• Profit rates starting from 3.33% p.a.
• High finance amount of up to AED 1.25 million for expatriates, and AED 2 million for UAE nationals
• Finance tenure up to 4 years
• Takaful coverage (including optional family and job loss cover)
• First year free credit card
• Simple documentation and quick approvals

Profit rates starting from 3.33% p.a. High finance amount of up to AED 1.25 million for expatriates, and AED 2 million for UAE nationals Finance tenure up to 4 years Takaful coverage (including optional family and job loss cover) First year free credit card Simple documentation and quick approvals

A wide range of shariah compliant products
Fast and simple approval process
Competitive Profit Rates
High Finance Amount
Flexible Tenures
Low minimum salary requirement

• A special profit rate starting from 6.5% p.a.
• First installment payment grace period up to 90 days
• 100% processing fee waiver

• Financing of up to AED 250,000
• Finance installments up to 48 months
• Free postponement option
• Free ADIB VISA Cashback Card for the first year

• Free pre-approved ADIB VISA Cashback Card for the first year
• First installment payment grace period up to 90 days
• Two free installments postponements every year
• Takaful cover protection with competitive rates

• A wide range of Shariah compliant products
• Fast and simple approval process
• Competitive Profit Rates
• High Finance Amount and Flexible Tenures
• Low minimum salary requirement

• Avail a high personal loan amount upto AED 500,000 (or upto 20 multiples of your salary)
• Loan amounts of up to 20 times of your salary
• Topup your loan whenever you want
• 0% processing fees
• Get an in-principle decision in 10 minutes

Personal Loans in UAE are offered to customers for a variety of reasons including education, travel, medical and many more.  There are two types of personal loans, one which requires a salary transfer and one which doesn’t.

Loans are offered for a minimum period of 6 to a maximum of 48 months expats and 60 months for UAE Nationals.

Most of the banks assign Loan APR (Annual Percentage Rate) based on the profile of the customer and his/her employer. A few banks use bureau score to assign interest rates.  

Citi Personal loan Annual Percenage Rate range between from 6.99% - 8.99%.

Illustration: 

If a customer borrows a loan of AED 20,000 and earns an income of AED 10,000. With a repayment period of 48 months, the equal monthly installments would be AED 479 at an effective interest rate of 6.99% per annum.           

Total repayment that would have been paid at the completion of the loan would be AED22,987. The borrower would be paying AED 2,987 as interest.  

Please use Soulwallet’s Loans equal monthly installment calculator for further simulations.

Arrangement Fee: 1% of Loan amount with min. AED 500 and up to a max. of AED 2,500

Customers will be eligible to receive a noon e-Voucher (“Offer” or “Reward”), if a Citibank loan is approved between January 1st 2022 and December 31st  2022

The Reward value you can expect on a Personal Loan without Salary Transfer:  0% Processing Fees on all loan amounts; and

Loan amounts greater than AED 75,000 and less than or equal to AED 125,000 AED 200 e-voucher
Loan amounts greater than AED 125,000 and less than or equal to AED 150,000 AED 500
Loan amounts greater than AED 150,000 AED 1000

Pls enquire with the sales officer on the terms and conditions while applying.

• Avail a high personal loan amount upto AED 175,000 or upto 8x Salary (No Salary transfer to Citi is required)
• Zero processing fee
• Get an in-principle approval in 10 minutes 

Personal Loans in UAE are offered to customers for a variety of reasons including education, travel, medical and many more.  There are two types of personal loans, one which requires a salary transfer and one which doesn’t.

Loans are offered for a minimum period of 6 to a maximum of 48 months expats and 60 months for UAE Nationals.

Most of the banks assign Loan APR (Annual Percentage Rate) based on the profile of the customer and his/her employer. A few banks use bureau score to assign interest rates.  

Citi Salarty Transfer loans APR rates range between from 15.99% - 22.99%.

Illustration: 

If a customer borrows a loan of AED 20,000 and earns an income of AED 10,000. With a repayment period of 48 months, the EMI would be AED 546 at an effective interest rate of 13.99% per annum.           

Total repayment that would have been paid at the completion of the loan would be AED26,230, The borrower would be paying AED 6,230 as interest.  

Please use Soulwallet’s Loans Equal Monthly Installments Calculator for further simulations.

• Minimum salary requirement of AED 5,000 only
• Maximum tenure of 48 months
• High finance approvals for your personal finance needs
• Maximum finance set at AED 4 million for UAE Nationals and AED 2 million for Expatriates

• Financing available to salaried and self employed customers
• Very competitive profit rates
• Financing up to 3 million for UAE Nationals and 1 million for Expatriates
• Approvals in 24 hours
• Preapproved credit card and 100% discount on first year's annual fees

• Generous loan amounts for UAE nationals and expats
• Flexible repayment terms of up to 48 months to repay through your FAB account
• Attractive Profit rates 2.64% p.a.

• Lower monthly payments
• Increased disposable income
• Reduced interest payments over lifecycle
• Higher Loan amount:
  – AED 1 Million for Expats and AED 3 Million for UAE Nationals

• Adjustable loan amounts to match your needs
• Option to pay in manageable monthly instalments
• Comfortable repayment periods
• Competitive interest rates
• Simple documentation and quick processing
• No guarantors required for application
• Top-up facility is available
• Access to credit card & revolving overdraft
• Free cheque book and debit card

• Loan amounts of up to AED 150,000
• Competitive rate of interest
• Islamic finance option is available

• Loan Amounts of up to AED 150,000
• Competitive rates of interest
• Comfortable repayment loan tenure of up to 48 months
• No Salary Transfer or collateral required
• Simple documentation and quick processing
• Islamic finance option is available

• High loan amounts of up to 20 salary multiples
• Max AED 3 million
• Competitive rates of interest Top-up facility available for existing loan customers
• Islamic finance option is available

• Profit rates starting from 3.33% p.a.
• High finance amount of up to AED 1.25 million for expatriates, and AED 2 million for UAE nationals
• Finance tenure up to 4 years
• Takaful coverage (including optional family and job loss cover)
• First year free credit card
• Simple documentation and quick approvals

• Fast & easy approvals
• High finance amounts
• Flexible payment periods
• Up to three months grace period on first installment
• Convenient monthly installments
• Competitive rates

• Access up to AED 500,000 at an attractive profit rate
• Profit rates as low as 7.55% p.a. (reducing)
• Take Over Facility 
• Top Up Loan
• Instalement Deferment Option
• No minimum balance required on the operating account for the tenure of the loan
• 24X7 Banking