Best Credit Card In UAE
+971

MINIMUM SALARY

AED 5,000

RATE

3.49%

ANNUAL FEE

AED 350

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Purchase Protection
  • Extended Warranty
  • Up to 5% cash back on electronic store purchases & telecom
  • No min spend for earning cashback
  • Up to 1% cash back on all local and intnational transactions
  • No fee if annual spend is above AED 5,000

MINIMUM SALARY

AED 5,000

RATE

3.49%

ANNUAL FEE

AED 350

Non AED Transaction Fee

3.49%

Cash Advance Fee

3.00 % / Min 199

Key Features

  • 5% guaranteed cash back on telecom expenses
  • 5% guaranteed cash back on electronic purchases
  • 1% guaranteed cash back on all other transactions
  • Upto 2 Movie tickets at reel Buy 1 and Get1
  • No minimum spend criteria for earning cash back rewards
  • Free for life card based on annual spend of AED 5000
  • Hotel discounts
  • Access to over 200 airport restaurant offers globally
  • Visa Luxury Hotel collection offers
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • Balance transfer facility
  • Purchase protection
  • 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
  • Extended warranty & purchase protection on purchases made on the card
  • Medical & Legal referral assistance

Reward Features

Earn Cashback on your Emirates Islamic Cashback Card

  • 5% cashback on telecom expenses (capped at AED 100)
  • 5% cash back on electronic purchases (capped at AED 100)
  • 1% guaranteed cash back on all other local and international transactions
  • No minimum spend criteria for earning cash back rewards

Things To Be Aware Of

  • Cashback categories have maximum caps
  • Cashback redemption is done via Online/Mob Banking
  • A minimum spend of AED 3000 required for cinema offer

MINIMUM SALARY

AED 12,000

RATE

3.49%

ANNUAL FEE

AED 299

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Up to 10% cashback on Groceries, Education, Dining & Telecom
  • Unlimited complimentary access to over 1,000 airport lounges
  • Complimentary Golf any day of the week
  • 1 complimentary valet parking service per month

MINIMUM SALARY

AED 12,000

RATE

3.49%

ANNUAL FEE

AED 299

Non AED Transaction Fee

3.49%

Cash Advance Fee

3.00 % / Min 199

Joining Offers

No AMF for first year subject to retail spend of AED 5,000 within 90 days of card approval.


Key Features

  • Earn up to 10% cashback on supermarket, education, dining & telecom
  • The card comes with an embedded Nol chip
  • Complilmentary cinema offers at Reel cinemas - Buy1 and Get 1 Free
  • Auto top-up facility on Salik and Nol
  • Gold Class Cabin access
  • Complimentary access to 1000+ lounges globally for the cardholder (via Loungekey)
  • Discounts on hotel bookings
  • 24-hour personalised premium concierge service
  • Visa Luxury Hotel collection offers
  • Two complimentary rounds at Arabian Ranches or Meydan Golf Course
  • Balance transfer facility
  • Fraudulent card misuse protection cover ($2,500 per occurrence with $4,000 annual aggregate limit)
  • Cash-On-Call facility (upto 80% of your credit limit) through 24/7 phone banking service
  • Extended warranty & purchase protection on purchases made on the card
  • Medical & Legal referral assistance
  • Travel insurance cover upto $500,000 covering the cardholder & family for trips upto 90 days in duration

Reward Features

Earn cashback on your Emirates Islamic Cashback Plus Credit Card

Cashback on Supermarket, Education, Dining & telecom for total monthly spend level:

  • Up to AED 2,999 - 0% cashback
  • Between AED 3,000 & AED 9,999 - 3% cashback
  • Between AED 10,000 & AED 17,499 - 5% cashback
  • Above AED 17,500 - 10% cashback

Maximum Cash Back Per Month - AED 200 for above categories.

Things To Be Aware Of

  • AED 3000 minimum should be spend to earn cashback
  • For telecom spends on this card use direct payment channels
  • Cashback points Redemption is done via Online/Mob Banking

MINIMUM SALARY

AED 5,000

RATE

3.49%

ANNUAL FEE

AED 0

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Purchase Protection
  • Extended Warranty
  • Up to 10% cash back on RTA transport payments, fuel spends
  • Free for life
  • Additional Cashback on Fuel and RTA payments
  • Up to 2.25% cashback on international spends
  • Up to 1.25% cash back on all other spends

MINIMUM SALARY

AED 5,000

RATE

3.49%

ANNUAL FEE

AED 0

Non AED Transaction Fee

3.49%

Cash Advance Fee

3.00 % / Min 99

Key Features

  • 10% cash back on fuel spends
  • 10% cash back on RTA transport payments
  • 2.25% cash back on international spends
  • 1.25% cash back on all other spends
  • Visa Luxury Hotel collection offers
  • Access to over 200 airport restaurant offers globally
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • Reel cinemas: Enjoy up to 2 "Buy 1 Get 1" complimentary movie tickets each month, any day of the week.
  • 8% discount on hotel bookings made at Hotels.com
  • Auto Top-up facility for NOL and Salik Accounts
  • Use your card like the RTA Nol Card
  • Purchase protection
  • Enjoy 15% discount on the below Emaar Entertainment Attractions.
  • 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
  • Extended warranty & purchase protection on purchases made on the card
  • Emergency medical & legal referral service
  • Mazaya offers

Reward Features

  • Earn upto 1.25% cashback per AED 1 on domestic spend  
  • Earn upto  2.25% cashback per AED 1 on international spend
  • Earn 10% cash back on fuel spends (max AED 100 p.m)
  • Earn 10% cash back on RTA transport payments (max AED 100 p.m)

Things To Be Aware Of

  • Bonus cashback categories have maximum caps
  • Need to call the bank to redeem cashback