Emirates NBD UAE National Personal Loan with Additional Income
Salary Transfer Required?
Minimum Monthly Salary
Max Loan Amount
Salary Transfer Required?yes
Minimum Monthly SalaryAED 10,0000
Max Loan AmountAED 3,000,0000
Top Reasons To Choose
Attractive interest rates
Double Insurance Cover
With this loan, UAE Nationals can turn their extra rental income or earned sponsorship fee into a loan opportunity and get additional financing for unexpected expenses.
Valid Passport Copy with valid Resident Visa page
UAE Nationals: Idbara page of UAE Nationals
Original Emirates ID and Emirates ID copy
Proof of Residency or Utility Bill
Credit Card Statements (Where applicable)
Salaried Individual Latest 3 Months Bank statement
Latest Salary Certificate / Salary Transfer Letter
Minimum salary of AED 10,000
Minimum age of the borrower must be 21 years
The loan eligibility will be based on income derived after adding back rental income or sponsorship fee
7-day Loan Return Option Customers who are not satisfied after the personal loan is disbursed have the option to return the loan for free with waiver of all the fees and charges accrued.
Following are the conditions:
Customer must notify the sales agent / bank within 7 calendar days
The loan proceeds credited in the customer's account will be available and not withdrawn from the account from disbursal date until loan return date
The loan amount credited in the customer's accounts will be available and offer will be valid only for fresh cases , without liability settlements (Not applicable on Top Up and take Over loans)
Double Insurance Coverage
A dual benefit insurance coverage where in the event of unforeseen circumstances, the loan outstanding is repaid by the insurance company and an equivalent amount is given to the customer's next of kin.
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