HSBC Black Credit Card

Black Credit Card

Minimum Salary AED 50000
Annual Fee AED 1575
Rate 2.75%
Cash Advance 2.75% /Min 105
Non AED Transaction Fee 2.1%
Minimum Salary AED 50000
Annual Fee AED 1575
Rate 2.75%
Cash Advance 2.75.00% /Min 105
Non AED Transaction Fee 2.1%

Top Reasons To Choose

  • Premium luxury lifestyle benefits
  • 150,000 bonus sign-up Airmiles
  • Excellent travel & travel insurance benefits
  • Best in class cinema offers
  • AED 500 Cashback Welcome offer

Things To Be Aware Of

  • You will require an HSBC Premier account to get this card
  • Bonus Airmiles have minimum spend criteria

The HSBC Black MasterCard® Credit Card is designed to provide you with experiences that you'll cherish for the rest of your life. From travel to culinary experiences, culture and shopping there's no limit to where the benefits can take you.

Reward Features

Earning miles
Spend anytime, anywhere with your HSBC Black Credit Card & earn Air Miles:
  • 1.5 Air Miles per 1 AED of foreign currency spends.
  • 1.5 Air Miles per 1 AED spend on online purchases.
  • 2.5 Air Miles per 1 AED spend on airlines, hotels, car rentals, 1 Air Mile per 1 AED spend on all other transactions.
  • Redeem Airmiles online, from a wide range of travel and entertainment rewards, including flights, hotel stays, retail vouchers and much more.
  • Airmiles can be exchanged with Emirates Skywards Miles & Eithad Guest Miles.
  • Exchange ratio is 12 Air Miles for 1 Skywards Mile & 9 Air Miles for 1 Etihad Guest Mile.
  • Minimum 30,000 Air Miles required for exchange.

Joining Offers

Welcome Offer
Get up to AED 500 cashback when you apply for an HSBC MasterCard Credit Card today. Offer valid till 30 April 2023.
Enjoy 150,000 sign-up Air Miles for the first year and 75,000 anniversary Air Miles from the 2nd year onwards.

Detailed Features

Bonus Air Miles
Enjoy 200,000 sign-up Air Miles for the first year (subject to minimum spend of AED 40,000 within 60 days of card) and 100,000 anniversary Air Miles from thesecond year onwards.

Complimentary Airport Lounge Access
Enjoy unlimited complimentary access for you and one accompanying guest to 850+ airport lounges worldwide through LoungeKey™. This is availble for all supplementary card holders too.
Travel Discounts
Cleartrip: 10% discount on any international roundtrip flight booking
Expedia: 10% discount on Expedia hotels for bookings
Agoda: Up to 7% discount at more than 180,000 hotels worldwide with
HSBC Entertainer Mobile App
Free download of 'Buy 1 Get 1 Free' mobile app with over 8,000 offers across 15 countries.
Complimentary Nights at Participating Marriott Bonvoy Hotels
Get complimentary nights at over 200 participating Marriott Bonvoy hotels across the Middle East and Africa.
  •  Book your stay using your World Elite™ and World Mastercard® and receive:
  •  One complimentary night when booking two nights
  •  One complimentary night when booking three nights
  •  Two complimentary nights when booking six nights

Luxury Serviced Apartment Offers
Enjoy a quality stay that includes a 10% discount, complimentary daily house cleaning on stays over 7 nights, at 2,000 onefinestay properties across London, Paris, Milan, Florence, Rome, New York, Los Angeles, San Francisco and Sydney.

Global Hotel Alliance DISCOVERY Black Membership
As a HSBC Black cardholder you're entitled to a complimentary DISCOVERY Black membership of the Global Hotel Alliance loyalty programme. Revel in the comfort of DISCOVERY across more than 550 luxury hotels, including Anantara, Corinthia, Kempinski, and Pan Pacific Hotels and Resorts, in 76 countries around the world and access exclusive benefits like:
  • Guaranteed room availability for bookings made up to 24 hours prior to arrival
  • Double room upgrades
  • Early check in from 9am
  • Late checkout until 6pm

Qatar Airways Privilege Club
Receive a complimentary upgrade to Gold tier in Qatar Airways Privilege Club and enjoy top-tier benefits with Qatar Airways and the entire oneworld® airline alliance, including:
  • Complimentary access (with one guest) at over 600 oneworld® airport lounges
  • Priority check-in
  • Excess baggage allowance
  • oneworld® airline alliance includes carriers like British Airways, Qantas, Cathay Pacific, American Airlines and much more
Hertz Car Rental Offers
Automatically eligible for Hertz Gold Plus Rewards® President's Circle membership upgrade, to enjoy special privileges and benefits, such as:
  • Bypassing the rental queue at many of the world's busiest airports
  • Guaranteed one car class upgrade at participating locations
  • Faster returns with Hertz Instant Return
  • Up to 15% off best publicly available rates at participating Hertz locations worldwide.
  • Free additional driver (spouse/domestic partner for Gold Plus Rewards Members)
AVIS Car Rental Offers
Exclusive benefits with Avis:
  •  Up to 25% off your next car rental
  •  A complimentary upgrade with every rental, worldwide
  •  10% off Premium Chauffeur Drive services
Soneva Complimentary nights
Enjoy the stunning views of the Indian Ocean from the Maldivian paradise while your personal chef prepares a gourmet picnic exclusively catered to you. Our Thailand resort , just one hour’s flight from Bangkok by private plane, offers an unrivalled combination of luxury, environmentally friendly design and unforgettable, authentic Thai experiences. 
Your special offer includes:
  • Two complimentary nights for two in a one bedroom villa at Soneva Fushi or Soneva Kiri
  • Sonu’s Picnic at Soneva Fushi or Private Cinema Paradiso experience at Soneva Kiri

Mastercard Priceless Cities Offers
Find a key to your city with Priceless Cities by Mastercard. Access handpicked experiences and offers in cities around the world. Discount
With hundreds of thousands of properties in over 200 countries and territories, provides incomparable choices. Now when you pay for your next vacation with your Mastercard® you can enjoy:
Up to a 10% discount off the price of your booking for selected properties.
Oberoi Hotels & Resorts Offers
Oberoi Hotels & Resorts are perfect for getaways with your loved ones. Experience award-winning resorts with traditional architecture, luxurious accommodation, exquisite cuisine, specially curated spa treatments and warm, personalized service. 
Stay three (3) nights and pay for two (2) nights at any of 16 participating Oberoi properties in India, Indonesia, and the UAE.
You can also avail:
  • Complimentary breakfast for two person
  • Room upgrade (subject to availability)
  • Late check-out (subject to availability)

International Concierge
The world, one phone call away, with personalised concierge assistance, whenever you need it.
For luxury travel planning, access to the best in fine dining, and exclusive events for your entertainment, let the World Elite Concierge take care of everything for you while you make the most of your time.
Global Airport Concierge
Whether you're departing, arriving, or just connecting flights, Mastercard Airport Concierge gives you access to a personalised meet & greet service, facilitating your airport experience. Enjoy a special saving of 15% on this VIP service at over 470 airports, globally.
Careem Chauffeur Rides
20% OFF three rides every month (max discount of AED 40).
Buy 1 Get 1 Free Offers
Download the Mastercard Buy 1 Get 1 App to browse the best offers with 900+ offers across 90+ destinations and 600+ merchants.
Designer Fashion Discounts
With over 3,000 different luxury fashion brands, Farfetch offers an unrivalled range of incredible products from the world’s best designers and boutiques.10% off selected items (minimum spend of USD 200 required).
Golf Privileges
Two free rounds of golf per month (one in Dubai and one in Abu Dhabi) at The Els Club, Dubai Hills,Trump International,Saadiyat Beach Golf Club and Abu Dhabi Golf Club.
Fulfill Visa Assistance
Applying for travel visa made simple and quick for global traveler (Exclusive offer for Mastercard holders for only US$ 15).
  • Find out if you need to apply for a Travel Visa, or not
  • Provide you with information on Travel Visa fees & the documents required
  • Book your appointment on your behalf (if required) and get the necessary forms filled
  • Submit Travel Visa Online, where applicable for eVisas
Valet Parking
Unlimited complimentary valet parking at selected VALTRANS locations across Dubai and Abu Dhabi.
  • Dubai: Wafi City, American Hospital, Oasis Center, Ibn Battuta, Dubai Courts, Dubai International Airport (T1&T3), City walk 1.
  • Abu Dhabi:  Dalma Mall, Marina Mall.

Cinema Offers
Customers can avail 4 complimentary tickets each at VOX and Reel Cinemas in a month through Buy1 and Get 1. They can also avail 20% off on select combos at VOX. 

MyUS Online Shopping Offers
Shop at over 100,000 U.S. retailers, including Apple, Amazon and Ralph Lauren and get fast, reliable, affordable international shipping with MyUS, #1 in the industry with over 10 million packages shipped since 1997.
As a Mastercard cardholder, you will receive:
  •  A MyUS address to use at checkout with your favorite online stores
  •  Free Premium Membership for 2 years (a $120 value)
  •  Free account setup (a $20 value)
  •  30% off shipping for first month following registration
  •  20% off shipping for remainder of 2 year membership

Bicester Village Shopping Collection
VIP invitation (to be exchanged for a VIP card that offers an additional 10% discount on purchases in participating boutiques):
  •  15% discount on shopping packages
  •  15% discount on chauffeur drive experience at participating villages
  •  15% discount on Shopping Express
  •  Access to VIP lounges (subject to availability)
All of this and more is available at the following villages:
Bicester Village – London, UK; Fidenza Village – Milan, Italy; Ingolstadt Village – Munich, Germany; Kildare Village – Dublin, Ireland; La Roca Village – Barcelona Spain; Las Rozas Village – Madrid, Spain; La Vallee Village – Paris, France; Maasmechelen Village – Brussels, Belgium; Wertheim Village – Frankfurt Village.
Travel Insurance

Whether your luggage goes amiss or flight delays interrupt your plans, get compensation for:

  •  Baggage loss - up to USD 3,000
  •  Baggage delay - USD 500
  •  Trip cancellation - up to USD 7,500
  •  Trip curtailment - up to USD 7,500
  •  Trip delay - USD 500
  •  Missed connection - USD 500

Rest assured that you will receive compensation for medical care or emergency help if you need it:

  • Personal accident insurance - up to USD 500,000
  • Emergency medical evacuation and repatriation - up to USD 500,000
  • Medical emergency expenses - up to USD 500,000
  • Daily in-hospital cash benefit – USD 100 per day
  • Screen reader support enabled

Car Rental Insurance Cover
With Rental Collision & Loss Damage Waiver, cardholders have insurance on rental vehicles for:
  •  Physical damage to the rental car in addition to loss of use, theft, and natural calamities – up to USD 50,000
  •  Towing of the vehicle – up to USD 100
  •  Vehicle drop off charges – up to USD 100

Travel Insurance Confirmation Letter
Obtaining a travel insurance confirmation letter has never been easier. As a World Elite Mastercard® cardholder you can generate a letter online seamlessly and immediately for your Schengen or other visa requirements.

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