Citi Emirates Ultima

Emirates Ultima

Minimum Salary AED 36750
Annual Fee AED 3000
Rate 3.25%
Cash Advance 3% /Min 99
Non AED Transaction Fee 2.99%
Minimum Salary AED 36750
Annual Fee AED 3000
Rate 3.25%
Cash Advance 3.00% /Min 99
Non AED Transaction Fee 2.99%

Top Reasons To Choose

  • Earn up to 2.5 Skywards Miles per $ spend
  • Complimentary Emirates Skywards Silver membership
  • Exclusive 100% Metal card + Skywards Silver Membership
  • Unlimited complimentary golf in some of the courses in UAE
  • 25,000 welcome bonus Skywards Miles

Things To Be Aware Of

  • VoucherSkout credits valid for 12 months from activation
  • Minimum spend of AED 5,000 per month for complimentary golf

Enjoy the best Skywards Miles earn rate in the UAE and exclusive 100% Metal Card.  Sign up for the Emirates- Citibank Ultima Credit card and get 25,000  welcome bonus Skywards Miles, and 10,000 Skywards Miles annually upon payment of annual fee. Citibank terms and conditions apply.
Earn up to 2.5 Skywards Miles per USD spend with a 100% exclusive metal credit card. Redeem miles for free flights and upgrades with Emirates and partner airlines or at any of the Emirates partners in hospitality, car hire, lifestyle & retail.
Enjoy complimentary Skywards Silver membership giving you extra baggage and Emirates lounge access in Dubai Airport and unlimited access to 1000+ airport lounges worldwide for you and a guest. Also enjoy unlimited golf on weekdays and 1 free round on weekends per month.

Reward Features

Earn Emirates Skyward Miles on your Citi Emirates Ultima Credit Card
  • 2.5 Skywards Miles per USD spend on tickets purchased online at
  • 1.5 Skywards Miles per USD of FX spend
  • 1 Skywards Mile per USD of local spend

Redeem your Skywards Miles for reward flights and upgrades with Emirates 


Joining Offers

Get 25,000 welcome bonus Skywards Miles when you apply for the card and 10,000 Skywards Miles annually upon renewal. Citibank Terms & Conditions apply.


Detailed Features

Bonus Skyward Miles on your Citi Emirates Ultima Card
Enjoy 25,000 sign-up Emirates Skywards Miles and receive 10,000 Emirates Skyward Miles on the yearly payment of the membership fee.

Earn Skyward Miles on your Citi Emirates Ultima Card
  • 2.5 Skywards Miles per USD spend on tickets purchased online at in AED
  • 1.5 Skywards Miles per USD of non AED spend
  • 1 Skywards Mile per USD on other AED spend
VoucherSkout-Signup offer
150 free VoucherSkout credits giving you 50% discount on total bills at over 500 outlets (worth AED 645).
Once you opt in for your free credits download the VoucherSkout App. 
After applying your free credits will be sent to you within 15 days and will be valid for 12 months from activation on the VoucherSkout App. Customers are only eligible for 1 free credit bundle and customers who have already received their promo code will not be eligible for more credits.
Skywards Silver membership offer
Complimentary Skywards Silver membership to enjoy bonus tier Miles, priority check-in, excess baggage allowance and much more.
Exclusive Metal card
100% exclusive metal card for the primary cardholder.
Airport lounge access 
Unlimited complimentary access to 1000+ airport lounges worldwide for you, your supplementary Citi Emirates Ultima cardmembers and one free guest each.

Complimentary golf offer
You can play at The Montgomerie, The Els Club and Arabian Ranches in Dubai, or the Abu Dhabi Golf Club and Saadiyat Beach Golf Club in Abu Dhabi. AED 5000 minimum spend.  Min handicap 28 for men and 36 for women. Once in a month. Citigold customers need to maintain monthly TRB.
Complimentary rounds of Golf in 5 clubs and 2 cities.
Complimentary movie tickets offer
A maximum of 4 'buy-one, get-one' complimentary movie tickets each month on any day of the week can be availed of under this offer with Citi. There are no minimum spend requirements. Value save for a month is AED 80.
MyUS Online Shopping Offers
Shop at over 100,000 U.S. retailers, including Apple, Amazon and Ralph Lauren and get fast, reliable, affordable international shipping with MyUS, #1 in the industry with over 10 million packages shipped since 1997.
  • As a Mastercard cardholder, you will receive:
  •  A MyUS address to use at checkout with your favorite online stores
  •  Free Premium Membership for 2 years (a $120 value)
  •  Free account setup (a $20 value)
  •  30% off shipping for first month following registration
  •  20% off shipping for remainder of 2 year membership
Complimentary Meet & Greet Service offer
Enjoy 2 complimentary Marhaba Silver Meet & Greet Services in a year.
Bicester Village Shopping Collection
VIP invitation (to be exchanged for a VIP card that offers an additional 10% discount on purchases in participating boutiques):
  •  15% discount on shopping packages
  •  15% discount on chauffeur drive experience at participating villages
  •  15% discount on Shopping Express
  •  Access to VIP lounges (subject to availability)
All of this and more is available at the following villages:
Bicester Village – London, UK; Fidenza Village – Milan, Italy; Ingolstadt Village – Munich, Germany; Kildare Village – Dublin, Ireland; La Roca Village – Barcelona Spain; Las Rozas Village – Madrid, Spain; La Vallee Village – Paris, France; Maasmechelen Village – Brussels, Belgium; Wertheim Village – Frankfurt Village.
Designer Fashion Discounts
With over 3,000 different luxury fashion brands, Farfetch offers an unrivalled range of incredible products from the world’s best designers and boutiques.
10% off selected items (minimum spend of USD 200 required).
Buy 1 Get 1 Free Offers
Download the Mastercard Buy 1 Get 1 App to browse the best offers with 900+ offers across 90+ destinations and 600+ merchants.
Complimentary Nights at Participating Marriott Bonvoy Hotels
Get complimentary nights at over 200 participating Marriott Bonvoy hotels across the Middle East and Africa.
  •  Book your stay using your World Elite™ and World Mastercard® and receive:
  •  One complimentary night when booking two nights
  •  One complimentary night when booking three nights
  •  Two complimentary nights when booking six nights
Complimentary Nights at Soneva Luxury Resorts
Enjoy the stunning views of the Indian Ocean from the Maldivian paradise while your personal chef prepares a gourmet picnic exclusively catered to you. Our Thailand resort , just one hour’s flight from Bangkok by private plane, offers an unrivalled combination of luxury, environmentally friendly design and unforgettable, authentic Thai experiences. 
Your special offer includes: 
  • Two complimentary nights for two in a one bedroom villa at Soneva Fushi or Soneva Kiri
  •  Sonu’s Picnic at Soneva Fushi or Private Cinema Paradiso experience at Soneva Kiri
Luxury Serviced Apartment Offers
Enjoy a quality stay that includes a 10% discount, complimentary daily house cleaning on stays over 7 nights, at 2,000 onefinestay properties across London, Paris, Milan, Florence, Rome, New York, Los Angeles, San Francisco and Sydney.
Careem Chauffeur Offers
20% OFF three rides every month (max discount of AED 40).

Travel insurance
Whether your luggage goes amiss or flight delays interrupt your plans, get compensation for:
  •  Baggage loss - up to USD 3,000
  •  Baggage delay - USD 500
  •  Trip cancellation - up to USD 7,500
  •  Trip curtailment - up to USD 7,500
  •  Trip delay - USD 500
  •  Missed connection - USD 500
Rest assured that you will receive compensation for medical care or emergency help if you need it:
  •  Personal accident insurance - up to USD 500,000
  •  Emergency medical evacuation and repatriation - up to USD 500,000
  •  Medical emergency expenses - up to USD 500,000
  •  Daily in-hospital cash benefit – USD 100 per day
  • Screen reader support enabled.


Emirates Advantage Offer
Benefit from 0% interest for 3 months with our Easy Instalment Plan when purchasing your Emirates tickets at
Car Rental Insurance Cover
With Rental Collision & Loss Damage Waiver, cardholders have insurance on rental vehicles for:
  •  Physical damage to the rental car in addition to loss of use, theft, and natural calamities – up to USD 50,000
  •  Towing of the vehicle – up to USD 100
  •  Vehicle drop off charges – up to USD 100
Travel Insurance Confirmation Letter
Obtaining a travel insurance confirmation letter has never been easier. As a World Elite Mastercard® cardholder you can generate a letter online seamlessly and immediately for your Schengen or other visa requirements.

Supplementary cards
Get unlimited supplementary cards for your family members. You don't have to pay any additional fee and can choose the spending limit on each card.

Dining Privileges in Dubai and across UAE
Enjoy dining and entertainment discounts locally and across 95 countries. Around 53 restaurants across UAE and 37 restaurants international. Discounts
Book your ticket on Cleartrip and enjoy a 10% discount on any international roundtrip airfare.
Mastercard Priceless Cities Offers
Access handpicked experiences and offers in cities around the world.
Qatar Airways Privilege Club
As a World Elite Mastercard® cardholder, receive a complimentary upgrade to Gold tier in Qatar Airways Privilege Club and enjoy top-tier benefits with Qatar Airways and the entire oneworld® airline alliance, including:
  •  Complimentary access (with one guest) at over 600 oneworld airport lounges
  •  Priority check-in 
  •  Excess baggage allowance
Premium Concierge
For luxury travel planning, access to the best in fine dining, and exclusive events for your entertainment, let the World Elite Concierge take care of everything for you while you make the most of your time.
Fulfill Visa Assistance
Applying for travel visa made simple and quick for global traveler (Exclusive offer for Mastercard holders for only US$ 15)
  •  Find out if you need to apply for a Travel Visa, or not
  •  Provide you with information on Travel Visa fees & the documents required
  •  Book your appointment on your behalf (if required) and get the necessary forms filled
  •  Submit Travel Visa Online, where applicable for eVisas

Starwood Hotels & Resorts Complimentary Hotel Nights
Book 2 nights and get the 3rd night free, book 3 nights and get the 4th night free or book 4 nights and get the 5th and 6th nights free at more than 175 participating Starwood Hotels & Resorts properties worldwide, including St. Regis, Le Méridien, Luxury Collection, W Hotels, Westin, Sheraton. Discount
With hundreds of thousands of properties in over 200 countries and territories, provides incomparable choices. Now when you pay for your next vacation with your Mastercard® you can enjoy:
Up to a 10% discount off the price of your booking for selected properties.
Oberoi Hotels & Resorts Offers
Oberoi Hotels & Resorts are perfect for getaways with your loved ones. Experience award-winning resorts with traditional architecture, luxurious accommodation, exquisite cuisine, specially curated spa treatments and warm, personalized service. 
Stay three (3) nights and pay for two (2) nights at any of 16 participating Oberoi properties in India, Indonesia, and the UAE.
You can also avail:
  •  Complimentary breakfast for two person
  •  Room upgrade (subject to availability)
  •  Late check-out (subject to availability)
Hertz Car Rental Offers
You are automatically eligible for Hertz Gold Plus Rewards® President's Circle, which is otherwise obtainable through 20 qualifying Hertz Gold Plus Rewards® rentals in a 12-month period. 
Enjoy special privileges and benefits, such as:
  •  Bypassing the rental queue at many of the world's busiest airports
  •  Guaranteed one car class upgrade at participating locations
  •  Faster returns with Hertz Instant Return 
  •  Up to 15% off best publicly available rates at participating Hertz locations worldwide.
  •  Free additional driver (spouse/domestic partner for Gold Plus Rewards Members)
AVIS Car Rental Offers
Exclusive benefits with Avis:
  •  Up to 25% off your next car rental
  •  A complimentary upgrade with every rental, worldwide
  •  10% off Premium Chauffeur Drive services
Global Hotel Alliance DISCOVERY Black Membership
Instantly be upgraded to DISCOVERY Black-level membership, a loyalty programme of Global Hotel Alliance.Revel in the comfort of DISCOVERY across more than 550 hotels, including Anantara, Corinthia, Kempinski, and Pan Pacific Hotels and Resorts. With more than 550 luxury hotels and resorts in 76 locations around the world, your status grants you exclusive benefits wherever you go, including:
  •  Guaranteed room availability for bookings made up to 24 hours prior to arrival 
  •  Double room upgrades 
  •  Early check in from 9am
  •  Late checkout until 6pm

Apply Now

Please fill in the details to receive a call back with more details about this product


By clicking submit , I acknowledge that my details will be submitted to Soulwallet and then passed to Citibank, N.A. UAE branch (“Citi”). I consent to allow Soulwallet to share my details with Citi and hereby acknowledge and agree to allow Citi to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion.By inquiring about Citi services, offers or products, I authorize Citi representatives to approach me on my contact details including my telephone/mobile number for any product or service offered by Citi anytime within 12 month period from the time of this acknowledgment. I hereby represent and warrant that the information provided herein is true, accurate, and complete and that I agree to remain responsible for and to indemnify Citi from and against any losses, claims and/or liabilities incurred by Citi as a result of having relied on such information. Citi is not required to verify the information provided by me and neither is the bank obliged to provide me with any loans or credit facilities based on the provided information.