Best Credit Card In UAE
+971
Citibank Cashback Credit Card Offers

MINIMUM SALARY

AED 10,000

RATE

3.49%

ANNUAL FEE

AED 699

  • Golf offers
  • Cinema Tickets
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Amazon gift card worth AED 750 as joining offer
  • Up to 3 Etihad Guest Miles per USD spent
  • Choice of two category spends to earn more miles
  • Unlimited 20% miles back on flight redemptions & upgrades
  • Fast-Track Etihad Guest Silver Tier Status

MINIMUM SALARY

AED 10,000

RATE

3.49%

ANNUAL FEE

AED 699

Non AED Transaction Fee

2.34%

Cash Advance Fee

3.15 % / Min AED103

Joining Offers

Emirates Islamic Signature Credit Cards will be eligible for AED 750 Amazon.ae Gift Card and a minimum retail purchase of AED 7,500 in 90 days of card issuance is required to get this AED 750 Amazon.ae Gift Card. These spends can include any retail spends.


Key Features

  • Fast-Track to Etihad Guest Silver Tier Status. Enjoy 2 complimentary wifi vouchers every membership year.
  • Take advantage of up to 2 complimentary airport transfers per calendar year to or from Abu Dhabi airport.
  • Unlimited 20% Miles back on booking/upgrading a flight with Etihad Guest Miles
  • Enjoy unlimited complimentary access to over 1000 airport lounges.
  • Enjoy movie nights even more by getting 50% cashback on Cinema tickets, any day of the week.The maximum cashback a cardholder can earn is AED 75 per month.
  • Enjoy two rounds of complimentary golf per month at Arabian Ranches Golf Club, Track Meydan Golf Club, The Trump International Golf Club or Yas Links Golf Club on weekends or weekdays.
  • Enjoy 1 complimentary valet parking services per month at select locations across the UAE. All you have to do is present your Emirates Islamic Etihad Guest Ameera card at the valet parking desk.
  • Purchase protection provides you with additional peace of mind every time you make a purchase. It protects your purchases against theft or damage so you can focus on finding the perfect gift.
  • When you buy quality, you expect it to last. That’s why we automatically double the original manufacturer's warranty up to one year from the expiry date of the original warranty.
  • No matter where you are in the world, VISA International multilingual service representatives are on hand to assist you 24 hours a day, 365 days a year.
  • Take advantage of a host of services including and not limited to flight/hotel/restaurant reservations available to you over the phone or online, 24 hours a day, from anywhere in the world by simply calling Concierge hotlines.

Reward Features

For every USD 1 retail spend made using your Emirates Islamic Etihad Guest Card you will earn Etihad Guest Miles as per below.

3 Etihad Guest mile for spend at  Etihad Airline
2 Etihad Guest mile for spend at International Spend
2.5 Etihad Guest mile for spend at two chosen categories
Upto 1.5 Etihad Guest mile for spend at domestic spend

Emirates Islamic Etihad Guest Ameera card is the only credit card in the UAE that gives you the freedom of choice to define your preferred categories and earn Etihad Guest Miles on spends made on the same. 

Earn 1 Etihad Guest Tier Mile for every 1 USD spent internationally on non-AED currency using your card. A maximum of 15,000 Tier Miles can be earned in a membership year.

MINIMUM SALARY

AED 5,000

RATE

3.49%

ANNUAL FEE

AED 199

  • Cinema Tickets
  • Balance Transfer
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Amazon gift card worth AED 500 as joining offer
  • Unlimited 10% miles back on flight redemptions & upgrades
  • Discounts on dining, travel, hotels and shopping
  • Get up to 5,000 Etihad Guest bonus Miles
  • Up to 2 Etihad Guest Miles per USD spent

MINIMUM SALARY

AED 5,000

RATE

3.49%

ANNUAL FEE

AED 199

Non AED Transaction Fee

2.34%

Cash Advance Fee

3.15 % / Min AED103

Joining Offers

Emirates Islamic Platinum Credit Cards will be eligible for AED 500 Amazon.ae Gift Card and a minimum retail purchase of AED 5,000 in 90 days of card issuance is required to get the AED 500 Amazon.ae Gift Card. These spends can include any retail spends.


Key Features

  • Unlimited 10% Miles back on booking/upgrading a flight with Etihad Guest Miles
  • 0% Easy Payment Plan on Etihad purchases
  • Convert your purchases made at etihad.com into convenient monthly installments, of 3 or 6 months. Processing fee of 2% will be applied.
  • Complimentary Inflight wifi vouchers
  • Enjoy movie nights even more by getting 50% cashback on Cinema tickets, any day of the week.
  • Extended Warranty Luxury Hotel Collection
  • Global Assistance
  • Purchase Protection time you make a purchase.
  • Balance Transfer Facility
  • Cash Advance

Reward Features

For every USD 1 retail spend made using your Emirates Islamic Etihad Guest Card you will earn Etihad Guest Miles as per below.

2 Etihad Guest Miles for spend at Etihad Airlines
1.5 Etihad Guest Miles for spend on international spends
2 Etihad Guest Miles for spend on two categories of your choice
2 Etihad Guest Miles for spend on domestic spend

With Emirates Islamic Etihad Guest Platinum card, you will earn 2 Etihad Guest Miles for every USD 1 spent on Mobile Wallets & Online Transactions.

MINIMUM SALARY

AED 10,000

RATE

3.49%

ANNUAL FEE

AED 899

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Amazon gift card worth AED 750 as joining offer
  • Up to 3 Etihad Guest Miles per USD spent
  • Choice of two category spends to earn more miles
  • 20% miles back on flight redemptions & upgrades
  • Fast-Track Etihad Guest Silver Tier Status

MINIMUM SALARY

AED 10,000

RATE

3.49%

ANNUAL FEE

AED 899

Non AED Transaction Fee

2.34%

Cash Advance Fee

3.15 % / or AED 103

Joining Offers

Emirates Islamic Signature Credit Cards will be eligible for AED 750 Amazon.ae Gift Card and a minimum retail purchase of AED 7,500 in 90 days of card issuance is required to get this AED 750 Amazon.ae Gift Card. These spends can include any retail spends.

Key Features

  • Fast-Track to Etihad Guest Silver Tier Status
  • Unlimited 20% Miles back on booking/upgrading a flight with Etihad Guest Miles
  • Enjoy 2 complimentary wifi vouchers every membership year.
  • Take advantage of up to 2 complimentary airport transfers per calendar year to or from Abu Dhabi airport.
  • Enjoy unlimited complimentary access to over 1000 airport lounges.
  • Enjoy movie nights even more by getting 50% cashback on Cinema tickets, any day of the week. Maximum cashback is AED 75 per month
  • Enjoy two rounds of complimentary golf per month at Arabian Ranches Golf Club, Track Meydan Golf Club, The Trump International Golf Club or Yas Links Golf Club on weekends or weekdays. A retail spend of AED 5000 is required
  • Enjoy 1 complimentary valet parking services per month at select locations across the UAE. A retail spend of AED 3,000 is required on your card to avail the benefit.
  • Multi trip travel Insurance
  • Purchase protection provides you with additional peace of mind every time you make a purchase
  • Extended Warranty up to one year from the expiry date of the original warranty.
  • No matter where you are in the world, VISA International multilingual service representatives are on hand to assist you 24 hours a day, 365 days a year.
  • Global Concierge: take advantage of a host of services including and not limited to flight/hotel/restaurant reservations available to you over the phone or online, 24 hours a day

Reward Features

Emirates Islamic Signature Credit Cards will be eligible for AED 750 Amazon.ae Gift Card and a minimum retail purchase of AED 7,500 in 90 days of card issuance is required to get this AED 750 Amazon.ae Gift Card. These spends can include any retail spends.


Things To Be Aware Of

  • This card joining offer is only for UAE Nationals

MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 400

  • Balance Transfer
  • Earn Skywards Miles on all spends
  • Dining & shopping discounts in dubai and across UAE

MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 400

Non AED Transaction Fee

3.49%

Cash Advance Fee

3.00 % / Min 199

Key Features

  • Enjoy earning Miles for every USD 1 spend
  • Mazaya Offers Programme
  • Balance transfer facility
  • 8% discount on hotel bookings made at Hotels.com

Things To Be Aware Of

  • Skywards Miles will not be earned for some categories

MINIMUM SALARY

AED 25,000

RATE

3.09%

ANNUAL FEE

AED 999

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Joining offer of AED 1000 Amazon Gift Card
  • Complimentary Valet Parking Service
  • Enjoy unlimited comp. access to over 1000 airport lounges
  • Complimentary Emirates Skywards Silver Membership

MINIMUM SALARY

AED 25,000

RATE

3.09%

ANNUAL FEE

AED 999

Non AED Transaction Fee

3.49%

Cash Advance Fee

3.00 % / Min 199

Joining Offers

Apply now for an Emirates Islamic Credit Card and get up to AED 1,000 Amazon.ae Gift Card.a minimum retail purchase of AED 10,000 in 90 days of card issuance is required to get this AED 1,000 Amazon.ae Gift Card. These spends can include any retail spends.


Key Features

  • Automatic upgrade offer to Emirates Skywards Silver membership.
  • Free Valet parking up to 2 times per month
  • Enjoy up to 3 "Buy 1 Get 1" complimentary movie tickets each month, any day of the week at Reel Cinemas
  • Complimentary access to 1000+ lounges globally for the cardholder PLUS a guest (via Loungekey)
  • Up to 2 Skywards Miles per USD spent on your Emirates Islamic Skywards Infinite Credit Card
  • Earn additional Skyward Miles with ExtraMiles App
  • Travel insurance cover upto $1,000,000 covering the cardholder & family for trips upto 90 days in duration
  • Fraudulent card misuse protection cover ($3,000 per occurrence with $5,000 annual aggregate limit)
  • Extended warranty & purchase protection on purchases made on the card
  • Unlimited Complimentary Golf at Arabian Ranches and Track Meydan Clubs. Discounts at 14 clubs in UAE and Muscat
  • 8% discount on hotel bookings made at Hotels.com
  • 24-hour personalised premium concierge service
  • Visa Luxury Hotel collection offers
  • Visa Premium Concierge service
  • DragonPass 'Dine & Fly' airport dining program
  • Mazaya offers
  • 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts

Reward Features

On your Emirates Islamic Infinite Skywards Credit card you will earn Emirates Skywards Miles on all spends

  • Earn 2 Miles for every USD 1 spent on all Emirates Airlines transactions.
  • Earn 1.5 Miles for every USD 1 spent on international transactions.
  • Earn upto 1 Mile for every USD 1 spent on local transactions.
  • Earn additional Skyward Miles with ExtraMiles App.

Things To Be Aware Of

  • Specific categories of spend have lower earn rates

MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 700

  • Golf offers
  • Balance Transfer
  • Purchase Protection
  • Extended Warranty
  • Earn Skywards Miles on all spends
  • Double Miles on spends at Emirates Airlines
  • Complimentary golf offers

MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 700

Non AED Transaction Fee

3.49%

Cash Advance Fee

3.00 % / Min 199

Key Features

  • Enjoy earning Miles for every USD 1 spend on all local and international transactions
  • Additional Skywards Miles for all spends at Emirates Airlines
  • Access to over 200 airport restaurant offers globally
  • Visa Luxury Hotel collection offers
  • 8% discount on hotel bookings made at Hotels.com
  • Mazaya Offers Programme
  • Exclusive golf offers
  • Extended warranty & purchase protection on purchases made on the card
  • Balance transfer facility
  • Golf offers across the globe
  • 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
  • 4 free months of Anghami Plus

Reward Features

  • Earn 0.6 Miles for every USD 1 spent on local transactions
  • Earn 0.75 Miles for every USD 1 spent on international transactions
  • Earn 1 Mile for every USD 1 spent on all Emirates Airlines transactions

Things To Be Aware Of

  • Specific categories of spend have lower earn rates

MINIMUM SALARY

AED 12,000

RATE

3.25%

ANNUAL FEE

AED 735

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Amazon gift card worth AED 750 as joining offer
  • Double Skywards Miles for every transaction at Emirates
  • Two rounds of Complimentary golf any day of the week
  • 1 complimentary valet parking service per month
  • Unlimited complimentary access to over 1000+ airport lounges

MINIMUM SALARY

AED 12,000

RATE

3.25%

ANNUAL FEE

AED 735

Non AED Transaction Fee

3.49%

Cash Advance Fee

3.00 % / Min 199

Joining Offers

Emirates Islamic Signature Credit Cards will be eligible for AED 750 Amazon.ae Gift Card and a minimum retail purchase of AED 7,500 in 90 days of card issuance is required to get this AED 750 Amazon.ae Gift Card. These spends can include any retail spends.


Key Features

  • Earn EI SmartMiles for every retail spend on your card
  • Earn double Skyward Miles for spends at Emirates Airlines
  • Enjoy up to 2 "Buy 1 Get 1" complimentary movie tickets each month, any day of the week at Reel Cinemas. This benefit requires a minimum spend of AED 3000 per month.
  • 1 Complimentary Valet Parking Service a month at select location
  • Enjoy 15% off on Emaar locations
  • Earn additional Skyward Miles with ExtraMiles App
  • Complimentary access to 1000+ lounges globally for the cardholder (via Loungekey)
  • Mazaya Offers Programme
  • Visa Luxury Hotel collection offers
  • Complimentary rounds twice a month at the Arabian Ranches or Track Meydan. Discounts at 14 clubs in UAE and Muscat
  • Balance transfer facility
  • Medical & Legal referral assistance
  • Travel insurance cover upto $500,000 covering the cardholder & family for trips upto 90 days in duration
  • 24-hour personalised premium concierge service
  • Fraudulent card misuse protection cover ($2,500 per occurrence with $4,000 annual aggregate limit)
  • Extended warranty & purchase protection on purchases made on the card
  • 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts

Reward Features

On your Emirates Islamic Skywards Signature credit card earn Emirates Skywards Miles on all spends

  • Earn 1.5 Miles for every USD 1 spent on all Emirates Airlines transactions
  • Earn 1.1 Miles for every USD 1 spent on international transactions
  • Earn up to 0.75 Miles for every USD 1 spent on local transactions
  • Earn additional Skyward Miles with ExtraMiles App

Things To Be Aware Of

  • Specific categories of spend have lower earn rates