ADIB Value Card

ADIB
Value Card

Minimum Salary AED 8000
Annual Fee AED 0
Rate 3.09%
Cash Advance 3% /Min 99
Non AED Transaction Fee 3.1%
Minimum Salary AED 8000
Annual Fee AED 0
Rate 3.09%
Cash Advance 3.00% /Min 99
Non AED Transaction Fee 3.1%

Top Reasons To Choose

  • Free for life
  • Dining discounts in UAE

Things To Be Aware Of

  • Profit rate with salary transfer is 2.99%
  • 5th supplementary card onwards annual fee is AED 250

Get rewarded for your local and international spend. Earn a host of benefits like free airline tickets, shopping mall vouchers and up to 25% discount on select dining outlets across the UAE and much more!

Reward Features

ADIB Rewards Program
  • Earn 1 reward point for 1 AED you spend on your card domestically, and earn 2 reward points on every 1 AED spent internationally.
  • Points earned can be used towards airline tickets, shopping mall vouchers and Club Apparel gifts cards.

Detailed Features

ADIB Rewards Program
  • Earn 1 reward point for 1 AED you spend on your card domestically, and earn 2 reward points on every 1 AED spent internationally.
  • Points earned can be used towards airline tickets, shopping mall vouchers and Club Apparel gifts cards.
Flights
Redeem your ADIB Rewards Points against flight tickets on Any Airline, Any Destination, Anytime.

Shopping mall vouchers
Redeem your ADIB Rewards Points for shopping mall vouchers from the list of malls below in Abu Dhabi, Dubai and Sharjah:
  • Dubai Festival City
  • Sahara Centre – Sharjah
  • Sharjah Mega Mall
  • Abu Dhabi Mall
 
Redemption Value: Every 10,000 points = 50; every 100,000 points = AED 1,000
 
Complimentary Cinema Offer
Buy 1 Get 1 at Vox on Standard tickets on Sundays and 20% off on weekdays at Ultra Premium, Platinum Plus and Classic Silver Plus at Roxy
 
Golf Offers

JA Resort Golf Course: 20% discount from the Midweek Visitor Rate Card all year round. Jebel Ali Golf Resort boasts a 9-hole Championship Course, an enormous driving range and putting green. Offer valid from February 7, 2020 00:00 GMT - February 6, 2021 23:59 GMT

Abu Dhabi City Golf Club: Redeem a 'Member's Guest / Affiliate' Rate every day of the week situated in the heart of the UAE's capital, offering a relaxed accessible environment to golfers and non-golfers alike, to play, wine and dine. www.adcitygolf.ae Offer valid from February 7, 2020 00:00 GMT - February 6, 2021 23:59 GMT

Arabian Ranches Golf Club:A 10% discount on midweek 'Visitor Rates' all year around. The links is an 18 hole, par 72 signature course designed by Ian Baker-Finch in association with Nicklaus Design. Offer valid from September 4, 2019 00:00 GMT - September 3, 2020 23:59 GMT

Trump International Golf Club: A 10% discount off the 'Best Available Rates' can be enjoyed everyday, The 7,300-yard, par 71 course is located just ten minutes from Sheikh Zayed Road, Gil Hanse, was appointed to design the spectacular 18-hole golf course. Offer valid from September 17, 2019 00:00 GMT - September 16, 2020 23:59 GMT

Jebal Sifah ( Muscat) : 15% discount on 'Best Available Rate' green fees from Sunday to Thursdays. Harradine Golf’s first ever seaside course, which can also be played as a varied 18 hole par 72 course by utilising second pin flags

Yas Links Abu Dhabi: Enjoy a 5% discount on `Best Available Rate' green fees everyday Kyle Phillips designed the multiple award Winning Championship Links Golf Course, Yas Links Abu Dhabi. Coupled with a Par 3 floodlit Academy course and practice areas, highly skilled PGA teaching professionals, and state of the art Golf Academy with covered bays and the latest in technology

Al Zorah Ajman: A 5% discount on midweek 'Best Available Rates' all year around special proposition that’s been magically created by the famed Nicklaus Design group

Address Montgomerie: 10% discount everyday off 'Visitor Rates' with a 365 day booking window. 18-hole championship golf course and 5-star accommodation are regarded one of the premier leisure destinations in the world

Sharjah Golf and Shooting Club;10% discount on Preferential rate green fees Club boasts a 9 hole, fully floodlit golf course which enables play well into the evening. Designed by internationally acclaimed architect Peter Harradine, if played twice, this wall to wall grass oasis will provide a par 72 layout that stretches in excess of the 7,300 yard mark.

Abu Dhabi Golf Club: 5% discount on "Best Available Rate" green fees rates Sunday through Thursdays.Abu Dhabi Golf Club features 27 Championship holes of golf, over 162 hectares of land co-managed by renowned worldwide golf resort management organization, Troon Golf. Offer valid from October 8, 2019 00:00 GMT - October 7, 2020 23:59 GMT

Sadiyat Beach Golf Club:  5% discount off 'Best Available Rate' green fees ,Sundays through Thursdays. Designed by Gary Player, this course is one of the world's most captivating golfing projects. The Troon managed Saadiyat harnesses the stunning natural beauty of Saadiyat Island. Offer valid from October 8, 2019 00:00 GMT - October 7, 2020 23:59 GMT

The Els Club Dubai:5% discount on 'Best Available Rate' green fees from Sunday to Thursdays. Stretching 7,538 yards with four sets of tees, allowing players a selection of differing lengths from which to play, Offer valid from September 6, 2019 00:00 GMT - September 5, 2020 00:00 GMT

Tower Links Golf Club RAK: 5% discount off Visitor green fees 7 days a week . Offer valid from October 11, 2019 00:00 GMT - October 10, 2020 23:59 GMT

Al Hamra Golf Club RAK: 15% Off Visitor green fees (Sun - Thurs) & 10% Visitor green fees (Fri - Sat). 10% discount in Pro-Shop. This 18-hole golf course, designed by Peter Harradine, meanders around four inter-connected open water lagoons merging seamless with the water of the Arabian Gulf. As many traditional links course do, the front nine measuring 3,578 yards makes its way out and away from the Clubhouse, whilst the back nine measuring 3,747 yards returns home around the lagoon to the Clubhouse.

Club Apparel gift card
Redeem your ADIB Rewards Points for Club Apparel gift card.

ADIB Dining offers
Enjoy up to 25% discount on dining across the UAE at participating restaurants.

Purchase Protection
Customers are eligible for a refund up to USD 5,000 per item if purchases are accidentally broken, stolen, or damaged, within 365 days from date of purchase.

Extended Warranty
Manufacturer or retailer’s warranty will be automatically extended on a range of goods for a combined total of 24 months.

Islamic Covered Card Takaful Scheme Protection
Optional Takaful cover provided to protect in the event of involuntary unemployment, death, permanent disability, critical illness and accidental medical expenses.
 
Dragon-Pass Dine & Fly
Cardholders now have access to over 200 airport restaurant offers globally.
 
Agoda Hotel Discount
Save up to 12% discount over 985,000 hotels & vacation rentals worldwide with Agoda.
 
Visa Luxury Hotel Collection
VLHC is composed of over 900 intriguing and prestigious properties. 
Offer:
  •  Best available rate guarantee
  •  Automatic room Upgrade upon arrival
  •  Complimentary in-room Wi-Fi
  •  Complimentary continental breakfast daily
  •  $25 USD food or beverage credit
  •  VIP guest status
  •  3pm check out upon request
 
YQ Airport Meet and Assist Services
Discount of up to 30% off retail rates at over 450 destinations globally.
 
8% Off Bookings on Hotels.com
Enjoy 8% discount on hotel stay bookings made at hotels.com.

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