ADIB Spice Card

ADIB
Spice Card

Minimum Salary AED 12000
Annual Fee AED 199
Rate 3.09%
Cash Advance 3% /Min 99
Non AED Transaction Fee 3.1%
Minimum Salary AED 12000
Annual Fee AED 199
Rate 3.09%
Cash Advance 3.00% /Min 99
Non AED Transaction Fee 3.1%

Top Reasons To Choose

  • Earn cashback on all spends
  • Earn reward points on all spends
  • Dining Discounts

Things To Be Aware Of

  • Minimum salary for UAE Nationals is AED 8,000
  • Minimum monthly spend of AED 3,000 required to earn cashback

Reward Features

ADIB Rewards Program
Spend a minimum of AED 3,000 in a month (locally & internationally) and enjoy:
  • ​1% cashback on all utility payments
  • 4% cashback on fuel​
  • 7% cashback on all supermarket & grocery spends
  • 9% cashback on all restaurant spends
  • Earn 1 reward point for 1 AED you spend on your card domestically, and earn 2 reward points on every 1 AED spent internationally
  • Points earned can be used towards airline tickets, shopping mall vouchers, or Club Apparel gift cards.

Detailed Features

Cashback offer
Spend a minimum of AED 3,000 in a month (locally & internationally) and enjoy:**
  • ​1% cashback on all utility payments
  • 4% cashback on fuel​
  • 7% cashback on all supermarket & grocery spends
  • 9% cashback on all restaurant spends
 
ADIB Rewards Program
Earn 1 reward point for 1 AED you spend on your card domestically, and earn 2 reward points on every 1 AED spent internationally. Points earned can be used towards airline tickets, shopping mall vouchers, or Club Apparel gift cards.
 
Restaurant Discounts
Get exclusive discounts on dining at various restaurants across UAE.
 
Jewellers
Convert your purchase at any of the 3 jewellers mentioned below into an Easy Payment plan of 3 or 6 months @ 0% Murabaha (profit):
  • Joyalukkas
  • Al Liali Jewellery
  • Pure Gold
A minimum spend of AED 1000 is required. Offer is not valid for gold coins or gold bars.

Flights
Redeem your ADIB Rewards Points against flight tickets on Any Airline, Any Destination, Anytime.

Shopping Mall Vouchers
Redeem your ADIB Rewards Points for shopping mall vouchers from the list of malls below in Abu Dhabi, Dubai and Sharjah:
  • Sharjah Mega Mall
  • Dubai Festival City
  • Abu Dhabi Mall
  • Sahara Centre
  • Club Apparel gift cards
 
Priceless Arabia offers
A unique collection of experiences especially created for MasterCard holders. From dining, shopping and sports to exciting attractions and travel.

Complimentary Lounge Access
Unlimited lounge access for primary cardholder to 10 lounges in UAE, KSA, Jordan, Kuwait and Egypt.
 
Careem Chauffeur Offers
20% OFF three rides every month (max discount of AED 40).
 
Buy 1 Get 1 Free Offers
Download the Mastercard Buy 1 Get 1 App to browse the best offers with 900+ offers across 90+ destinations and 600+ merchants.
 
Luxury Serviced Apartment Offers
Discounts of up to 15% at prime luxury serviced apartments, which includes:
 
  •  Over 2,500 onefinestay properties across London, New York, Los Angeles, Paris, and Rome
  •  Grosvenor House Dubai
  •  Over 25 Oakwood properties across eight locations in Asia Pacific, including China, Japan, Thailand and India
 
AVIS Car Rental Offers
Exclusive benefits with Avis:
  •  Up to 15% off your next car rental
  •  A complimentary upgrade with every rental, worldwide
 
Mastercard Priceless Cities Offers
Access handpicked experiences and offers in cities around the world.
 
Hotels.com Discount
With hundreds of thousands of properties in over 200 countries and territories, Hotels.com provides incomparable choices. Now when you pay for your next vacation with your Mastercard® you can enjoy:
Up to a 10% discount off the price of your booking for selected properties.

 

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