FAB
Home Loan for Residences and Investments in the UAE

• Available for UAE Nationals and residents
• Minimum age 21 and maximum age 65 for Non UAE nationals and 70 for UAE Nationals or if self-employed
• Minimum salary of AED 15K for salaried and AED 25K for Self employed
• Credit card is mandatory to secure lower 1, 3 and 5-year fixed rates for salary transfer

• Enjoy FAB's fixed rate mortgages of up to five years: 
• One year fixed rate from 3.94% with a salary transfer to FAB account* and 4.59% without salary transfer to a FAB account**.
• Two year fixed rate from 3.94% with a salary transfer to FAB account* and 4.59% without salary transfer to a FAB account**.
• Three years fixed rate from 4.09 with a salary transfer to FAB account* and 4.59 without salary transfer to a FAB account**.
• Five years fixed rate from 4.19% with a salary transfer to FAB account* and 4.59% without salary transfer to a FAB account**.
• More flexibility with variable rates:
• One-year variable rate from 0.55% + 3 months EIBOR for the first year and 1.5% + 3 months EIBOR from the second year onwards
• Up to 85% financing for first-time buyers
• No approval-in-principle fee
• Up to AED 12,500 in FAB Rewards when you transfer your salary to a FAB account, Credit card, and Isave account*
• Exclusive deals on processing fees and discounted valuation fees on properties with major developers

Own your dream home today with a FAB Home Loan. 

*The subsequent mortgage rate you’ll move to when your current deal ends is equivalent to the Mortgage Base Rate (MBR) minus 5% or 3 months EIBOR + 1.5% for customers with a salary transfer to a FAB account, and it will not fall below a specified rate of 1.99% over an agreed period of time.

**The subsequent mortgage rate you’ll move to when your current deal ends is equivalent to the Mortgage Base Rate (MBR) minus 4.5% or 3 months EIBOR + 1.89% for non-salary transfer customers, and it will not fall below a specified rate of 1.99% over an agreed period of time.