First Abu Dhabi Bank (FAB) Home Loans in UAE

• One year fixed rate from 3.99% with a salary transfer to FAB account* and 5.24% without salary transfer to a FAB account**.

• Three years fixed rate from 4.24% with a salary transfer to FAB account* and 5.24% without salary transfer to a FAB account**.

  Five years fixed rate from 4.49% with a salary transfer to FAB account* and 5.24% without salary transfer to a FAB account**.

• We offer a range of fixed rate mortgages of up to five years for 5.24%*
• FAB Rewards equivalent of up to AED 12,500 for customers who transfer their salaries to a FAB account, take Mortgage, Credit cards and open Isave account

• Enjoy our fixed rate mortgages of up to five years: 
  • One year fixed rate from 3.99% with a salary transfer to FAB account* and 5.24% without salary transfer to a FAB account**.

  • Three years fixed rate from 4.24% with a salary transfer to FAB account* and 5.24% without salary transfer to a FAB account**.

    Five years fixed rate from 4.49% with a salary transfer to FAB account* and 5.24% without salary transfer to a FAB account**.

• FAB offers a range of fixed rate mortgages of up to five years for 5.24%**
  • More flexibility with variable rates:
  • One-year variable rate from 0.55% + 3 months EIBOR for the first year and 1.5% + 3 months EIBOR from the second year onwards
  • Up to 85% financing for first-time buyers
  • No approval-in-principle fee
  • Up to AED 12,500 in FAB Rewards when you transfer your salary to a FAB account, Credit card, and Isave account*
  • Exclusive deals on processing fees and discounted valuation fees on properties with major developers

Own your dream home today with a FAB Home Loan. 

*The subsequent mortgage rate you’ll move to when your current deal ends is equivalent to the Mortgage Base Rate (MBR) minus 5% or 3 months EIBOR + 1.5% for customers with a salary transfer to a FAB account, and it will not fall below a specified rate of 1.99% over an agreed period of time.

**The subsequent mortgage rate you’ll move to when your current deal ends is equivalent to the Mortgage Base Rate (MBR) minus 4.5% or 3 months EIBOR + 1.89% for non-salary transfer customers, and it will not fall below a specified rate of 1.99% over an agreed period of time.

Credit card is mandatory to secure lower 1, 3 and 5-year fixed rates for salary transfer.

Enjoy fixed profit rates for up to five years if you have an existing FAB/FAB Islamic credit card or if you apply for an Islamic Credit card

Enjoy fixed profit rates for up to five years if you have an existing FAB/FAB Islamic credit card or if you apply for an Islamic Credit card:

With a salary transfer to a FAB Islamic savings account and a credit card*
Fixed profit rate period of One year 3.99%, Three years 4.24% and Five years 4.49%
Without a salary transfer to a FAB Islamic savings account**
Fixed profit rate period of One year 5.24%, Three years 5.24% and Five years 5.24%

Other great benefits include:

• More flexibility with our variable profit rates: One-year variable profit rate from 0.55% per year + 3 months EIBOR for the first year and 1.5% per year + 3 months EIBOR from the second year onwards
• Up to 85% financing for first-time buyers
• No approval-in-principle fee
• Up to AED 12,500 in FAB Islamic Rewards when you transfer your salary to a FAB Islamic Savings Account and obtain FAB Islamic Credit Cards (1 AED = 250 FAB Islamic Rewards)
• Exclusive deals on processing fees and discounted valuation fees on properties with major developers
• Own your dream home today with FAB Islamic Home Finance.

*The subsequent profit rate you’ll move to when your current deal ends is 3 months EIBOR + 1.5% profit margin for customers with a salary transfer to a FAB Islamic savings account and it will not fall below a specified rate of 1.99% over an agreed period of time.

**The subsequent profit rate you’ll move to when your current deal ends is 3 months EIBOR + 1.89% profit margin for non-salary transfer customers and it will not fall below a specified rate of 1.99% over an agreed period of time.