MINIMUM SALARY
AED 40,000
RATE
3.25%
ANNUAL FEE
AED 2,625
MINIMUM SALARY
AED 40,000
RATE
3.25%
ANNUAL FEE
AED 2,625
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 25,000
RATE
3.09%
ANNUAL FEE
AED 1,500
MINIMUM SALARY
AED 25,000
RATE
3.09%
ANNUAL FEE
AED 1,500
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Introductory offer - Up to AED 2,500 Travel Vouchers
Key Features
Reward Features
Earn Starpoints Rewards:
Redeem Starpoints for a host of rewards, including Free Night Awards, SPG Flights and SPG Moments.
Earn up to 50% more Starpoints every month (max 4,000) for all your retail purchases by enrolling in Express Points Programme (monthly fee of AED 300).
Things To Be Aware Of
MINIMUM SALARY
AED 50,000
RATE
3.75%
ANNUAL FEE
AED 2,000
MINIMUM SALARY
AED 50,000
RATE
3.75%
ANNUAL FEE
AED 2,000
Non AED Transaction Fee
-
Cash Advance Fee
3.15 % / AED 105
Joining Offers
Get a guaranteed AED 2000 travel voucher on card activation to use for travel bookings on the FAB Travel Portal.
Key Features
Reward Features
Earn FAB Miles with every USD $1 spend:
Participating partners include:
Access the FAB Travel Portal through your FAB Mobile app or Online Banking
Use the FAB Miles on your FAB Travel Card to:
Things To Be Aware Of
MINIMUM SALARY
AED 12,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 12,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Apply for a Platinum credit card and get it free along with a voucher worth AED 300 to spend on Noon.com.
Key Features
Reward Features
Earn Plus Points Rewards
Things To Be Aware Of
MINIMUM SALARY
AED 50,000
RATE
2.99%
ANNUAL FEE
AED 1,500
MINIMUM SALARY
AED 50,000
RATE
2.99%
ANNUAL FEE
AED 1,500
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
AED 400 Noon Voucher ( T&Cs apply)
Key Features
Reward Features
Earn Plus Points Rewards
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 250
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 250
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Enjoy 2,500 Upoints when you apply for the card. AED 250 Noon voucher ( T&Cs apply)
Key Features
Reward Features
Earn Emaar Upoints
(Cap-16666 points P.M.)
Things To Be Aware Of
MINIMUM SALARY
AED 30,000
RATE
3.09%
ANNUAL FEE
AED 1,500
MINIMUM SALARY
AED 30,000
RATE
3.09%
ANNUAL FEE
AED 1,500
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Enjoy 25,000 Upoints when you apply for the card. AED 400 Noon voucher.
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Life time free credit card along with a AED 250 Noon.com voucher. Apply online now!
Key Features
Reward Features
Earn Emaar Upoints
MINIMUM SALARY
AED 12,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 12,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Apply for a Platinum credit card and get it free along with a voucher worth AED 300 to spend on Noon.com.
Key Features
Reward Features
Earn Plus Points Rewards
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.5%
ANNUAL FEE
AED 1,500
MINIMUM SALARY
AED 15,000
RATE
3.5%
ANNUAL FEE
AED 1,500
Non AED Transaction Fee
2.49%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
Get a warm welcome with a 35,000 Etihad Guest Miles bonus.
Key Features
Reward Features
EARN ETIHAD GUEST MILES FOR EVERY AED 10 YOU SPEND
EARN ETIHAD TIER MILES FOR EVERY AED 10 YOU SPENDS
All purchase transactions (domestic or international): 2.5 Miles earned per AED 10
MILES ACCELERATOR PROGRAM
Earn 6.5 Etihad Guest Miles for every AED 10 spent on your purchases (domestic and international) with an optional enrolment into the Miles Accelerator Program, for just AED 250 per month.
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Activate your Card and you will recieve a Manchester United Home Jersey and Complimentary Manchester United 'RED Box'.
AED 250 noon.com e-voucher for all your online shopping.
Key Features
Reward Features
Earn RED Points Rewards
Maximum Red Points for sports good stores and dining outlets in one billing cycle is 50,000 Red points. Red Points can be redeemed for gift vouchers, cash back.
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 250
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 250
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.00 % / Min AED 99
Joining Offers
Key Features
Reward Features
Earn LuLu Points
Things To Be Aware Of
MINIMUM SALARY
AED 12,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 12,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Life time free credit card along with a AED 250 Noon.com voucher. Apply online now!
Key Features
Reward Features
Earn Plus Points rewards:
Things To Be Aware Of
MINIMUM SALARY
AED 25,000
RATE
3.09%
ANNUAL FEE
AED 999
MINIMUM SALARY
AED 25,000
RATE
3.09%
ANNUAL FEE
AED 999
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Key Features
Reward Features
Earn dnata rewards
Things To Be Aware Of
MINIMUM SALARY
AED 10,000
RATE
3.25%
ANNUAL FEE
AED 400
MINIMUM SALARY
AED 10,000
RATE
3.25%
ANNUAL FEE
AED 400
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
Earn Plus Points rewards on all domestic and international spends:
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.49%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.49%
ANNUAL FEE
AED 0
Non AED Transaction Fee
3.49%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Emirates Islamic Platinum Credit Cards will be eligible for AED 500 Amazon.ae Gift Card and a minimum retail purchase of AED 5,000 in 90 days of card issuance is required to get the AED 500 Amazon.ae Gift Card. These spends can include any retail spends.
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 525
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 525
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 30,000
RATE
3.5%
ANNUAL FEE
AED 2,500
MINIMUM SALARY
AED 30,000
RATE
3.5%
ANNUAL FEE
AED 2,500
Non AED Transaction Fee
2.49%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
Get a warm welcome with 55,000 Etihad Guest Miles bonus.
Key Features
Reward Features
EARN ETIHAD GUEST MILES FOR EVERY AED 10 YOU SPEND
EARN ETIHAD TIER MILES FOR EVERY AED 10 YOU SPEND
All purchase (domestic or international): 2.5 Miles earned per AED 10
MILES ACCELERATOR PROGRAM
Earn 7.5 Etihad Guest Miles for every AED 10 spent on your purchases (domestic and international) with an optional enrolment into the Miles Accelerator Program, for just AED 250 per month.
Things To Be Aware Of
MINIMUM SALARY
AED 30,000
RATE
3.5%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 30,000
RATE
3.5%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.49%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 10,000
RATE
3.49%
ANNUAL FEE
AED 899
MINIMUM SALARY
AED 10,000
RATE
3.49%
ANNUAL FEE
AED 899
Non AED Transaction Fee
2.34%
Cash Advance Fee
3.15 % / or AED 103
Joining Offers
Emirates Islamic Signature Credit Cards will be eligible for AED 750 Amazon.ae Gift Card and a minimum retail purchase of AED 7,500 in 90 days of card issuance is required to get this AED 750 Amazon.ae Gift Card. These spends can include any retail spends.
Key Features
Reward Features
Emirates Islamic Signature Credit Cards will be eligible for AED 750 Amazon.ae Gift Card and a minimum retail purchase of AED 7,500 in 90 days of card issuance is required to get this AED 750 Amazon.ae Gift Card. These spends can include any retail spends.
Things To Be Aware Of
MINIMUM SALARY
AED 16,000
RATE
3.25%
ANNUAL FEE
AED 524
MINIMUM SALARY
AED 16,000
RATE
3.25%
ANNUAL FEE
AED 524
Non AED Transaction Fee
3.00%
Cash Advance Fee
3.00 % / Min 90
Joining Offers
Welcome Bonus
Key Features
Reward Features
Earn Voyager Rewards:
Redeem Voyager points against travel purchase transactions (flights/hotel bookings, travel packages, airport transfers, etc.)
Things To Be Aware Of
MINIMUM SALARY
AED 40,000
RATE
2.79%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 40,000
RATE
2.79%
ANNUAL FEE
AED 0
Non AED Transaction Fee
3.00%
Cash Advance Fee
3.00 % / Min 100
Joining Offers
Welcome Bonus
Key Features
Reward Features
Earn UAB Rewards Points:
Things To Be Aware Of
MINIMUM SALARY
AED 18,000
RATE
3.19%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 18,000
RATE
3.19%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Earn Cashback
Earn 1.5% cashback on your total spend
MINIMUM SALARY
AED 30,000
RATE
3.45%
ANNUAL FEE
AED 1,575
MINIMUM SALARY
AED 30,000
RATE
3.45%
ANNUAL FEE
AED 1,575
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
AED 1000 cashback joining offer ( requires a spend of AED 10000)
1. The offer is valid for only New to Bank or New to Product credit card applications from the period starting from August 1 – 31 October 2022 (“the Offer Period”).
2. Existing Standard Chartered clients currently holding any Standard Chartered issued credit cards are not eligible for the Offer.
3. The eligible credit cards are Visa Infinite, Manhattan Rewards +, Cashback, Saadiq credit cards and except X credit card.
4. Credit card applications sourced via sales representatives will not be eligible for the Offer.
5. The Bank will credit cashback to the client’s credit card statement.
6. Successful applications will receive the cashback on 31 December 2022.
7. Clients will have until 30 November 2022 to meet the spend requirement as stated in the below grid.
Key Features
Reward Features
Earn 360° Reward Points on all spends
Things To Be Aware Of
MINIMUM SALARY
AED 8,000
RATE
3.45%
ANNUAL FEE
AED 525
MINIMUM SALARY
AED 8,000
RATE
3.45%
ANNUAL FEE
AED 525
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
AED 500 cashback joining offer ( requires a spend of AED 5000)
1. The offer is valid for only New to Bank or New to Product credit card applications from the period starting from August 1 – 31 October 2022 (“the Offer Period”).
2. Existing Standard Chartered clients currently holding any Standard Chartered issued credit cards are not eligible for the Offer.
3. The eligible credit cards are Visa Infinite, Manhattan Rewards +, Cashback, Saadiq credit cards and except X credit card.
4. Credit card applications sourced via sales representatives will not be eligible for the Offer.
5. The Bank will credit cashback to the client’s credit card statement.
6. Successful applications will receive the cashback on 31 December 2022.
7. Clients will have until 30 November 2022 to meet the spend requirement as stated in the below grid..
Key Features
Reward Features
Earn 360° Reward Points on all spends on your Standard Chartered Manhattan Platinum Credit Card
Things To Be Aware Of
MINIMUM SALARY
AED 30,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 30,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.50%
Cash Advance Fee
3.00 % / Min 100
Key Features
Reward Features
Earn Cashback
Can be redeemed for CashBack, Sharaf DG, Kalyan Jewellers, Joyalukkas, Jacky's retailer & Jack's Electronics vouchers and Awqaf and Minors Affairs (AMAF) donations.
Things To Be Aware Of
MINIMUM SALARY
AED 30,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 30,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.50%
Cash Advance Fee
3.00 % / min 100
Key Features
Reward Features
Earn Cashback
Can be redeemed for CashBack, Sharaf DG, Kalyan Jewellers, Joyalukkas, Jacky's retailer & Jack's Electronics vouchers and Awqaf and Minors Affairs (AMAF) donations.
Things To Be Aware Of
MINIMUM SALARY
AED 8,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 8,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.50%
Cash Advance Fee
3.00 % / min 100
Key Features
Reward Features
Earn Cashback
Can be redeemed for CashBack, Sharaf DG, Kalyan Jewellers, Joyalukkas, Jacky's retailer & Jack's Electronics vouchers and Awqaf and Minors Affairs (AMAF) donations.
Things To Be Aware Of
MINIMUM SALARY
AED 10,000
RATE
3.25%
ANNUAL FEE
AED 209
MINIMUM SALARY
AED 10,000
RATE
3.25%
ANNUAL FEE
AED 209
Non AED Transaction Fee
3.00%
Cash Advance Fee
3.00 % / Min 90
Key Features
Reward Features
Earn Voyager Rewards:
Things To Be Aware Of
MINIMUM SALARY
AED 30,000
RATE
3.75%
ANNUAL FEE
AED 600
MINIMUM SALARY
AED 30,000
RATE
3.75%
ANNUAL FEE
AED 600
Non AED Transaction Fee
2.49%
Cash Advance Fee
3.15 % / AED 158
Key Features
Reward Features
Earn up to 5 FAB Rewards for every AED 1 you spend
Enjoy instant redemption at your fingertips and easily choose from an extensive selection of Rewards such as shopping, cashback, paying your utility bills, dining out or booking your next holiday
For cardholders with Salary Transfer to FAB
5 FAB rewards for every 1 AED spend in non AED currency
4.5 FAB rewards for every 1 AED spend in the local currency (UAE)
For all other FAB Visa infinite credit card customers
4 FAB rewards for every 1 AED spend in non AED currency
3.5 FAB rewards for every 1 AED spend in the local currency (UAE)
Things To Be Aware Of
MINIMUM SALARY
AED 8,000
RATE
3.25%
ANNUAL FEE
AED 420
MINIMUM SALARY
AED 8,000
RATE
3.25%
ANNUAL FEE
AED 420
Non AED Transaction Fee
3.00%
Cash Advance Fee
3.00 % / Min 90
Joining Offers
10% cashback at Carrefour and 5% cashback everywhere else for the first 60 days. Get AED 400 cashback as introductory offer.
Key Features
Reward Features
Earn Cashback (subject to minimum overall spend of AED 2,000 per month):
Things To Be Aware Of
MINIMUM SALARY
AED 7,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 7,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
3.00%
Cash Advance Fee
3.00 % / Min 90
Key Features
Reward Features
Earn Cashback (subject to minimum overall spend of AED 2,000 per month) :
Things To Be Aware Of
MINIMUM SALARY
AED 25,000
RATE
3.45%
ANNUAL FEE
AED 650
MINIMUM SALARY
AED 25,000
RATE
3.45%
ANNUAL FEE
AED 650
Non AED Transaction Fee
2.79%
Cash Advance Fee
3.15 % / Min 210
Joining Offers
Apply & get AED 2500 cashback will be credited subject to spending AED 4,500 in Acquisition Month + 2 months timelines. Eg: if a card is setup in June, AED 4,500 needs to be spent by 31st August to get the Joining Bonus.
Key Features
Reward Features
Earn Salaam Carats
Things To Be Aware Of
on Mashreq Bank site
MINIMUM SALARY
AED 10,000
RATE
3.45%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 10,000
RATE
3.45%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.10%
Cash Advance Fee
- / -
Joining Offers
Get AED 300 cashback when you apply for a Zero Credit Card today*
*AED 300 cashback available to all new and existing HSBC customers who apply for a new primary HSBC Cashback Credit Card or HSBC Zero Credit Card or HSBC Premier Credit Card or HSBC Advance Credit Card and who do not have a primary Credit Card at the time of application and did not have one 6 months prior to application.
Key Features
Reward Features
MINIMUM SALARY
AED 10,000
RATE
3.45%
ANNUAL FEE
AED 313
MINIMUM SALARY
AED 10,000
RATE
3.45%
ANNUAL FEE
AED 313
Non AED Transaction Fee
2.10%
Cash Advance Fee
3.15 % / Min AED105
Joining Offers
Welcome offer: Get AED 300 cashback when you apply for a Cashback Credit Card. No annual fee for the 1st year and 2nd year onwards fee waiver subject to meeting minimum spend.
Key Features
Reward Features
Earn Cashback on ALL spends:
There is a minimum spend of AED 3000 in a month which needs to be met to avail the cashback on fuel, supermarket and education categories. Incase the spend is not met one will earn 0.5% cashback on the transactions.
Things To Be Aware Of
MINIMUM SALARY
AED 50,000
RATE
2.75%
ANNUAL FEE
AED 1,575
MINIMUM SALARY
AED 50,000
RATE
2.75%
ANNUAL FEE
AED 1,575
Non AED Transaction Fee
2.10%
Cash Advance Fee
2.75 % / Min 105
Joining Offers
Welcome Offer
Enjoy 150,000 sign-up Air Miles for the first year and 75,000 anniversary Air Miles from the 2nd year onwards.
Key Features
Reward Features
Earning miles
Spend anytime, anywhere with your HSBC Black Credit Card & earn Air Miles:
Things To Be Aware Of
MINIMUM SALARY
AED 30,000
RATE
3.75%
ANNUAL FEE
AED 1,500
MINIMUM SALARY
AED 30,000
RATE
3.75%
ANNUAL FEE
AED 1,500
Non AED Transaction Fee
-
Cash Advance Fee
3.15 % / Min 105
Joining Offers
Get a guaranteed AED 1500 travel voucher on card activation to use for travel bookings on the FAB Travel Portal.
Key Features
Reward Features
Get 1.5 FAB Mile for each USD $1 spent on retail purchases anywhere
Get 2 FAB Miles for each USD $1 spent on any travel purchase
Exchange 1 FAB Mile to 1 mile / point or more, of participating airline and hotel partners.
Participating partners include:
MINIMUM SALARY
AED 5,000
RATE
3.49%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.49%
ANNUAL FEE
AED 0
Non AED Transaction Fee
3.49%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Emirates Islamic Platinum Credit Cards will be eligible for AED 500 Amazon.ae Gift Card and a minimum retail purchase of AED 5,000 in 90 days of card issuance is required to get the AED 500 Amazon.ae Gift Card. These spends can include any retail spends.
Key Features
Reward Features
Earn EI SmartMiles
Earn unlimited miles and redeem with no blackout dates:
MINIMUM SALARY
AED 15,000
RATE
3.49%
ANNUAL FEE
AED 700
MINIMUM SALARY
AED 15,000
RATE
3.49%
ANNUAL FEE
AED 700
Non AED Transaction Fee
3.49%
Cash Advance Fee
3.00 % / Min 199
Joining Offers
Apply now for an Emirates Islamic Credit Card and get up to AED 1,000 Amazon.ae Gift Card.a minimum retail purchase of AED 10,000 in 90 days of card issuance is required to get this AED 1,000 Amazon.ae Gift Card. These spends can include any retail spends.
Key Features
Reward Features
Earn EI SmartMiles
Earn Upto 3.75 EI Smart Miles per AED on international transactions.
Earn Upto 2.5 EI Smart Miles per AED on local transactions.
You can redeem your EI SmartMiles
6,500 EI SmartMiles = 1,000 Upoints By Emaar
7,500 EI SmartMiles = 5,000 Etisalat Smiles
10,000 EI SmartMiles= 1,000 Emirates Skywards Miles
10,000 EI SmartMiles= 2,500 Etihad Miles
20,000 EI SmartMiles = 4,000 InterMiles
10,000 EI SmartMiles= 1,750 Avios
Miles will be transferred within 5 working days
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.49%
ANNUAL FEE
AED 1,500
MINIMUM SALARY
AED 15,000
RATE
3.49%
ANNUAL FEE
AED 1,500
Non AED Transaction Fee
2.34%
Cash Advance Fee
3.15 % / or AED 103
Joining Offers
Apply now for an Emirates Islamic Credit Card and get up to AED 1,000 Amazon.ae Gift Card.a minimum retail purchase of AED 10,000 in 90 days of card issuance is required to get this AED 1,000 Amazon.ae Gift Card. These spends can include any retail spends.
Key Features
Reward Features
For every USD 1 retail spend made using your Emirates Islamic Etihad Guest Card you will earn Etihad Guest Miles as per below.
3.5 Etihad Guest miles on spend at Etihad Airlines
3 Etihad Guest miles on International spend
2.5 Etihad Guest miles on two chosen Categories
Upto 2 Etihad Guest miles on domestic spend
Emirates Islamic Etihad Guest Premium card gives you the freedom of choice to define your preferred categories and earn Etihad Guest Miles on spends made on the same.
You will earn 2.5 Etihad Guest Miles for every USD 1 spend on the chosen categories. The Etihad Guest Mile earning on the 2 chosen categories is capped at 1,500 Miles per category per month.
You also have the option to change your chosen categories every quarter by calling our call center.
Earn 1 Etihad Guest Tier Mile for every 1 USD spent internationally on non-AED currency using your card. A maximum of 20,000 Tier Miles can be earned in a membership year.
MINIMUM SALARY
AED 15,000
RATE
3.33%
ANNUAL FEE
AED 1,500
MINIMUM SALARY
AED 15,000
RATE
3.33%
ANNUAL FEE
AED 1,500
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / AED 99
Joining Offers
Welcome Offer:
Upto 60,000 bonus Skywards Miles
Key Features
Reward Features
Up to 60,000 bonus Skywards Miles
Things To Be Aware Of
MINIMUM SALARY
AED 8,000
RATE
3.45%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 8,000
RATE
3.45%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.75%
Cash Advance Fee
3.00 % / Min 105
Joining Offers
Welcome Offer
20,000 CBD Reward Points.
Welcome Bonus is given provided the cardholder spends 500 AED within 30 days from card issuance date.
Key Features
Reward Features
Earn Reward Points
Things To Be Aware Of
on Commercial Bank of Dubai (CBD) site
MINIMUM SALARY
AED 20,000
RATE
3.45%
ANNUAL FEE
AED 787
MINIMUM SALARY
AED 20,000
RATE
3.45%
ANNUAL FEE
AED 787
Non AED Transaction Fee
2.75%
Cash Advance Fee
3.00 % / Min 105
Joining Offers
60,000 CBD Reward Points.
Welcome Bonus is given provided the cardholder spends 5000 AED within 30 days from card issuance date.
Key Features
Reward Features
Earn Reward Points
Things To Be Aware Of
on Commercial Bank of Dubai (CBD) site
MINIMUM SALARY
AED 40,000
RATE
3.25
ANNUAL FEE
AED 1,575
MINIMUM SALARY
AED 40,000
RATE
3.25
ANNUAL FEE
AED 1,575
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / pr AED 105
Joining Offers
Enjoy a welcome bonus Up to 50,000 Reward points, equal to €1,000 in hotel stays at Accor hotels around the world
Enjoy a rewarding welcome bonus on your ALL - ADCB Infinite Credit Card. You will receive up to 50,000 Reward points from ALL when you apply and use your ALL - ADCB Infinite Credit Card.
Key Features
Reward Features
Earn points everyday
Up to 3 Reward points per $1 spent at participating Accor hotels in the UAE and on your other spends
Spending has never been so rewarding. Accumulate Reward points on all retail purchases when you use your ALL – ADCB Infinite Credit Card.
*Purchases on fuel, education, government, real estate, telecommunication, charity and transportation categories will earn 0.15 Reward points from ALL per USD 1 spent. Purchases at supermarkets, auto dealers, insurance and quick service restaurants earn 0.20 Reward points from ALL per USD 1 spent. International spends at countries in the EU region will earn 0.75 Reward points from ALL per USD 1 spent.
on Abu Dhabi Commercial Bank (ADCB) site
MINIMUM SALARY
AED 8,000
RATE
3.09%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 8,000
RATE
3.09%
ANNUAL FEE
AED 0
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
ADIB Rewards Program
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.09%
ANNUAL FEE
AED 1,250
MINIMUM SALARY
AED 5,000
RATE
3.09%
ANNUAL FEE
AED 1,250
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
Rotana Rewards Exclusive Program
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.09%
ANNUAL FEE
AED 1,199
MINIMUM SALARY
AED 15,000
RATE
3.09%
ANNUAL FEE
AED 1,199
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
100,000 welcome Etisalat Smiles Points
Key Features
Reward Features
Earn Etisalat Smiles Rewards Points
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.09%
ANNUAL FEE
AED 999
MINIMUM SALARY
AED 5,000
RATE
3.09%
ANNUAL FEE
AED 999
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
70,000 welcome Etisalat Smiles Points
Key Features
Reward Features
Earn Etisalat Smiles Rewards Points
Things To Be Aware Of
MINIMUM SALARY
AED 25,000
RATE
3.33%
ANNUAL FEE
AED 4,500
MINIMUM SALARY
AED 25,000
RATE
3.33%
ANNUAL FEE
AED 4,500
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / AED 99
Joining Offers
Welcome Offer:
Upto 120,000 bonus Skywards Miles
Key Features
Reward Features
Up to 120,000 bonus Skywards Miles
*Minimum retail spend of AED 130,000 within 6 months from the card issuance date, when you apply for your Emirates Skywards card from 1st July 2020 till 31st July 2020
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
2.99%
ANNUAL FEE
AED 750
MINIMUM SALARY
AED 15,000
RATE
2.99%
ANNUAL FEE
AED 750
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
ADIB Rewards Program
Earn 2.5 reward points for 1 AED you spend on your card. Points earned can be used towards airline tickets, shopping mall vouchers and Club Apparel gift cards.
Things To Be Aware Of
MINIMUM SALARY
AED 10,000
RATE
3.49%
ANNUAL FEE
AED 699
MINIMUM SALARY
AED 10,000
RATE
3.49%
ANNUAL FEE
AED 699
Non AED Transaction Fee
2.34%
Cash Advance Fee
3.15 % / Min AED103
Joining Offers
Emirates Islamic Signature Credit Cards will be eligible for AED 750 Amazon.ae Gift Card and a minimum retail purchase of AED 7,500 in 90 days of card issuance is required to get this AED 750 Amazon.ae Gift Card. These spends can include any retail spends.
Key Features
Reward Features
For every USD 1 retail spend made using your Emirates Islamic Etihad Guest Card you will earn Etihad Guest Miles as per below.
3 Etihad Guest mile for spend at Etihad Airline
2 Etihad Guest mile for spend at International Spend
2.5 Etihad Guest mile for spend at two chosen categories
Upto 1.5 Etihad Guest mile for spend at domestic spend
Emirates Islamic Etihad Guest Ameera card is the only credit card in the UAE that gives you the freedom of choice to define your preferred categories and earn Etihad Guest Miles on spends made on the same.
Earn 1 Etihad Guest Tier Mile for every 1 USD spent internationally on non-AED currency using your card. A maximum of 15,000 Tier Miles can be earned in a membership year.
MINIMUM SALARY
AED 8,000
RATE
3.09%
ANNUAL FEE
AED 1,000
MINIMUM SALARY
AED 8,000
RATE
3.09%
ANNUAL FEE
AED 1,000
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
1% flat Cashback: anywhere – any time
Things To Be Aware Of
MINIMUM SALARY
AED 8,000
RATE
3.00%
ANNUAL FEE
AED 800
MINIMUM SALARY
AED 8,000
RATE
3.00%
ANNUAL FEE
AED 800
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / Min 99
Key Features
Things To Be Aware Of
MINIMUM SALARY
AED 12,000
RATE
3.09%
ANNUAL FEE
AED 299
MINIMUM SALARY
AED 12,000
RATE
3.09%
ANNUAL FEE
AED 299
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
ADIB Rewards Program
Things To Be Aware Of
MINIMUM SALARY
AED 20,000
RATE
3.29%
ANNUAL FEE
AED 2,000
MINIMUM SALARY
AED 20,000
RATE
3.29%
ANNUAL FEE
AED 2,000
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
200,000 sign-up reward points
Key Features
Reward Features
ADIB Rewards Program
Redemption Value: Every 10,000 points = 50; every 100,000 points = AED 1,000
Shopping mall vouchers
Redeem Reward points against shopping mall vouchers: Sharjah Mega Mall, Dubai Festival City, Abu Dhabi Mall, Sahara Centre - Sharjah
Things To Be Aware Of
MINIMUM SALARY
AED 20,000
RATE
3.25%
ANNUAL FEE
AED 1,050
MINIMUM SALARY
AED 20,000
RATE
3.25%
ANNUAL FEE
AED 1,050
Non AED Transaction Fee
-
Cash Advance Fee
3.15 % / Min 105
Joining Offers
Complimentary Stay Voucher
The “Complimentary Voucher” is a voucher that entitles the Cardholder to a complimentary night stay at a hotel of the Cardholder’s choice amongst the available hotels booked through Hotels.com at www.hotels.com, using the Card.
Anniversary Voucher is only available to the Qualifying Cardholders
Key Features
Reward Features
Earn Touchpoints Per 1 AED spend
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / AED 105
Joining Offers
Receive 10,000 bonus TouchPoints when you spend AED 10,000 each month
Key Features
Reward Features
Earn Touchpoints
Things To Be Aware Of
MINIMUM SALARY
AED 40,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 40,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min 100
Key Features
Reward Features
Earn Touchpoints
Things To Be Aware Of
MINIMUM SALARY
AED 20,000
RATE
3.25%
ANNUAL FEE
AED 1,050
MINIMUM SALARY
AED 20,000
RATE
3.25%
ANNUAL FEE
AED 1,050
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 12,000
RATE
3.45%
ANNUAL FEE
AED 525
MINIMUM SALARY
AED 12,000
RATE
3.45%
ANNUAL FEE
AED 525
Non AED Transaction Fee
2.75%
Cash Advance Fee
3.00 % / Min 105
Joining Offers
Welcome Offer
Key Features
Reward Features
Earn Reward Points
Things To Be Aware Of
on Commercial Bank of Dubai (CBD) site
MINIMUM SALARY
AED 10,000
RATE
2.99%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 10,000
RATE
2.99%
ANNUAL FEE
AED 0
Non AED Transaction Fee
3.00%
Cash Advance Fee
3.00 % / Min 100
Joining Offers
Welcome Bonus
Key Features
Reward Features
Earn UAB Rewards Points:
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
2.25%
ANNUAL FEE
AED 158
MINIMUM SALARY
AED 15,000
RATE
2.25%
ANNUAL FEE
AED 158
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Key Features
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 209
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 209
Non AED Transaction Fee
2.26%
Cash Advance Fee
- / -
Key Features
Reward Features
Earn Cashback
Things To Be Aware Of
MINIMUM SALARY
AED 25,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 25,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
- / -
Key Features
Reward Features
Earn Wala'a Dirhams
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
- / -
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 50,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 50,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
- / -
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 12,000
RATE
2.49%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 12,000
RATE
2.49%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Emarati Credit Cards will be eligible for AED 1,000 Amazon.ae Gift Card and a minimum retail purchase of AED 10,000 in 90 days of card issuance is required to get this AED 1,000 Amazon.ae Gift Card. These spends can include any retail spends.
Key Features
Reward Features
Earn EI SmartMiles on your Emirates Islamic Emarati Credit Card
Earn unlimited miles and redeem with no blackout dates:
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.49%
ANNUAL FEE
AED 350
MINIMUM SALARY
AED 5,000
RATE
3.49%
ANNUAL FEE
AED 350
Non AED Transaction Fee
3.49%
Cash Advance Fee
3.00 % / Min 199
Joining Offers
Emirates Islamic Platinum Credit Cards will be eligible for AED 500 Amazon.ae Gift Card and a minimum retail purchase of AED 5,000 in 90 days of card issuance is required to get the AED 500 Amazon.ae Gift Card. These spends can include any retail spends.
Key Features
Reward Features
Earn Cashback on your Emirates Islamic Cashback Card
Things To Be Aware Of
MINIMUM SALARY
AED 12,000
RATE
3.49%
ANNUAL FEE
AED 299
