Best Credit Card In UAE
+971

MINIMUM SALARY

AED 15,000

RATE

3.45%

ANNUAL FEE

AED 0

  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
  • Air Miles
  • Welcome offer of AED 500 cashback
  • Earn Air Miles on all spends
  • Free valet parking & cinema offers at Vox & Reel
  • Airline and hotel discounts of up to 30% with Cleartrip.
  • No Annual Fee

MINIMUM SALARY

AED 15,000

RATE

3.45%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.10%

Cash Advance Fee

2.99 % / Min 105

Joining Offers

Welcome offer: Get AED 500 cashback when you apply for an Advance Credit Card today. Offer valid up to 30 April 2023

Key Features

  • No Annual fee ever
  • Free HSBC entertainer mobile app
  • Earn 1 Air Mile for every AED 1 spent
  • Complimentary access to over 25+ lounges in the Middle East, Levant & select locations globally for the cardholder
  • Free access to a range of MENA airport lounges
  • Up to 4 free valet parking visits per month
  • Customers can avail 2 tickets each through Buy1 Get 1 at VOX and at Reel
  • Exclusive dining privileges
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Mastercard Priceless Cities offers
  • Mastercard Buy 1 Get 1 free offers
  • Car rental offers from Avis
  • Enjoy an upto 30% discount on international roundtrip airfare & hotel bookings from Cleartrip
  • Premium international shipping with 25% discount
  • Up to a 15% discount on British Airway fares
  • Enjoy purchase protection of upto USD 5,000 per annum upto 90 days from the date of purchase

Reward Features

Earn Airmiles on your HSBC Advance Credit Card

  • With HSBC Advance Credit Card  earn 1 Air Mile for every AED 1 spent (Domestic & International).
  • Redeem Air Miles from a range of Air Miles Rewards including airline tickets, hotel stays retail vouchers & much more.
  • Airmiles can be exchanged with Emirates Skywards Miles & Eithad Guest Miles.
  • Exchange ratio is 12 Air Miles for 1 Skywards Mile & 9 Air Miles for 1 Etihad Guest Mile.
  • Minimum 30,000 Air Miles required for exchange.

Things To Be Aware Of

  • Need to also open an HSBC Advance account
  • Minimum spend criteria apply for free valet parking
  • Airmiles validity for 3 years only

MINIMUM SALARY

AED 10,000

RATE

3.45%

ANNUAL FEE

AED 0

  • Golf Offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Purchase Protection
  • Extended Warranty
  • AED 500 Cashback as Joining offer
  • Earn Airmiles on all spends
  • Dining & shopping discounts
  • No annual fee

MINIMUM SALARY

AED 10,000

RATE

3.45%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.10%

Cash Advance Fee

3.25 % / Min 105

Joining Offers

Welcome offer: Get up to AED 500 cashback when you apply for an HSBC Visa Credit Card today. Offer valid until 30 April 2023

Key Features

  • No Annual Fee ever
  • Earn Airmiles on all spends
  • Free HSBC Entertainer Mobile App
  • 10 max. tickets in a month at VOX under Buy1 and Get 1. Also avail 20% off at Roxy
  • Access to over 200 airport restaurant offers globally
  • Visa Luxury Hotel collection offers
  • Discounts of up to 12% with Agoda
  • Timeout and Golf Access Programme
  • Exclusive dining privileges
  • 8% discount on hotel bookings made at Hotels.com
  • Extended warranty & purchase protection on purchases made on the card
  • 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
  • 4 free months of Anghami Plus
  • Earn 1 Air Mile for every AED 4 spent
  • Dragon Pass Dine & Fly programme
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE

Reward Features

Earn Airmiles on your HSBC Platinum Select Credit Card

  • With HSBC Advance Credit Card & earn 1 Air Mile for every AED 4 spent (Domestic & International).
  • Redeem Air Miles from a range of Air Miles Rewards including airline tickets, hotel stays retail vouchers & much more.
  • Airmiles can be exchanged with Emirates Skywards Miles & Eithad Guest Miles.
  • Exchange ratio is 12 Air Miles for 1 Skywards Mile & 9 Air Miles for 1 Etihad Guest Mile.
  • Minimum 30,000 Air Miles required for exchange.

Things To Be Aware Of

  • Need to open a HSBC Personal account with salary transfer
  • Airmiles valid for 3 years only

MINIMUM SALARY

AED 50,000

RATE

3.24%

ANNUAL FEE

AED 0

  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Welcome offer of AED 500 cashback with the card
  • Free HSBC Entertainer App and exclusive travel offers
  • Exclusive dining and cinema privileges
  • Premium lifestyle benefits

MINIMUM SALARY

AED 50,000

RATE

3.24%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.10%

Cash Advance Fee

2.75 % / Min AED 105

Joining Offers

Welcome offer: Get up to AED 500 cashback when you apply for an Premier Credit Card today. Offer valid till April 2023.

Key Features

  • Premium benefits with no Annual Fees!
  • Free valet parking up to 4 times per month
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Mastercard Priceless Cities offers
  • Luxury outlet shopping offers and benefits at Bicester outlet villages in Europe
  • Mastercard Buy 1 Get 1 free offers
  • MyUS Online shopping benefits and offers
  • Customers can avail 4 complimentary tickets at VOX and 2 at Reel in a month through Buy1 and Get 1
  • 10% discount on Expedia hotel bookings
  • Earn 1 Air Mile for every AED 1 spent
  • 1-year free Expedia+ gold membership
  • 7% discount with Agoda at over 180,000 hotels worldwide
  • Discounted Airport lounge access with LoungeKey for primary & secondary card holders
  • Free global Wi-Fi through Boingo
  • Air Miles Rewards Programme
  • Complimentary nights at select Marriott Bonvoy properties worldwide
  • Car rental offers from Avis & Hertz including Hertz Gold Plus Rewards® Five Star membership
  • Enjoy a 10% discount on any international roundtrip airfare from Cleartrip
  • Free HSBC Entertainer mobile app
  • Exclusive dining privileges
  • Travel insurance cover upto $500,000 covering the cardholder & family
  • Complimentary travel insurance confirmation letter (for e.g. for Schengen Visa)

Reward Features

Earn Airmiles on your HSBC Advance Credit Card

  • With HSBC Advance Credit Card & earn 1 Air Mile for every AED 1 spent(Domestic & International).
  • Redeem Air Miles from a range of Air Miles Rewards including airline tickets, hotel stays retail vouchers & much more.
  • Airmiles can be exchanged with Emirates Skywards Miles & Eithad Guest Miles.
  • Exchange ratio is 12 Air Miles for 1 Skywards Mile & 9 Air Miles for 1 Etihad Guest Mile.
  • Minimum 30,000 Air Miles required for exchange.

Things To Be Aware Of

  • Need to also open an HSBC Premier Account
  • Airmiles valid for 3 years only
  • Minimum spend criteria apply for free valet parking

MINIMUM SALARY

AED 10,000

RATE

3.45%

ANNUAL FEE

AED 0

  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Purchase Protection
  • Extended Warranty
  • Get AED 500 cashback when you apply today
  • Life time free
  • No cash advance or overlimit fee
  • 'Buy 1 Get 1 Free' movie offers on Sundays at VOX
  • 1000s of discounts & benefits with the HSBC ENTERTAINER app

MINIMUM SALARY

AED 10,000

RATE

3.45%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.10%

Cash Advance Fee

- / -

Joining Offers

Get AED 500 cashback when you apply for a Zero Credit Card today*

*AED 500 cashback available to all new and existing HSBC customers who apply for a new primary HSBC Cashback Credit Card or HSBC Zero Credit Card or HSBC Premier Credit Card or HSBC Advance Credit Card and who do not have a primary Credit Card at the time of application and did not have one 6 months prior to application.

Key Features

  • ZERO fees - no Annual Fees, no Over Limit fees & no Cash Advance fees
  • Upto 5 tickets on at VOX per month on Buy 1 Get 1 offer
  • Free HSBC Entertainer Mobile App
  • Visa Luxury Hotel collection offers
  • Access to over 200 airport restaurant offers globally
  • Exclusive dining privileges
  • 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
  • Travel discounts of up to 12% with Agoda
  • Dragon Pass Dine & Fly programme
  • Extended warranty of upto 1 year over the original manufacturer warranty
  • Purchase protection cover

Reward Features

This card does not have a loyalty reward, however has features such as cinema offers, movie discounts and so on.