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| Popular Cards from Emirates Islamic Bank (EIB) | Income Eligibility | Annual Fee | Interest / Profit Rate |
|---|---|---|---|
| Emirates Islamic Business Card | AED 10,000 | AED 0 | 3.25% |
| Emirates Islamic Cashback Card | AED 5,000 | AED 350 | 3.49% |
| Emirates Islamic Cashback Plus Card | AED 12,000 | AED 299 | 3.49% |
| Emirates Islamic Etihad Guest Ameera | AED 10,000 | AED 699 | 3.49% |
| Emirates Islamic Etihad Guest Platinum | AED 5,000 | AED 199 | 3.49% |
| Emirates Islamic Etihad Guest Premium | AED 15,000 | AED 1,500 | 3.49% |
| Emirates Islamic Etihad Guest Saqer | AED 10,000 | AED 899 | 3.49% |
| Emirates Islamic Flex Elite Credit Card | AED 15,000 | AED 700 | 3.49% |
| Emirates Islamic RTA Credit Card | AED 5,000 | AED 0 | 3.49% |
| Emirates Islamic Skywards Gold Credit Card | AED 5,000 | AED 400 | 3.25% |
| Emirates Islamic Skywards Platinum Credit Card | AED 5,000 | AED 700 | 3.25% |
| Emirates Islamic Skywards Signature Credit Card | AED 12,000 | AED 735 | 3.25% |
| Emirates Islamic Union Coop Tamayaz Card | AED 5,000 | AED 0 | 3.49% |
| Emirates NBD MasterCard Titanium Credit Card | AED 5,000 | AED 0 | 3.25% |
MINIMUM SALARY
AED 10,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 10,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
3.49%
Cash Advance Fee
3.00 % / Min 199
Key Features
MINIMUM SALARY
AED 5,000
RATE
3.49%
ANNUAL FEE
AED 350
MINIMUM SALARY
AED 5,000
RATE
3.49%
ANNUAL FEE
AED 350
Non AED Transaction Fee
3.49%
Cash Advance Fee
3.00 % / Min 199
Key Features
Reward Features
Earn Cashback on your Emirates Islamic Cashback Card
Things To Be Aware Of
MINIMUM SALARY
AED 12,000
RATE
3.49%
ANNUAL FEE
AED 299
MINIMUM SALARY
AED 12,000
RATE
3.49%
ANNUAL FEE
AED 299
Non AED Transaction Fee
3.49%
Cash Advance Fee
3.00 % / Min 199
Joining Offers
Cashback Plus Free for life- offer expires on 31st December 2020
Key Features
Reward Features
Earn Cashback on your Emirates Islamic Cashback Plus Credit Card
Cashback on Supermarket, Education, Dining & telecom for total monthly spend level:
Maximum Cash Back Per Month - AED 200 for above categories, except Education as the cap is AED400.
Things To Be Aware Of
MINIMUM SALARY
AED 10,000
RATE
3.49%
ANNUAL FEE
AED 699
MINIMUM SALARY
AED 10,000
RATE
3.49%
ANNUAL FEE
AED 699
Non AED Transaction Fee
2.34%
Cash Advance Fee
3.15 % / Min AED103
Joining Offers
Welcome bonus of 70,000 Etihad Guest Miles upon payment of Annual Membership Fee.
Earn 40,000 Etihad Guest Miles along with the AMF of AED 699 on meeting spend of AED 35,000 in six months.
Key Features
Reward Features
For every USD 1 retail spend made using your Emirates Islamic Etihad Guest Card you will earn Etihad Guest Miles as per below.
3 Etihad Guest mile for spend at Etihad Airline
2 Etihad Guest mile for spend at International Spend
2.5 Etihad Guest mile for spend at two chosen categories
Upto 1.5 Etihad Guest mile for spend at domestic spend
Emirates Islamic Etihad Guest Ameera card is the only credit card in the UAE that gives you the freedom of choice to define your preferred categories and earn Etihad Guest Miles on spends made on the same.
Earn 1 Etihad Guest Tier Mile for every 1 USD spent internationally on non-AED currency using your card. A maximum of 15,000 Tier Miles can be earned in a membership year.
MINIMUM SALARY
AED 5,000
RATE
3.49%
ANNUAL FEE
AED 199
MINIMUM SALARY
AED 5,000
RATE
3.49%
ANNUAL FEE
AED 199
Non AED Transaction Fee
2.34%
Cash Advance Fee
3.15 % / Min AED103
Joining Offers
Welcome bonus of 30,000 Etihad Guest Miles upon payment of Annual Membership Fee. Addtional 20,000miles along with AMF of AED 199 on spending 20,000 within 6 months.
Key Features
Reward Features
For every USD 1 retail spend made using your Emirates Islamic Etihad Guest Card you will earn Etihad Guest Miles as per below.
2 Etihad Guest Miles for spend at Etihad Airlines
1.5 Etihad Guest Miles for spend on international spends
2 Etihad Guest Miles for spend on two categories of your choice
2 Etihad Guest Miles for spend on domestic spend
With Emirates Islamic Etihad Guest Platinum card, you will earn 2 Etihad Guest Miles for every USD 1 spent on Mobile Wallets & Online Transactions.
MINIMUM SALARY
AED 15,000
RATE
3.49%
ANNUAL FEE
AED 1,500
MINIMUM SALARY
AED 15,000
RATE
3.49%
ANNUAL FEE
AED 1,500
Non AED Transaction Fee
2.34%
Cash Advance Fee
3.15 % / or AED 103
Joining Offers
Earn up to 100,000 Etihad Guest Miles as welcome bonus up on payment of Annual Membership Fee. Earn 75000 Etihad Guest miles on spending AED 60000 in six months and get AED 1500 cashback.
Key Features
Reward Features
For every USD 1 retail spend made using your Emirates Islamic Etihad Guest Card you will earn Etihad Guest Miles as per below.
3.5 Etihad Guest miles on spend at Etihad Airlines
3 Etihad Guest miles on International spend
2.5 Etihad Guest miles on two chosen Categories
Upto 2 Etihad Guest miles on domestic spend
Emirates Islamic Etihad Guest Premium card gives you the freedom of choice to define your preferred categories and earn Etihad Guest Miles on spends made on the same.
You will earn 2.5 Etihad Guest Miles for every USD 1 spend on the chosen categories. The Etihad Guest Mile earning on the 2 chosen categories is capped at 1,500 Miles per category per month.
You also have the option to change your chosen categories every quarter by calling our call center.
Earn 1 Etihad Guest Tier Mile for every 1 USD spent internationally on non-AED currency using your card. A maximum of 20,000 Tier Miles can be earned in a membership year.
MINIMUM SALARY
AED 10,000
RATE
3.49%
ANNUAL FEE
AED 899
MINIMUM SALARY
AED 10,000
RATE
3.49%
ANNUAL FEE
AED 899
Non AED Transaction Fee
2.34%
Cash Advance Fee
3.15 % / or AED 103
Joining Offers
Welcome bonus of 70,000 Etihad Guest Miles upon payment of Annual Membership Fee. 40,000 Etihad Guest Miles + AED 899 on meeting the spend criteria of AED 35000 in six months.
Key Features
Reward Features
3 Etihad Guest miles at Etihad Airline spend
2 Etihad Guest miles at international spend
2.5 Etihad Guest miles at two chosen categories
Upto 1.5 Etihad Guest miles at domestic spend
Emirates Islamic Etihad Guest Saqer card is the only credit card in the UAE that gives you the freedom of choice to define your preferred categories and earn Etihad Guest Miles on spends made on the same.
Earn 1 Etihad Guest Tier Mile for every 1 USD spent internationally on non-AED currency using your card. A maximum of 15,000 Tier Miles can be earned in a membership year.
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.49%
ANNUAL FEE
AED 700
MINIMUM SALARY
AED 15,000
RATE
3.49%
ANNUAL FEE
AED 700
Non AED Transaction Fee
3.49%
Cash Advance Fee
3.00 % / Min 199
Joining Offers
Welcome bonus of 75,000 EI SmartMiles upon payment of Annual Fee for the first year.
Key Features
Reward Features
Earn EI SmartMiles
Earn Upto 2.5 EI Smart Miles per AED on local transactions.
Earn Upto 3.75 EI Smart Miles per AED on international transactions.
You can redeem your EI SmartMiles
10,000 EI SmartMiles= 1,000 Emirates Skywards Miles
10,000 EI SmartMiles= 2,500 Etihad Miles
20,000 EI SmartMiles = 4,000 InterMiles
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.49%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.49%
ANNUAL FEE
AED 0
Non AED Transaction Fee
3.49%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
Earn upto 1.25% cashback per AED 1 on domestic spend
Earn upto 2.25% cashback per AED 1 on international spend
Earn 10% cash back on fuel spends (max AED 100 p.m)
Earn 10% cash back on RTA transport payments (max AED 100 p.m)
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 400
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 400
Non AED Transaction Fee
3.49%
Cash Advance Fee
3.00 % / Min 199
Key Features
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 700
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 700
Non AED Transaction Fee
3.49%
Cash Advance Fee
3.00 % / Min 199
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 12,000
RATE
3.25%
ANNUAL FEE
AED 735
MINIMUM SALARY
AED 12,000
RATE
3.25%
ANNUAL FEE
AED 735
Non AED Transaction Fee
3.49%
Cash Advance Fee
3.00 % / Min 199
Joining Offers
Sign up for an Emirates Islamic Skywards Credit Card and enjoy 50% Cashback up to AED 1,000 on your first spend with Emirates Airline.
Key Features
Reward Features
On your Emirates Islamic Skywards Signature credit card earn Emirates Skywards Miles on all spends
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.49%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.49%
ANNUAL FEE
AED 0
Non AED Transaction Fee
3.49%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Welcome bonus of 6,000 Tamayaz Points
Key Features
Reward Features
Earn Union Coop Tamayaz Points
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Life time free credit card along with a AED 300 Noon.com voucher. Apply online now!
Key Features
Reward Features
Earn Plus Points Rewards
Things To Be Aware Of
The bank came into existence in 2004 with an aim to deliver the highest standards of banking services in accordance with the Sharia principles. Emirates Islamic offers a wide range of products designed for individuals, small businesses, and large corporations.
Islamic banking helps to contribute towards a more equitable distribution of income and wealth and increased equity participation in the economy. By utilizing Islamic financing tools like Murabaha, Ijarah and Takaful, the bank reduces the uncertainty in transactions and provide solutions that are right for the customers, whether they are an individual looking to save or a large corporation searching for a long-term partner. Emirates Islamic’s new brand reflects innovative approach to their commitment to delivering the best financial solutions in the market. Irrespective of what your financial needs are, the bank has the solutions that work for you.
The services and products offered are –
EIB’s Flex card is one of the best credit cards in UAE with its reward feature. EIB offers both Emirates Skywards and Etihad Guest cobrand cards for customers who prefer travel cards. They also offer cashback credit cards and Lifestyle credit cards. Their Emarati Credit card is unique and is quite popular in the Emirati community.
One can apply for Emirates Islamic Bank credit cards in UAE through
Soulwallet offers detailed feature comparison and customized tools which assist customers in making a well-informed personal finance decision.
Soulwallet provides comprehensive and simple to use comparison tools which can help customers identify most credit card and personal finance options. The level of detail in comparison is unique and rich in quality. Soulwallet’s smart algorithm-based tool can show customers which cards can save maximum Dhirams based on their customized spend.
EIB cards offer features such as Complimentary Movies, Golf, Valet parking, Airport Lounge access, Travel Insurance, Purchase Protection, Extended Warranty and so on. While some cards are loaded with features, one can refer to Emirates Islamic Bank credit page on Soulwallet to understand the specific features of cards
Yes, Emirates Islamic Bank credit cards such as Cashback, Cashback plus and RTA cards offer cashback on the spend. These are popular Cashback credit cards in the UAE.
FABCashback Credit Card
Minimum Salary AED 5,000
Annual Fee AED 315
Rate 3.50%
Please fill in the details to receive a call back with more details about this product
FABCashback Credit Card
Minimum Salary AED 5,000
Annual Fee AED 315
Rate 3.50%
Please fill in the details to receive a call back with more details about this product
