Citi Credit Cards
Citi Emirates Ultimate

Emirates Ultimate

Minimum Salary AED 18000
Annual Fee AED 800
Rate 3.25%
Cash Advance 3% /Min 99
Non AED Transaction Fee 2.99%
Minimum Salary AED 18000
Annual Fee AED 800
Rate 3.25%
Cash Advance 3.00% /Min 99
Non AED Transaction Fee 2.99%

Top Reasons To Choose

  • Earn up to 1.25 Skywards Miles per $ spend
  • 1 Complimentary golf a month at the finest courses in UAE
  • 50% on food delivery, dine in bills voucherskout credits
  • Your Skywards Miles can be used for your next trip
  • Unlimited access to 1000+ airport lounges

Things To Be Aware Of

  • VoucherSkout credits valid for 12 months from activation
  • Minimum spend of AED 5,000 per month for complimentary golf

The ultimate card for the frequent traveller! 

Earn up to 1.25 Skywards Miles on every USD spent on your Emirates-Citibank Ultimate Credit Card and redeem miles for rewards flights and upgrades with Emirates 

Enjoy unlimited access to 1,100+ airport lounges worldwide for you and a guest with MasterCard Travel Pass app and also enjoy a complimentary round of golf once a month 


Reward Features

Earn Emirates Skyward Miles on your Citi Emirates World Card
  • 1.25 Skyward Miles per USD on non AED spend
  • 1 Skywards Miles per USD on other AED spend

Redeem your Skywards Miles for reward flights and upgrades with Emirates & Flydubai


Joining Offers

Detailed Features

Airport lounge access

Complimentary access to 1000+ airport lounges worldwide for you, your supplementary cardmembers, plus one free guest each per visit. 1,000 + Airport lounge access with LoungeKey

Your Emirates-Citibank Ultimate MasterCard brings you unlimited complimentary access to 1,000+ airport lounges globally for you and your supplementary cardholders plus one guest each per visit. To enjoy this benefit and to avoid unnecessary lounge charges simply follow the steps when travelling.

You and your supplementary cardholders are entitled to bring 1 guest each when using LoungeKey lounges

Always ensure both primary and supplementary cards are swiped at the lounge for access

A $32 charge will apply to all guests above your 1 guest each allowance entering the lounge and will be billed directly to your card.

Children over 1 year old are considered as paying guests.

Always inform the lounge you are entering with LoungeKey

Before visiting check lounge availability and terms and conditions or via the LoungeKey app

Complimentary golf offer

Your Ultimate Credit Card is associated with some of the finest golf courses in the UAE and will ensure unforgettable golfing memories. You qualify for complimentary golf once per month at any time during the week including weekends.

In order to reserve an available slot please submit your request 15 days before the date of play. Golfers must have a valid handicap. The minimum handicap requirement is 28 for men and 36 for women.

To be eligible for this offer there is a spend requirement of at least AED 5,000 per month. 

You can play at The Els Golf Club Dubai, Trump International Golf Club Dubai, Arabian Ranches Golf Club Dubai, Montgomerie Golf Club Dubai, Abu Dhabi Golf Club and Saadiyat Beach Golf Club Abu Dhabi.

Please refer to the banks portal for disclaimers and terms and conditions.

Complimentary movie tickets offer

You can enjoy up to four 'buy-one, get-one' complimentary movie tickets with VOX cinemas each month on any day of the week with your Citi Credit Card.

How to book your tickets:

  1. Visit OR download and open the mobile application
  2. Login in as a VOX member. If you have not yet registered as a VOX member, you can register for free.
  3. Once registered, log in with your username and password.
  4. Select your movie, cinema and show time
  5. Select the Citi "buy 1, get 1" offer, and validate your card
  6. Choose your seats and pay using your Citi Credit Card
  7. Kindly note that this is an upfront offer and not a cash back. The cost of the free ticket should not be a part of your payment amount

The buy 1 get 1 free movie tickets offer is only applicable for the primary card holder, using a supplementary card to book movie tickets under this offer may result in full charges being levied

Redeem Skywards Miles on your Citi Emirates Ultimate Card

By purchasing a reward ticket or upgrading an existing booking from Economy to Business or from Business to First Class with Emirates.

At any of the Emirates partners in hospitality, car hire, lifestyle, retail or at the Emirates partner airlines.

On the Emirates High Street - a leisurely and rewarding shopping experience with a diverse selection of over 400 products to choose from.

Complimentary Meet & Greet Service

Enjoy 1 complimentary Marhaba Bronze Meet & Greet Service in a year. With your Citi Emirates-Citibank Ultimate Credit Card you can enjoy 1 complimentary Marhaba Bronze Meet & Greet Service in a year. All you need to do to enjoy a complimentary Marhaba Bronze Meet & Greet service is book at least 48 hours ahead of arrival/departure, by calling 24/7 CitiPhone Banking Service +971 4 311 [4000/ 4653].

Late bookings can be made directly through the Marhaba call centre or sales office at the cardholder's expense. Additional charges apply for late bookings (less than 10 hours) at Dubai International Airport. Please contact Marhaba Dubai Call Centre at +971 4 3898989 or for further details.

Easy Instalment Plans: Turn any purchases into small payments

Instaloan: Cash at a click of a button

Citi World Privileges: Enjoy dining and entertainment discounts locally and across 95 countries

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