Best Najm No Annual Fee Credit Cards in UAE Online

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MINIMUM SALARY

AED 7,000

RATE

3.25%

ANNUAL FEE

AED 0

MINIMUM SALARY

AED 7,000

RATE

3.25%

ANNUAL FEE

AED 0

Non AED Transaction Fee

3.00%

Cash Advance Fee

3.00 % / Min 90

Key Features

Earn extra cashback (1.5%) at all purchases at Carrefour (and 3% on Tuesdays)
Exclusive Carrefour benefits including dedicated check-out counters, free unlimited valet trolley & other offers
12 tickets in a month at VOX under Buy1 and Get 1. Also avail 20
Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
30% off on dining, shopping, travel and entertainment experiences from over 450 partners
8% discount on hotel bookings made at Hotels.com
Access to over 200 airport restaurant offers globally
Visa Luxury Hotel collection offers
2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
4 free months of Anghami Plus
Extended warranty & purchase protection on purchases made on the card

Reward Features

Earn Cashback (subject to minimum overall spend of AED 2,000 per month) :

For every AED 1 spent in Carrefour earn 1.5% cashback and for every AED 1 spent everywhere else earn 0.5% cashback
Double your Cashback every Tuesday at Carrefour (i.e. earn 3% cashback)
Maximum redemption a month is AED 200 in Carrefour voucher

Things To Be Aware Of

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