MINIMUM SALARY
AED 8,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 8,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
No annual fee in year 1. From year 2, annual fee is waived unless the annual spend is below AED 9,000, in which case a fee of AED 300 will apply
Key Features
Reward Features
Unlimited, Automatic Cashback on all Spend
3% cashback on all non-AED spend
2% cashback on all grocery/supermarket spend
1% on all other spend
No caps (up to monthly credit limit), no minimum spend, no redemption process and no spend categories excluded.
Things To Be Aware Of
on Citi site
MINIMUM SALARY
AED 36,750
RATE
3.25%
ANNUAL FEE
AED 3000
MINIMUM SALARY
AED 36,750
RATE
3.25%
ANNUAL FEE
AED 3,000
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Get 25,000 welcome bonus Skywards Miles when you apply for the card and 10,000 Skywards Miles annually upon renewal. Citibank Terms & Conditions apply.
Key Features
Reward Features
Earn Emirates Skyward Miles on your Citi Emirates Ultima Credit Card
Earn 2.5 Skywards Miles per USD spent on www.emirates.com in AED
1.5 Skywards Miles per USD on non-AED spend and
1 Skywards Mile per USD on other AED spend.
Redeem your Skywards Miles for reward flights and upgrades with Emirates
Things To Be Aware Of
on Citi site
MINIMUM SALARY
AED 18,000
RATE
3.25%
ANNUAL FEE
AED 800
MINIMUM SALARY
AED 18,000
RATE
3.25%
ANNUAL FEE
AED 800
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
Earn Emirates Skyward Miles on your Citi Emirates World Card
Redeem your Skywards Miles for reward flights and upgrades with Emirates & Flydubai
Things To Be Aware Of
on Citi site
MINIMUM SALARY
AED 12,000
RATE
3.25%
ANNUAL FEE
AED 400
MINIMUM SALARY
AED 12,000
RATE
3.25%
ANNUAL FEE
AED 400
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
Earn Emirates Skyward Miles on your Citi Emirates World Card
Earn 1 Skywards Mile per USD on non AED spend and 0.75 Skywards Miles per USD on AED spend.
Redeem your Skywards Miles for reward flights and upgrades with Emirates & Flyduba
Things To Be Aware Of
on Citi site
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 750
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 750
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
AED 500 can be offset with 15,000 ThankYou® Points for any travel-related purchase, No limitation
Key Features
Reward Features
With your ThankYou® Points you have the flexibility to redeem for travel rewards, merchandise, gift vouchers and many other rewarding experiences
AED 500 can be offset with 15,000 ThankYou® Points for any travel-related purchase, No limitation
Things To Be Aware Of
on Citi site
MINIMUM SALARY
AED 30,000
RATE
3.25%
ANNUAL FEE
AED 1500
MINIMUM SALARY
AED 30,000
RATE
3.25%
ANNUAL FEE
AED 1,500
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Apply for a Citi Prestige Credit Card and get up AED 750 welcome offer as a statement credit.
Also, earn 10,000 annual ThankYou® Points on yearly renewal of your Card.
Citibank Terms & Conditions apply.
Key Features
Reward Features
Earn 3 ThankYou® Points per USD on non-AED spend spent and 2 ThankYou® Points per USD on local (AED) spend
With your ThankYou® Points you have the flexibility to redeem for travel rewards, merchandise, gift vouchers and many other rewarding experiences
- Transfer your ThankYou® Points to 12 airline and hotel partners for flights and hotel stays
- Redeem points for cash rebates or shopping vouchers
- Book flights, hotels, rental cars and holiday packages with no blackout dates for bookings
-- Choose from merchandise ranging from apparel to electronics to home goods and more
AED 500 can be offset with 15,000 ThankYou® Points for any travel-related purchase, No limitation
Things To Be Aware Of
on Citi site
MINIMUM SALARY
AED 8,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 8,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
No annual fee in year 1. From year 2, annual fee is waived unless the annual spend is below AED 9,000, in which case a fee of AED 300 will apply
Key Features
Reward Features
Earn 1.5 ThankYou® Points per USD on all grocery & non-AED spend and 1 ThankYou® Point per USD of AED spend
With your ThankYou® Points you have the flexibility to redeem for cash rebates, travel rewards, merchandise, gift vouchers and many other rewarding experiences
-- Choose from merchandise ranging from apparel to electronics to home goods and more
- Pay with Points for your purchases through SMS or Citibank Online
Things To Be Aware Of
on Citi site
MINIMUM SALARY
AED 5,000
RATE
3.50%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.50%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min AED 99
Key Features
Reward Features
The Citi Simplicity card does not include any sort of rewards program. While it is certainly a great option for paying down debt.
Things To Be Aware Of
on Citi site
Citi came into existence on June 16th, 1812 in United States as City Bank of New York. The bank’s principles - common purpose, responsible finance, ingenuity, and leadership - are the bridge that connects its 200-year history with the future they aspire to create. Citi as a group put great efforts to provide consumers, corporations, governments, and institutions with a broad range of financial services and products.
Present in the United Arab Emirates since 1964, when the bank opened its first branch in Dubai, Citi has been known ever since for delivering excellence while consistently bringing world-class banking products and services to the local market. Citi, the consumer banking arm of Citi, is currently a major player in the UAE's credit card market and a leading provider of Wealth Management and Consumer Credit services. Citi's branch network in the UAE includes and a network of 60 ATMS located at various commercial centers across the UAE.
Citi provides you with an opportunity to bank in a safe and secure way. Be it Corporate Finance, Global Banking, Islamic Banking or Offshore Banking it is all in one place.
Citi provides plethora of products and services for institutions and individuals customized to meet their requirements.
Some of the products & services are –
Citi credit cards have been popular in the UAE consistently. They offer credit cards in Dubai, UAE under travel, cashback, and lifestyle segments. Their Citi cash back credit card is quite popular with a straightforward and simple to understand reward criteria. Citi also offers high end premium cards such as Citi Emirates Ultima and Citi Prestige Card which are loaded for benefits.
There are four type of credit Cards that Citibank in the UAE offers
These are travel credit cards which offers customers emirates skywards miles as loyalty rewards. As you see in the table below, there is a card for customers earning from AED 12000 in this category.
|
Popular Cards from Citi |
Income Eligibility |
Annual Fee |
Interest / Profit Rate |
|
AED 36,750 |
AED 3,000 |
3.25% |
|
|
AED 18,000 |
AED 800 |
3.25% |
|
|
AED 12,000 |
AED 400 |
3.25% |
Emirates is one of the leading airlines in the world and frequent flyers in the UAE are quite familiar with the benefits of having a skywards credit card. While there are quite a few banks which offer skywards credit cards in the UAE, Citibank emirates skywards credit cards are quite popular for its overall benefits, features, loyalty rewards and transparency. Do read our article on the best emirates skywards credit cards here.
The Citibank Ultima credit card is an exclusive premium credit card offering from Citi which is well known to be one of the leading credit card issuers in the world. Among other benefits this card offers the card holder the unique opportunity to hold a metal credit card. The Citibank Emirates Ultima credit card offers an extremely well-rounded feature set of good Skywards miles rewards across most categories, an excellent joining offer for customers applying online, and many other significant benefits including:
The Citibank Emirates Skywards Ultimate credit card caters to frequent travelers and is loaded with travel features which makes it one of the most sought-after credit card in the UAE.
1.25 Emirates Skywards miles per USD international and 1 skywards for domestic spends respectively
Citibank Skywards World Credit Cards lets you Earn up to 1 Skywards Mile on every USD spent This card does not have annual feel in year 1. Redeem them for flights and upgrades with Emirates and Flydubai or shopping using your miles at Dubai duty free.
There are three credit cards catering to different income segments under this category. Top of the range is the Citi Prestige credit card, followed by Citi Premier and finally Citi Rewards credit card.
|
Popular Cards from Citi |
Income Eligibility |
Annual Fee |
Interest / Profit Rate |
|
AED 15,000 |
AED 0 |
3.25% |
|
|
AED 30,000 |
AED 1,500 |
3.25% |
|
|
AED 8,000 |
AED 0 |
3.25% |
Citi Prestige Credit Card offers thank you points as loyalty rewards. With your ThankYou® Points you have the flexibility to redeem for travel rewards, merchandise, gift vouchers and many other rewarding experiences
Earn 3 ThankYou Points for any USD 1 on non-AED spend
Earn 2 ThankYou Points for any USD 1 on other AED spend
You can choose to transfer your ThankYou® Points to 12 airline and hotel partners for flights and hotel stays, Book flights, hotels, rental cars and holiday packages with no blackout dates for bookings or choose from merchandise ranging from apparel to electronics to home goods and more. Below are some of the highlights for the card.
Citi Premier Credit Card offers Flexible Rewards for you. Earn 2 ThankYou® Points on non AED spend and 1.5 ThankYou® Points per USD on other AED spend.
With your ThankYou® Points you have the flexibility to redeem for travel rewards, merchandise, gift vouchers and many other rewarding experiences
Redeem points for cash rebates, merchandise, staycation bookings or transfer to 12 partner airlines including Emirates, Etihad, flydubai & British Airways plus unlimited access to 1000+ lounges worldwide for you and 1 guest. Below are some of the highlights for the card.
Citi Rewards Credit Card helps you convert your spend into cash rebate, shopping vouchers and much more. Enjoy unlimited access to 1000+ airport lounges worldwide and get instant cash loan at a click of a button with the Quick cash facility. Receive AED 200 Cashback Welcome offer upon meeting minimum spend of AED 5,000 in 90 days.
No annual fee in year 1. From year 2, annual fee is waived unless the annual spend is below AED 9,000, in which case a fee of AED 300 will apply. Below are some of the highlights for the card.
Citi Cashback credit card is one of the popular cashback credit cards in the UAE. Known for its hassle-free operation, the cards comes with no spend or no caps. What not the cashback redemption process is also simple and automated without having a need to raise a manual request to the bank. You can enjoy unlimited, automatic Cashback on all spend with the Citi Cashback Credit Card best cash back credit card in the market.
Earn 3% on non-AED spend, 2% on grocery & supermarket spend and 1% on all other spend. No caps (up to monthly credit limit), no minimum spend, no redemption process and no spend categories excluded. Below are some of the highlights for the card.
• No annual fee in year 1. From year 2, annual fee is waived unless the annual spend is below AED 9,000, in which case a fee of AED 300 will apply
• 50 free credits to enjoy 50% off total bills at participating merchants across grocery delivery, dining and spas
• Unlimited access to 1000+ LoungeKey lounges worldwide
• Get access to hundreds of Buy 1 Get 1 offer with the free Mastercard® priceless specials app
• Fast, safe and effortless purchases, with Apple Pay
• PayLite: turn any big purchases into small payments
• Citi World Privileges: Enjoy travel, dining and entertainment discounts locally and across 95 countries
The Citi Simplicity Credit Card has No annual fee, late payment fee, cash advance fee or overlimit fee, ever.
It is designed to be easy to use considering your basic lending requirements. Simpler terms, no hassle. Below are some of the highlights for the card.
| Popular Cards from Citi | Income Eligibility | Annual Fee | Interest / Profit Rate |
|---|---|---|---|
| Citi Cashback Credit Card | AED 8,000 | AED 0 | 3.25% |
| Citi Emirates Ultima Card | AED 36,750 | AED 3000 | 3.25% |
| Citi Emirates Ultimate | AED 18,000 | AED 800 | 3.25% |
| Citi Emirates World Card | AED 12,000 | AED 400 | 3.25% |
| Citi Premier Credit Card | AED 15,000 | AED 750 | 3.25% |
| Citi Prestige Credit Card | AED 30,000 | AED 1500 | 3.25% |
| Citi Rewards Credit Card | AED 8,000 | AED 0 | 3.25% |
| Citi Simplicity Credit Card | AED 5,000 | AED 0 | 3.50% |
• One can apply for a Citi credit card through
• Visiting one of the bank’s branches and submitting required documents
• Apply directly on the bank’s online application forms.
• Banks Kiosks at various locations
• You can now apply directly through Soulwallet for Citi Credit card. Your application will be re-directed to respective credit card application form with Citi.
Soulwallet offers detailed feature comparison and customized tools which assist customers in making a well-informed personal finance decision
Citi Simplicity card required a minimum of AED 5000 salary per month. Cashback and Reward credit cards are offered at AED 8000 per month. Their Premium Cards Prestige requires AED 30,000 and Ultima requires AED 36750 monthly salary to qualify.
Most of the Citi Credit cards carry features such as Complimentary Cinema, Golf, Valet, Airport Transfer etc., their Citi cashback credit cards is simple and popular with 3% on international spends, 2% on grocery and 1% on all other spend with no exclusions and no caps. Citi also offers a welcome offer on quite a few credit cards.
Citi Rewards and Premier Credit cards offers Thankyou points on their cards which can be redeemed on their rewards portal. One can also use their Thankyou points to shop on Amazon.
Simplicity credit card can also be called a “No Frill” card. There are no annual fee, late fee, cash advance fee or over limit fee on this credit card. This card does not have any loyalty reward though.
Citi Cashback credit card comes with No caps, no minimum spends, no redemption process & no spend requirements. It is a simple and hassle-free cashback credit card. It offers excellent cashback on international spend ( 3% non AED spend) and 2% on grocery spend and 1% on the other spend.
Citi cashback credit card does not have annual fee in year 1. From year 2, annual fee is waived unless the annual spend is below AED 9,000, in which case a fee of AED 300 will apply
Yes, if you are meeting the requirements such as income eligibility, residency status, employment etc., you are eligible to apply for a credit card even if your company is not listed.
Earn up to 2.5 Skywards Miles per USD spend with a 100% exclusive metal credit card. Redeem miles for free flights and upgrades with Emirates and partner airlines or at any of the Emirates partners in hospitality, car hire, lifestyle & retail. Enjoy complimentary Skywards Silver membership giving you extra baggage and Emirates lounge access in Dubai Airport and unlimited access to 1000+ airport lounges worldwide for you and a guest. Also enjoy unlimited golf on weekdays and 1 free round on weekends per month. Citi Ultima credit card is offered to customers earning AED 36750 monthly salary and upwards. This card comes with an annual fee of AED 3000, which is incomparable to the benefits and features offered on the card.
FABCashback Credit Card
Minimum Salary AED 5,000
Annual Fee AED 315
Rate 3.50%
Please fill in the details to receive a call back with more details about this product
FABCashback Credit Card
Minimum Salary AED 5,000
Annual Fee AED 315
Rate 3.50%
Please fill in the details to receive a call back with more details about this product
