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MINIMUM SALARY
AED 40,000
RATE
3.25%
ANNUAL FEE
AED 2,625
MINIMUM SALARY
AED 40,000
RATE
3.25%
ANNUAL FEE
AED 2,625
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 20,000
RATE
3.25%
ANNUAL FEE
AED 1,050
MINIMUM SALARY
AED 20,000
RATE
3.25%
ANNUAL FEE
AED 1,050
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Earn LuluPoints
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / AED 105
Joining Offers
Receive 10,000 bonus TouchPoints when you spend AED 10,000 each month
Key Features
Reward Features
Earn Touchpoints
Things To Be Aware Of
MINIMUM SALARY
AED 20,000
RATE
3.29%
ANNUAL FEE
AED 2,000
MINIMUM SALARY
AED 20,000
RATE
3.29%
ANNUAL FEE
AED 2,000
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
200,000 sign-up reward points
Key Features
Reward Features
ADIB Rewards Program
Redemption Value: Every 10,000 points = 50; every 100,000 points = AED 1,000
Shopping mall vouchers
Redeem Reward points against shopping mall vouchers: Sharjah Mega Mall, Dubai Festival City, Abu Dhabi Mall, Sahara Centre - Sharjah
Things To Be Aware Of
MINIMUM SALARY
AED 12,000
RATE
3.09%
ANNUAL FEE
AED 299
MINIMUM SALARY
AED 12,000
RATE
3.09%
ANNUAL FEE
AED 299
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
ADIB Rewards Program
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
2.99%
ANNUAL FEE
AED 750
MINIMUM SALARY
AED 15,000
RATE
2.99%
ANNUAL FEE
AED 750
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
ADIB Rewards Program
Earn 2.5 reward points for 1 AED you spend on your card. Points earned can be used towards airline tickets, shopping mall vouchers and Club Apparel gift cards.
Things To Be Aware Of
MINIMUM SALARY
AED 8,000
RATE
3.09%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 8,000
RATE
3.09%
ANNUAL FEE
AED 0
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
ADIB Rewards Program
Things To Be Aware Of
MINIMUM SALARY
AED 10,000
RATE
3.00%
ANNUAL FEE
AED 150
MINIMUM SALARY
AED 10,000
RATE
3.00%
ANNUAL FEE
AED 150
Non AED Transaction Fee
2.75%
Cash Advance Fee
3.00 % / Min 100
Joining Offers
3,000 Sign-up bonus reward points!
Key Features
Reward Features
Al Masraf Rewards:
A program that delivers amazing value by rewarding your spends with points which can be redeemed across multiple categories like travel, lifestyle, leisure or simply redeem for cash back.
Things To Be Aware Of
MINIMUM SALARY
AED 30,700
RATE
2.50%
ANNUAL FEE
AED 2,760
MINIMUM SALARY
AED 30,700
RATE
2.50%
ANNUAL FEE
AED 2,760
Non AED Transaction Fee
2.94%
Cash Advance Fee
4.00 % / Min 50
Key Features
Reward Features
Earn Membership Reward Points
Things To Be Aware Of
MINIMUM SALARY
AED 20,000
RATE
3.45%
ANNUAL FEE
AED 787
MINIMUM SALARY
AED 20,000
RATE
3.45%
ANNUAL FEE
AED 787
Non AED Transaction Fee
2.75%
Cash Advance Fee
3.00 % / Min 105
Joining Offers
60,000 CBD Reward Points.
Welcome Bonus is given provided the cardholder spends 5000 AED within 30 days from card issuance date.
Key Features
Reward Features
Earn Reward Points
Things To Be Aware Of
MINIMUM SALARY
AED 8,000
RATE
3.45%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 8,000
RATE
3.45%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.75%
Cash Advance Fee
3.00 % / Min 105
Joining Offers
Welcome Offer
20,000 CBD Reward Points.
Welcome Bonus is given provided the cardholder spends 500 AED within 30 days from card issuance date.
Key Features
Reward Features
Earn Reward Points
Things To Be Aware Of
MINIMUM SALARY
AED 12,000
RATE
3.45%
ANNUAL FEE
AED 525
MINIMUM SALARY
AED 12,000
RATE
3.45%
ANNUAL FEE
AED 525
Non AED Transaction Fee
2.75%
Cash Advance Fee
3.00 % / Min 105
Joining Offers
Welcome Offer
Key Features
Reward Features
Earn Reward Points
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.45%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 15,000
RATE
3.45%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Earn CBI Reward Points on all spends on your CBI Rewards Platinum Mastercard
Things To Be Aware Of
MINIMUM SALARY
AED 36,750
RATE
3.25%
ANNUAL FEE
AED 3,000
MINIMUM SALARY
AED 36,750
RATE
3.25%
ANNUAL FEE
AED 3,000
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Get 25,000 welcome bonus Skywards Miles when you apply for the card and 10,000 Skywards Miles annually upon renewal. Citibank Terms & Conditions apply.
Key Features
Reward Features
Earn Emirates Skyward Miles on your Citi Emirates Ultima Credit Card
Redeem your Skywards Miles for reward flights and upgrades with Emirates
Things To Be Aware Of
MINIMUM SALARY
AED 18,000
RATE
3.25%
ANNUAL FEE
AED 800
MINIMUM SALARY
AED 18,000
RATE
3.25%
ANNUAL FEE
AED 800
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
Earn Emirates Skyward Miles on your Citi Emirates World Card
Redeem your Skywards Miles for reward flights and upgrades with Emirates & Flydubai
Things To Be Aware Of
MINIMUM SALARY
AED 12,000
RATE
3.25%
ANNUAL FEE
AED 400
MINIMUM SALARY
AED 12,000
RATE
3.25%
ANNUAL FEE
AED 400
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
Earn Emirates Skyward Miles on your Citi Emirates World Card
Earn 1 Skywards Mile per USD on non AED spend and 0.75 Skywards Miles per USD on AED spend.
Redeem your Skywards Miles for reward flights and upgrades with Emirates & Flydubai
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.50%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 15,000
RATE
3.50%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
AED 500 can be offset with 15,000 ThankYou® Points for any travel-related purchase, No limitation
Key Features
Reward Features
Earn 2 ThankYou® Points on non AED spend and 1.5 ThankYou® Points per USD on other AED spend.
With your ThankYou® Points you have the flexibility to redeem for travel rewards, merchandise, gift vouchers and many other rewarding experiences
Things To Be Aware Of
MINIMUM SALARY
AED 30,000
RATE
3.25%
ANNUAL FEE
AED 1,500
MINIMUM SALARY
AED 30,000
RATE
3.25%
ANNUAL FEE
AED 1,500
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Apply for a Citi Prestige Credit Card and get up AED 750 welcome offer as a statement credit.
Also, earn 10,000 annual ThankYou® Points on yearly renewal of your Card.
Citibank Terms & Conditions apply.
Key Features
Reward Features
Earn Citi ThankYou® Points
With your ThankYou® Points you have the flexibility to redeem for travel rewards, merchandise, gift vouchers and many other rewarding experiences
Things To Be Aware Of
MINIMUM SALARY
AED 8,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 8,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
No annual fee in year 1. From year 2, annual fee is waived unless the annual spend is below AED 9,000, in which case a fee of AED 300 will apply
Key Features
Reward Features
Earn Citi ThankYou® Points
Earn 1.5 ThankYou Points for any USD 1 spent on non AED spend
Earn 1 ThankYou Points for any USD 1 spent on all other AED spend
With your ThankYou® Points you have the flexibility to redeem for travel rewards, merchandise, gift vouchers and many other rewarding experiences
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
2.59%
ANNUAL FEE
AED 400
MINIMUM SALARY
AED 5,000
RATE
2.59%
ANNUAL FEE
AED 400
Non AED Transaction Fee
3.90%
Cash Advance Fee
3.00 % / Min 100
Key Features
Reward Features
Earn Amazing Points
Things To Be Aware Of
MINIMUM SALARY
AED 30,000
RATE
2.59%
ANNUAL FEE
AED 1,500
MINIMUM SALARY
AED 30,000
RATE
2.59%
ANNUAL FEE
AED 1,500
Non AED Transaction Fee
3.90%
Cash Advance Fee
3.00 % / Min 100
Key Features
Reward Features
Earn Amazing Points
Things To Be Aware Of
MINIMUM SALARY
AED 8,000
RATE
2.58%
ANNUAL FEE
AED 200
MINIMUM SALARY
AED 8,000
RATE
2.58%
ANNUAL FEE
AED 200
Non AED Transaction Fee
3.90%
Cash Advance Fee
3.00 % / Min 100
Joining Offers
Welcome Bonus
Key Features
Reward Features
Earn Dubai Memento Points
Yearly Guaranteed Rewards
Spend AED 100,000 or more on retail purchases during the year to qualify for Bonus Mementos equivalent to the value of your total retail purchases**. For example, an accumulated spend of AED 110,000 during the course of one year of your membership will earn you 110,000 Bonus Mementos. These Mementos will be awarded after your anniversary date, upon your request. You can redeem Bonus Mementos for the full set of redemption options available.
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
2.59%
ANNUAL FEE
AED 100
MINIMUM SALARY
AED 5,000
RATE
2.59%
ANNUAL FEE
AED 100
Non AED Transaction Fee
3.90%
Cash Advance Fee
3.00 % / Min 100
Joining Offers
Welcome Bonus
Key Features
Reward Features
Earn Dubai Memento Points
Things To Be Aware Of
MINIMUM SALARY
AED 50,000
RATE
AED 1000 p.m.
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 50,000
RATE
AED 1000 p.m.
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
- / -
Key Features
Reward Features
Earn Wala'a Dirhams
Earn 0.5% on all retail spends. Redeem Wala'a Dirhams for flight tickets, bill payments and more.
Things To Be Aware Of
MINIMUM SALARY
AED 25,000
RATE
AED 600 p.m.
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 25,000
RATE
AED 600 p.m.
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
Key Features
Reward Features
Earn Wala'a Dirhams
Earn 3% on all retail spends. Redeem Wala'a Dirhams for flight tickets, bill payments and more.
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
AED 600 p.m.
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 15,000
RATE
AED 600 p.m.
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
Key Features
Reward Features
Earn Wala'a Dirhams
Earn 2% on all retail spends. Redeem Wala'a Dirhams for flight tickets, bill payments and more.
Things To Be Aware Of
MINIMUM SALARY
AED 50,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 50,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
- / -
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
- / -
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 25,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 25,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
- / -
Key Features
Reward Features
Earn Wala'a Dirhams
Things To Be Aware Of
MINIMUM SALARY
AED 10,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 10,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
3.49%
Cash Advance Fee
3.00 % / Min 199
Key Features
MINIMUM SALARY
AED 5,000
RATE
3.49%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.49%
ANNUAL FEE
AED 0
Non AED Transaction Fee
3.49%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Welcome bonus of 10,000 EI SmartMiles worth AED 100
Key Features
Reward Features
Earn EI SmartMiles
Earn unlimited miles and redeem with no blackout dates:
MINIMUM SALARY
AED 15,000
RATE
3.49%
ANNUAL FEE
AED 700
MINIMUM SALARY
AED 15,000
RATE
3.49%
ANNUAL FEE
AED 700
Non AED Transaction Fee
3.49%
Cash Advance Fee
3.00 % / Min 199
Joining Offers
Welcome bonus of 75,000 EI SmartMiles upon payment of Annual Fee for the first year.
Key Features
Reward Features
Earn EI SmartMiles
Earn Upto 2.5 EI Smart Miles per AED on local transactions.
Earn Upto 3.75 EI Smart Miles per AED on international transactions.
You can redeem your EI SmartMiles
10,000 EI SmartMiles= 1,000 Emirates Skywards Miles
10,000 EI SmartMiles= 2,500 Etihad Miles
20,000 EI SmartMiles = 4,000 InterMiles
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.49%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.49%
ANNUAL FEE
AED 0
Non AED Transaction Fee
3.49%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Welcome bonus of 6,000 Tamayaz Points
Key Features
Reward Features
Earn Union Coop Tamayaz Points
Things To Be Aware Of
MINIMUM SALARY
AED 8,000
RATE
3.25%
ANNUAL FEE
AED 500
MINIMUM SALARY
AED 8,000
RATE
3.25%
ANNUAL FEE
AED 500
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Introductory Offer:
Key Features
Reward Features
Earn dnata rewards
Things To Be Aware Of
MINIMUM SALARY
AED 25,000
RATE
3.09%
ANNUAL FEE
AED 999
MINIMUM SALARY
AED 25,000
RATE
3.09%
ANNUAL FEE
AED 999
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Key Features
Reward Features
Earn dnata rewards
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 250
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 250
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.00 % / Min AED 99
Joining Offers
Key Features
Reward Features
Earn LuLu Points
Things To Be Aware Of
MINIMUM SALARY
AED 12,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 12,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Apply for a Platinum credit card and get it free along with a voucher worth AED 300 to spend on Noon.com.
Key Features
Reward Features
Earn Plus Points Rewards
Things To Be Aware Of
MINIMUM SALARY
AED 30,000
RATE
3.09%
ANNUAL FEE
AED 1,500
MINIMUM SALARY
AED 30,000
RATE
3.09%
ANNUAL FEE
AED 1,500
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Key Features
Reward Features
Earn Skyward Miles
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 700
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 700
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Earn up to 40,000 Skywards Miles with your Skywards Signature Credit Card:
Key Features
Reward Features
Earn Skyward Miles
Per 1 USD of spend:
Things To Be Aware Of
MINIMUM SALARY
AED 25,000
RATE
3.09%
ANNUAL FEE
AED 1,500
MINIMUM SALARY
AED 25,000
RATE
3.09%
ANNUAL FEE
AED 1,500
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Introductory offer - Up to AED 2,500 Travel Vouchers
Key Features
Reward Features
Earn Starpoints Rewards:
Redeem Starpoints for a host of rewards, including Free Night Awards, SPG Flights and SPG Moments.
Earn up to 50% more Starpoints every month (max 4,000) for all your retail purchases by enrolling in Express Points Programme (monthly fee of AED 300).
Things To Be Aware Of
MINIMUM SALARY
AED 30,000
RATE
3.09%
ANNUAL FEE
AED 1,500
MINIMUM SALARY
AED 30,000
RATE
3.09%
ANNUAL FEE
AED 1,500
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Enjoy 25,000 Upoints when you apply for the card.
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 250
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 250
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Enjoy 2,500 Upoints when you apply for the card.
Key Features
Reward Features
Earn Emaar Upoints
(Cap-16666 points P.M.)
Things To Be Aware Of
MINIMUM SALARY
AED 50,000
RATE
2.99%
ANNUAL FEE
AED 1,500
MINIMUM SALARY
AED 50,000
RATE
2.99%
ANNUAL FEE
AED 1,500
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
Earn Plus Points Rewards
Things To Be Aware Of
MINIMUM SALARY
AED 12,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 12,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Apply for a Platinum credit card and get it free along with a voucher worth AED 300 to spend on Noon.com.
Key Features
Reward Features
Earn Plus Points Rewards
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.75%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 15,000
RATE
3.75%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.49%
Cash Advance Fee
3.50 % / Min 105
Joining Offers
Spend and win cash prize
Every July: January to June ( 6 months). Cummulative spend of AED 25000 in 6 months. Total winners per draw 20. Maximum wining amount 25000
Every January :
January to December( previous year).
Cummulative spend of AED 50000 in 12months. Total winners per draw 20. Maximum wining amount 50000
Cummulative spend of AED 25000 to AED 50000 in 12months. Total winners per draw 100. Maximum wining amount 1000.
Key Features
Reward Features
The all-new Rewards on the FAB Mobile app
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.75%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 15,000
RATE
3.75%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.49%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
You can benefit from the offers above after a minimum spend of AED 2,500 on your du Platinum Credit Card in the month prior.
Customers will earn 10% cashback with du auto payment setup until 1 June 2021, then cashback will be based on spend criteria.
Things To Be Aware Of
MINIMUM SALARY
AED 50,000
RATE
3.75%
ANNUAL FEE
AED 2,000
MINIMUM SALARY
AED 50,000
RATE
3.75%
ANNUAL FEE
AED 2,000
Non AED Transaction Fee
-
Cash Advance Fee
3.15 % / AED 105
Joining Offers
Get a guaranteed AED 2000 travel voucher on card activation to use for travel bookings on the FAB Travel Portal.
Key Features
Reward Features
Earn FAB Miles with every USD $1 spend:
Participating partners include:
Access the FAB Travel Portal through your FAB Mobile app or Online Banking
Use the FAB Miles on your FAB Travel Card to:
Things To Be Aware Of
MINIMUM SALARY
AED 30,000
RATE
3.50%
ANNUAL FEE
AED 550
MINIMUM SALARY
AED 30,000
RATE
3.50%
ANNUAL FEE
AED 550
Non AED Transaction Fee
2.95%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Choose from First Rewards, First Miles or First Cashback
First Rewards
To redeem choose from hundreds of rewards vouchers for jewellery, personal accessories, electronics and more
First Miles
Earn 2 First Miles for every $1 spent internationally and 1 First Mile for every $1 spend locally.
Redeem against any airline, hotel or any travel service in the world without any blackout dates.
First Cashback
Guaranteed cashback earnings up to 5%, with no minimum spend criteria.
Things To Be Aware Of
MINIMUM SALARY
AED 12,000
RATE
3.50%
ANNUAL FEE
AED 550
MINIMUM SALARY
AED 12,000
RATE
3.50%
ANNUAL FEE
AED 550
Non AED Transaction Fee
2.95%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Choose from First Rewards, First Miles or First Cashback
First Rewards
To redeem choose from hundreds of rewards vouchers for jewellery, personal accessories, electronics and more.
First Miles
First Cashback
Guaranteed cashback earnings up to 5%, with no minimum spend criteria.
Things To Be Aware Of
MINIMUM SALARY
AED 8,000
RATE
AED 375 monthly
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 8,000
RATE
AED 375 monthly
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.49%
Cash Advance Fee
- / -
Key Features
Reward Features
Exclusive loyalty programme: earn 1.25 FAB Stars for every dirham spent and redeem them as cashback.
MINIMUM SALARY
AED 30,000
RATE
3.5%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 30,000
RATE
3.5%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.49%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 30,000
RATE
3.50%
ANNUAL FEE
AED 550
MINIMUM SALARY
AED 30,000
RATE
3.50%
ANNUAL FEE
AED 550
Non AED Transaction Fee
2.95%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Earn First Green Points
Things To Be Aware Of
MINIMUM SALARY
AED 8,000
RATE
3.75%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 8,000
RATE
3.75%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.49%
Cash Advance Fee
3.50 % / Min 105
Joining Offers
Spend and Win Cash Prizes !
Key Features
Reward Features
First Reward Point:
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.45%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 15,000
RATE
3.45%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.10%
Cash Advance Fee
2.99 % / Min 105
Joining Offers
Sign-up offer of AED100 Sharaf DG voucher
Key Features
Reward Features
Earn Airmiles on your HSBC Advance Credit Card
Things To Be Aware Of
MINIMUM SALARY
AED 10,000
RATE
3.45%
ANNUAL FEE
AED 600
MINIMUM SALARY
AED 10,000
RATE
3.45%
ANNUAL FEE
AED 600
Non AED Transaction Fee
2.00%
Cash Advance Fee
3.00 % / AED 105
Joining Offers
Enjoy cashback when you apply for a Max Rewards Credit Card before 30 June 2022 and spend AED 5,000 in the first 60 days. You'll also pay no annual fee for the first year, or from the second year onwards if you spend at least AED 12,000 a year.
Key Features
Reward Features
Air Mile for every AED 1 spend. Exchange or redeem your Air Miles for flights, hotels as well as education and retail voucher
Double your Air Miles on your dining, entertainment, fitness, travel and more when you spend more than AED 3,000 a month
Complimentary access to gyms, entertainment, dining, travel benefits and more, based on your monthly spend
Where minimum spend of AED 3,000 is not met and for ‘All other spends’, the Air Miles rate is 1 Air Mile on each AED 1 spend. Lifestyle shopping includes apparel, electronics, online marketplace retailers, personal care and furniture, as defined by Visa
MINIMUM SALARY
AED 10,000
RATE
3.45%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 10,000
RATE
3.45%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.10%
Cash Advance Fee
3.25 % / Min 105
Key Features
Reward Features
Earn Airmiles on your HSBC Platinum Select Credit Card
Things To Be Aware Of
MINIMUM SALARY
AED 7,000
RATE
3.45%
ANNUAL FEE
AED 682
MINIMUM SALARY
AED 7,000
RATE
3.45%
ANNUAL FEE
AED 682
Non AED Transaction Fee
2.79%
Cash Advance Fee
3.15 % / Min 210
Joining Offers
Joining bonus offer of AED 1000 on Cashback card, AED 1000 on Platinum Elite card and AED 2,000 on Solitaire card Eg: if a card is setup in June, AED 4,500 needs to be spent by 31st August to get the Joining Bonus.
Cashback that will be credited subject to customer spending AED 4,500 in Acquisition Month + 2 months timelines. Eg: if a card is setup in June, customer has to be spend AED 4,500 by 31st August to get the Joining Bonus.
Key Features
Reward Features
Earn Salaam Points:
Accelerated Reward Points:
Things To Be Aware Of
MINIMUM SALARY
AED 7,000
RATE
3.45%
ANNUAL FEE
AED 682
MINIMUM SALARY
AED 7,000
RATE
3.45%
ANNUAL FEE
AED 682
Non AED Transaction Fee
2.79%
Cash Advance Fee
3.15 % / Min 210
Key Features
Reward Features
Earn Salaam Points
Things To Be Aware Of
MINIMUM SALARY
AED 7,000
RATE
3.45%
ANNUAL FEE
AED 682
MINIMUM SALARY
AED 7,000
RATE
3.45%
ANNUAL FEE
AED 682
Non AED Transaction Fee
2.79%
Cash Advance Fee
3.15 % / Min 210
Key Features
Reward Features
Earn Salaam Points
Accelerated Reward Points:
Things To Be Aware Of
MINIMUM SALARY
AED 25,000
RATE
3.45%
ANNUAL FEE
AED 650
MINIMUM SALARY
AED 25,000
RATE
3.45%
ANNUAL FEE
AED 650
Non AED Transaction Fee
2.79%
Cash Advance Fee
3.15 % / Min 210
Joining Offers
Apply & get AED 2000 cashback will be credited subject to spending AED 4,500 in Acquisition Month + 2 months timelines. Eg: if a card is setup in June, AED 4,500 needs to be spent by 31st August to get the Joining Bonus.
Key Features
Reward Features
Earn Salaam Carats
Things To Be Aware Of
MINIMUM SALARY
AED 10,000
RATE
3.25%
ANNUAL FEE
AED 209
MINIMUM SALARY
AED 10,000
RATE
3.25%
ANNUAL FEE
AED 209
Non AED Transaction Fee
3.00%
Cash Advance Fee
3.00 % / Min 90
Key Features
Reward Features
Earn Voyager Rewards:
Things To Be Aware Of
MINIMUM SALARY
AED 16,000
RATE
3.25%
ANNUAL FEE
AED 524
MINIMUM SALARY
AED 16,000
RATE
3.25%
ANNUAL FEE
AED 524
Non AED Transaction Fee
3.00%
Cash Advance Fee
3.00 % / Min 90
Joining Offers
Welcome Bonus
Key Features
Reward Features
Earn Voyager Rewards:
Redeem Voyager points against travel purchase transactions (flights/hotel bookings, travel packages, airport transfers, etc.)
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.45%
ANNUAL FEE
AED 400
MINIMUM SALARY
AED 5,000
RATE
3.45%
ANNUAL FEE
AED 400
Non AED Transaction Fee
2.20%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Joining Bonus -15,000 AirRewards Points Equivalent to a return ticket: A Joining Bonus of 15,000 AirRewards Points will be credited upon payment of Joining Fee and a minimum retail spend of AED 5,000* in first 3 months.
Key Features
Reward Features
AirRewards - Air Arabia's loyalty program
Things To Be Aware Of
MINIMUM SALARY
AED 10,000
RATE
3.45%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 10,000
RATE
3.45%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.20%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
Earn RAKrewards
Monthly Spend Tier & RAKrewards earned per 1 AED:
Quarterly Spend Tier & bonus RAKrewards rate:
Cinema Reward Offerings
Overall monthly spend On cinema spend RAKrewards
AED 5000 and above AED 1 50
Maximum RAKrewards monthly cap on cinema spend is 10,000.
Things To Be Aware Of
MINIMUM SALARY
AED 8,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 8,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.50%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
Earn RAKrewards
Monthly Spend Tier & RAKrewards earned per 1 AED:
Monthly Spend Tier & RAKrewards per 1 AED on Fuel:
Monthly Spend Tier & RAKrewards per 1 AED on Cinema:
Above AED 5,000 - 50
Redeem online, anytime against flights, hotels and range of products and services.
Things To Be Aware Of
MINIMUM SALARY
AED 8,000
RATE
3.45%
ANNUAL FEE
AED 525
MINIMUM SALARY
AED 8,000
RATE
3.45%
ANNUAL FEE
AED 525
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
All successful credit card applications will be eligible for an Amazon.ae Gift Card* (“the Offer”) worth AED 500 once the spend requirement of AED 5000 has been met ( by 31st August 2022). This offer is valid from May 1st, 2022, till July 31s 2022. Qualified customers will receive the gift card on their registered email.
Please refer to the terms and conditions for the joining offer at the time of application.
Key Features
Reward Features
Earn 360° Reward Points on all spends on your Standard Chartered M
