Citi Credit Cards
Citi Simplicity Credit Card

Citi
Simplicity Credit Card

Minimum Salary AED 5000
Annual Fee AED 0
Rate 3.50%
Cash Advance 3% /Min AED 99
Non AED Transaction Fee 2.99%
Minimum Salary AED 5000
Annual Fee AED 0
Rate 3.50%
Cash Advance 3.00% /Min AED 99
Non AED Transaction Fee 2.99%

Top Reasons To Choose

  • Easy Installment Plan
  • Cash Loan
  • No Cash Advance, Late or Overlimit fee
  • Free for life

Things To Be Aware Of

  • There are no rewards or cashbacks on this card

The Citi Simplicity Credit Card has No annual fee, late payment fee, cash advance fee or overlimit fee, ever.
It is designed to be easy to use taking into account your basic lending requirements. Simpler terms, no hassle.

Reward Features

The Citi Simplicity card does not include any sort of rewards program. While it is certainly a great option for paying down debt.

 

Joining Offers

Detailed Features

Turn any big purchase into small payments
  • Instantly convert credit card retail transactions of AED 100 or above into installments through Citi Online.
  • You can repay the transaction amount in convenient installments for up to 48 months.
  • No documents required.
  • No application form.
Airport lounge access
Unlimited access to 25 regional and international lounges.Enjoy airport lounge access across the Middle East for primary and supplementary card holders.
You and your supplementary cardholders are entitled to use select LoungeKey lounges.
Always ensure both primary and supplementary cards are swiped at the lounge for access
A $32 charge will apply to all guests entering the lounge with you and will be billed directly to your card. Children over 1 year old are considered as paying guests.Always inform the lounge you are entering with LoungeKey.
 
Instant cash at a click of a button
  • Instantly avail of a loan amount up to your available credit card limit through Citibank Online.
  • You can repay the loan amount in convenient installments for up to 48 months.
  • No documents required.
  • No application form.
Dining and entertainment discounts
Enjoy dining and entertainment discounts locally and across 95 countries. Around 53 restaurants across UAE and 37 restaurants international.
 
No extra fees
No late fee, cash advance fee or over limit fee – Ever.
 
Supplementary cards
Get unlimited supplementary cards for your family members. You don't have to pay any additional fee and can choose the spending limit on each card.

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By clicking submit , I acknowledge that my details will be submitted to Soulwallet and then passed to Citibank, N.A. UAE branch (“Citi”). I consent to allow Soulwallet to share my details with Citi and hereby acknowledge and agree to allow Citi to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion.By inquiring about Citi services, offers or products, I authorize Citi representatives to approach me on my contact details including my telephone/mobile number for any product or service offered by Citi anytime within 12 month period from the time of this acknowledgment. I hereby represent and warrant that the information provided herein is true, accurate, and complete and that I agree to remain responsible for and to indemnify Citi from and against any losses, claims and/or liabilities incurred by Citi as a result of having relied on such information. Citi is not required to verify the information provided by me and neither is the bank obliged to provide me with any loans or credit facilities based on the provided information.

Citi Credit Cards