MINIMUM SALARY
AED 5000
RATE
3.50%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5000
RATE
3.50%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min AED 99
Joining Offers
Key Features
Reward Features
The Citi Simplicity card does not include any sort of rewards program. While it is certainly a great option for paying down debt.
Things To Be Aware Of
MINIMUM SALARY
AED 8000
RATE
3.45%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 8000
RATE
3.45%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / AED 105
Joining Offers
Key Features
Reward Features
Earn Reward points When you spend AED 1,000 or more per month. Transfer your Rewards Points to miles, including Emirates Skywards, Etihad Guest and more, as well as to hotel loyalty programmes. Enjoy a seamless purchase experience. Instantly pay for your next purchase with your Rewards Points, directly.
Things To Be Aware Of
MINIMUM SALARY
AED 5000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
1.99%
Cash Advance Fee
3.15 % / Min 103.95
Joining Offers
0% balance transfer with no processing fees.
Key Features
Reward Features
Redeem Lulu points at over 70 Lulu stores at 1 Lulu point = 1 AED
Things To Be Aware Of
MINIMUM SALARY
AED 15000
RATE
3.25%
ANNUAL FEE
AED 750
MINIMUM SALARY
AED 15000
RATE
3.25%
ANNUAL FEE
AED 750
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
AED 500 can be offset with 15,000 ThankYou® Points for any travel-related purchase, No limitation
Key Features
Reward Features
With your ThankYou® Points you have the flexibility to redeem for travel rewards, merchandise, gift vouchers and many other rewarding experiences
AED 500 can be offset with 15,000 ThankYou® Points for any travel-related purchase, No limitation
Things To Be Aware Of
MINIMUM SALARY
AED 10000
RATE
3.45%
ANNUAL FEE
AED 313
MINIMUM SALARY
AED 10000
RATE
3.45%
ANNUAL FEE
AED 313
Non AED Transaction Fee
2.10%
Cash Advance Fee
3.15 % / Min AED105
Joining Offers
Enjoy up to AED 600 cashback when you open a Cashback card today. Below are couple of conditions.
Key Features
Reward Features
Earn Cashback on ALL spends:
There is a minimum spend of AED 3000 in a month which needs to be met to avail the cashback on fuel, supermarket and education categories. Incase the spend is not met one will earn 0.5% cashback on the transactions.
Things To Be Aware Of
MINIMUM SALARY
AED 8000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 8000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
No annual fee in year 1. From year 2, annual fee is waived unless the annual spend is below AED 9,000, in which case a fee of AED 300 will apply
Key Features
Reward Features
Unlimited, Automatic Cashback on all Spend
3% cashback on all non-AED spend
2% cashback on all grocery/supermarket spend
1% on all other spend
No caps (up to monthly credit limit), no minimum spend, no redemption process and no spend categories excluded.
Things To Be Aware Of
MINIMUM SALARY
AED 12000
RATE
3.49%
ANNUAL FEE
AED 735
MINIMUM SALARY
AED 12000
RATE
3.49%
ANNUAL FEE
AED 735
Non AED Transaction Fee
2.34%
Cash Advance Fee
3.15 % / Min 103.95
Joining Offers
Welcome bonus of 30,000 miles upon payment of the Annual Membership Fee and the Joining Fee totaling to AED 1,250(Annual Membership Fee of AED 700 and Joining Fee of AED 550)
20,000 miles upon spending a minmum of 30,000 in first six months.
In addition, get a voucher worth up to AED 500 for all your purchases at noon.com including noon, FOOD and DAILY. A minimum retail purchase of AED 2,500 by November 30, 2023 is required to get the AED 500 noon.com gift voucher.
Offer valid only for new Emirates Islamic Credit Card customers who apply for an Emirates Islamic Credit Card by September 30, 2023 and receive approval latest by October 31, 2023.
Offer not valid for customers with an active Emirates Islamic Credit Card or for customers who closed their Cards within the last six months.
Key Features
Reward Features
Earn up to 1.5 Miles per USD 1 equivalent retail spends as per below table
-1.5 Skywards Miles at Emirates Airlines
- 1.1 Skywards Miles on international spend
- 0.75 Skywards Miles on domestic spend
For more details about Skywards Miles earning rates please click here.
Things To Be Aware Of
MINIMUM SALARY
AED 15000
RATE
3.25%
ANNUAL FEE
AED 735
MINIMUM SALARY
AED 15000
RATE
3.25%
ANNUAL FEE
AED 735
Non AED Transaction Fee
1.99%
Cash Advance Fee
3.15 % / Min 103.95
Joining Offers
Earn up to 40,000 Skywards Miles with your Skywards Signature Credit Card:
Key Features
Reward Features
Earn Skyward Miles
Per 1 USD of spend:
Things To Be Aware Of
MINIMUM SALARY
AED 30700
RATE
2.50%
ANNUAL FEE
AED 2760
MINIMUM SALARY
AED 30700
RATE
2.50%
ANNUAL FEE
AED 2760
Non AED Transaction Fee
2.94%
Cash Advance Fee
4.00 % / Min 50
Joining Offers
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 30000
RATE
3.25%
ANNUAL FEE
AED 1575
MINIMUM SALARY
AED 30000
RATE
3.25%
ANNUAL FEE
AED 1575
Non AED Transaction Fee
1.99%
Cash Advance Fee
3.15 % / Min 103.95
Joining Offers
Apply for an Emirates NBD Credit Card and receive a voucher worth up to AED 400 that can be availed across Noon and Noon Daily!
Key Features
Reward Features
Earn Skyward Miles
Things To Be Aware Of
Credit cards offer a range of benefits catering to different types of financial and lifestyle needs of an individual. Being a convenient payment method, it is bundled with attractive rewards and perks depending on the card selected by the customer.
Credit cards are primarily used for shopping, travel or to meet an unforeseen need or expense
Getting confused while selecting the right credit card? We know it is a tough decision to make unless one knows to use it wisely. Financial appetite and priorities vary for everyone.
To help you, SoulWallet has listed out the following key points to be considered prior to selecting a best credit card for you:
With the exhaustive list of cards in today’s time offered by banks and various financial institutions, the customers are getting more and more confused. There are multiple shopping cards, travel cards, co- branded cards, fuel cards, and many more. Selecting from the extensive list is a time-consuming process, isn’t it? Understanding the dilemma of the customer, SoulWallet offers a list of best credit cards in UAE that one can avail for. The credit cards offers in UAE have reward points, discount offers, cashback, free movie tickets and much more to interest the shopper.
Here is the exclusive list of cards to select from that will best suit you.
Click here to find our top credit card recommendations for youThe primary eligibility for a credit card is a salaried monthly income of minimum AED 5000 and additional KYC documents for verification purpose. Different banks have different eligibility criteria depending on the type of credit card one is opting for. Criteria for self employed customers vary bank to bank.
One must be a UAE resident and should carry a valid 1) Passport 2) Residence Visa 3) Emirates ID card.
