Emirates NBD End-of-Service Benefit Backed Personal Loans
Salary Transfer Required?
Minimum Monthly Salary
Max Loan Amount
Salary Transfer Required?yes
Minimum Monthly SalaryAED 5000
Max Loan AmountAED 0
Top Reasons To Choose
Loan amounts up to 90% of End-of-Service Benefit amount
Have your End-of-Service Benefit assigned to Emirates NBD by your employer and get the loan package that meets your financial requirement.
Valid Passport Copy with valid Resident Visa page
UAE Nationals: Idbara page of UAE Nationals
Original Emirates ID and Emirates ID copy
Proof of Residency or Utility Bill
Credit Card Statements (Where applicable)
Salaried Individual - Latest 3 Months Bank statement
Latest Salary Certificate / Salary Transfer Letter with Gratuity / End of Service Benefit Amount Specified
Gratuity/End-of-Service Benefit amount must be specified in the Salary Transfer Letter
Minimum monthly salary of the applicant should be AED 5,000
Minimum loan amount that can be taken is AED 10,000
Customers must be employed with Emirate NBD's Approved List of Employers
7-day Loan Return Option Customers who are not satisfied after the personal loan is disbursed have the option to return the loan for free with waiver of all the fees and charges accrued.
Following are the conditions:
Customer must notify the sales agent / bank within 7 calendar days
The loan proceeds credited in the customer's account will be available and not withdrawn from the account from disbursal date until loan return date
The loan amount credited in the customer's accounts will be available and offer will be valid only for fresh cases , without liability settlements (Not applicable on Top Up and take Over loans)
Double Insurance Coverage
A dual benefit insurance coverage where in the event of unforeseen circumstances, the loan outstanding is repaid by the insurance company and an equivalent amount is given to the customer's next of kin.
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