Emirates NBD Salary Transfer Loans

Emirates NBD
Salary Transfer Loans

Salary Transfer Required?
Minimum Monthly Salary
AED 5000
Fixed Rate
Reducing Rate
Max Loan Amount
AED 1000000
Salary Transfer Required? yes
Minimum Monthly Salary AED 5,0000
Fixed Rate 2.63%
Reducing Rate 5.99%
Max Loan Amount AED 1,000,0000

Top Reasons To Choose

  • Attractive Interest Rates
  • Double Insurance Cover

Whether your goals are for something as simple as renovating your home or as big as sending your children to school, we have the right loan package to help turn your dreams to reality

Documents Required

  • Valid Passport Copy with valid Resident Visa page 
  • UAE Nationals: Idbara page of UAE Nationals 
  • Original Emirates ID and Emirates ID copy
  • Proof of Residency or Utility Bill
  • Credit Card Statements (Where applicable) 
  • Salaried Individual Latest 3 Months Bank statement 
  • Latest Salary Certificate / Salary Transfer Letter

Joining Offers


  • Salary should be transferred to Emirates NBD 
  • Minimum salary requirement of AED 5,000 
  • Customer's employer must be on the Emirates NBD's Approved List 
  • Minimum 6 months length of service

Detailed Features

7-day Loan Return Option Customers who are not satisfied after the personal loan is disbursed have the option to return the loan for free with waiver of all the fees and charges accrued.
Following are the conditions:
- Customer must notify the sales agent / bank within 7 calendar days
- The loan proceeds credited in the customer's account will be available and not withdrawn from the account from disbursal date until loan return date
The loan amount credited in the customer's accounts will be available and offer will be valid only for fresh cases , without liability settlements (Not applicable on Top Up and take Over loans)
Double Insurance Coverage
- A dual benefit insurance coverage where in the event of unforeseen circumstances, the loan outstanding is repaid by the insurance company and an equivalent amount is given to the customer's next of kin.

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