Emirates NBD Personal Loans for Self Employed Individuals
Salary Transfer Required?
Minimum Monthly Salary
Max Loan Amount
Salary Transfer Required?yes
Minimum Monthly SalaryAED 25000
Max Loan AmountAED 0
Top Reasons To Choose
Loan available on 6 month avg balance of AED 25,000
A simple loan option to meet your financial needs even without declaration of end use of funds.
Valid Passport Copy with valid Resident Visa page
UAE Nationals: Idbara page of UAE Nationals
Original Emirates ID and Emirates ID copy
Proof of Residency or Utility Bill
Credit Card Statements (Where applicable)
Latest 3 Months Bank statement
Latest Salary Certificate / Salary Transfer Letter
Self Employed: Latest 6 Months Bank statement
Self Employed: Trade License MOA (Memorandum of Association)
Self Employed: POA (Power of Attorney)
Applicable to both UAE Nationals and Expatriats
Minimum 6 months average balance: AED 25,000
Minimum Length of Business: 2 years
Maximum Tenor: 4 years
7-day Loan Return Option Customers who are not satisfied after the personal loan is disbursed have the option to return the loan for free with waiver of all the fees and charges accrued.
Following are the conditions:
Customer must notify the sales agent / bank within 7 calendar days
The loan proceeds credited in the customer's account will be available and not withdrawn from the account from disbursal date until loan return date
The loan amount credited in the customer's accounts will be available and offer will be valid only for fresh cases , without liability settlements (Not applicable on Top Up and take Over loans)
Double Insurance Coverage
A dual benefit insurance coverage where in the event of unforeseen circumstances, the loan outstanding is repaid by the insurance company and an equivalent amount is given to the customer's next of kin.
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