Emirates Islamic Flex Elite Credit Card

Emirates Islamic
Flex Elite Credit Card

Minimum Salary AED 15000
Annual Fee AED 700
Rate 3.49%
Cash Advance 3% /Min 199
Non AED Transaction Fee 3.49%
Minimum Salary AED 15000
Annual Fee AED 700
Rate 3.49%
Cash Advance 3.00% /Min 199
Non AED Transaction Fee 3.49%

Top Reasons To Choose

  • Welcome bonus of 150,000 EI SmartMiles worth AED 1,500
  • Get up to 3.75% back per AED (in form of SmartMiles)
  • Complimentary unlimited access to 1000 lounges worldwide
  • Free Valet Parking
  • Extensive premium lifestyle & travel benefits

Things To Be Aware Of

  • Specific categories of spend have lower earn rates
  • Welcome miles will be given once AMF is paid

Emirates Islamic Flex Cards bring you convenience and flexibility like you’ve never seen before. A card packed with benefits that complement all aspects of your lifestyle and delivers truly memorable experiences.

Apply for a Flex Elite Credit Card and enjoy a welcome bonus of up to 150,000 EI SmartMiles worth AED 1,500.

Get a Welcome Bonus of 100,000 EI SmartMiles (worth AED 1,000) on card activation and payment of annual membership fee.

Get a spend bonus of 50,000 EI SmartMiles (worth AED 500) on spends of AED 10,000 in 90 days of booking.

Reward Features

Earn EI SmartMiles
Earn Upto 3.75 EI Smart Miles per AED on international transactions.
Earn Upto 2.5 EI Smart Miles per AED on local transactions.
 
You can redeem your EI SmartMiles
  • With the instant purchase feature against any purchase, across the globe
  • At over 300 airlines and more than 180,000 hotels worldwide
  • For latest electronics or for gift vouchers at our online marketplace
  • Simply exchange your EI SmartMiles for Miles with frequent flyer program with Emirates Skywards, Etihad Guest, and InterMiles.
6,500 EI SmartMiles = 1,000 Upoints By Emaar
7,500 EI SmartMiles = 5,000 Etisalat Smiles
10,000 EI SmartMiles= 1,000 Emirates Skywards Miles
10,000 EI SmartMiles= 2,500 Etihad Miles
20,000 EI SmartMiles = 4,000 InterMiles
 
Miles will be transferred within 5 working days

Joining Offers

Apply for a Flex Elite Credit Card and enjoy a welcome bonus of up to 150,000 EI SmartMiles worth AED 1,500. Get a Welcome Bonus of 100,000 EI SmartMiles (worth AED 1,000) on card activation and payment of annual membership fee. Get a spend bonus of 50,000 EI SmartMiles (worth AED 500) on spends of AED 10,000 in 90 days of booking.

Detailed Features

EI SmartMiles redemption

  • Instant purchase feature against any purchase, across the globe
  • Exchange for Skywards Miles, Etihad Miles, U By Emaar points, InterMiles or Smiles points
  • Redemption at over 300 airlines and more than 180,000 hotels worldwide
  • At our online marketplace for latest electronics or for gift vouchers

Airport Lounge access
Complimentary access to 1000+ lounges globally for the cardholder plus a guest (via Loungekey). To utilize the subsequent complimentary visits in the same calendar year, customer needs to make a minimum foreign currency spend of USD 1 or equivalent, on both primary & supplementary cards 15 days prior the lounge visit. If the spend criteria is not met then customer will be charged US $27 per usage to the used card.

Balance Transfer Facility
0% profit rate on the outstanding balance of your credit cards from other banks for 6 months.

Visa Premium Concierge
The 24-hour concierge provides a personal service to Visa Infinite cardholders, taking care of all the details so they can simply take their seats and enjoy. Servicing in English, Arabic, and French, concierge agents can help with:

Visa Luxury Hotel Collection (VLHC)
VLHC is composed of over 900 intriguing and prestigious properties. All properties, from boutique gems to world famous hotels, provide a premium collection of benefits specially designed to offer an unparalleled experience.

Unlimited complimentary Golf at any dayof the week
Enjoy unlimited complimentary golf at select locations on weekends or weekdays. Enjoy unlimited complimentary golf rounds at Arabian Ranches Golf Club, Track Meydan Golf Club, The Trump International Golf Club or Yas Links Golf Club on weekends or weekdays. A minimum monthly (calendar month) retail spend of AED 10,000 is required on your card to avail the benefit. If the spend criteria is not met or no show at the club, your credit card will be billed with the applicable green fee.

Complimentary valet parking
Complimentary valet parking 2 times per month at select locations. A spend of AED 5000 on the card to avail the facility.

Multi trip Travel Insurance
With multi-trip travel insurance, you as the cardholder and your family are covered on all trips up to 90 days in duration.

Purchase Protection
Purchase Protection provides you with additional peace of mind every time you make a purchase. It protects you against the theft or accidental damage of purchased items, so you can focus on simply finding that perfect buy.

Extended Warranty
It doubles the repair period offered by the original manufacturer’s warranty for up to 1 year, protecting against the cost of repair and replacement of an item.

Easy Payment Plan
0% Easy Payment Plan at select merchants

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