Emirates NBD Visa Flexi Credit Card

Emirates NBD
Visa Flexi Credit Card

Minimum Salary AED 15000
Annual Fee AED 735
Rate 3.25%
Cash Advance 3.15% /Min 103.95
Non AED Transaction Fee 1.99%
Minimum Salary AED 15000
Annual Fee AED 735
Rate 3.25%
Cash Advance 3.15.00% /Min 103.95
Non AED Transaction Fee 1.99%

Top Reasons To Choose

  • Flexibility to choose from different benefit categories
  • Complimentary airport lounge access
  • Good reward rate on general domestic spends
  • AED 300 gift voucher from Yougotagift as welcome offer

Things To Be Aware Of

  • Some categories earn lower Plus point rewards

Introducing the Visa Flexi Credit Card – this first-of-its-kind card allows you to choose the benefits that matter the most to you!

Reward Features

Earn Plus Points:

  • 1.5 Points for every AED 100 spend
  • 0.4% Points for supermarkets, groceries, insurance and car dealership spends
  • 0.2% Points for fuel, utility bill payments, real estate and education spends

Joining Offers

Apply for a Visa Flexi card and get a welcome offer of AED 300 voucher from Yougotagift 

Detailed Features

Customize the benefits on your credit card
Emirates NBD credit cards come with a wide range of benefits. On top of that, your Visa Flexi Credit Card gives you options to choose from a range of benefits to match your requirements.

2 of 6 boutique benefits

  • Airport lounge access
  • Anghami membership
  • Luggage delivery via Dubz
  • Airport spa and dining offers
  • Movie offers
  • Concierge services

4 of 8 premium benefits


  • Airport transfers
  • Global Wi-Fi through Boingo
  • Bidroom membership
  • Golf privileges
  • Flight delay lounge
  • VAT reclaim through UTU Plus
  • Careem credit
  • International medical assistance

Credit Shield Pro Insurance
Introducing the new Credit Shield Pro, our enhanced insurance product, underwritten by Abu Dhabi National Insurance Company, that brings you even more benefits and extended coverage. 
Key features:

  • 0.99% monthly fee of your card's outstanding balance
  • Up to AED 300,000 decease cover per cardholder
  • AED 100 pay out per day in case of hospitalization
  • Up to AED 60,000 job loss cover for up to 12 months or until re-employment


Easy installment plansShop to your heart's content, pay back in small amounts!
Buy electronics, jewelry, home décor, travel and entertainment tickets at participating merchants and pay it back in 3, 6, 12 or 24 months with 0% interest.

Buy 1 get 1 free with The Entertainer
As a Visa cardholder, you can access over 5000 discounts on excursions and attractions in key travel destinations. You'll also get buy 1 get 1 free offers in select participating merchants across the UAE, KSA, Qatar, Kuwait, Bahrain, Oman, Lebanon and Jordan. 

Purchase Protection
Shop with extra peace of mind, knowing that your purchases are covered against theft or accidental damage. With Visa's Purchase Protection programme, your purchase would be eligible for repair, replacement or refund.

Medical & travel assistance
This assistance from Visa ensures you're protected every time you travel. The services offered include:


  • Telephone medical advice
  • Medical service provider referral
  • Monitoring medical condition pre & post hospitalization
  • Essential medicine and equipment delivery
  • Dispatch of physician to cardholder's location
  • Medical evaluation and repatriation
  • Legal referral
  • Interpreter referral

Apply Now

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