Best Credit Card In UAE
+971

MINIMUM SALARY

AED 35,000

RATE

3.69%

ANNUAL FEE

AED 1575

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Air Miles
  • 150,000 bonus sign-up Airmiles
  • Complimentary 12-month Careem Plus subscription
  • Amazon: Enjoy 15% off 1 purchase, up to AED 75, every month
  • Complimentary golf twice a month in Dubai, AbuDhabi and RAK
  • AED 800 Cashback Welcome offer

MINIMUM SALARY

AED 35,000

RATE

3.69%

ANNUAL FEE

AED 1,575

Non AED Transaction Fee

2.10%

Cash Advance Fee

3.15 % / Min 105

Joining Offers

Get 150,000 sign-up Air Miles, and another 75,000 when you renew your membership, plus every year after that. 

Get up to AED 800 cashback: Enjoy AED 600 when you apply for selected credit cards, plus AED 100 the first time you use your card in your mobile wallet, and AED 100 when you apply for your first supplementary card and use it for one transaction.

The campaign is open to all new and existing HSBC customers who apply and receive approval for a new primary credit card and who do not have a primary credit card at the time of application and had not had one during the 6 months prior to applying.

Key Features

  • Get AED 800 as joining bonus
  • Get 150,000 sign-up Air Miles, and another 75,000 when you renew your membership, plus every year after that
  • Earn 2.5 Air Miles for every AED 1 you spend on travel, 1.5 Air Miles for every AED 1 you spend online and on FX and 1 Air Mile for every AED 1 on all other spends on your card
  • Amazon- 5 percent off 1 purchase up to AED 75 monthly
  • Complimentary 12-month Careem Plus subscription
  • 20% off for 3 rides per month with Uber
  • 20% off on 3 Careem rides a month in the UAE
  • Complimentary travel inconvenience and travel medical insurance for trips booked with your card
  • Up to 10% off on bookings made on Expedia and Agoda HSBC cobranded websites
  • Complimentary Discovery Titanium membership and discounts at Global Hotel Alliance
  • Up to 15% off on Hertz car rentals and complimentary President's Circle membership
  • Discounts at hundreds of dining outlets across the UAE with I Love Dining program
  • Home&Away program with offers on shopping, dining and entertainment at thousands of outlets worldwide
  • Hundreds of 0% Flexi Instalment Plans and partners' discount offers across UAE
  • Enjoy up to 35% off your next car rental with Avis
  • Rental collision and loss damage waiver for car rentals booked with your card
  • Get 15% discount on IHG Hotels & Resorts
  • 11,000+ ‘Buy 1-Get 1 Free’ offers with the HSBC ENTERTAINER app, including exclusive access to ‘Fine Dining’ and ‘Cheers’
  • International concierge service for luxury travel planning and access to exclusive events
  • Complimentary golf twice per month in golf clubs across Dubai, Abu Dhabi and RAK
  • Up to 8 ‘Buy 1-Get 1 Free’ tickets per month at VOX and Reel cinemas in the UAE88
  • Enjoy Buy 1 Get 1 Free tickets at Roxy Cinemas twice a month, as well as 20% off food and drinks while paying for Platinum tickets at the Platinum lounges
  • Discounted Rides with Uber and Careem: Save 20% on up to 3 Uber rides and 3 Careem rides each month in the UAE, making your local transportation more economical
  • Get 15% discount on IHG Hotels & Resorts
  • Enjoy up to 10% cashback on your hotel bookings
  • From 1 September 2024, you can go to any Fitness First club up to 12 times a month for AED 1 per visit when you spend over AED 10,000. T&Cs apply
  • From September 2024, to get 2 free golf rounds a month the minimum monthly credit card spend will change from AED 5,000 to AED 15,000. In addition, cardholders can now enjoy 20% off extra rounds with SpikesOn at 10 golf courses across the UAE, and even more cinema savings.

Reward Features

Spend anytime, anywhere with your HSBC Black Credit Card & earn Air Miles:

  • 1.5 Air Miles per 1 AED of foreign currency spends.
  • 1.5 Air Miles per 1 AED spend on online purchases.
  • 2.5 Air Miles per 1 AED spend on airlines, hotels, car rentals, 1 Air Mile per 1 AED spend on all other transactions.
  • Redeem Airmiles online, from a wide range of travel and entertainment rewards, including flights, hotel stays, retail vouchers and much more.
  • Airmiles can be exchanged with Emirates Skywards Miles & Eithad Guest Miles.
  • Exchange ratio is 12 Air Miles for 1 Skywards Mile & 9 Air Miles for 1 Etihad Guest Mile.
  • Minimum 30,000 Air Miles required for exchange.
Apply Now

on HSBC site