FAB GEMS Titanium Credit Card

GEMS Titanium Credit Card

Minimum Salary AED 5000
Annual Fee AED 0
Rate 3.5%
Cash Advance 3.15% /Min 105
Non AED Transaction Fee 2.49%
Minimum Salary AED 5000
Annual Fee AED 0
Rate 3.5%
Cash Advance 3.15.00% /Min 105
Non AED Transaction Fee 2.49%

Top Reasons To Choose

  • No annual fee
  • Up to 4.25% fixed discount on advanced payment of GEMS fees
  • 10% Cashback with Shop Smart
  • Enjoy access to airport lounges across the Middle East
  • Enjoy special offers at restaurants, premium retail etc.

Things To Be Aware Of

  • Your child/children must be enrolled in a GEMS school
  • Some benefits require minimum spend

GEMS Titanium Credit Card - Take advantage of the UAE’s first dedicated education credit card.

Reward Features

Earn Star Reward Points
  • Earn 1 Star for every AED 1 spent on Domestic purchases
  • Earn 1.75 Stars for every AED 1 spent on International purchases

Redeem your Stars for Etihad Guest Miles, Skywards Miles from Emirates, or to book tickets on any airline through Stars Travel Portal.

Joining Offers

Detailed Features

GEMS School Fee Discounts
Up to 4.25% discount on GEMS school tuition fee. 4.25% discount is applicable if the full year fees are paid in advance.
Convert the school fees into 0% interest East Payment Plan for up to 12 months.

Airport Pick Up and Drop Off service
2 complimentary airport transfer services per calendar year,  Areas of service are:
  • Abu Dhabi City to Abu Dhabi airport and vice versa
  • Dubai city to Dubai airport and vice versa
Airport Lounge Access
Unlimited, complimentary Airport Lounge access for the cardholder to over 10 lounges in UAE, KSA, Jordan, Kuwait and Egypt.

Complimentary Meet and Greet Services
Enjoy complimentary meet and greet services at Abu Dhabi and Dubai Airports.

Movie Ticket Discounts
Enjoy 2 movie tickets per month from AED 15 during weekdays and AED 20 during weekends at Reel Cinemas, Cine Royal and Oscar Cinema (Minimum Spend- AED 3000 P.M).
Lifestyle Discounts
Enjoy special offers at selected restaurants, premium retailers and lifestyle venues across the UAE, including Magic Planet, Ski Dubai, Dreamland Aqua Park, Chill Out, The Green Ecostore, Aquaplay, Yalla! Bowling and many others.
Shop Smart
Get up to 10% Cashback all year round at leading global online stores using your FAB GEMS Titanium credit card. Visit shopsmart.ae to register and save every time you buy from your favorite online brands using Shop Smart.
Interest rate on Retail Purchases and Cash Advance balances are subject to increase by 0.5% in case the card account is past due.
Education Insurance
Education protection coverage of up to AED 500,000 per child. 

Careem Chauffeur Offers
20% OFF three rides every month (max discount of AED 40).
Luxury Serviced Apartment Offers
Discounts of up to 15% at prime luxury serviced apartments, which includes:
  • Over 2,500 onefinestay properties across London, New York, Los Angeles, Paris, and Rome
  • Grosvenor House Dubai
  • Over 25 Oakwood properties across eight locations in Asia Pacific, including China, Japan, Thailand and India
AVIS Car Rental Offers
Exclusive benefits with Avis:
  •  Up to 15% off your next car rental
  •  A complimentary upgrade with every rental, worldwide
Mastercard Priceless Cities Offers
Access handpicked experiences and offers in cities around the world.
Hotels.com Discount
With hundreds of thousands of properties in over 200 countries and territories, Hotels.com provides incomparable choices. Now when you pay for your next vacation with your Mastercard® you can enjoy:      Up to a 10% discount off the price of your booking for selected properties.

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