Emirates NBD
Loan for New to Country, New to Employment

Salary Transfer Required?

yes

Minimum Monthly Salary

AED 10000

Fixed Rate

2.63%

Reducing Rate

5.99%

Max Loan Amount

AED 400000

Salary Transfer Required? yes

Minimum Monthly Salary AED 10000

Fixed Rate 2.63%

Reducing Rate 5.99%

Max Loan Amount AED 400000

Top Reasons To Choose

Attractive Interest Rates
No minimum Length of service

We want to ensure that your financial transition to the country is made as easy as possible, with a loan package specifically created just for you.

Documents Required

Valid Passport Copy with valid Resident Visa page
UAE Nationals: Idbara page of UAE Nationals
Original Emirates ID and Emirates ID copy
Proof of Residency or Utility Bill
Credit Card Statements (Where applicable)
Latest 3 Months Bank statement
Latest Salary Certificate / Salary Transfer Letter

Joining Offers

Eligibility

Minimum salary of AED 10,000
First salary should be credited to the account with Emirates NBD
Customer's employer must be on Emirates NBD's Approved List of Employers

Detailed Features

7-day Loan Return Option Customers who are not satisfied after the personal loan is disbursed have the option to return the loan for free with waiver of all the fees and charges accrued.
Following are the conditions:
- Customer must notify the sales agent / bank within 7 calendar days
- The loan proceeds credited in the customer's account will be available and not withdrawn from the account from disbursal date until loan return date
- The loan amount credited in the customer's accounts will be available and offer will be valid only for fresh cases , without liability settlements (Not applicable on Top Up and take Over loans)
Double Insurance Coverage
- A dual benefit insurance coverage where in the event of unforeseen circumstances, the loan outstanding is repaid by the insurance company and an equivalent amount is given to the customer's next of kin.

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