Stay Safe Online! Soulwallet never asks for any payments or personal documents. Report any suspicious activities to the UAE cybercrime authorities.
Best Credit Card In UAE
+971
Al Masraf Platinum Credit Card Al Masraf

MINIMUM SALARY

AED 10,000

RATE

3.00%

ANNUAL FEE

AED 150

  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
  • Earn rewards on all spends & also bonus rewards
  • Airport lounge access in over 25+ lounges worldwide
  • Enjoy purchase protection insurance

MINIMUM SALARY

AED 10,000

RATE

3.00%

ANNUAL FEE

AED 150

Non AED Transaction Fee

2.75%

Cash Advance Fee

3.00 % / Min 100

Joining Offers

3,000 Sign-up bonus reward points!

Key Features

  • Careem chauffeur benefits
  • Mastercard Priceless Cities offers
  • Mastercard Buy 1 Get 1 free offers
  • Earn Al Masraf rewards on all spends & redeem for free airline tickets, electronics, hotel stays or even cashback
  • Complimentary access to over 25+ lounges in the Middle East, Levant & select locations globally for the cardholder
  • Car rental offers from Avis
  • Enjoy an upto 30% discount on international roundtrip airfare & hotel bookings from Cleartrip
  • Enjoy purchase protection of upto USD 5,000 per annum upto 90 days from the date of purchase

Reward Features

Al Masraf Rewards: 

A program that delivers amazing value by rewarding your spends with points which can be redeemed across multiple categories like travel, lifestyle, leisure or simply redeem for cash back. 

  • Earn Al Masraf Rewards on all spends:
  • Cap: 100,000  points per calendar month
  • Earn 0.75 reward points for every 1 USD spent internationally
  • Earn 1 reward points for every 1 USD spent domestically
  • Earn 0.5 reward points for every 1 USD spent on govt charges/utilities/charity & fuel merchants.
  • Earn 25000 bonus reward points on spending AED 50,000 during the year.

Things To Be Aware Of

  • 1st year fee payment required for sign-up bonus rewards
  • Specific spend categories earn lower rewards
Apply Now
Al Masraf World Elite Mastercard Al Masraf

MINIMUM SALARY

AED 40,000

RATE

2.75%

ANNUAL FEE

AED 750

  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Premium Luxury & Travel benefits
  • Earn rewards on all spends & also bonus rewards

MINIMUM SALARY

AED 40,000

RATE

2.75%

ANNUAL FEE

AED 750

Non AED Transaction Fee

2.75%

Cash Advance Fee

3.00 % / Min 100

Joining Offers

10,000 Sign-up bonus reward points!

Key Features

  • Mastercard World Elite Concierge benefits
  • Careem chauffeur benefits
  • Earn Al Masraf rewards on all spends & redeem for free airline tickets, electronics, hotel stays or even cashback
  • Mastercard Priceless Cities offers
  • Luxury outlet shopping offers and benefits at Bicester outlet villages in Europe
  • Exclusive Dubai Opera benefits including complimentary parking, access to ticket pre-sales and more
  • Mastercard Buy 1 Get 1 free offers
  • MyUS Online shopping benefits and offers
  • Complimentary access to 900+ lounges globally for the cardholder plus a guest
  • Complimentary nights at select Marriott Bonvoy properties worldwide
  • Special offers including free nights at Oberoi Hotels & Resorts
  • Car rental offers from Avis & Hertz including Hertz Gold Plus Rewards® President's Circle membership
  • Enjoy a 10% discount on any international roundtrip airfare from Cleartrip
  • Exclusive luxury hotel offers at select Soneva properties in Maldives and Thailand
  • Instant upgrade to DISCOVERY Black-level membership, a loyalty programme of Global Hotel Alliance.
  • Exclusive discounts on Airport Meet & Greet services
  • Travel insurance cover upto $500,000 covering the cardholder & family
  • Car rental insurance cover up to USD 50,000
  • Complimentary travel insurance confirmation letter

Reward Features

Al Masraf Rewards: 

A program that delivers amazing value by rewarding your spends with points which can be redeemed across multiple categories like travel, lifestyle, leisure or simply redeem for cash back. 

 

Earn Al Masraf Rewards on all spends:

  • Cap: 200,000  points per calendar month
  • Earn 2.5 reward points for every 1 USD spent internationally
  • Earn 2 reward points for every 1 USD spent domestically
  • Earn 0.5 reward points for every 1 USD spent on govt charges/utilities/charity & fuel merchants.
  • Earn 100,000 bonus reward points on spending AED 200,000 during the year.

Things To Be Aware Of

  • 1st year fee payment required for sign-up bonus rewards
Apply Now
Al Masraf World Mastercard Al Masraf

MINIMUM SALARY

AED 20,000

RATE

2.90%

ANNUAL FEE

AED 500

  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Premium lifestyle & travel benefits
  • Earn rewards on all spends & also bonus rewards

MINIMUM SALARY

AED 20,000

RATE

2.90%

ANNUAL FEE

AED 500

Non AED Transaction Fee

2.75%

Cash Advance Fee

3.00 % / Min 100

Joining Offers

5,000 Sign-up bonus reward points!

Key Features

  • Careem chauffeur benefits
  • Mastercard Priceless Cities offers
  • Earn Al Masraf rewards on all spends & redeem for free airline tickets, electronics, hotel stays or even cashback
  • Exclusive spa offers at Fairmont, Swissôtel and Raffles Hotels & Resorts
  • Luxury outlet shopping offers and benefits at many outlet villages in Europe
  • Exclusive Dubai Opera benefits including complimentary parking, access to ticket pre-sales and more
  • Mastercard Buy 1 Get 1 free offers
  • MyUS Online shopping benefits and offers
  • Complimentary access to 900+ lounges globally for the cardholder plus a guest
  • Complimentary nights at select Marriott Bonvoy properties worldwide
  • Car rental offers from Avis & Hertz including Hertz Gold Plus Rewards® Five Star membership
  • Enjoy a 10% discount on any international roundtrip airfare from Cleartrip
  • Travel insurance cover upto $500,000 covering the cardholder & family
  • Complimentary travel insurance confirmation letter
  • Complimentary travel insurance confirmation letter (for e.g. for Schengen Visa)

Reward Features

Al Masraf Rewards: 

A program that delivers amazing value by rewarding your spends with points which can be redeemed across multiple categories like travel, lifestyle, leisure or simply redeem for cash back. 

Earn Al Masraf Rewards on all spends:

  • Cap: 100,000  points per calendar month
  • Earn 1.75 reward points for every 1 USD spent internationally
  • Earn 1.25 reward points for every 1 USD spent domestically
  • Earn 0.5 reward points for every 1 USD spent on govt charges/utilities/charity & fuel merchants
  • Earn 50000 bonus reward points on spending AED 100,000 during the year.

Things To Be Aware Of

  • 1st year fee payment required for sign-up bonus rewards
  • Specific spend categories earn lower rewards
Apply Now

Al Mashraf

In November 1975, Arab Bank for Investment & Foreign Trade (Al Masraf) was established with the manifestation of vision, wisdom, and farsightedness of His Highness Sheikh Zayed Bin Sultan Al Nahyan and rulers of other Emirates.

With the purpose of instilling cooperation among the Arab countries and promoting joint economic ventures, their aim was to become more inventive and the preferred financial partner for all banking services.

The bank offers a range of financial services for its customers that helps companies thrive and invest in the latest technology and ideas and updating their products and services to meet their customers' evolving needs and expectations. 

Some of their offerings include – 

  • Accounts
  • Credit Cards
  • Personal Loans
  • Auto Loans
  • Wealth Management
  • Mobile Banking
  • Wide Network of Branches and ATMs
Popular Cards from Al Masraf Income Eligibility Annual Fee Interest / Profit Rate
Al Masraf Platinum Credit Card AED 10,000 AED 150 3.00%
Al Masraf World Elite Mastercard AED 40,000 AED 750 2.75%
Al Masraf World Mastercard AED 20,000 AED 500 2.90%

Al Masraf Credit Cards

Al Masraf Credit Cards Features

Credit Cards by Bank

Related Articles

How Digital Banking Systems Enhance Customer Experience?

How Digital Banking Systems Enhance Customer Experience?

Posted onMay 15, 2025

Best Credit Cards to Get in 2021

Best Credit Cards to Get in 2021

Posted onMay 15, 2025

Maximise Your Benefits with the Best Free-for-life Credit Cards in the UAE

Maximise Your Benefits with the Best Free-for-life Credit Cards in the UAE

Posted onMay 15, 2025

5 Things You Must Know About Balance Transfers on Credit Cards

5 Things You Must Know About Balance Transfers on Credit Cards

Posted onMay 15, 2025

How is Credit Card interest calculated?

How is Credit Card interest calculated?

Posted onMay 15, 2025

What are Supplementary credit cards?

What are Supplementary credit cards?

Posted onMay 15, 2025

What are Islamic credit cards and how are they different?

What are Islamic credit cards and how are they different?

Posted onMay 15, 2025

A Comprehensive Guide to Credit Cards for Earning Emirates Skywards Miles

A Comprehensive Guide to Credit Cards for Earning Emirates Skywards Miles

Posted onMay 15, 2025

Swipe Right for Savings: Why Credit Card Comparison Sites are Your Best Financial Ally

Swipe Right for Savings: Why Credit Card Comparison Sites are Your Best Financial Ally

Posted onMay 15, 2025

Maximizing Your Cinema Experience: How to Use Credit Card Offers in UAE

Maximizing Your Cinema Experience: How to Use Credit Card Offers in UAE

Posted onMay 15, 2025

Load More

FAQs

Minimum salary required to apply for an Al Masraf Credit card is AED 10000, this would be for Al Masraf Platinum Card. One can refer to credit cards in UAE page for further details.

Al Masraf credit cards provides luxury travel and lifestyle benefits. Currently there sign up bonus rewards on the credit cards. They have master card benefits such as Buy 1 Get 1, Careem discounts, Complimentary nights at Marriot etc.

A program that delivers amazing value by rewarding your spends with points which can be redeemed across multiple categories like travel, lifestyle, leisure or simply redeem for cash back. On the platinum Earn 0.75 reward points for every 1 USD spent internationally. Earn 1 reward points for every 1 USD spent domestically

Get A Call
Popular Searches