Emirates NBD
Personal Loans for Self Employed Professionals

Identification
Valid Passport Copy with valid Resident Visa page UAE Nationals: Idbara page of UAE Nationals
Original Emirates ID and Emirates ID copy
Proof of Residency or Utility Bill
Credit Card Statements (Where applicable)
Salaried Individual
-Latest 3 Months Bank statement
-Latest Salary Certificate / Salary Transfer Letter
Self-Employed
-Latest 6 Months Bank statement
-Trade License MOA (Memorandum of Association)
-POA (Power of Attorney)

Self Employed Professionals like Doctors, Architects, Chartered Accountants, and Engineers
Minimum 6 months average balance: AED 20,000
Minimum Length of Business: 1 year
Maximum Tenor: 4 years

7-day Loan Return Option Customers who are not satisfied after the personal loan is disbursed have the option to return the loan for free with waiver of all the fees and charges accrued.
Following are the conditions:
-Customer must notify the sales agent / bank within 7 calendar days
-The loan proceeds credited in the customer's account will be available and not withdrawn from the account from disbursal date until loan return date
The loan amount credited in the customer's accounts will be available and offer will be valid only for fresh cases , without liability settlements (Not applicable on Top Up and take Over loans)
Double Insurance Coverage
-A dual benefit insurance coverage where in the event of unforeseen circumstances, the loan outstanding is repaid by the insurance company and an equivalent amount is given to the customer's next of kin.