Al Masraf World Elite Mastercard

Al Masraf
World Elite Mastercard

Minimum Salary AED 40000
Annual Fee AED 750
Rate 2.75%
Cash Advance 3% /Min 100
Non AED Transaction Fee 2.75%
Minimum Salary AED 40000
Annual Fee AED 750
Rate 2.75%
Cash Advance 3.00% /Min 100
Non AED Transaction Fee 2.75%

Top Reasons To Choose

  • Premium Luxury & Travel benefits
  • Earn rewards on all spends & also bonus rewards

Things To Be Aware Of

  • 1st year fee payment required for sign-up bonus rewards

Al Masraf World Elite Mastercard offers outstanding top-of-the-line features and benefits. Take advantage of handpicked travel, lifestyle, and insurance benefits that are designed to help you enjoy the finest luxuries in life. Furthermore, access personalized assistance whenever you need it to cultivate the lifestyle that suits you and to help you create extraordinary experiences.

Reward Features

Al Masraf Rewards: 
A program that delivers amazing value by rewarding your spends with points which can be redeemed across multiple categories like travel, lifestyle, leisure or simply redeem for cash back. 
Earn Al Masraf Rewards on all spends:
  • Cap: 200,000  points per calendar month
  • Earn 2.5 reward points for every 1 USD spent internationally
  • Earn 2 reward points for every 1 USD spent domestically
  • Earn 0.5 reward points for every 1 USD spent on govt charges/utilities/charity & fuel merchants.
  • Earn 100,000 bonus reward points on spending AED 200,000 during the year.

Joining Offers

10,000 Sign-up bonus reward points!

Detailed Features

Premium Concierge
For luxury travel planning, access to the best in fine dining, and exclusive events for your entertainment, let the World Elite Concierge take care of everything for you while you make the most of your time.
Careem Chauffeur Offers
20% OFF three rides every month (max discount of AED 40).
MyUS Online Shopping Offers
As a Mastercard cardholder, you will receive:
  • A MyUS address to use at checkout with your favorite online stores
  • Free Premium Membership for 2 years (a $120 value)
  • Free account setup (a $20 value)
  • 30% off shipping for first month following registration
  • 20% off shipping for remainder of 2 year membership

Bicester Village Shopping Collection
  • VIP invitation (to be exchanged for a VIP card that offers an additional 10% discount on purchases in participating boutiques)
  • 15% discount on shopping packages
  • 15% discount on chauffeur drive experience at participating villages
  • 15% discount on Shopping Express
  • Access to VIP lounges (subject to availability)

All of this and more is available at the following villages:
Bicester Village – London, UK; Fidenza Village – Milan, Italy; Ingolstadt Village – Munich, Germany; Kildare Village – Dublin, Ireland; La Roca Village – Barcelona Spain; Las Rozas Village – Madrid, Spain; La Vallee Village – Paris, France; Maasmechelen Village – Brussels, Belgium; Wertheim Village – Frankfurt Village

Front Row seating at Dubai Opera
You get access to premium seating in the first 10 rows reserved exclusively for you. Complete your experience with complimentary valet & free refreshments. 
Designer Fashion Discounts
With over 3,000 different luxury fashion brands, Farfetch offers an unrivalled range of incredible products from the world’s best designers and boutiques. 10% off selected items (minimum spend of USD 200 required).
Buy 1 Get 1 Free Offers
Download the Mastercard Buy 1 Get 1 App to browse the best offers with 900+ offers across 90+ destinations and 600+ merchants.

Airport Lounge
Complimentary access to 900+ lounges globally for the cardholder plus a guest (via Loungekey)

Luxury Serviced Apartment Offers
Discounts of up to 15% at prime luxury serviced apartments, which includes:
  • Over 2,500 onefinestay properties across London, New York, Los Angeles, Paris, and Rome
  • Grosvenor House Dubai
  • Over 25 Oakwood properties across eight locations in Asia Pacific, including China, Japan, Thailand and India
Complimentary Nights at Soneva Luxury Resorts
Enjoy the stunning views of the Indian Ocean from the Maldivian paradise while your personal chef prepares a gourmet picnic exclusively catered to you. Our Thailand resort , just one hour’s flight from Bangkok by private plane, offers an unrivalled combination of luxury, environmentally friendly design and unforgettable, authentic Thai experiences. Your special offer includes:
  • Two complimentary nights for two in a one bedroom villa at Soneva Fushi or Soneva Kiri
  • Sonu’s Picnic at Soneva Fushi or Private Cinema Paradiso experience at Soneva Kiri
Complimentary Nights at Participating Marriott Bonvoy Hotels
Get complimentary nights at over 200 participating Marriott Bonvoy hotels across the Middle East and Africa.
  •  Book your stay using your World Elite™ and World Mastercard® and receive:
  •  One complimentary night when booking two nights
  •  One complimentary night when booking three nights
  •  Two complimentary nights when booking six nights

Global Hotel Alliance Discovery Black Membership
Instantly be upgraded to DISCOVERY Black-level membership, a loyalty programme of Global Hotel Alliance.

Revel in the comfort of DISCOVERY across more than 550 hotels, including Anantara, Corinthia, Kempinski, and Pan Pacific Hotels and Resorts. With more than 550 luxury hotels and resorts in 76 locations around the world, your status grants you exclusive benefits wherever you go, including:
  • Guaranteed room availability for bookings made up to 24 hours prior to arrival
  • Double room upgrades
  • Early check in from 9am
  • Late checkout until 6pm

Hertz Car Rental Offers
You are automatically eligible for Hertz Gold Plus Rewards® President's Circle, which is otherwise obtainable through 20 qualifying Hertz Gold Plus Rewards® rentals in a 12-month period.

Enjoy special privileges and benefits, such as:
  • Bypassing the rental queue at many of the world's busiest airports
  • Guaranteed one car class upgrade at participating locations
  • Faster returns with Hertz Instant Return 
  • Up to 15% off best publicly available rates at participating Hertz locations worldwide.
  • Free additional driver (spouse/domestic partner for Gold Plus Rewards Members)

AVIS Car Rental Offers
Exclusive benefits with Avis:
  • Up to 25% off your next car rental
  • A complimentary upgrade with every rental, worldwide
  • 10% off Premium Chauffeur Drive services

Airport Meet and Greet Service
15% discount on personalised Meet & Greet service Discounts
Book your ticket on Cleartrip and enjoy a 10% discount on any international roundtrip airfare.

Mastercard Priceless Cities Offers
Access handpicked experiences and offers in cities around the world.
Qatar Airways Privilege Club
As a World Elite Mastercard® cardholder, receive a complimentary upgrade to Gold tier in Qatar Airways Privilege Club and enjoy top-tier benefits with Qatar Airways and the entire oneworld® airline alliance, including:
  •  Complimentary access (with one guest) at over 600 oneworld airport lounges
  •  Priority check-in 
  •  Excess baggage allowance


Fulfill Visa Assistance
Applying for travel visa made simple and quick for global traveler (Exclusive offer for Mastercard holders for only US$ 15).

  •  Find out if you need to apply for a Travel Visa, or not
  •  Provide you with information on Travel Visa fees & the documents required
  •  Book your appointment on your behalf (if required) and get the necessary forms filled
  •  Submit Travel Visa Online, where applicable for eVisas Discount
With hundreds of thousands of properties in over 200 countries and territories, provides incomparable choices. Now when you pay for your next vacation with your Mastercard® you can enjoy:
Up to a 10% discount off the price of your booking for selected properties.
Oberoi Hotels & Resorts Offers
Oberoi Hotels & Resorts are perfect for getaways with your loved ones. Experience award-winning resorts with traditional architecture, luxurious accommodation, exquisite cuisine, specially curated spa treatments and warm, personalized service. 
Stay three (3) nights and pay for two (2) nights at any of 16 participating Oberoi properties in India, Indonesia, and the UAE.
You can also avail:
  •  Complimentary breakfast for two person
  •  Room upgrade (subject to availability)
  •  Late check-out (subject to availability)
Travel Insurance
Whether your luggage goes amiss or flight delays interrupt your plans, get compensation for:
  • Baggage loss - up to USD 3,000
  • Baggage delay - USD 500
  • Trip cancellation - up to USD 7,500
  • Trip curtailment - up to USD 7,500
  • Trip delay - USD 500
  • Missed connection - USD 500

Rest assured that you will receive compensation for medical care or emergency help if you need it:

  • Personal accident insurance - up to USD 500,000
  • Emergency medical evacuation and repatriation - up to USD 500,000
  • Medical emergency expenses - up to USD 500,000
  • Daily in-hospital cash benefit – USD 100 per day
Car Rental Insurance Cover
With Rental Collision & Loss Damage Waiver, cardholders have insurance on rental vehicles for:
  • Physical damage to the rental car in addition to loss of use, theft, and natural calamities – up to USD 50,000
  • Towing of the vehicle – up to USD 100
  • Vehicle drop off charges – up to USD 100
Travel Insurance Confirmation Letter
You can generate a letter online seamlessly and immediately for your Schengen or other visa requirements.

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