First Abu Dhabi Bank (FAB) Home Loans in UAE

Islamic Home Finance benefits include:

• Profit rates starting from 3-month EIBOR + 0.49%* for the first year then 3-month EIBOR + 1.20%* per year from the second year onwards
• Fixed profit rate options for up to 10 years
• Up to 85% financing for first-time buyers
• No approval-in-principle fee

• Range of fixed rate mortgages of up to five years for 5.24% 
• One-year fixed rate from 3.99% and a FAB credit card for customers who transfer their salaries to a FAB account*
• One-year fixed rate from 4.99% and a FAB credit card for customers without salary transfers to a FAB account*
• We offer a range of fixed rate mortgages of up to five years for 5.24%**
• One-year variable rate from 0.55% + 3 months EIBOR for the first year and 1.5% + 3 months EIBOR from the second year onwards
• Up to 85% financing for first-time buyers
• No approval-in-principle fee
• Loans upto AED 20 million
• 25 years loan term upon maturity
• 15% of the value of property for UAE Nationals and 20% for Expat - (first-time buyers only)

*The subsequent mortgage rate you’ll move to when your current deal ends is equivalent to the Mortgage Base Rate (MBR) minus4.5% and it will not fall below a specified rate of 1.99% over an agreed period of time.

**The subsequent mortgage rate you’ll move to when your current deal ends is 3 months EIBOR + 1.89% or the Mortgage Base Rate (MBR) minus 5% (rate applicable to customers with a salary transfer to a FAB account).