The Citi Simplicity Credit Card has No annual fee, late payment fee, cash advance fee or overlimit fee, ever.
It is designed to be easy to use taking into account your basic lending requirements. Simpler terms, no hassle.
Reward Features
The Citi Simplicity card does not include any sort of rewards program. While it is certainly a great option for paying down debt.
Joining Offers
Detailed Features
Turn any big purchase into small payments
Instantly convert credit card retail transactions of AED 100 or above into installments through Citi Online.
You can repay the transaction amount in convenient installments for up to 48 months.
No documents required.
No application form.
Airport lounge access
Unlimited access to 25 regional and international lounges.Enjoy airport lounge access across the Middle East for primary and supplementary card holders.
You and your supplementary cardholders are entitled to use select LoungeKey lounges.
Always ensure both primary and supplementary cards are swiped at the lounge for access
A $32 charge will apply to all guests entering the lounge with you and will be billed directly to your card. Children over 1 year old are considered as paying guests.Always inform the lounge you are entering with LoungeKey.
Instant cash at a click of a button
Instantly avail of a loan amount up to your available credit card limit through Citibank Online.
You can repay the loan amount in convenient installments for up to 48 months.
No documents required.
No application form.
Dining and entertainment discounts
Enjoy dining and entertainment discounts locally and across 95 countries. Around 53 restaurants across UAE and 37 restaurants international.
No extra fees
No late fee, cash advance fee or over limit fee – Ever.
Supplementary cards
Get unlimited supplementary cards for your family members. You don't have to pay any additional fee and can choose the spending limit on each card.
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