American Express The American Express Platinum Credit Card

American Express
The American Express Platinum Credit Card

Minimum Salary AED 21250
Annual Fee AED 700
Rate 3.25%
Cash Advance 3% /min AED100
Non AED Transaction Fee 2.94%
Minimum Salary AED 21250
Annual Fee AED 700
Rate 3.25%
Cash Advance 3.00% /min AED100
Non AED Transaction Fee 2.94%

Top Reasons To Choose

  • Annual fee waiver with "FeeBack"
  • Exclusive American Express Selects offers
  • Premium travel benefits
  • Global Airport Lounge Access
  • Exclusive joining offers

Things To Be Aware Of

  • If self-employed, must be working for more than one year

The American Express® Platinum Credit Card is truly tailored to your lifestyle, from rewarding you with local offers to unlocking remarkable benefits and savings across the globe.

Reward Features

Earn Membership Reward Points
  • Earn Membership Reward Points
  • Access to the Membership Rewards program, with 2 point earned for every AED 4 of spend
  • Points never expire
  • Redeem for a variety of lifestyle and travel rewards from any of our 12 airline partners and 3 hotel partners

Membership Rewards® programme is our way of thanking you for using the Platinum Credit Card. Earn 2 points with every AED 4 you spend on eligible purchases. Use your points to treat yourself to rewards from leading brands in travel, fashion, electronics and more.

SPEND AED 5,250 per Month
Earn 31,500 Membership Rewards points per annum Redeem for AED 1,000 Voucher from RIVOLI
SPEND AED 9,000 per Month
Earn 54,000 Membership Rewards points per annum
Redeem for a return trip ticket to London
SPEND AED 19,200 per Month
Earn 115,200 Membership Rewards points per annum Redeem for Apple Watch series 6

Joining Offers

Receove a code for Noon Voucher with a credit of AED 185 and 3 months complimentary Noon VIP membership once the card is delivered.

Receive a deliveroo voucher worth AED 200 credit on completing one month post card issuance. 

Above offer is applicable only for Platinum cards.

Detailed Features

Earn Membership Reward Points
  • 2 Membership Rewards® points with every AED 4 spent. Redeemable at 14 airlines, 3 hotels partners and on merchandise from leading brands across fashion, electronics and more.
  • Annual fee waiver with FeeBack* upon spending at least AED 10,000 on purchases within the first 3 months.
  • Complementary Global Airport Lounge Access with Priority Pass™ for up to 12 visits with a guest.
  • Comprehensive Retail Insurance for up to AED 5,400 and Travel Accident Insurance for up to AED 1,800,000.
"FeeBack"
With FeeBack, the annual fee on your American Express Platinum Credit Card will be credited back to your Card Account when you spend at least AED 10,000 on purchases within the first 3 months of receiving your Card. This complimentary membership can continue for all subsequent years, if you spend up to AED 40,000 annually.

Membership Rewards® programme is American Express's way of thanking you for using the Platinum Credit Card. Earn 2 points with every AED 4 you spend on eligible purchases. Use your points to treat yourself to rewards from leading brands in travel, fashion, electronics and more. 

Travel
Global Airport Lounges Access The American Express® Platinum Credit Card brings you and 1 guest an enhanced travel experience with Priority PassTM:
Complimentary enrolment to the Priority Pass™ programme for Cardmember
12 complimentary visits with a guest, per annum to Priority Pass™ lounges
Access to more than 1,300 lounges across 140 countries
Easy access to lounges with Priority Pass™ Mobile App
Upon exceeding the number of visits or accompanying guests, a charge of US$32 per person will apply
Enroll your Card and eligible Supplementary Cardmember via the AMEX MENA App or log in to the online services. 
 
Protection
Your Card is your key to peace of mind. That’s because we protect you and your Supplementary Cardmembers with comprehensive worldwide insurance policies along with Online fraud protection guarantee.
Travel Accident Insurance for up to AED 1,800,000
Travel Inconvenience Insurance for up to AED 5,400
Retail Protection Insurance for up to AED 5,400 What’s more, you can submit and track your claims status online. Click here to raise your claim. Your policy number is 'AMEX13'.
 
Online Fraud Protection Guarantee
If you do become a victim of fraud, our Fraud Protection Guarantee means you won't be held responsible for any fraudulent charges, provided you've taken reasonable care to protect your Account details, PIN and any device on which you store your Account information.
 
Other Key Benefits
  • Retail Protection Insurance per occurrence of theft and accidental damage
  • Online Fraud Protection Guarantee
  • Thousands of local and global offers brought to you by American Express SelectsSM
  • 24/7 Customer Service
 
Supplementary Cards
Extend your Cardmembership privileges to the special people in your life by enrolling them for a Supplementary Card. With up to 2 complimentary Supplementary Cards, any of your immediate family members who are over 15 years of age can enjoy the same Card benefits. Additional Supplementary Cards can also be obtained at a fee.
 
Further Benefits
Your American Express® Platinum Credit Card provides you with many benefits to live your life to the fullest
  • Local and regional offers brought to you by Amex Offers
  • 24/7 Customer Service 

Eligibility Criteria

  • Aged 21 or over
  • Resident of the UAE
  • Annual income of at least AED 255,000 (employed)
  • If self-employed, with an annual income of at least AED 275,000

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