Citibank Personal Loans in UAE

Popular Loans from Citibank Sum of Minimum Salary Sum of Fixed Rate Sum of Reducing Rate
Citibank Personal Installment Loan AED 8000 7.71% 14.00%
Citibank Salary Transfer Loan AED 8000 3.85% 8.00%
Citibank Personal Installment Loan

Citibank Personal Installment Loan

Citibank

SALARY TRANSFER

No

FIXED RATE

7.71%

MONTHLY SALARY

AED 8,000

REDUCING RATE

14.00%

  • No Salary transfer required
  • Minimum Documentation
  • Stand a chance to win AED 15000 Dnata Voucher.

Salary Transfer Required?

No

Minimum Monthly Salary

AED 8,000

Fixed Rate

7.71%

Reducing Rate

14.00%

Max Loan Amount

175,000

Joining offers

Get up to AED 1,250 in noon e-vouchers. T&C Apply

Key Features

  • Loans of up to AED 175,000 (No salary transfer to Citibank required)
  • Loans of up to 8 times your salary
  • Competitive interest rates
  • Fast Approvals - in 1 day
  • Loan funding in 1 day
  • Tenors from 6 months up to 48 months

Product Overview

Personal Loans in UAE are offered to customers for a variety of reasons including education, travel, medical and many more.  There are two types of personal loans, one which requires a salary transfer and one which doesn’t.

Loans are offered for a minimum period of 6 to a maximum of 48 months expats and 60 months for UAE Nationals.

Most of the banks assign Loan APR (Annual Percentage Rate) based on the profile of the customer and his/her employer. A few banks use bureau score to assign interest rates.  

Citi Salarty Transfer loans APR rates range between from 15.99% - 22.99%.

Illustration: 

If a customer borrows a loan of AED 20,000 and earns an income of AED 10,000. With a repayment period of 48 months, the EMI would be AED 546 at an effective interest rate of 13.99% per annum.           

Total repayment that would have been paid at the completion of the loan would be AED26,230, The borrower would be paying AED 6,230 as interest.  

Please use Soulwallet’s Loans EMI Calculator for further simulations.

Processing Fee: 1% of Loan amount with min. AED 500 and up to a max. of AED 2,500

Citibank Salary Transfer Loan

Citibank Salary Transfer Loan

Citibank

SALARY TRANSFER

Yes

FIXED RATE

3.85%

MONTHLY SALARY

AED 8,000

REDUCING RATE

8.00%

  • Approvals in 1 day
  • Instant loan funding on final approval

Salary Transfer Required?

Yes

Minimum Monthly Salary

AED 8,000

Fixed Rate

3.85%

Reducing Rate

8.00%

Max Loan Amount

250,000

Key Features

  • Loans of up to AED 250,000 (Salary transfer to Citibank required)
  • Loan amounts of up to 20 times of your salary
  • Competitive interest rates
  • Fast Approvals - in 1 day
  • Instant loan funding upon final approval
  • Tenors from 6 months up to 48 month

Product Overview

Personal Loans in UAE are offered to customers for a variety of reasons including education, travel, medical and many more.  There are two types of personal loans, one which requires a salary transfer and one which doesn’t.

Loans are offered for a minimum period of 6 to a maximum of 48 months expats and 60 months for UAE Nationals.

Most of the banks assign Loan APR (Annual Percentage Rate) based on the profile of the customer and his/her employer. A few banks use bureau score to assign interest rates.  

Citi Salarty Transfer loans APR rates range between from 6.99% - 14.99%.

Illustration: 

If a customer borrows a loan of AED 20,000 and earns an income of AED 10,000. With a repayment period of 48 months, the EMI would be AED 479 at an effective interest rate of 6.99% per annum.           

Total repayment that would have been paid at the completion of the loan would be AED22,987. The borrower would be paying AED 2,987 as interest.  

Please use Soulwallet’s Loans EMI Calculator for further simulations.

Arrangement Fee: 1% of Loan amount with min. AED 500 and up to a max. of AED 2,500

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