Best Credit Card In UAE

Please fill in the details to receive a call back with more details

+971
Popular Cards from Standard Chartered Bank (SCB) Income Eligibility Annual Fee Interest / Profit Rate
Standard Chartered Manhattan Platinum Card AED 5,000 AED 525 3.45%
Standard Chartered Mastercard Platinum AED 5,000 AED 525 3.45%
Standard Chartered Platinum X Credit Card AED 5,000 AED 525 3.45%
Standard Chartered Saadiq Platinum (Murabaha) Card AED 5,000 AED 315 3.45%
Standard Chartered Saadiq Platinum (Ujrah) Card AED 5,000 AED 0 3.45
Standard Chartered Shukran Titanium Credit Card AED 8,000 AED 158 3.45%
Standard Chartered Shukran World Credit Card AED 25,000 AED 263 3.45%
Standard Chartered Visa Infinite Card AED 30,000 AED 1,575 3.45%

MINIMUM SALARY

AED 5,000

RATE

3.45%

ANNUAL FEE

AED 525

  • Golf offers
  • Cinema Tickets
  • Balance Transfer
  • Purchase Protection
  • Extended Warranty
  • No first year fee on your Standard Chartered Manhattan Card
  • Earn Reward points on all spends

MINIMUM SALARY

AED 5,000

RATE

3.45%

ANNUAL FEE

AED 525

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • Earn 1 Reward Point for every $1 spent
  • Buy 1 Get 1 Free at Costa Coffee in UAE
  • 4 free tickets at VOX through Buy1 Get 1 and 20% discount at Reel Cinemas
  • Get 50% off at VOX Cinemas on Sundays across UAE
  • Dine & Fly with Dragonpass
  • 8% discount on hotel bookings made at Hotels.com
  • Up to 30% off the total bill with Visa Timeout
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • Purchase protection for up to 365 days
  • Extended warranty
  • The Good Life privileges offers
  • Access to over 200 airport restaurant offers globally
  • Visa Luxury Hotel collection offers
  • 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
  • 4 free months of Anghami Plus

Things To Be Aware Of

  • 2 supplementary cards are free, AED 157.50 thereafter
  • Reward points expiry 3 years from date of earning

MINIMUM SALARY

AED 5,000

RATE

3.45%

ANNUAL FEE

AED 525

  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
  • Enjoy unlimited cashback on everyday spends

MINIMUM SALARY

AED 5,000

RATE

3.45%

ANNUAL FEE

AED 525

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • Earn upto 2% Cashback rates On Domestic & International Spends
  • Complimentary airport lounge access to over 20 local & international lounges
  • Buy 1 Get 1 Free at Costa Coffee
  • Up to 30% off on travel with Cleartrip
  • Up to 10% off on Hotels.com
  • Enjoy purchase protection of upto USD 5,000 per annum upto 90 days from the date of purchase
  • Optional Credit Shield Insurance
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Mastercard Priceless Cities offers
  • Mastercard Buy 1 Get 1 free offers
  • Car rental offers from Avis

Reward Features

Earn excellent Cashback rates on Standard Chartered Mastercard Platinum Credit Card:

  • Earn 1% Cashback On Domestic Spends
  • Earn 2% Cashback On International Spends
  • Enjoy unlimited cashback on all AED and non-AED purchases with no minimum spend

Things To Be Aware Of

  • Annual Fee for supp. cards is AED 105 from 3rd card onwards

MINIMUM SALARY

AED 5,000

RATE

3.45%

ANNUAL FEE

AED 525

  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
  • Up to 10% cashback on specific categories
  • Excellent travel discounts

MINIMUM SALARY

AED 5,000

RATE

3.45%

ANNUAL FEE

AED 525

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / Min 105

Joining Offers

Enjoy up to an additional AED 3,500 when using your Standard Chartered Platinum X credit card with launch partners.

Key Features

  • Up to 10% cashback on online spends
  • Up to 10% cashback on foreign currency spends
  • Up to 10% cashback on mobile wallet spends
  • Complimentary airport lounge access to over 20 local & international lounges
  • Buy 1 Get 1 Free at Costa Coffee
  • Up to 30% off on travel with Cleartrip
  • Up to 10% off on Hotels.com
  • Purchase protection upto 90 days from date of purchase
  • Optional Credit Shield Insurance
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Mastercard Priceless Cities offers
  • Mastercard Buy 1 Get 1 free offers
  • Car rental offers from Avis
  • Enjoy purchase protection of upto USD 5,000 per annum upto 90 days from the date of purchase

Things To Be Aware Of

  • All cashback categories have max caps
  • No cashback on retail spends

MINIMUM SALARY

AED 5,000

RATE

3.45%

ANNUAL FEE

AED 315

  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
  • Contactless Tech
  • Shariah compliant
  • Excellent Travel benefits
  • No first year annual fee

MINIMUM SALARY

AED 5,000

RATE

3.45%

ANNUAL FEE

AED 315

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / AED 105

Key Features

  • Shariah Committee Approved
  • Buy 1 Get 1 Free at Costa Coffee
  • 20% off Careem rides in Dubai and across UAE
  • Up to 30% off on travel with Cleartrip
  • Car rental offers from Avis
  • Up to 10% off Hotels.com
  • Unlimited lounge access to over 20 international lounges
  • The Good Life privileges offers
  • Mastercard Buy 1 Get 1 free offers
  • No late payment or cash advance fees
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Mastercard Priceless Cities offers
  • Enjoy purchase protection of upto USD 5,000 per annum upto 90 days from the date of purchase

Things To Be Aware Of

  • 4 supplementary cards are free, AED 157.50 thereafter

MINIMUM SALARY

AED 5,000

RATE

3.45

ANNUAL FEE

AED 0

  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
  • Contactless Tech
  • Air Miles
  • Shariah compliant fixed-fee card
  • Earn 360° rewards on all spends

MINIMUM SALARY

AED 5,000

RATE

3.45

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.99

Cash Advance Fee

3.15 % / AED 105

Key Features

  • Earn 1 Reward Point for every $1 spent
  • Shariah Approved
  • Buy 1 Get 1 Free at Costa Coffee
  • Mastercard Priceless Cities Offers
  • Unlimited access at over 10 lounges across Middle East & Levant
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Mastercard Buy 1 Get 1 free offers
  • Car rental offers from Avis
  • Enjoy an upto 30% discount on international roundtrip airfare & hotel bookings from Cleartrip
  • Enjoy purchase protection of upto USD 5,000 per annum upto 90 days from the date of purchase

Reward Features

Rewards for every spend on your Standard Chartered Saadiq Platinum credit card

  • Earn 360° Reward Points on all Domestic & International spends on your Standard Chartered Manhattan Platinum Credit Card
  • Earn 1 Rewards Point for every $1 spent on your card within the UAE or internationally. 
  • Earn 0.1 360° Reward Points for every US $1 spent on groceries, utilities, education, property rentals & real estate agent payments

Things To Be Aware Of

  • 4 supplementary cards are free, AED 157.50 thereafter

MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 158

  • Balance Transfer
  • Airport Lounge Access
  • Additional Shukran points at multiple merchants
  • Earn Shukran points on all spends

MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 158

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • Get up to 7.5% value back on your shopping
  • Redeem Shukran points for over a million products
  • Spend Shukran Reward points instantly
  • Unlimited access at over 10 lounges across Middle East & Levant
  • 20% off Careem rides
  • The Good Life privileges offers
  • Mastercard Buy 1 Get 1 free offers
  • Balance transfer at 0%

Things To Be Aware Of

  • 2 supplementary cards are free, AED 100 thereafter
  • Min spend of AED 1,000 p.m to earn Shukran points

MINIMUM SALARY

AED 25,000

RATE

3.45%

ANNUAL FEE

AED 263

  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Contactless Tech
  • Additional Shukran points at multiple merchants
  • Earn Shukran points on all spends on your Shukran creditcard
  • Excellent travel benefits

MINIMUM SALARY

AED 25,000

RATE

3.45%

ANNUAL FEE

AED 263

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • Earn 5 times more Shukran points at select establishments
  • Redeem Shukran points for over a million products
  • Spend Shukran Reward points instantly
  • Up to 10% off at Hotels.com
  • Unlimited lounge access at over 900+ airports worldwide
  • 10 Complimentary tickets on Sundays and 4 tickets any day in a month at VOX Standard
  • 20% off Careem rides in UAE
  • Up to 30% off on travel with Cleartrip
  • The Good Life privileges offers
  • Mastercard Priceless Cities Offers
  • Travel inconvenience protection
  • Travel insurance with cover up to US $500,000
  • Travel insurance confirmation letter

Reward Features

Earn Shukran Points on your Standard Chartered Shukran World Credit card

  • Earn up to 10% value for purchases at participating merchant establishments (on spends up to AED 25,000 p.m)
  • Earn 1% value in Shukran rewards for all other local purchases
  • Earn 1.25% value in Shukran rewards for all other international purchases
  • Min spend of AED 3,000 p.m required to earn Shukran points

Things To Be Aware Of

  • 2 supplementary cards are free, AED 100 thereafter
  • Min spend of AED 3,000 p.m required to earn Shukran points

MINIMUM SALARY

AED 30,000

RATE

3.45%

ANNUAL FEE

AED 1,575

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Premium lifestyle benefits
  • Earn Reward points on all spends

MINIMUM SALARY

AED 30,000

RATE

3.45%

ANNUAL FEE

AED 1,575

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • Earn 360° Reward Points on all spends
  • Exclusive unlimited Fitness First access
  • Complimentary round of golf through Golflans offered by SCB. Discounts at 14 clubs in the UAE and Muscat
  • Unlimited complimentary access to 900+ airport lounges worldwide including a guest
  • Avail upto 14 tickets at buy1 get 1 at VOX and a 20% off at Roxy
  • Up to 12% off Hotels.com
  • Travel insurance cover upto $1,000,000 covering the cardholder & family for trips upto 90 days in duration
  • Buy 1 Get 1 Free at Costa Coffee
  • The Good Life privileges offers
  • 24/7 Concierge service
  • Extended warranty
  • 24-hour personalised premium concierge service
  • 8% discount on hotel bookings made at Hotels.com
  • Fraudulent card misuse protection cover ($3,000 per occurrence with $5,000 annual aggregate limit)
  • Visa luxury hotel collection offers
  • 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
  • Subscribe to Anghami Plus and enjoy upto four months free for the first year
  • Screen reader support enabled.

Reward Features

Earn 360° Reward Points on all spends

  • Earn 360° Reward Points on all spends
  • Earn 2 360° Reward Point for every US $1 on International Spend
  • Earn 1 360° Reward Points for every US $1 Domestic Spend
  • 360° Rewards Points, can be redeemed for airlines mileage programmes, exclusive merchandise, travel and much more

    (USD 1 is defined at AED 3.673)

Things To Be Aware Of

  • Reward points expiry 3 years from date of earning

Standard Chartered Bank

Headquartered in Dubai – UAE, Standard Chartered is a leading banking group globally with an 150-year old history in some of the world’s most dynamic markets. Commenced its operation in 1958 Sharjah UAE, the banking group has immensely grown its network by catering to a many nationalities, groups, businesses helping them to prosper and in their financial needs.

The banking group offers an extensive range of Islamic and conventional banking products and services for retail, private, commercial and corporate.

Some offerings of the bank are:

  • Accounts & Deposits
  • Credit Cards
  • Loans & Mortgages
  • Investments
  • Insurance

Standard Chartered Credit Cards

SCB offers credit cards that range from cashback to reward cards, value back, perks of enjoying exclusive lifestyle privileges and much more with each card featuring its own benefit. The bank offers eight types of credit cards in UAE catering to both the customers of conventional as well as Islamic banking.

FAQs

Standard Chartered offers credit cards catering Travel, Cashback, Rewards, and Islamic segments.  Standard Chartered’s Visa Infinite and Shukran World Credit Cards are popular premium credit cards in the UAE.

Standard Chartered Visa Infinite card offers complimentary Golf, Cinema Tickets, Airport Lounge Access, Travel Insurance, Purchase Protection and Extended Warranty.  For more details on in-depth feature comparison of these cards visit soulwallet.com

To apply for a Standard Chartered Credit Card, one must be within 21 to 60 years old. Minimum Monthly Income AED 5,000 and must be a UAE Resident.

One can apply for a Standard Chartered credit card through

  • Visiting one of the bank’s branches and submitting required documents
  • Apply directly on the bank’s online application forms.
  • Banks Kiosks at various locations

Soulwallet offers detailed feature comparison and customized Best fits credit card tool which assist customers in making a well-informed personal finance decision.

Soulwallet provides comprehensive and simple to use comparison tools which can help customers identify most suitable credit cards and personal finance options. The level of detail in comparison is unique and rich in quality. Soulwallet’s smart algorithm-based tool can show customers which cards can save maximum Dhirams based on their customized spend.

Standard Chartered Visa Infinite Credit card offers premium lifestyle benefits. The key features are complimentary Golf, Cinema offers, Airport Lounge access, Exclusive unlimited Fitness First access, Travel Insurance, Purchase Protection and Extended Warrant are a few. One can earn 360-degree rewards points on all spend.