Best Credit Card In UAE

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Citibank Cashback Credit Card Offers

MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 0

  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • No caps, no minimum spend, no redemption process & no spend
  • 3% on non AED spend | 2% on Grocery Spend | 1% on all Other
  • Unlimited access to 1000+ lounges worldwide for each cardhol
  • No Annual Membership fee
  • AED 200 Cashback Welcome offer

MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.00 % / Min 99

Joining Offers

Receive AED 200 Cashback Welcome offer upon meeting minimum spend of AED 5,000 in 90 days. T&Cs apply.

No annual fee in year 1. From  year 2, annual fee is waived unless the annual spend is below AED 9,000, in which case a fee of AED 300 will apply

Key Features

  • 3% cashback on International Spend, 2% cashback on Grocery Spend and 1% cashback on all other spend
  • Unlimited, a Automatic cashback on all spend
  • No caps (up to the credit limit each month), no minimum spend, no redemption process and no spend categories excluded
  • No annual fee in year 1. From year 2, annual fee is waived unless the annual spend is below AED 9,000, in which case a fee of AED 300 will apply
  • 50 free credits to enjoy 50% off total bills at participating merchants across grocery delivery, dining and spas
  • Unlimited access to 1000+ LoungeKey lounges worldwide
  • Get access to hundreds of Buy 1 Get 1 offer with the free Mastercard® priceless specials app
  • Fast, safe and effortless purchases, with Apple Pay
  • PayLite: turn any big purchases into small payments
  • Citi World Privileges: Enjoy travel, dining and entertainment discounts locally and across 95 countries

Reward Features

Unlimited, Automatic Cashback on all Spend

 

3% cashback on all non-AED spend

2% cashback on all grocery/supermarket spend

1% on all other spend

 

No caps (up to monthly credit limit), no minimum spend, no redemption process and no spend categories excluded.

Things To Be Aware Of

  • 2nd year Annual Fee of AED 300 if annual spend < AED 9,000
  • VoucherSkout credits valid for 12 months from activation

MINIMUM SALARY

AED 36,750

RATE

3.25%

ANNUAL FEE

AED 3,000

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Earn up to 2.5 Skywards Miles per $ spend
  • Complimentary Emirates Skywards Silver membership
  • Exclusive 100% Metal card + Skywards Silver Membership
  • Unlimited complimentary golf in some of the courses in UAE
  • 25,000 welcome bonus Skywards Miles

MINIMUM SALARY

AED 36,750

RATE

3.25%

ANNUAL FEE

AED 3,000

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.00 % / Min 99

Joining Offers

Get 25,000 welcome bonus Skywards Miles when you apply for the card and 10,000 Skywards Miles annually upon renewal. Citibank Terms & Conditions apply.


Key Features

  • 25,000 Sign-up bonus Skywards Miles for the 1st year when you apply for the card & 10,000 Bonus Miles annually upon renewal
  • Earn up to 2.5 Skywards Miles per $ spend
  • Exclusive 100% metal card + Skywards Silver Membership
  • Unlimited golf on weekdays and 1 free round on weekends per month
  • Complimentary Valet Parking twice a month with Valtrans
  • Unlimited access to 1000+ LoungeKey lounges worldwide (+guest)
  • Insurance cover for online purchases up to $1,000 per year, at no additional cost
  • 150 credits to enjoy 50% off your total bill at participating merchants across grocery delivery, dining and spas
  • ‘Buy 1 Get 1 free’ movie tickets at VOX & REEL cinemas
  • Get access to hundreds of Buy 1 Get 1 offer with the free Mastercard® priceless specials app
  • Fast, safe and effortless purchases, with Apple Pay
  • Complimentary Silver Bronze Meet & Greet service once a year at Dubai International Airport.
  • Complimentary International Concierge Service
  • Complimentary Travel Insurance

Reward Features

Earn Emirates Skyward Miles on your Citi Emirates Ultima Credit Card

  • 2.5 Skywards Miles per USD spend on tickets purchased online at emirates.com
  • 1.5 Skywards Miles per USD of FX spend
  • 1 Skywards Mile per USD of local spend

Redeem your Skywards Miles for reward flights and upgrades with Emirates

Things To Be Aware Of

  • VoucherSkout credits valid for 12 months from activation
  • Minimum spend of AED 5,000 per month for complimentary golf

MINIMUM SALARY

AED 18,000

RATE

3.25%

ANNUAL FEE

AED 800

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Earn up to 1.25 Skywards Miles per $ spend
  • 1 Complimentary golf a month at the finest courses in UAE
  • 50% on food delivery, dine in bills voucherskout credits
  • Your Skywards Miles can be used for your next trip

MINIMUM SALARY

AED 18,000

RATE

3.25%

ANNUAL FEE

AED 800

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.00 % / Min 99

Key Features

  • Earn up to 1.25 Skywards Miles per USD
  • Convert Skywards miles into Reward Flights and Business Class upgrades with Emirates
  • Complimentary Valet Parking once a month with Valtrans
  • Complimentary golf once a month at some of the best golf courses in the UAE
  • Unlimited access to 1000+ LoungeKey lounges worldwide (+guest)
  • 150 free credits to enjoy 50% off total bills at participating merchants across grocery delivery, dining and spas
  • ‘Buy 1 Get 1 free’ movie tickets at VOX cinemas
  • Get access to hundreds of Buy 1 Get 1 offer with the free Mastercard® priceless specials app
  • Fast, safe and effortless purchases, with Apple Pay
  • 7. Complimentary Marhaba Bronze Meet & Greet service once a year at Dubai International Airport.
  • 8. 0% interest for 3 months easy instalment plan on Emirates tickets purchased through www.emirates.ae
  • 9. Complimentary International Concierge Service
  • 10. Complimentary Travel Insurance
  • 11. Citi World Privileges: Enjoy travel, dining and entertainment discounts locally and across 95 countries

Reward Features

Earn Emirates Skyward Miles on your Citi Emirates World Card

       

  • 1.25 Skyward Miles per USD on non AED spend
  • 1 Skywards Miles per USD on other AED spend

Redeem your Skywards Miles for reward flights and upgrades with Emirates & Flydubai

Things To Be Aware Of

  • VoucherSkout credits valid for 12 months from activation
  • Minimum spend of AED 5,000 per month for complimentary golf

MINIMUM SALARY

AED 12,000

RATE

3.25%

ANNUAL FEE

AED 400

  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Earn up to 1 Skywards Mile per USD spent
  • 50% off food delivery, dine in bills free Voucherskout crdts
  • Your Skywards Miles can be used for your next trip
  • Flat 30% off 2 movie tickets at VOX Cinemas every month
  • No annual fee in Year 1

MINIMUM SALARY

AED 12,000

RATE

3.25%

ANNUAL FEE

AED 400

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.00 % / Min 99

Key Features

  • Earn up to 1 Skywards Miles per USD and redeem them on Emirates or Flydubai Reward flights and upgrades
  • No annual fee for the first year
  • 50 free credits to enjoy 50% off total bills at participating merchants across grocery delivery, dining and spas
  • Flat 30% off 2 movie tickets at VOX Cinemas every month
  • Unlimited access to 1000+ LoungeKey lounges worldwide
  • Get access to hundreds of Buy 1 Get 1 offer with the free Mastercard® priceless specials app
  • Fast, safe and effortless purchases, with Apple Pay
  • PayLite: turn any big purchases into small payments
  • Complimentary Marhaba Bronze Meet & Greet service once a year at Dubai International Airport.
  • Complimentary Travel Insurance
  • Citi World Privileges: Enjoy travel, dining and entertainment discounts locally and across 95 countries

Reward Features

Earn Emirates Skyward Miles on your Citi Emirates World Card

 

Earn 1 Skywards Mile per USD on non AED spend and 0.75 Skywards Miles per USD on AED spend. 

Redeem your Skywards Miles for reward flights and upgrades with Emirates & Flydubai

Things To Be Aware Of

  • VoucherSkout credits valid for 12 months from activation
  • Annual fee of AED 400 from year 2 onwards

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 0

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Complimentary Movies and Golf Offers
  • VoucherSkout-Signup offer
  • Annual Fee Waiver for the first year
  • Flat 30% off 4 movie tickets at VOX Cinemas every month

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.00 % / Min 99

Joining Offers

AED 500 can be offset with 15,000 ThankYou® Points  for any  travel-related purchase,  No limitation


Key Features

  • Redeem points for cash rebates, staycation bookings, merchandise or transfer to 12 partner airlines including Emirates, Etihad, flydubai & British Airways.
  • No annual fee for the first year
  • 50 free credits to enjoy 50% off total bills at participating merchants across grocery delivery, dining and spas
  • Flat 30% off 4 movie tickets at VOX Cinemas every month
  • Unlimited access to 1000+ LoungeKey lounges worldwide (+guest)
  • Complimentary golf once a month at some of the best golf courses in the UAE
  • Get access to hundreds of Buy 1 Get 1 offer with the free Mastercard® priceless specials app
  • Fast, safe and effortless purchases, with Apple Pay
  • 6. Complimentary Travel Insurance and Purchase Protection
  • 7. Complimentary Marhaba Bronze Meet & Greet service once a year at Dubai International Airport
  • 8. Citibank World Privileges, Free Citibank Alerting service and much more

Reward Features

Earn 2 ThankYou® Points on non AED spend and 1.5 ThankYou® Points per USD on other AED spend.

 

With your ThankYou® Points you have the flexibility to redeem for travel rewards, merchandise, gift vouchers and many other rewarding experiences 

  • Transfer your ThankYou® Points to 12 airline and hotel partners for flights and hotel stays
  • Book flights, hotels, rental cars and holiday packages with no blackout dates for bookings 
  • Choose from merchandise ranging from apparel to electronics to home goods and more

Things To Be Aware Of

  • Minimum spend of AED 5,000 p.m for complimentary golf access
  • 2nd year the annual fee applicable on this card is AED 750

MINIMUM SALARY

AED 30,000

RATE

3.25%

ANNUAL FEE

AED 1,500

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Strong rewards earnings & travel benefits
  • VoucherSkout-Signup offer
  • Up to 4 buy1-get1 movie ticket offers each month

MINIMUM SALARY

AED 30,000

RATE

3.25%

ANNUAL FEE

AED 1,500

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.00 % / Min 99

Joining Offers

Apply for a Citi Prestige Credit Card and get up AED 750 welcome offer as a statement credit.

Also, earn 10,000 annual ThankYou® Points on yearly renewal of your Card. 

Citibank Terms & Conditions apply.

Key Features

  • Sign up for a Citi Prestige Credit card and get AED 750 welcome offer
  • 4th night free at any hotel locally or worldwide
  • Redeem points for cash rebates, staycation bookings, merchandise or transfer to 12 partner airlines including Emirates, Etihad, flydubai & British Airways
  • Unlimited golf on weekdays and 1 free round on weekends per month
  • Complimentary Valet Parking twice a month with Valtrans
  • Unlimited access to 1000+ LoungeKey lounges worldwide (+guest)
  • Insurance cover for online purchases up to $1,000 per year, at no additional cost
  • 150 free credits to enjoy 50% off total bills at participating merchants across grocery delivery, dining and spas
  • ‘Buy 1 Get 1 free’ movie tickets at VOX & REEL cinemas
  • Get access to hundreds of Buy 1 Get 1 offer with the free Mastercard® priceless specials app
  • Fast, safe and effortless purchases, with Apple Pay
  • Citi Prestige Global Concierge team, available to assist you 24/7 from anywhere in the world
  • Complimentary Marhaba Silver Meet & Greet service twice a year at Dubai International Airport
  • Complimentary Travel Insurance and Purchase Protection

Reward Features

Earn Citi ThankYou® Points

  • Earn 3 ThankYou Points for any USD 1 spent in foreign currency       
  • Earn 2 ThankYou Points for any USD 1 spent in local currency (AED) 

With your ThankYou® Points you have the flexibility to redeem for travel rewards, merchandise, gift vouchers and many other rewarding experiences 

  • Transfer your ThankYou® Points to 15 airline and hotel partners for flights and hotel stays
  • Book flights, hotels, rental cars and holiday packages with no blackout dates for bookings 
  • Choose from merchandise ranging from apparel to electronics to home goods and more

Things To Be Aware Of

  • Minimum spend of AED 5,000 p.m for complimentary golf access
  • VoucherSkout credits valid for 12 months from activation

MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 0

  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Earn ThankYou Reward points on all spends
  • VoucherSkout-Signup offer
  • Unlimited global airport lounge access to 1000+ lounges
  • Flat 30% off 2 movie tickets at VOX Cinemas every month
  • AED 200 Cashback Welcome offer

MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.00 % / Min 99

Joining Offers

Receive AED 200 Cashback Welcome offer upon meeting minimum spend of AED 5,000 in 90 days. T&Cs apply.

No annual fee in year 1. From  year 2, annual fee is waived unless the annual spend is below AED 9,000, in which case a fee of AED 300 will apply

Key Features

  • Earn up to 1.5 Thank You points per USD & convert your spend into cash rebate or shopping vouchers
  • No annual fee in year 1. From year 2, annual fee is waived unless the annual spend is below AED 9,000, in which case a fee of AED 300 will apply
  • 50 free credits to enjoy 50% off total bills at participating merchants across grocery & food delivery, dining, cinemas, golf, spas and theme parks!
  • Flat 30% off 2 movie tickets at VOX Cinemas every month
  • Unlimited access to 1000+ LoungeKey lounges worldwide
  • Fast, safe and effortless purchases, with Apple Pay
  • Pay with points for your purchases via SMS or online
  • Quick Cash: instant cash at a click of a button
  • PayLite: turn any big purchases into small payments
  • Citi World Privileges: Enjoy travel, dining and entertainment discounts locally and across 95 countries

Reward Features

Earn Citi ThankYou® Points

  • Earn 1.5 ThankYou Points for any USD 1 spent on non AED spend
  • Earn 1 ThankYou Points for any USD 1 spent on all other AED spend

With your ThankYou® Points you have the flexibility to redeem for travel rewards, merchandise, gift vouchers and many other rewarding experiences 

  • Choose from merchandise ranging from apparel to electronics to home goods and more
  • Pay with Points for your purchases through SMS or Citibank Online

Things To Be Aware Of

  • 2nd year Annual Fee of AED 300 if annual spend < AED 9,000