Cashback Credit Cards with Air Miles

ADIB Cashback Visa Platinum Card

ADIB Cashback Visa Platinum Card

Abu Dhabi Islamic Bank (ADIB)

MINIMUM SALARY

AED 8,000

RATE

3.09%

ANNUAL FEE

AED 1,000

  • Golf offers
  • Cinema Tickets
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
  • Roadside Assistance
  • 1% unlimited cashback on all spends
  • Free roadside assistance service

MINIMUM SALARY

AED 8,000

RATE

3.09%

ANNUAL FEE

AED 1,000

Non AED Transaction Fee

3.10%

Cash Advance Fee

3.00 % / Min 99

Key Features

  • 1% flat Cashback: anywhere – any time
  • Free roadside assistance
  • Withdraw 100% of your finance limit as cash
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • Free grace period up to 55 days to repay your outstanding balance
  • Four Free Supplementary cards
  • ADIB Travel Desk benefits
  • 50% off cinema tickets at VOX Cinemas across UAE on Sundays (max of 10 free tickets per month)
  • Access to over 200 airport restaurant offers globally
  • Visa Luxury Hotel collection offers
  • 8% discount on hotel bookings made at Hotels.com
  • Extended warranty & purchase protection on purchases made on the card
  • 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
  • 4 free months of Anghami Plus
  • Screen reader support enabled.

Reward Features

1% flat Cashback: anywhere – any time

Things To Be Aware Of

  • 5th supplementary card onwards annual fee is AED 500
  • 5th supplementary card onwards annual fee is AED 1000
ADIB Football Card

ADIB Football Card

Abu Dhabi Islamic Bank (ADIB)

MINIMUM SALARY

AED 8,000

RATE

3.09%

ANNUAL FEE

AED 250

  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
  • 1% cashback: anywhere, anytime

MINIMUM SALARY

AED 8,000

RATE

3.09%

ANNUAL FEE

AED 250

Non AED Transaction Fee

3.10%

Cash Advance Fee

3.00 % / Min 99

Key Features

  • 1% Cashback: anywhere – any time
  • Get preferred flight ticket rates from the ADIB Travel Desk
  • Free grace period up to 55 days to repay your outstanding balance
  • Withdraw 100% of your finance limit as cash
  • Four Free Supplementary cards
  • 8% discount on hotel bookings made at Hotels.com

Reward Features

1% Cashback: anywhere – any time

CBD Titanium Mastercard

CBD Titanium Mastercard

Commercial Bank of Dubai (CBD)

MINIMUM SALARY

AED 5,000

RATE

3.45%

ANNUAL FEE

AED 0

  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
  • Free for life
  • Welcome bonus of 20,000 CBD reward points

MINIMUM SALARY

AED 5,000

RATE

3.45%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.75%

Cash Advance Fee

3.00 % / Min 105

Joining Offers

Welcome Offer

20,000 CBD  Reward Points.
Welcome Bonus is given provided the cardholder spends 500 AED within 30 days from card issuance date.

Key Features

  • No annual fees ever
  • CBD Points Rewards Program – earn up to 2 points for every AED spent
  • Complimentary access to over 10 VIP lounges in UAE, KSA, Jordan, Kuwait and Egypt
  • Thrice a month 20% discounts on Careem rides
  • Buy 1 Get 1 offers on leisure, entertainment, and more
  • Avis car rental offers
  • Mastercard Priceless Cities offers

Reward Features

Earn Reward Points

Earn CBD Reward Points

Earn 0.5 point per  AED of grocery purchases

Earn 0.5 points per 1 AED of government purchases

Earn 1 points per 1 AED for all other local purchases

Earn 1.5 points per 1 AED for all other international purchases

CBD Points can be redeemed for Emirates Skywards Miles, Etihad Guest Miles in the rate of 20 for 1 mile or for Cash Back.

Things To Be Aware Of

  • Some categories of spend earn fewer points
CBD Visa Infinite Card

CBD Visa Infinite Card

Commercial Bank of Dubai (CBD)

MINIMUM SALARY

AED 20,000

RATE

3.45%

ANNUAL FEE

AED 787

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Welcome bonus of 60,000 CBD reward points
  • Premium lifestyle & travel benefits

MINIMUM SALARY

AED 20,000

RATE

3.45%

ANNUAL FEE

AED 787

Non AED Transaction Fee

2.75%

Cash Advance Fee

3.00 % / Min 105

Joining Offers

60,000 CBD Reward Points.
Welcome Bonus is given provided the cardholder spends 5000 AED within 30 days from card issuance date.

Key Features

  • No annual fees for the first year on primary card
  • CBD Points Rewards Program – earn up to 3 points for every AED spent
  • Complimentary access to Pharaoh's Wafi Club
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • AED 80 worth of cashback on Vox at 50% discount. Roxy offer of 20% discount.
  • Free valet parking 4 times per month in Dubai & Abu Dhabi
  • 50% discount on VOX cinema tickets across the UAE
  • Unlimited access to 900+ airport lounges, worldwide plus 1 guest
  • Multi-trip travel insurance cover up to US $1,000,000
  • 24 hour Visa Premium Concierge Service
  • DragonPass 'Dine & Fly' airport dining program
  • Agoda hotels & vacations discounts
  • Fraudulent card misuse protection
  • 8% off bookings on hotels.com
  • Visa Luxury Hotel Collection
  • YQ Meet & Greet Service
  • Purchase Protection
  • Extended Warranty
  • 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
  • Subscribe to Anghami Plus and enjoy upto four months free for the first year
  • Screen reader support enabled.

Reward Features

Earn Reward Points

  • Earn CBD Reward Points
  • Earn 0.5 point per  AED of grocery purchases
  • Earn 0.5 points per 1 AED of government purchases
  • Earn 2.5 points per 1 AED for all other local purchases
  • Earn 3 points per 1 AED for all other international purchases
  • CBD Points can be redeemed for Emirates Skywards Miles, Etihad Guest Miles in the rate of 20 for 1 mile or for Cash Back.

Things To Be Aware Of

  • Min spend of AED 5,000 per month
  • Required for some benefits
CBD Visa Signature Card

CBD Visa Signature Card

Commercial Bank of Dubai (CBD)

MINIMUM SALARY

AED 12,000

RATE

3.45%

ANNUAL FEE

AED 525

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Welcome bonus of 30,000 CBD reward points
  • Premium lifestyle & travel benefits

MINIMUM SALARY

AED 12,000

RATE

3.45%

ANNUAL FEE

AED 525

Non AED Transaction Fee

2.75%

Cash Advance Fee

3.00 % / Min 105

Joining Offers

Welcome Offer

  • 30,000 CBD Reward Points
  • Welcome Bonus is given provided the cardholder spends 2500 AED within 30 days from card issuance date.

Key Features

  • No annual fees for the first year on primary card
  • CBD Points Rewards Program – earn up to 2.5 points for every AED spent
  • Complimentary access to Pharaoh's Wafi Club
  • Free valet parking 2 times per month in Dubai & Abu Dhabi
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE.
  • 50% discount on VOX cinema tickets across the UAE
  • Unlimited access to 900+ airport lounges, worldwide
  • Multi-trip travel insurance cover up to US $500,000
  • 24 hour Visa Premium Concierge Service
  • DragonPass 'Dine & Fly' airport dining program
  • Agoda hotels & vacations discounts
  • Fraudulent card misuse protection
  • 8% off bookings on hotels.com
  • Visa Luxury Hotel Collection
  • YQ Meet & Greet Service
  • Purchase Protection
  • Extended Warranty
  • 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
  • Subscribe to Anghami Plus and enjoy upto four months free for the first year
  • Screen reader support enabled.

Reward Features

Earn Reward Points

  • Earn CBD Reward Points
  • Earn 0.5 point per  AED of grocery purchases
  • Earn 0.5 points per 1 AED of government purchases
  • Earn 1.5 points per 1 AED for all other local purchases
  • Earn 2 points per 1 AED for all other international purchases
  • CBD Points can be redeemed for Emirates Skywards Miles, Etihad Guest Miles in the rate of 20 for 1 mile or for Cash Back.

Things To Be Aware Of

  • Min spend of AED 5,000 per month required for some benefits
CBD World Mastercard

CBD World Mastercard

Commercial Bank of Dubai (CBD)

MINIMUM SALARY

AED 30,000

RATE

3.45%

ANNUAL FEE

AED 787

  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Air Miles
  • Welcome bonus of 40,000 CBD reward points
  • Premium lifestyle & travel benefits

MINIMUM SALARY

AED 30,000

RATE

3.45%

ANNUAL FEE

AED 787

Non AED Transaction Fee

2.75%

Cash Advance Fee

3.00 % / Min 105

Joining Offers

40,000 CBD Reward Points.
Welcome Bonus is given provided the cardholder spends 5000 AED within 30 days from card issuance date.

Key Features

  • No annual fees for the first year on primary card
  • Attijari Points Rewards Program – earn up to 2.5 points for every AED spent
  • Complimentary access to Pharaoh's Wafi Club
  • Free valet parking 4 times per month in Dubai & Abu Dhabi
  • AED 140 worth of cashback on Vox at 50% discount. Roxy offer of 20% discount.
  • Unlimited access to 850+ airport lounges, worldwide
  • Luxury Serviced Apartments & Hotel Offers
  • Luxury outlet shopping offers and benefits at Bicester outlet villages in Europe
  • Complimentary nights at select Marriott Bonvoy properties worldwide
  • Car rental offers from Avis & Hertz including Hertz Gold Plus Rewards® Five Star membership
  • Enjoy a 10% discount on any international roundtrip airfare from Cleartrip
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Mastercard Priceless Cities offers
  • Raffles, Fairmont and Swissotel Spa Offers
  • MyUS Online shopping benefits and offers
  • Mastercard Buy 1 Get 1 free offers
  • Travel insurance cover upto $500,000 covering the cardholder & family
  • Complimentary travel insurance confirmation letter (for e.g. for Schengen Visa)

Reward Features

Earn Reward Points

  • Earn CBD Reward Points
  • Earn 0.5 point per  AED of grocery purchases
  • Earn 0.5 points per 1 AED of government purchases
  • Earn 2 points per 1 AED for all other local purchases
  • Earn 2.5 points per 1 AED for all other international purchases
  • CBD Points can be redeemed for Emirates Skywards Miles, Etihad Guest Miles in the rate of 20 for 1 mile or for Cash Back.

Things To Be Aware Of

  • Min spend of AED 5,000 per month
  • Required for some benefits
Dubai first Cashback Card

Dubai first Cashback Card

Dubai First

MINIMUM SALARY

AED 5,000

RATE

3.50%

ANNUAL FEE

AED 0

  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Contactless Tech
  • Air Miles
  • 5% cashback on online purchases, utility bills, school fees
  • 5% cashback at the supermarket
  • 1% Cashback on everything else
  • Unlimited Airport Lounge access
  • 20% off on Careem rides

MINIMUM SALARY

AED 5,000

RATE

3.50%

ANNUAL FEE

AED 0

Non AED Transaction Fee

3.90%

Cash Advance Fee

3.00 % / Min 100

Joining Offers

No Annual fee

Key Features

  • 5% cashback on online purchases including utility bills, travel bookings, school fees, fashion, electronics and everything else you buy online.
  • Up to 10% additional cashback on 1,500+ ecommerce sites with www.shopsmart.ae
  • Complimentary airport lounge access across MENA
  • Access to premium health clubs
  • Mastercard Priceless Cities offers
  • Travel and lifestyle benefits
  • Special offers and 0% payment plans across a range of premium partners.

Reward Features

Earn Cashback: 

Dubai First Cashback Card offers unlimited cashback with instant earning & redemption through the Dubai First Mobile app. 

  • 5% cashback on online purchases (including utility bills, travel bookings, school fees, fashion, electronics and everything else you buy online)
  • 5% cashback at the supermarket
  • 1% cashback on everything else
  • Unlimited cashback earning
  • No minimum spend
  • Cashback everywhere you shop
  • Up to 10% additional cashback on 1,500+ ecommerce sites with Shopsmart

The Dubai First Cashback Card offers unlimited cashback as well as instant earning and redemption through the Dubai First Mobile App.

Things To Be Aware Of

  • Cashback is capped at max AED 1,000 p.m
  • 2.5% cashback if total spend is more than AED 20,000 p.m
Dubai First Emarati Card

Dubai First Emarati Card

Dubai First

MINIMUM SALARY

AED 10,000

RATE

3.19%

ANNUAL FEE

AED 750

  • Dining Offers
  • Health & Fitness
  • Airport Lounge Access
  • Purchase Protection
  • Air Miles
  • Exclusive card for Emaratis
  • Earn up to 2% cashback per month
  • Exclusive health club offers

MINIMUM SALARY

AED 10,000

RATE

3.19%

ANNUAL FEE

AED 750

Non AED Transaction Fee

3.90%

Cash Advance Fee

3.00 % / Min 100

Key Features

  • Up to 2.5% Cash Back on every day spends in the UAE and abroad
  • Complimentary airport lounge access across MENA
  • Access to premium health clubs
  • Al Himaaya Insurance
  • Purchase Protection cover up to AED 40,000

Reward Features

Earn Cashback

Total domestic spend & cashback earned per month

  • AED 0 - AED 9,999 per month: 1.0%
  • AED 10,000 - AED 19,999: 1.5%
  • Above AED 20,000: 2.0%
  • Earn additional 0.5% bonus rewards for all international spends
  • Max cashback is capped at AED 750 per month
  • No cashback on utilities & government spends

Things To Be Aware Of

  • Card exclusive to UAE Emaratis
  • Max cashback capped at AED 750 per month
  • Max cashback earned if monthly spend is above AED 20,000
Emirates Islamic Cashback Plus Card

Emirates Islamic Cashback Plus Card

Emirates Islamic Bank (EIB)

MINIMUM SALARY

AED 5,000

RATE

3.49%

ANNUAL FEE

AED 299

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Earn up to 10% cashback on specific categories
  • Embedded Nol chip for RTA benefits
  • Umlimited Lounge Access
  • Complimentary Golf any day of the week

MINIMUM SALARY

AED 5,000

RATE

3.49%

ANNUAL FEE

AED 299

Non AED Transaction Fee

3.49%

Cash Advance Fee

3.00 % / Min 199

Joining Offers

Cashback Plus Free for life- offer expires on 31st December 2020

Key Features

  • Earn up to 10% cashback on supermarket, education, dining & telecom
  • The card comes with an embedded Nol chip
  • 20% off on weekdays at Ultra Premium, Platinum Plus and Classic Silver Plus at Roxy
  • Auto top-up facility on Salik and Nol
  • Gold Class Cabin access
  • Complimentary access to 1000+ lounges globally for the cardholder (via Loungekey)
  • Mazaya Offers Programme
  • 8% discount on hotel bookings made at Hotels.com
  • 24-hour personalised premium concierge service
  • Visa Luxury Hotel collection offers
  • Two complimentary rounds at Arabian Ranches or Meydan Golf Course
  • Balance transfer facility
  • Fraudulent card misuse protection cover ($2,500 per occurrence with $4,000 annual aggregate limit)
  • Cash-On-Call facility (upto 80% of your credit limit) through 24/7 phone banking service
  • Extended warranty & purchase protection on purchases made on the card
  • Medical & Legal referral assistance
  • Travel insurance cover upto $500,000 covering the cardholder & family for trips upto 90 days in duration
  • 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
  • Subscribe to Anghami Plus and enjoy upto four months free for the first year

Reward Features

Earn Cashback on your Emirates Islamic Cashback Plus Credit Card

Cashback on Supermarket, Education, Dining & telecom for total monthly spend level:

  • Up to AED 2,499 - 0% cashback
  • Between AED 2,500 & AED 7,499 - 3% cashback
  • Between AED 7,500 & AED 14,999 - 5% cashback
  • Above AED 15,000 - 10% cashback

Maximum Cash Back Per Month - AED 200 for above categories, except Education as the cap is AED400.

Things To Be Aware Of

  • AED 2500 minimum should be spend to earn cashback
  • For telecom spends on this card use direct payment channels
  • Cashback points Redemption is done via Online/Mob Banking
Emirates NBD Diners Club Credit Card

Emirates NBD Diners Club Credit Card

Emirates NBD

MINIMUM SALARY

AED 10,000

RATE

3.25%

ANNUAL FEE

AED 400

  • Golf offers
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
  • Earn rewards on all domestic & international spends
  • Global airport lounge access and travel insurance

MINIMUM SALARY

AED 10,000

RATE

3.25%

ANNUAL FEE

AED 400

Non AED Transaction Fee

3.14%

Cash Advance Fee

3.00 % / Min 99

Key Features

  • Earn Plus Points rewards on all domestic and international spends
  • Redeem Plus Points for gift vouchers, frequent flyer miles, annual fee waivers or cash back
  • Unlimited complimentary access to VIP lounges worldwide for primary cardholder
  • Free golf at Yas Links Abu Dhabi once in a month
  • Bon Appetit - exclusive dining discounts
  • Global privileges - exclusive savings on travel, dining, entertainment and more, all over the world
  • Travel insurance cover of up to USD 100,000
  • Free 24/7 roadside assistance up to 2 times per year

Reward Features

Earn Plus Points rewards on all domestic and international spends:

  • 1 Plus Point for every AED 100 retail spend
  • Earn 5% points on Duty Free spends and 2.5% on dining spends
  • Insurance, Car dealership related, Grocery/Supermarket will earn 0.4% Points
  • Real Estate, Education, Fuel, Govt Services, Utilities, Telecom will earn 0.2% Points
  • Redeem Plus Points for gift vouchers, frequent flyer miles, annual fee waivers or cash back

Things To Be Aware Of

  • Airport lounge access requires 3 month avg spend of AED2,500
  • Specific spend categories earn lower rewards
  • Golf requires monthly spend of AED 3000
Emirates NBD MasterCard Platinum Credit Card

Emirates NBD MasterCard Platinum Credit Card

Emirates NBD

MINIMUM SALARY

AED 12,000

RATE

3.25%

ANNUAL FEE

AED 0

  • Golf offers
  • Valet Parking
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Purchase Protection
  • Air Miles
  • Earn rewards on all domestic & international spends
  • Comprehensive lifestyle offers
  • Discounts on flights and holiday packages
  • Life time free card along with a AED 300 Noon.com Voucher

MINIMUM SALARY

AED 12,000

RATE

3.25%

ANNUAL FEE

AED 0

Non AED Transaction Fee

3.14%

Cash Advance Fee

3.00 % / Min 99

Joining Offers

Apply for a Platinum credit card and get it free along with a voucher worth AED 300 to spend on Noon.com.

Key Features

  • Earn Plus Points rewards on all domestic and international spends
  • Redeem Plus Points for gift vouchers, frequent flyer miles, annual fee waivers or cash back
  • Dedicated concierge service
  • Up to 2 airport transfers per calendar year
  • Pick up & delivery of car for servicing & registration once a year
  • Free Local courier services within UAE up to 6 times per calendar year
  • Up to 4 complimentary valet parking services at select locations in Abu Dhabi
  • Exclusive NBD Golf discounts program. 40% discount at over 100 golfcourses worldwide
  • Salik auto top-up feature
  • Bon Appetit - exclusive dining discounts
  • Discounts on air tickets and holiday packages
  • Unlimited complimentary access to over 10 VIP lounges in UAE, KSA, Jordan, Kuwait and Egypt
  • Up to 30% discount on travel booking made via Cleartrip
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Enjoy exclusive benefits with Avis car rental services
  • MasterCard Buy 1 get 1 offers
  • Mastercard Priceless Cities offers
  • 0% Easy Instalment Plan
  • MYUS Premium Shipping Discounts
  • Purchase protection of up to USD 5,000 per year

Reward Features

Earn Plus Points Rewards

  • Earn Plus Points for every spend and redeem them instantly at your favorite stores. You can also convert your Plus Points to Frequent Flyer Miles or Cash back.
  • Earn up to 1.5 Plus Points for every AED 100 spend.
  • Earn 0.4% Plus Points in supermarkets and groceries spends.
  • Earn 0.4% Plus Points in Insurance and Car Dealership spends.
  • Earn 0.2% Plus Points in Fuel and Utility Payments.
  • Earn 0.2% Plus Points in Real Estate and Education spends.

Things To Be Aware Of

  • Specific spend categories earn lower rewards
Emirates NBD MasterCard Titanium Credit Card

Emirates NBD MasterCard Titanium Credit Card

Emirates Islamic Bank (EIB)

MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 0

  • Golf offers
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
  • Life time free card along with a AED 300 Noon.com voucher
  • Enjoy MasterCard Buy 1 Get 1 offers
  • Earn rewards on all domestic & international spends

MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 0

Non AED Transaction Fee

3.14%

Cash Advance Fee

3.00 % / Min 99

Joining Offers

Life time free credit card along with a AED 300 Noon.com voucher.  Apply online now!

Key Features

  • Earn Plus Points rewards on all domestic and international spends
  • Redeem Plus Points for gift vouchers, frequent flyer miles, annual fee waivers or cash back
  • Exclusive NBD Golf discounts program. 40% discount at over 100 golfcourses worldwide
  • Salik auto top-up feature
  • Bon Appetit - exclusive dining discounts
  • Discounts on air tickets and holiday packages
  • Unlimited complimentary access to over 10 VIP lounges in UAE, KSA, Jordan, Kuwait and Egypt
  • Discounted chauffeur rides with Careem
  • Enjoy exclusive benefits with Avis car rental services
  • MasterCard Buy 1 get 1 offers
  • MarkaVIP online shopping discounts
  • Card fraud protection
  • 0% Easy Installment Plan
  • Sky Shopper

Reward Features

Earn Plus Points Rewards

  • Earn Plus Points rewards on all domestic and international spends - 1 Plus Point for every AED 100 retail spend.
  • Earn 0.4% Plus Points in supermarkets and groceries spends.
  • Earn 0.4% Plus Points in Insurance and Car Dealership spends.
  • Earn 0.2% Plus Points in Fuel and Utility Payments.
  • Earn 0.2% Plus Points in Real Estate and Education spends.
  • Earn Plus Points for every spend and redeem them instantly at your favorite stores. You can also convert your Plus Points to Frequent Flyer Miles or Cash back.

Things To Be Aware Of

  • Specific spend categories earn lower rewards
Emirates NBD Visa Infinite Credit Card

Emirates NBD Visa Infinite Credit Card

Emirates NBD

MINIMUM SALARY

AED 50,000

RATE

2.99%

ANNUAL FEE

AED 1,500

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Earn rewards on all domestic & international spends
  • Exclusive lifestyle offers and perks
  • Golf club privileges
  • Exclusive Concierge Desk Privileges

MINIMUM SALARY

AED 50,000

RATE

2.99%

ANNUAL FEE

AED 1,500

Non AED Transaction Fee

3.14%

Cash Advance Fee

3.00 % / Min 99

Key Features

  • Earn Plus Points rewards on all domestic and international spends
  • Redeem Plus Points for gift vouchers, frequent flyer miles, annual fee waivers or cash back
  • Unlimited complimentary access to over 650+ VIP lounges worldwide for primary, supplementary and 1 guest each
  • Dedicated concierge service
  • Up to 4 airport transfers per calendar year
  • Pick up & delivery of car for servicing & registration once a year
  • Free Local courier services within UAE up to 12 times per calendar year
  • Up to 4 complimentary valet parking services at select locations in Abu Dhabi
  • Complimentary golf at not 4, but 5 golf courses across the UAE, twice a month. Discounts at 14 clubs in the UAE and Muscat.
  • Salik auto top-up feature
  • Bon Appetit - Exclusive dining discounts
  • Discounts on air tickets and holiday packages
  • 20% off at Roxy cinema on weekdays. Not valid on public holidays and applicable untill Sept 2020. There is no minimum spend requirement on this card for this offer.
  • International Medical & Travel Assistance
  • Purchase Protection cover for lost, stolen and damaged goods
  • Extended Warranty - automatically double the manufacturer's warranty
  • Travel Insurance cover
  • Visa luxury hotel collection offers
  • 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
  • Subscribe to Anghami Plus and enjoy upto four months free for the first year
  • 8% discount on hotel bookings made at Hotels.com
  • Fraudulent card misuse protection cover ($3,000 per occurrence with $5,000 annual aggregate limit)

Reward Features

Earn Plus Points Rewards

  • Earn Plus Points for every spend and redeem them instantly at your favorite stores. You can also convert your Plus Points to Frequent Flyer Miles or Cash back.
  • Earn up to 2 Plus Points for every AED 100 spend
  • Earn 0.4% Plus Points in supermarkets and groceries spends
  • Earn 0.4% Plus Points in Insurance and Car Dealership spends
  • Earn 0.2% Plus Points in Fuel and Utility Payments
  • Earn 0.2% Plus Points in Real Estate and Education spends
  • See more information and redemption options

Things To Be Aware Of

  • Specific spend categories earn lower rewards
Emirates NBD Visa Platinum Credit Card

Emirates NBD Visa Platinum Credit Card

Emirates NBD

MINIMUM SALARY

AED 12,000

RATE

3.25%

ANNUAL FEE

AED 0

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Earn rewards on all domestic & international spends
  • Comprehensive lifestyle offers
  • Discounts on flights and holiday packages
  • Flexible payment options
  • Life time free card along with a AED 300 Noon.com Voucher

MINIMUM SALARY

AED 12,000

RATE

3.25%

ANNUAL FEE

AED 0

Non AED Transaction Fee

3.14%

Cash Advance Fee

3.00 % / Min 99

Joining Offers

Apply for a Platinum credit card and get it free along with a voucher worth AED 300 to spend on Noon.com.


Key Features

  • Earn Plus Points rewards on all domestic and international spends
  • Redeem Plus Points for gift vouchers, frequent flyer miles, annual fee waivers or cash back
  • Complimentary 2-for-1 Deals with Entertainer
  • Up to 2 airport transfers per calendar year
  • Access to over 200 airport restaurant offers globally
  • Pick up & delivery of car for servicing & registration once a year
  • Free Local courier services within UAE up to 6 times per calendar year
  • Up to 4 complimentary valet parking services at select locations in Abu Dhabi
  • 10 complimentary tickets through Vox Buy1 Get1 and 20% off at Roxy Cinemas
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • Salik auto top-up feature
  • 0% Easy Instalment Plan
  • Utility Bill Payments
  • Bon Appetit - Exclusive dining discounts
  • Discounts on air tickets and holiday packages
  • Unlimited complimentary access to over 10 VIP lounges in UAE, KSA, Jordan, Kuwait and Egypt
  • International Medical & Travel Assistance
  • Purchase Protection cover for lost, stolen and damaged goods
  • Visa Luxury Hotel collection offers
  • 8% discount on hotel bookings made at Hotels.com
  • Extended warranty & purchase protection on purchases made on the card
  • 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
  • 4 free months of Anghami Plus

Reward Features

Earn Plus Points Rewards

  • Earn Plus Points for every spend and redeem them instantly at your favorite stores. You can also convert your Plus Points to Frequent Flyer Miles or Cash back.
  • Earn Plus Points rewards on all domestic and international spends-Earn up to 1.5 Plus Points for every AED 100 spend
  • Earn 0.4% Plus Points in supermarkets and groceries spends
  • Earn 0.4% Plus Points in Insurance and Car Dealership spends
  • Earn 0.2% Plus Points in Fuel and Utility Payments
  • Earn 0.2% Plus Points in Real Estate and Education spends.

Things To Be Aware Of

  • Specific spend categories earn lower rewards
FAB Abu Dhabi Platinum Card

FAB Abu Dhabi Platinum Card

First Abu Dhabi Bank (FAB)

MINIMUM SALARY

AED 15,000

RATE

3.50%

ANNUAL FEE

AED 0

  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
  • Air Miles
  • Roadside Assistance
  • No Annual fee
  • Airport Transfers Facility
  • Choice of Reward Points
  • Chances to Win A mesmerizing Porsche Cayman

MINIMUM SALARY

AED 15,000

RATE

3.50%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.05%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • Win a dream trip for two to New York, Seychelles, Maldives, London or Sydney
  • Grand Prize - A mesmerizing Porsche Cayman S
  • Win a luxury two-night stay at one of Abu Dhabi’s most exclusive resorts
  • Mall Vouchers up to AED 1,000
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Free Airport Transfers
  • Mastercard Priceless Cities offers
  • Mastercard Buy 1 Get 1 free offers
  • Car rental offers from Avis
  • Enjoy an upto 30% discount on international roundtrip airfare & hotel bookings from Cleartrip
  • Free VIP Diamond Lounge Access at Abu Dhabi airport
  • Complimentary access to over 25+ lounges in the Middle East, Levant & select locations globally for the cardholder
  • Enjoy purchase protection of upto USD 5,000 per annum upto 90 days from the date of purchase
  • Enjoy up to 2 valet parking services per month at selected locations
  • Upto 4 discounted tickets at VOX
  • Select a loyalty program of your choice - rewards, miles or cashback
  • Accident care plan
  • Talk for free
  • Emergency auto assistance
  • Balance Transfer

Reward Features

Choose from First Rewards, First Miles or First Cashback

Choice of loyalty program:


First Reward Point:

  • Earn 1 First Reward Point per AED on domestic spends.
  • Earn 2 First Reward Points on International Spends and Bonus First Rewards points shall be awarded for a minimum cumulative spend of AED 500 and maximum spend of AED 20,000 during a given month.
  • Earn 2 First Reward points for supermarket spends.


Cashback:

  • Earn up to 3% First Cashback on your domestic spend.
  • Earn up to 5% First Cashback on your international spend.


First Miles:

  • Earn up to 2 First Miles for every USD 1 spent on your international spend.
  • Earn up to 1 First Mile for every USD 1 spent on your domestic spend.

Things To Be Aware Of

  • Cashback categories have maximum caps
  • Some benefits require minimum spends per month
FAB Abu Dhabi Titanium Card

FAB Abu Dhabi Titanium Card

First Abu Dhabi Bank (FAB)

MINIMUM SALARY

AED 5,000

RATE

3.50%

ANNUAL FEE

AED 0

  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
  • Roadside Assistance
  • Win a luxurious Audi Q5
  • No Annual Fee
  • Access to airport lounges across the Middle East
  • Win amazing travel adventures and shopping vouchers

MINIMUM SALARY

AED 5,000

RATE

3.50%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.05%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • Win a trip for two – two winners semi-annually
  • Win a sizzling Audi Q5 – one winner every year
  • Win a luxury hotel staycation – five winners every quarter
  • Win shopping worth AED 1000 – 10 winners every month
  • Select a loyalty program of your choice - rewards or cashback
  • Buy 1 get 1 free cinema offers (Cine Royal & Star Cinemas)
  • Unlimited access to airport lounges across the Middle East
  • Priceless Arabia Mastercard Offers
  • Accident care plan
  • Talk for Free
  • Shop Smart
  • Emergency auto assistance
  • Balance Transfer

Reward Features

Choose from First Rewards, First Miles or First Cashback

Earn 1 First Reward Point per AED on domestic spends.

Earn 2 First Reward Points on International Spends.

OR 

Earn up to 3% First Cashback on your domestic spends.

Earn up to 5% First Cashback on your international spends.

Cashback earnings will be capped at AED 1,000 per cycle.

Things To Be Aware Of

  • Cashback categories have maximum caps
  • Some benefits require minimum spends per month
FAB du Platinum Credit Card

FAB du Platinum Credit Card

First Abu Dhabi Bank (FAB)

MINIMUM SALARY

AED 15,000

RATE

3.50%

ANNUAL FEE

AED 0

  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
  • Roadside Assistance
  • No annual fee
  • Great savings on du bill payments
  • Choice of different loyalty rewards types
  • Access to airport lounges across the Middle East

MINIMUM SALARY

AED 15,000

RATE

3.50%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.05%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • 10% discount on du postpaid and home services
  • 10% bonus credit on prepaid line recharges
  • 10% discount on your du smartphone Privilege Plan monthly data charges
  • Accelerated First Reward points on du transactions
  • Select a loyalty program of your choice - rewards, miles or cashback
  • Mastercard Priceless Cities offers
  • Mastercard Buy 1 Get 1 free offers
  • Enjoy an upto 30% discount on international roundtrip airfare & hotel bookings from Cleartrip
  • AVIS Car rental offers
  • Enjoy purchase protection of upto USD 5,000 per annum upto 90 days from the date of purchase
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Talk for free
  • Tap & Go
  • Shop smart
  • Free access 6 times a year to VIP airport lounges worldwide
  • Free VIP Diamond Lounge Access at Abu Dhabi airport
  • Valet parking up to 5 times a month in Dubai & Abu Dhabi
  • Upto 4 discounted tickets at VOX
  • Balance Transfer

Reward Features

Choice of loyalty program:

First Reward Point:

  • Earn 1 First Reward Point per AED on domestic spends.
  • Earn 2 First Reward Points on International Spends.
  • Earn 2 First Reward points for supermarket transactions.

Cashback:

  • Earn up to 3% First Cashback on your domestic spend.
  • Earn up to 5% First Cashback on your international spend.

First Miles:

  • Earn up to 2 First Miles for every USD 1 spent on your international spend.
  • Earn up to 1 First Mile for every USD 1 spent on your domestic spend.

Things To Be Aware Of

  • Cashback categories have maximum caps
  • Some benefits require minimum spends per month
FAB du Titanium Credit Card

FAB du Titanium Credit Card

First Abu Dhabi Bank (FAB)

MINIMUM SALARY

AED 5,000

RATE

3.50%

ANNUAL FEE

AED 0

  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Contactless Tech
  • Air Miles
  • Roadside Assistance
  • No annual fee
  • Great savings on du bill payments
  • Choice of different loyalty rewards types
  • Access to airport lounges across the Middle East

MINIMUM SALARY

AED 5,000

RATE

3.50%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.05%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • 10% discount on du postpaid and home services
  • 10% discount on du Smart Phone Privilege Plan
  • 10% bonus credit on prepaid line recharges
  • 10% discount on du home services bill payments
  • Accelerated First Reward points on du transactions
  • Select a loyalty program of your choice - rewards or cashback
  • Reward redemption against your du bill payments
  • Tap & go
  • Talk for free
  • Unlimited access to airport lounges across the Middle East
  • VIP Diamond Lounge Access
  • Buy 1 get 1 free cinema offers (Cine Royal & Star Cinemas)
  • Balance Transfer

Reward Features

Choose from First Rewards or First Cashback

Earn 1 First Reward Point per AED on domestic spends.

Earn 2 First Reward Points on supermarket spends.

Earn 2 First Reward Points on International Spends (minimum cumulative spend of AED 500 and maximum spend of AED 20,000 during a given month).

To redeem choose from hundreds of rewards vouchers for jewellery, personal accessories, electronics and more.

OR 

Earn up to 3% First Cashback on your domestic spend.

Earn up to 5% First Cashback on your international spend.

Cashback earnings will be capped at AED 1,000 per cycle..

Things To Be Aware Of

  • Cashback categories have maximum caps
  • Some benefits require minimum spends per month
FAB Ferrari Infinite Credit Card

FAB Ferrari Infinite Credit Card

First Abu Dhabi Bank (FAB)

MINIMUM SALARY

AED 30,000

RATE

3.50%

ANNUAL FEE

AED 550

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Roadside Assistance
  • Exclusive Ferrari offers
  • Extensive premium lifestyle benefits
  • Premium travel benefits

MINIMUM SALARY

AED 30,000

RATE

3.50%

ANNUAL FEE

AED 550

Non AED Transaction Fee

2.95%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • Exclusive Ferrari experiences - Ferrari Driving Experience, Ferrari Challenge Race, Ferrari Factory and Museum Tour
  • Complimentary Premium Subscription to the Scuderia Ferrari Online Community
  • Choice of loyalty rewards - Rewards, Miles or Cashback
  • Unlimited access to 750+ airport lounges globally for cardholder plus a guest
  • Airport Dining Discount Program with DragonPass
  • Discounts with Agoda
  • Visa Luxury Hotel Collection
  • 90+ TimeOut Dining offers in UAE
  • 20% off at Jumeirah Dining establishments
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • Valet parking up to 5 times a month in Dubai & Abu Dhabi
  • 10 tickets under Buy1 get 1 at vox and 20% off at Roxy. Also avail 6 discounted tickets at Vox
  • Jumeirah Hotel Stay Offers
  • YQ Meet & Greet Service discounts
  • AVIS Car Rental offers
  • Medical & Travel assistance
  • Global Customer Assistance Services
  • Multi-trip travel insurance cover up to US $1,000,000
  • Purchase protection
  • Extended warranty
  • Balance Transfer

Reward Features

Choose from First Rewards, First Miles or First Cashback

First Rewards

  • Earn 1 First Reward point for every 1 AED spent locally
  • Earn double reward points for international spends (points awarded for minimum spend of AED 500 and maximum of AED 20,000)
  • No reward points on utility bill spends above AED 2,000
  • Earn double reward points for supermarket spends
  • No points for govt and fuel spends

To redeem choose from hundreds of rewards vouchers for jewellery, personal accessories, electronics and more

First Miles
Earn 2 First Miles for every $1 spent internationally and 1 First Mile for every $1 spend locally.
Redeem against any airline, hotel or any travel service in the world without any blackout dates.

First Cashback
Guaranteed cashback earnings up to 5%, with no minimum spend criteria.

Things To Be Aware Of

  • Cashback categories have maximum caps
  • Some benefits require minimum spend of AED 1,500 p.m
FAB Ferrari Signature Credit Card

FAB Ferrari Signature Credit Card

First Abu Dhabi Bank (FAB)

MINIMUM SALARY

AED 12,000

RATE

3.50%

ANNUAL FEE

AED 550

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Roadside Assistance
  • Exclusive Ferrari offers
  • Lifestyle and travel benefits
  • Choice of different loyalty rewards types

MINIMUM SALARY

AED 12,000

RATE

3.50%

ANNUAL FEE

AED 550

Non AED Transaction Fee

2.95%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • Exclusive Ferrari experiences - Ferrari Driving Experience, Ferrari Challenge Race, Ferrari Factory and Museum Tour
  • AVIS Car Rental offers
  • Complimentary premium subscription to the Scuderia Ferrari Online Community
  • Choice of loyalty rewards - Rewards, Miles or Cashback
  • Unlimited access to 500+ airport lounges globally
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE.
  • Visa Luxury Hotel Collection
  • Valet parking up to 5 times a month in Dubai & Abu Dhabi
  • 10 tickets under Buy1 get 1 at VOX and 20% off at Roxy. Also avail 6 discounted tickets at VOX
  • Multi-trip travel insurance cover up to US $500,000
  • Signature Concierge Service
  • Signature Dining
  • Purchase Protection
  • Extended Warranty
  • Emergency Card Replacement
  • Emergency Cash Disbursement
  • Medical and Legal Referral
  • Balance Transfer

Reward Features

Choose from First Rewards, First Miles or First Cashback

First Rewards

  • Earn 1 First Reward point for every 1 AED spent locally
  • Earn double reward points for international spends (points awarded for minimum spend of AED 500 and maximum of AED 20,000)
  • No reward points on utility bill spends above AED 2,000
  • Earn double reward points for supermarket spends
  • No points for govt and fuel spends

To redeem choose from hundreds of rewards vouchers for jewellery, personal accessories, electronics and more.

First Miles

  • Earn 2 First Miles for every $1 spent internationally and 1 First Mile for every $1 spend locally.
  • Redeem against any airline, hotel or any travel service in the world without any blackout dates.

First Cashback

Guaranteed cashback earnings up to 5%, with no minimum spend criteria.

Things To Be Aware Of

  • Cashback categories have maximum caps
  • Some benefits require minimum spend of AED 1,500 p.m
FAB Manchester City FC Infinite Card

FAB Manchester City FC Infinite Card

First Abu Dhabi Bank (FAB)

MINIMUM SALARY

AED 30,000

RATE

3.50%

ANNUAL FEE

AED 0

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Roadside Assistance
  • No Annual Fee
  • Spend and win premier Manchester City experiences
  • Choice of different loyalty rewards types
  • Access to airport lounges across the Middle East

MINIMUM SALARY

AED 30,000

RATE

3.50%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.05%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • Win a trip to the Etihad Stadium to watch Manchester City in action
  • Witness one of the final matches in the UK
  • Win a chance to meet the Manchester City Team in the UK
  • Win official kids coaching lessons
  • Redeem loyalty points against MCFC merchandise
  • Win Mall Vouchers
  • Shop Smart
  • Choice of loyalty rewards - Rewards, Miles or Cashback
  • Complimentary access to 1000+ lounges globally for the cardholder Plus a guest (via Loungekey)
  • Airport Dining Discount Program with DragonPass
  • 24-hour personalised premium concierge service
  • Discounts with Agoda
  • Visa Luxury Hotel Collection
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • Valet parking up to 5 times a month in Dubai & Abu Dhabi
  • 10 tickets under Buy1 Get 1 at vox and 20% off at Roxy. Also avail 6 discounted tickets at Vox
  • Jumeirah Hotel Stay Offers
  • YQ Meet & Greet Service discounts
  • AVIS Car Rental offers
  • Medical & Travel assistance
  • Global Customer Assistance Services
  • 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
  • Subscribe to Anghami Plus and enjoy upto four months free for the first year
  • Screen reader support enabled
  • Travel insurance cover upto $1,000,000 covering the cardholder & family for trips upto 90 days in duration
  • Fraudulent card misuse protection cover ($3,000 per occurrence with $5,000 annual aggregate limit)
  • Extended warranty
  • Balance Transfer

Reward Features

Choose from First Rewards, First Miles or First Cashback

Choice of loyalty program:

First Reward Point:

  • Earn 1 First Reward Point per AED on domestic spends.
  • Earn 2 First Reward Points on International Spends.
  • Earn 2 First Reward points for supermarket transactions.

Cashback:

  • Earn up to 3% First Cashback on your domestic spend.
  • Earn up to 5% First Cashback on your international spend.

First Miles:

  • Earn up to 2 First Miles for every USD 1 spent on your international spend.
  • Earn up to 1 First Mile for every USD 1 spent on your domestic spend.

Things To Be Aware Of

  • Cashback categories have maximum caps
  • Some benefits require minimum spends per month
FAB Standard Credit Card

FAB Standard Credit Card

First Abu Dhabi Bank (FAB)

MINIMUM SALARY

AED 5,000

RATE

3.50%

ANNUAL FEE

AED 0

  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Extended Warranty
  • Air Miles
  • Free for life
  • Choice of different loyalty rewards types

MINIMUM SALARY

AED 5,000

RATE

3.50%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.05%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • Complimentary Bronze Meet and Greet Service
  • Select a loyalty program of your choice - rewards or cashback
  • Complimentary Lounge Access (Dubai or Abu Dhabi International Airport)
  • Accident care plan
  • Emergency auto assistance
  • Balance Transfer

Reward Features

Domestic Transactions- 1 First Reward for AED 1.

Cashback- upto 3%  with no minimum spend criteria.

 

InternationalTransactions- 1 First Reward for AED 1.

Cashback- upto 5% with no minimum spend criteria.

 

Earn double First Reward Points every time you use your FAB Credit Card at any supermarket or departmental store in the UAE or on all purchases internationally. 

Things To Be Aware Of

  • Cashback categories have maximum caps
  • Some benefits require minimum spends per month
Mashreq Smartsaver Global Credit Card

Mashreq Smartsaver Global Credit Card

Mashreq Bank

MINIMUM SALARY

AED 10,000

RATE

3.45%

ANNUAL FEE

AED 787

  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Air Miles
  • Earn cashback on all spends
  • Bonus cashback on hotels, duty free & airlines
  • Complimentary airport drop service

MINIMUM SALARY

AED 10,000

RATE

3.45%

ANNUAL FEE

AED 787

Non AED Transaction Fee

2.79%

Cash Advance Fee

3.15 % / Min 210

Key Features

  • Savings of up to 2% on all international & 0.5% on all local spends
  • Up to 5% cashback on Airline, Hotel and Duty Free
  • Up to 8% cashback at 450 leading merchant partners in UAE
  • Complimentary access to over 650+ airport lounges globally
  • Chauffeured complimentary airport pick-up or drop off service within Dubai 6 times a year
  • Earn up to AED 750 bonus cashback through spend
  • Complimentary nights at select Marriott Bonvoy properties worldwide
  • Car rental offers from Avis & Hertz including Hertz Gold Plus Rewards® Five Star membership
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Luxury outlet shopping offers and benefits at Bicester outlet villages in Europe
  • Enjoy a 10% discount on any international roundtrip airfare from Cleartrip
  • Fairmont, Raffles, and Swissotel Spa Offer
  • MasterCard Buy 1 Get 1 Offers
  • Mastercard Priceless Cities offers
  • MyUS Premium Shipping Discounts
  • Travel insurance cover upto $500,000 covering the cardholder & family
  • Complimentary travel insurance confirmation letter (for e.g. for Schengen Visa)

Reward Features

  • 5% cashback on Airline, Hotel & Duty Free- cap AED 250 per month- minimum of AED 10,000 monthly total spends on card.
  • Up to 8% bonus cashback at merchant partners- Ensure your card is swiped on Mashreq Terminal only to avail the cashback.
  • 2% cashback on International Transactions. (no cap)
  • 0.5% cashback on Local Transactions.(no cap)

Things To Be Aware Of

  • Cashback categories have max caps
  • Supplementary fee has annual fee of AED 315
NOOR Bank Rewards Platinum Credit Card

NOOR Bank Rewards Platinum Credit Card

Noor Bank

MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 0

  • Golf offers
  • Valet Parking
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Air Miles
  • No annual fee
  • Earn cashback on all spends
  • Lifestyle benefits (valet parking, airport drops etc.)

MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.50%

Cash Advance Fee

3.00 % / min 100

Key Features

  • Annual Fees waived
  • Complimentary Global Internet Calling
  • Complimentary U by Emaar loyalty program membership
  • Earn 1.25% cashback on local spends & 2% on international spends
  • Unlimited access to over 25 Regional and International Airport lounges
  • Complimentary workouts at select gyms in Dubai & Abu Dhabi
  • Free round of golf at Arabian Ranches Dubai
  • 2 free valet parking services per month at 30+ locations in Abu Dhabi and Dubai
  • 2 complimentary airport pick-up or drop-off services within Abu Dhabi, Dubai or Sharjah per year
  • Buy 1 Get 1 free on over 900 offers on Dining and Hotel nights

Reward Features

Earn Cashback

  • Earn 1.25% cashback on local spends
  • Earn 2% cashback on international spends

Can be redeemed for CashBack, Sharaf DG, Kalyan Jewellers, Joyalukkas, Jacky's retailer & Jack's Electronics vouchers and Awqaf and Minors Affairs (AMAF) donations.

Things To Be Aware Of

  • Some benefits require minimum spend criteria to be met
NOOR Bank Rewards Titanium Credit Card

NOOR Bank Rewards Titanium Credit Card

Noor Bank

MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 0

  • Valet Parking
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
  • No annual fee
  • Earn cashback on all spends

MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.50%

Cash Advance Fee

3.00 % / min 100

Key Features

  • Annual Fees waived
  • Complimentary Global Internet Calling
  • Earn 1% cashback on local spends & 2% on international spends
  • Unlimited access to selected airport lounges across Egypt, Jordan, Kuwait, Saudi Arabia & UAE
  • 1 free valet parking service per month at 30+ locations in Abu Dhabi and Dubai
  • Buy 1 Get 1 free on over 900 offers on Dining and Hotel nights

Reward Features

Earn Cashback

  • Earn 1% cashback on local spends
  • Earn 2% cashback on international spends

Can be redeemed for CashBack, Sharaf DG, Kalyan Jewellers, Joyalukkas, Jacky's retailer & Jack's Electronics vouchers and Awqaf and Minors Affairs (AMAF) donations

NOOR Bank Rewards World Credit Card

NOOR Bank Rewards World Credit Card

Noor Bank

MINIMUM SALARY

AED 30,000

RATE

3.25%

ANNUAL FEE

AED 0

  • Golf offers
  • Valet Parking
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Air Miles
  • Premium card with no annual fee
  • Earn cashback on all spends
  • Premium lifestyle benefits

MINIMUM SALARY

AED 30,000

RATE

3.25%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.50%

Cash Advance Fee

3.00 % / min 100

Key Features

  • Premium card with annual fees waived
  • Complimentary U by Emaar Loyalty program membership
  • Complimentary Global Internet Calling
  • Earn 1.5% cashback on local spends & 2% on all international spends
  • Unlimited access to over 900 airport lounges across the world
  • 4 complimentary airport pick-up or drop-off services within Abu Dhabi, Dubai or Sharjah per year
  • 2 complimentary Marhaba meet & greet services per year
  • Complimentary nights at SPG Hotels and Resorts
  • 3 free valet parking services per month at 30+ locations in Abu Dhabi and Dubai
  • Buy 1 Get 1 free on over 900 offers on Dining and Hotel nights
  • Free round of golf at Arabian Ranches Dubai
  • Exclusive Dubai Opera offers
  • MyUS.com & Reebonz offers and discounts
  • Luxury Service Apartment offers
  • Special Hertz and Avis car rental offers and discounts
  • Travel inconvenience and travel medical insurance with cover of up to US $500,000

Reward Features

Earn Cashback

  • Earn 1.5% cashback on your local spends
  • Earn 2% cashback on your international spends

Can be redeemed for CashBack, Sharaf DG, Kalyan Jewellers, Joyalukkas, Jacky's retailer & Jack's Electronics vouchers and Awqaf and Minors Affairs (AMAF) donations.

Things To Be Aware Of

  • Some benefits require minimum spend criteria to be met
RAKBANK Titanium Business Credit Card

RAKBANK Titanium Business Credit Card

RAKBANK

MINIMUM SALARY

AED 10,000

RATE

3.45%

ANNUAL FEE

AED 0

  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Dining Offers
  • Health & Fitness
  • Life Insurance
  • Contactless Tech
  • Air Miles
  • Exclusive card for business owners and no annual fee ever
  • High Cash advance Limits with 1% cashback on Cash Advance
  • Easy Credit Card Cheque (CCC) facility
  • No minimum spend criteria for earning cashback
  • Additional Business Credit Cards for your key employe

MINIMUM SALARY

AED 10,000

RATE

3.45%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.20%

Cash Advance Fee

3.45 % / 2%

Key Features

  • Enjoy 1% Cashback* on all domestic and international- retail, internet, cash transactions
  • Additional Business Credit Cards for your key employees
  • Cash Advance of up to 90% of your Credit Limit
  • High Credit limit
  • Easy Credit Card Cheque (CCC) facility
  • No annual fee EVER!
  • Low interest rate on outstanding Retail Purchases
  • Enjoy great dinning offers from RAKfeast!
  • Premium Travel Benefits from MasterCard®
  • Premium Lifestyle privileges
  • Exclusive covers and discounts on premium rates on Office and Business insurance plans
  • Purchase Protection up to 30 days from date of purchase
  • Travel accident insurance cover up to USD 150,000
  • Unlimited airport lounge access at Dubai, Abu Dhabi, Cairo, Ku

Reward Features

Enjoy 1% Cashback* on all domestic and international retail, internet, cash transactions 

Note: Maximum Cashback is AED 1,000 per month.      

All spends under the category of Bill Payments (Telecommunication & utility), Government services, Real Estate, Car Rentals, Transport and Petrol/Gas Stations will earn 0.25% cashback for every AED 1 spent.

Things To Be Aware Of

  • Max cashback on all spends is AED 1,000 p.m
RAKBANK Titanium Credit Card

RAKBANK Titanium Credit Card

RAKBANK

MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 0

  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Contactless Tech
  • Air Miles
  • Free for life
  • 5% Cashback on Supermarkets and Dining
  • Upto 50% Cashback on Cinemas
  • Minimum monthly payment of only 3%

MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.20%

Cash Advance Fee

3.00 % / Min 99

Key Features

  • Earn 5% Cashback on Supermarkets, Dining & Fuel
  • Earn Upto 50% Cashback on Cinemas
  • Earn up to 2% Cashback on Domestic & International purchases
  • No annual fee
  • EVER Purchase Protection up to 30 days from date of purchase
  • Upto 4 discounted tickets at VOX at 50% off
  • Travel accident insurance cover up to USD 150,000
  • Privileged discounts on dining and shopping
  • Lowest minimum monthly payment of just 3%
  • Complimentary Buy 1 Get 1 offers in Middle East & Africa
  • Discounted Chauffeur Rides with Careem
  • Complimentary access to over 10 VIP lounges in UAE, Jordan, Kuwait and Egypt
  • Lifestyle Privileges and Great dining offers

Reward Features

Earn Cashback on all spends

  • 5% Cashback on Supermarkets & Dining (max AED 150 p.m)
  • Upto 50% Cashback on Cinemas (max AED 70 p.m)
  • Government spend, fuel, utilities, telecom & Real Estate will earn 0.25% cashback

 If your Cashback on Supermarket, Dining and Cinemas exceed the monthly maximum Cashback cap for these categories, then the excess spend amount in these categories will earn you Cashback at standard Cashback rates.

Monthly Spend Tier & Cashback on all other spends:

Standard Cashback*
In addition to the above you will earn up to 2% Cashback on your Domestic & International Retail Purchase Transactions, Internet Transactions and International Cash Advances

  • Up to AED 14,999 - 1%
  • Above AED 15,000 - 2%

Max cashback payable across all categories = 1,500 p.m

*Effective April 14th, 2020, all spends under the category of Charities, Government Services, Bill Payments, Schools, Education, Transits, Transport, Telecommunication, Real Estate, Petrol/Gas stations, Health & Beauty, Club Membership, Computer Services, Automobiles & Vehicles and Insurance Services will earn 0.25% cashback for every AED 1 spent. 

*Effective May 14th, 2020, all spends under the category of Charities, Government Services, Bill Payments, Schools, Education, Transits, Transport, Telecommunication, Real Estate, Petrol/Gas stations, will earn 0.25% cashback for every AED 1 spent.

The minimum threshold to redeem cashback for the Titanium card is AED 500.

Transactions made through any of the banking channels i.e. IVR, Internet Banking, Mobile, CDMs, ATM’s, Branches or any other RAKBANK payment channels will not be eligible for any cashback/rewards.

Things To Be Aware Of

  • Min AED 5,000p.m spend for extra cashback on some categories
  • Extra cashback categories spend excluded from total spend
RAKBANK World Credit Card

RAKBANK World Credit Card

RAKBANK

MINIMUM SALARY

AED 20,000

RATE

3.25%

ANNUAL FEE

AED 0

  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Life Insurance
  • Contactless Tech
  • Air Miles
  • Roadside Assistance
  • Free for life
  • Excellent cashback benefits on Domestic & Int. spends
  • 50% off at VOX cinema tickets
  • Free Delivery of Fuel by CAFU at your doorstep
  • Free Travel Accident & Medical Cover

MINIMUM SALARY

AED 20,000

RATE

3.25%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.20%

Cash Advance Fee

3.00 % / Min 99

Key Features

  • Earn up to 10% cashback on travel & supermarket spends
  • Enjoy 50% cashback on movie tickets at cinemas worldwide
  • Earn up to 5% cashback on all international spends & up to 3% cashback on domestic spends
  • Complimentary lounge access for yourself and a guest to 850+ airport lounges globally
  • Upto 4 discounted tickets at VOX at 50% off
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Free Delivery of Fuel by CAFU at your doorstep
  • Complimentary airport pick up or drop 6 times a year in UAE or 3 times in India
  • Travel accident & medical cover up to USD 500,000
  • Fairmont, Raffles, and Swissotel Spa Offers
  • SPG Hotel and Resorts Offers
  • Luxury outlet shopping offers and benefits at Bicester outlet villages in Europe
  • Mastercard Buy 1 Get 1 free offers
  • Mastercard Priceless Cities offers
  • Exclusive dining offers at leading restaurants
  • MyUS Premium Shipping Discounts
  • Exclusive Avis & Hertz Car rental offers
  • Complimentary nights at select Marriott Bonvoy properties worldwide
  • Complimentary Hotel Nights at Starwood Hotels & Resorts
  • Luxury Serviced Apartment discounts
  • Discounted Chauffeur Rides with Careem
  • 24 hours roadside assistance

Reward Features

Earn Cashback on all spends

Monthly spend tier AED 15,000 to AED 19,999 earn cashback on:

Travel - 5% (max AED 300)

Supermarkets - 5% (max AED 200)


For monthly spend above AED 20,000 earn cashback on:

Travel - 10% (max AED 600)

Supermarkets - 10% (max AED 400)


Monthly Spend Tier & Cashback earned:

Up to AED 14,999 - 3% (international), 1% (domestic)

AED 14,999 to 29,999 - 4% (international), 2% (domestic)

Above AED 30,000 - 5% (international), 3% (domestic)

Things To Be Aware Of

  • Some categories will earn 0.25% cashback/AED spent
  • All cashback categories have maximum caps
  • Additional supplementary card is charged @ AED 200
Union National Bank ADCOOP  Extra and Spar Card

Union National Bank ADCOOP Extra and Spar Card

Union National Bank (UNB)

MINIMUM SALARY

AED 5,000

RATE

3.19%

ANNUAL FEE

AED 0

  • Dining Offers
  • Airport Lounge Access
  • Air Miles
  • No annual fee
  • High cashback rates at ADCOOP & Spar Abu Dhabi
  • Exclusive discounts at ADCOOP & Spar outlets

MINIMUM SALARY

AED 5,000

RATE

3.19%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • 4% cashback on all purchases at Spar and Abu Dhabi COOP Supermarket and Hypermarket outlets
  • 0.4% cashback on all other purchases
  • Exclusive discounts of up to 50% off at Spar and Abu Dhabi COOP Supermarket and Hypermarket outlets
  • Monthly instalment plan at 0% per month for purchases at Spar and Abu Dhabi COOP Supermarkets and Hypermarkets
  • Unlimited free access to 10+ airport lounges across GCC
  • 50% value back on cinema spend anytime, anywhere in UAE
  • 20% discounts on Careem rides twice a month
  • Hundreds of buy 1 get 1 offers across hotels , dining, spas, leisure and entertainment in Middle East & Africa
  • Exciting discounts of up to 40% at 250+ across renowned shopping, leisure & entertainment partners
  • 0% interest instalment plan for up to 6 months on spend at 30+ partner outlets. No processing fees

Reward Features

Earn Cashback:

  • 4% cashback on all purchases at Spar and Abu Dhabi COOP Supermarket and Hypermarket outlets
  • 0.4% cashback on all other retail purchases

Conditions: You need to spend at least AED 500 per month to earn cashback. Maximum cashback amount is AED 4,800 per year.

Things To Be Aware Of

  • 5th supplementary onwards fee is AED 105