Best Credit Card In UAE
+971

MINIMUM SALARY

AED 6,000

RATE

2.99%

ANNUAL FEE

AED 0

  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Earn UAB rewards on all spends
  • Brand the credit card with your company name

MINIMUM SALARY

AED 6,000

RATE

2.99%

ANNUAL FEE

AED 0

Non AED Transaction Fee

3.00%

Cash Advance Fee

3.00 % / Min 200

Key Features

  • Complimentary Airport Lounge Access at over 10 lounges across MENA
  • Brand your card with your company name in the 4th line of the card
  • 20% discount on Careem
  • Discount on AVIS car rentals
  • Over 900 Mastercard Buy-One-Get-One free offers
  • Mastercard Priceless Arabia offers

Reward Features

Earn UAB Rewards Points:

  • 1 points for every 1 USD spent domestically
  • 2 points for every 1 USD spent internationally
  • Redeem points for flight tickets & hotels, car rentals, electronic and lifestyle products.

Things To Be Aware Of

  • Annual fee from 2nd year is AED 400

MINIMUM SALARY

AED 40,000

RATE

2.79%

ANNUAL FEE

AED 0

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Welcome bonus of 500,000 UAB Reward points
  • Premium travel & lifestyle benefits
  • Earn rewards points on all spends

MINIMUM SALARY

AED 40,000

RATE

2.79%

ANNUAL FEE

AED 0

Non AED Transaction Fee

3.00%

Cash Advance Fee

3.00 % / Min 100

Joining Offers

Welcome Bonus

  • 500,000 UAB Reward Points
  • (AED 1500 to be paid within 30 days of card issuance)

Key Features

  • Earn up to 3 UAB Rewards on every US $1 spent
  • Complimentary access to 1000+ lounges globally for the cardholder PLUS a guest (via Loungekey)
  • 10 B1G1 tickets at VOX on Sundays and 20% off at Roxy
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • Travel Insurance (Personal accident benefit up to $1 Million)
  • Dragon Pass ‘Dine & Fly’ airport dining program
  • Discounts on Hotels.com
  • 8% discount on hotel bookings made at Hotels.com
  • Fraudulent card misuse protection cover ($3,000 per occurrence with $5,000 annual aggregate limit)
  • Great discounts on hotel & vacation rentals with Agoda
  • Luxury Hotel collection
  • YQ Meet & Assist
  • International Premium Concierge service
  • 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
  • Subscribe to Anghami Plus and enjoy upto four months free for the first year
  • Extended Warranty
  • Purchase protection

Reward Features

Earn UAB Rewards Points:

  • 2 points for every 1 USD spent domestically
  • 3 points for every 1 USD spent internationally
  • Redeem points for flight tickets & hotels, car rentals, electronic and lifestyle products.

Things To Be Aware Of

  • Annual fee from 2nd year is AED 1,500

MINIMUM SALARY

AED 40,000

RATE

AED 900 p.m.

ANNUAL FEE

AED 0

  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Premium card free for life
  • Premium travel & lifestyle benefits
  • Earn rewards points on all spends

MINIMUM SALARY

AED 40,000

RATE

AED 900 p.m.

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.50%

Cash Advance Fee

1.00 % / AED 100

Key Features

  • Earn up to 2.5 UAB Rewards on every US $1 spent
  • Complimentary worldwide airport lounge access for cardholder plus a guest
  • Travel Insurance (Personal accident benefit up to $1 Million)
  • Complimentary Harrods Rewards Black-tier card
  • Dragon Pass ‘Dine & Fly’ airport dining program
  • Discounts on Hotel.com
  • Great discounts on hotel & vacation rentals with Agoda
  • Luxury Hotel collection
  • YQ Meet & Assist
  • International Premium Concierge service
  • Discounts across - Magic Planet, Ski Dubai, i-Fly, Little explorers, Dubai Dolphinarium
  • Extended Warranty
  • Purchase protection

Reward Features

Earn UAB Rewards Points

  • 1.5 points for every 1 USD spent domestically
  • 2.5 points for every 1 USD spent internationally

Redeem points for flight tickets & hotels, car rentals, electronic and lifestyle products.

Things To Be Aware Of

  • AED 900 is the fixed fee per month

MINIMUM SALARY

AED 10,000

RATE

2.99%

ANNUAL FEE

AED 0

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Purchase Protection
  • Extended Warranty
  • Welcome bonus of 30,000 UAB Reward points

MINIMUM SALARY

AED 10,000

RATE

2.99%

ANNUAL FEE

AED 0

Non AED Transaction Fee

3.00%

Cash Advance Fee

3.00 % / Min 100

Joining Offers

Welcome Bonus

  • 30,000 UAB Reward Points
  • (AED 1000 to be paid within 30 days of card issuance)

Key Features

  • Earn up to 2 UAB Rewards on every US $1 spent
  • Dragon Pass ‘Dine & Fly’ airport dining program
  • Discounts on Hotel.com
  • Access to over 200 airport restaurant offers globally
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • 10 B1G1 tickets at VOX on Sundays and 20% off at Roxy
  • Great discounts on hotel & vacation rentals with Agoda
  • Luxury Hotel collection
  • YQ Meet & Assist
  • 50% off on VOX cinemas-Online and applicable on Sunday
  • 8% discount on hotel bookings made at Hotels.com
  • Extended Warranty
  • Purchase protection
  • Global Emergency Assistance
  • 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
  • 4 free months of Anghami Plus

Reward Features

Earn UAB Rewards Points:

  • 1 points for every 1 USD spent domestically
  • 2 points for every 1 USD spent internationally
  • Redeem points for flight tickets & hotels, car rentals, electronic and lifestyle products.

Things To Be Aware Of

  • Spend of AED 1000 req. within 30 days to avail welcome offer

MINIMUM SALARY

AED 6,000

RATE

3.19%

ANNUAL FEE

AED 0

  • Balance Transfer
  • Airport Lounge Access
  • Welcome bonus of 15,000 UAB Reward points

MINIMUM SALARY

AED 6,000

RATE

3.19%

ANNUAL FEE

AED 0

Non AED Transaction Fee

3.00%

Cash Advance Fee

3.00 % / Min 100

Joining Offers

Welcome Bonus

  • 15,000 UAB Reward Points
  • (AED 300 to be paid within 30 days of card issuance)

Key Features

  • omplimentary Airport Lounge Access at over 10 lounges across MENA
  • Earn up to 2 UAB Rewards on every US $1 spent
  • 20% discount on Careem rides
  • Discount on AVIS car rentals
  • Over 900 Mastercard Buy-One-Get-One free offers
  • Mastercard Priceless Arabia offers

Reward Features

Earn UAB Rewards Points

  • 1 points for every 1 USD spent domestically
  • 2 points for every 1 USD spent internationally
  • Redeem points for flight tickets & hotels, car rentals, electronic and lifestyle products.

Things To Be Aware Of

  • Spend of AED 300 req. within 30 days to avail welcome offer

United Arab Bank

UNITED ARAB BANK, P.J.S.C. (UAB) was incorporated on 1975 as a joint venture between diverse UAE investors and the French international financial conglomerate, Société Générale (SG).

Based in Sharjah and operating with 11 branches throughout the UAE, the Bank offers its clients tailor-made financial services in both corporate and retail banking, and has mainly established itself as a leading solutions provider for a growing commercial and industrial base across the seven emirates.

Through the provision of a comprehensive range of Corporate Banking, Retail Banking, Trade Finance, SME banking and Treasury services, UAB is the Bank of choice among major corporate clientele segments in the UAE. With the launch of its "Sadara" premium banking service and Islamic Banking Services, the Bank has grown its retail customer base, aiming to expand further.

UAB has formally concluded a strategic alliance with The Commercial Bank (Q.S.C.). Described by investment analysts from around the region as a natural strategic fit, CB made an acquisition of 40% interest in UAB in December 2007, in one of the few GCC cross border agreements between two national banks – the first between banks from Qatar and the UAE.

UAB provides

  • Accounts
  • Credit Cards
  • Loans
  • Deposits

UAB Credit Cards

UAB offers credit cards in UAE under the travel and rewards segments. UAB Rewards are the loyalty reward and they have a suite of products which offer multiple benefits to customers.

Popular Cards from United Arab Bank (UAB) Income Eligibility Annual Fee Interest / Profit Rate
United Arab Bank Business Credit Card AED 6,000 AED 0 2.99%
United Arab Bank Infinite Credit Card AED 40,000 AED 0 2.79%
United Arab Bank Infinite Credit Card Islamic AED 40,000 AED 0 AED 900 p.m.
United Arab Bank Platinum Credit Card AED 10,000 AED 0 2.99%
United Arab Bank Titanium Credit Card AED 6,000 AED 0 3.19%

FAQs

United Arab Bank’s Business Credit Card and Titanium Credit Cards are offered at AED 5000 per month.

UAB offers Rewards, Business, and Islamic Credit Cards. These products are listed on Soulwallet and one can make use of the comprehensive comparisons available on Soulwallet platform.

To apply for Credit Card with United Arab Bank, one would need to provide the following documents. 1) EID, Passport and Visa Copies 2) Income Document – Either IBAN or 3 months Bank statements or Original Salary Certificate

UAB Credit Cards offer features such as Golf, Cinema, Airport Transfers and purchase protection and extended warranty. UAB’s Infinite credit card is a free premium credit card. One can do detailed product level comparisons at soulwallet.com

One can apply for a UAB credit card through 

  • Visiting one of the bank’s branches and submitting required documents

  • Apply directly on the bank’s online application forms.

  • Banks Kiosks at various locations

Soulwallet offers detailed feature comparison and customized tools which assist customers in making a well-informed personal finance decision.

While there are no Annual Maintenance Fee on the cards, Interest rate ranges from 2.79% to 3.19% depending on the card. Non-AED transaction fee is 2.5% and cash advance fee is 1.00 % / AED 100

Soulwallet provides comprehensive and simple to use comparison tools which can help customers identify most suitable credit cards and personal finance options.  The level of detail in comparison is unique and rich in quality. Soulwallet’s smart algorithm-based Best fits credit card tool can show customers which cards can save maximum Dhirams based on their customized spend.