the needle on credit card usage in the market. Some customers would ...
A balance transfer is a financial transaction where you move the outstanding balance from one credit card to another credit card, usually with a lower interest rate. The primary purpose of a balance transfer is to save money on interest payments or to consolidate multiple credit card debts into a single account. Here’s how a balance transfer generally works: Eligibility: To initiate a balanc...
A balance transfer is a financial transaction where you move the outstanding balance from one credit card to another credit card, usually with a lower interest rate. The primary purpose of a balance transfer is to save money on interest payments or to consolidate multiple credit card debts into a single account. Here’s how a balance transfer generally works: Eligibility: To initiate a balanc...
There have always been two extreme opinions on whether using a credit card, compared to cash, makes people spend more money. This is most pertinent for UAE residents since credit card usage is very high in the country and there is an increasing number of financial products coming into the market. This article will also delve into the psychology of credit card spending, the effects of credit c...
To apply for a credit card in the UAE, you can follow these general steps: Research and Compare Credit Cards: Start by researching different credit cards available in the UAE market. Compare their features, benefits, interest rates, fees, and eligibility criteria to find a card that aligns with your financial needs. Soulwallet offer several options to narrow down customers’ selection. Some of t...
UAE airports are always buzzing with traffic. The very make of the country’s population mix drives travel and in many cases frequent travel. So, let it be travel to home country, leisure tours or even business travel, there is a significant amount of travel residents undertake. Gone are the days where one must wait near the crowded gates with limited access to essentials such as internet access...
After much thought, I decided upon embarking on the second innings of my entrepreneurial journey. The path that took me to reach where I am today hasn’t been a cakewalk. At times an experience alone can unknowingly pave the way for us to take certain decisions. But were those experiences always easy? Well, not really as you would soon find out. As much as I love venturing outdoors, summers in D...
We are essentially one year since Covid-19 has utterly transformed our lives. From our constrained day-to-day routines to the way that we interact with others, we are all trying our best to retain a sense of normalcy during these uncertain times. One area of our lives which may not seem normal is our finances. Whether you have lost your job or are struggling to pay your bills, you may have...
Credit card debt management involves strategies and practices to effectively handle and reduce credit card debt. Here are some steps and tips to manage credit card debt: Assess Your Debt: Begin by understanding the full extent of your credit card debt. Take stock of all your credit cards, outstanding balances, interest rates, and minimum payment requirements. Create a Budget: Develop a budge...
Credit card security is a crucial aspect of using credit cards to protect your personal and financial information. Here are some key measures and practices to enhance credit card security: Protect Card Information: Keep your credit card physically secure. Do not share your card number, expiration date, CVV code, or PIN with anyone unless it is necessary and trustworthy. Memorize your PIN and av...
As we are in the thick of the COVID-19 pandemic, all of us in the UAE are taking a close look at our personal finances. Money can be tight—especially if we or a family member lost a job. These are uncertain times, and because of this, it can be helpful to think of ways to ease some of the financial pressures that we are experiencing. One way to do this is through strategically using credit...
Credit cards are financial tools that allow individuals to make purchases on credit. Here are some key aspects of credit card basics: Definition: A credit card is a payment card issued by a financial institution that allows the cardholder to borrow funds to make purchases, with the promise to repay the borrowed amount later. Credit Limit: Each credit card has a predetermined credit limit, wh...
Credit cards are now a necessary accessory for most Dubai residents, as it not only makes shopping easy, but they also serve as a backup when there is a need for immediate purchase. Using them for online transactions can save money by availing cashback, discounts. Every credit card in uae has its own perks and you can opt for one based on your lifestyle and usage. Here are the top 5 reason...
Planning to set your financial goals right at the beginning of the year is a great way to start in 2020. Review your financial position, check where your money goes, review your debt, cut down on extra expenses and plan efficiently. This will help you stay on savings course and prevents you from getting into any money hurdles. Here are a few ways to help you do that: 1: Revisit your mortg...
Introduction Financial stability and security are essential aspects of a fulfilling life. One of the most effective tools to achieve this stability is creating and sticking to a personal budget. A personal budget is a detailed plan that outlines your income, expenses, and savings goals, providing you with a clear roadmap to manage your finances responsibly. In this article, we will explore the ...
Contrary to popular belief credit cards are not the evil debt traps that they are often made out to be. There is a simple way to ensure that using a credit card not only prevents you from taking on any debt but indeed helps you save more money by just using it. And that is by making sure you pay the statement balance in full on or before the payment due date stipulated by the bank. ...
Small business owners have to manage a lot of responsibility especially in the first few years of operation. Owners of small business operations have to closely monitor their finances and manage their cash flow as finances are a huge consideration. Hence, a steady cash flow of money is essential, and people depend on credit cards to fund or finance their business. For a business owner to use th...
COVID-19 has been one of the most disruptive public health and economic stories in recent memory. The UAE has 42294 total confirmed cases (source https://doh.gov.ae/covid-19 as of 15th June 2020) and there will undoubtedly be more. Moreover, shelter-in-place orders and nightly curfews throughout major cities across the world (including in the UAE) have caused massive ripple effects throu...
Mashreq Bank, founded as Bank of Oman in the year 1967, in today’s world, has multiple corporate banking businesses around the Middle East, along with retail banking and foreign exchange businesses in other countries. Mashreq Bank is known to be one of UAE’s best-performing banks, and that continues to date. Mashreq Bank provides its customers with a wide range of credit cards to utilize in ord...
The National Bank of Fujairah (NBF) was incorporated in October 1982 in a decree by the Emir of Fujairah, Hamad bin Mohammed al-Sharqi. It was given its banking licence by the Central Bank of the UAE in August 1984. The bank is headquartered in Fujairah and has branches in four of the other six emirates: Abu Dhabi, Ajman, Dubai and Sharjah. It has one fully-owned subsidiary, NBF Finance Service...
Cashback credit cards are simple to understand. When you spend money through cashback credit cards you receive a portion of that expenditure back to you. The cashback can apply to your shopping expenses including groceries as well as fuel purchases and online orders. These small amounts build up to create substantial savings eventually. That is why the best cashback credit cards in the UAE ar...
Dunia Finance's credit cards are available in various specifications: platinum, world and titanium. Depending upon the need and requirements, you can choose the credit card from the above types. Before applying for that, you need to check your eligibility criteria so that it will avoid any unforeseen delays with the approval of credit cards. Applicant's age To apply for a credit card from Du...
The Ajman Bank was the first-ever Islamic bank in the emirate of Ajman. The Bank was authorised in the year 2007. Its prime objective is to offer the best and most efficient banking services to all its customers. Among all the services, the bank also provides credit card assistance. For effective financial management, users can avail of various credit cards according to their requirements, such as...
Majid Al Futtaim Finance (MAF), or Najm, is a subsidiary branch of the Majid al Futtaim Ventures that is headquartered in Dubai. Najm Bank offers lucrative offers to its customers alongside its numerous prepaid and credit cards like easy and flexible payment options, cashback and many more. A Najm credit card allows cardholders to save on every category of purchase. This Najm card not only offe...
To enter any country, there are few documents required. In the same way, getting a credit card without minimum salary is a tough situation to handle even though the salary bank statement for the cards is also important. There are a few at least UAE Visa requirements. The most accessible payment is credit card payments. It doesn’t require many items and details. Only the password, along with a cred...
Al Hilal Bank PJSC provides banking products and services in the United Arab Emirates. It offers personal banking, including deposit accounts, finance facilities, credit cards, safe deposit lockers, and the financial mall, and wholesale banking services, such as project and contract finance, asset acquisition finance, working capital, and trade finance. The company also provides treasury products ...
FGB (formerly known as First Gulf Bank) was the third largest bank by assets in the United Arab Emirates (UAE) until it merged with the National Bank of Abu Dhabi in December 2016 to form First Abu Dhabi Bank, creating the largest bank by assets in the UAE. Established in 1979, FGB is headquartered in the Emirate of Abu Dhabi. FGB offers a wide range of financial services in the wholesale, consume...
Checking your credit score is an important step in managing your financial health, as regularly checking your score can help you make informed financial decisions and improve your creditworthiness. A credit score is a reflection of an individual’s financial life, and it gives banks, lenders and other financial services insight into how responsible you are when it comes to paying off their credit c...
Al Etihad Credit Bureau (AECB) is the official credit reporting agency in the United Arab Emirates (UAE). It was established in 2014 under the federal decree issued by the UAE government. The primary role of Al Etihad Credit Bureau is to collect credit information from various financial institutions and maintain a comprehensive credit database for individuals and companies in the UAE. Here's wh...
List of best Emirates Skywards Credit Cards to earn Skywards miles Emirates Airlines is one of the most popular airlines in the world and THE most popular airline in the UAE. As residents we are very lucky to travel with Emirates Airlines and enjoy all the great benefits including the latest aircrafts, extensive travel routes, the best airport lounges, amazing on demand entertainment options, a...
Credit cards are frequently accused of being stress inducing debt traps forced on gullible, unsuspecting customers! However, if managed in the right manner, and as with many other financial products, a credit card can be a very useful and indeed profitable tool available to customers that can help them manage their personal finances more effectively. What are the advantages of using...
Navigating the complexities of credit card fees can be challenging, especially when traveling abroad. Two terms often used interchangeably, "foreign transaction fee" and "foreign transaction markup fee," refer to different charges. Understanding these differences can help you make more informed decisions and potentially save money on your travels. Foreign Transaction Fee A foreign transac...
1. Introduction to Mashreq Neo In a world where digital convenience is becoming the norm, Mashreq Neo account, a fully digital banking solution caters to the modern-day user. Created with simplicity, accessibility, and innovation in mind, the Neo account provides UAE residents with an all-online banking experience, eliminating the need for physical branch visits. With a range of options, from c...
Top Jewellers in Dubai, UAE to Buy Gold Jewellery Throughout the ages, gold has stood as a valuable commodity, drawing the attention of millions of buyers across the globe. This precious metal’s glistening yellow hue exudes an aura of class and luxury while simultaneously serving as a beacon of financial stability. Dubai, the glittering city of the United Arab Emirates, has established itself a...
In the UAE, a common threshold for credit card eligibility is a minimum monthly income of AED 5000. This cutoff is strategically set by banks to ensure that applicants have a stable financial footing, which reduces the risk of default on credit payments. The threshold also reflects the cost of living and economic conditions in the UAE, aiming to match financial products to the earning segments tha...
Navigating Credit Card Eligibility and Document Requirements for Citibank Cards Citibank's range of credit cards in the UAE is designed with a personal touch, catering to various tastes and financial needs. Whether you're looking to amplify your travel experiences with rewarding points, enjoy cashback on your daily purchases, or indulge in exclusive lifestyle perks, Citibank has a card just for yo...
School fees are a significant expense for many UAE residents, but by using the right credit card, you can turn these payments into opportunities for savings and rewards. From cashback to 0% installment plans, UAE banks offer a range of credit cards tailored to ease the financial burden of education. In this guide, we’ll dive into the best UAE credit cards for school fee payments, exploring their b...
Plastic money is a popular and convenient way to pay for purchases. Credits cards and debits cards are often referred to as plastic money. Most people prefer them as they make transactions more convenient. So whether you are purchasing a ticket to travel, shopping for groceries and everyday essentials, buying gadgets, clothing or other luxury treats, paying via a credit card is typically ...
Among the significant financial drains in the UAE are credit card charges. These can run into thousands if not kept in check. Living without these extra charges can save the cardholder a handsome amount of money in the bank. Discussed below are the standard credit card fees charged in the UAE and how one can avoid them. Annual Maintenance Fee Let us begin with the most standard c...
FGB is the abbreviated form of First Gulf Bank and it holds the privilege of being the third largest bank in UAE. It was established in the year 1979 and headquartered in the Emirate of Abu Dhabi. It offers a full range of financial services for people, businesses and consumer sectors with multiple branches all over UAE. In December 2016, FGB united with National Bank of Abu Dhabi (NBAD) and th...
Bank accounts provide valuable services to users and facilitate personal and business transactions, adding ease to life. Sometimes, one doesn't have any money, and at that point, one may wonder about an online bank account opening with a zero balance account in UAE. Yes, you read it right. It is not a possibility but a reality in the UAE. The cherry on top is its easy and straightforward process o...
In the United Arab Emirates, Low Salary Credit Cards are referred to as credit cards that are designed for individuals with lower monthly salaries. The Low Salary Credit Card comes with a lower salary requirement as compared to a traditional Credit card. A low salary credit card in UAE contains a substantially higher annual fee and potentially higher interest rates as compared to a regular c...
A person planning to get a credit card for the first time in the UAE has to check a lot of boxes before applying. Amongst these boxes comes a minimum salary criterion for the customer. Wondering whether you qualify to hold a credit card or not? Let's find out… What is the minimum salary for a credit card in Dubai? Wondering how much salary is needed for credit card ? The minimum salary ...
The Middle East as a region has witnessed multiple growth opportunities as compared to the entire globe, be it the economy, the weather, the tourism, UAE stands at par with the best of the best or even further. With the growing expat population in the United Arab Emirates, the economy has taken a new turn. Bank accounts are being issued daily, and handheld cards are being delivered efficiently ...
How to apply for a credit card with a low salary in UAE is a highly unlikely situation to solve as this isn’t accepted legally and can make it difficult for the bank to act. But in today's world, and in the UAE, individuals with low salaries can apply for credit cards with low salary In UAE, with banks like ADCB, CitiBank, Emirates NBD, etc, that are based in the middle east. Firstly, individua...
Around the globe, credit cards have strict rules and regulations regarding eligibility, credit history, and credit score. In the UAE, it is a bit flexible when it comes to certain factors when applying for a credit card. There could be various scenarios like an individual with no salary, an Expatriate with a low salary, or an individual looking for a credit card with low-interest; UAE has a sol...
In the contemporary world, it is undoubtedly evident that the world runs around the usage of credit cards. With the immense awareness and development of credit cards, people are now less worried about their financial crisis that might arrive some time or any other impromptu money requirements. Thanks to the nationwide employment of credit cards, people could stabilize their needs when it comes to ...
In the UAE, the United Arab Emirates, in the year 2025, is a region thriving with multiple ways to manage the finances of the UAE Nationals and Expatriates. It helps citizens not just manage their finances but also enjoy a variety of benefits like exciting discounts and cashback on spending as low as AED 1. UAE is a market for taking credit within a strong system. Applying for a credit card in Dub...
Abu Dhabi Commercial Bank is known for its competitive potential and is highly looked up to as a leading financial institution in the United Arab Emirates. Abu Dhabi Commercial Bank offers its users a wide range of banking products and services along with a variety of credit cards. A wide range of cashback offers and reward points that can be earned while making daily payments are won and earned b...
Transportation and fuel costs could easily impact a large percentage of the monthly budget and become a necessity in countries such as the UAE, where the majority of the population uses private forms of transport. For those who reside and travel often across the region, efficiency in managing this vital expense of life becomes imperative. The simplest way to make savings on fuel expenditures is by...
In today's digital age of banking, there are so many terminologies that customers hear, and one of them is the CIF number. If you are a customer of Emirates NBD, it is absolutely critical that you understand the CIF number Emirates NBD account and make use of their diverse banking solutions. The following article will focus majorly on what a CIF number is, how and why it is so important, and lastl...
Staying connected today in this fast paced world is very important .Whether it is for personal or professional reasons a sufficient bmobile credit is necessary .Etisalat being one of the top leading top communications providers of UAE offers a convenient easy service that allows users to transfer credit balance from one Etisalat number to another. This feature is particularly useful when you...
Credit cards with a zero transaction fee in the UAE is a cost effective option for people who love to travel regularly and shop online. While most of the cards charge a 3% additional fee on international transactions , such cards offered in the UAE save transaction fee on cards making credit cards more user friendly and a cost effective option for people who love to travel and do their shopping...
First Abu Dhabi Bank (FAB) is one of the largest and most trusted banks in the UAE, offering a wide range of financial services to its customers. Whether you have a FAB bank salary account or a regular account, keeping track of your transactions is essential for managing your finances effectively. One of the most important tools for this is your FAB bank statement, which provides a detailed re...
Introduced by the Roads and Transport Authority (RTA) in Dubai, Salik is the sophisticated electronic toll collection system used in the United Arab Emirates (UAE). It was carried out in 2007 under a government initiative aimed at improving traffic control and guaranteeing seamless transportation around the emirate. Unlike conventional toll booths, Salik automatically subtracts toll fees from a pr...
Nowadays, Credit cards are an essential and reliable financial tool for many people, providing rewards and flexibility. High interest rates on outstanding balances can quickly turn this convenience into an economic liability. This is where 0 balance transfer credit cards come into the picture. These cards allow you to transfer current pending credit card debt to a newly issued credit card without ...
Dubai has been successful in developing a health system that is renowned across the globe for its excellence, where there is a marvellous integration of high-end technology for the benefit of simplifying and enhancing the provision of medical services. The Medical Record Number (MRN) is one of the key elements of the high-tech system, which is a unique 15-digit number that is provided exclusively ...
A credit score is a numeric value that represents an individual's creditworthiness. It is an essential parameter that banks and other financial institutions consider to determine the risk of lending money to prospective borrowers. What is a good credit score in UAE? In the United Arab Emirates (UAE), a good credit score has increasingly become the standard for accessing loans, credit cards, and ot...
One of the largest banks in the UAE, the Emirates NBD offers exceptional banking and brokerage services to all its customers. To any account holder, knowing your account balance is essential. This article details the multiple avenues available for you to conduct an Emirates NBD Balance enquiry. Methods to Check Emirates NBD Account Balance There are several methods through which you can find...
Credit cards are popular and convenient payment tools. It is a well-known fact that banks offer several attractive features on their best credit cards such as Cinema offers, Airport lounge access, Valet service, Golf offers and many more. Banks are constantly looking to acquire customers who have a good track record of payments and credit history. In a country like UAE, where in 80% ...
In the UAE, credit cards are not just financial tools but also a gateway to a range of lifestyle privileges. First Abu Dhabi Bank (FAB), as one of the largest and most prestigious financial institutions in the region, offers an assortment of credit card options suited to the varied needs of its customers. If you are contemplating obtaining a FAB credit card, here’s what you need to know about the ...
FAB offers its customers seamless and accessible options for FAB bank balance check, by reaching the client care center, branches, ATMs or performing FAB bank balance enquiry online using online banking, mobile app. and so on FAB accounts offers you the right fit for your financial requirements. With different type of account options available, First Abu Dhabi Bank balance enquiry is one of the...
Emirates NBD stands as one of the leading banking groups in the UAE, offering a wide array of financial products including a variety of credit cards that cater to diverse lifestyles and needs. Whether you are looking for luxury travel benefits, cashback on daily spends, or sports-related offers, Emirates NBD Credit Cards has a card that aligns with your preferences. With an impressive portfolio ...
The UAE's vibrant financial sector offers a wide range of credit card options catering to diverse income brackets, spending habits, and financial needs. Understanding the eligibility criteria is essential for anyone applying for a credit card. This article provides a comprehensive overview of credit card eligibility in the UAE, outlining common requirements, factors that influence approval, and ti...
First Abu Dhabi Bank (FAB), the largest financial institution in the UAE that offers customer-friendly banking experience; serves worldwide with its products and services. FAB offers a wide variety of credit cards according to your needs - ranging from savings and cashback cards to Lifestyle cards and travel cards. These credit cards are issued based on the eligibility, which factors in multipl...
Managing your finances efficiently is more important than ever in today's fast-paced world. The Ratibi Prepaid Card has become a popular tool for salary disbursement and everyday transactions for UAE nationals. Whether using it for shopping, paying bills, or withdrawing cash, keeping track of your Ratibi card balance is crucial. Managing your money wisely is more important...
AMEX (Middle East) B.S.C. (c) - American Express Middle East has provided reliable, flexible, tailored and rewarding solutions for its Cardmembers, Merchants and Business Partners in the region since 1977. American Express Middle East became a joint venture company in 1992, owned by Mawarid Investment Limited and American Express. Operating in 16 markets in the Middle East and North Africa region,...
FABCashback Credit Card
Minimum Salary AED 5,000
Annual Fee AED 315
Rate 3.50%
We gather this information to assist you better and track your progress with the credit card application.
FABCashback Credit Card
Minimum Salary AED 5,000
Annual Fee AED 315
Rate 3.50%