Mashreq Bank Credit Cards with Extended Warranty

MINIMUM SALARY

AED 7,000

RATE

3.45%

ANNUAL FEE

AED 0

  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • 5% Cashback on dining spends in the UAE
  • No annual fees for your Primary and Supplementary cards
  • AED 500 preloaded cash
  • 20% Cashback at your favourite ecom merchants

MINIMUM SALARY

AED 7,000

RATE

3.45%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.79%

Cash Advance Fee

3.15 % / AED 210

Joining Offers

AED 500 Cashback as joining bonus

Key Features

  • Unlike other cards in the market, Mashreq Cashback Credit Card does not have any minimum spend thresholds. This means you will start saving on your spends from as little as AED 1/-
  • All retails purchases made on the card will be eligible for the cashback. Spends not qualified for cashback are:
  • Balance transfers
  • Local cash advances
  • Credit card cheques
  • Finance charges
  • All fees charged on the Card by the Bank
  • Transactions reversed by Merchants
  • Utility bill payments like telephone bills, water and electricity bills made through the Bank's payment channels like Call Center, Mashreq Online, ATM, Mobile Banking, Branches or any other Bank's payment channel.

Reward Features

Unlimited Cashback on all spend

  • 5% Cashback on dining spends in the UAE
  • 2% Cashback on international spends
  • 1% Cashback on other local spends
  • No caps. No complicated calculations. Just pure savings, guaranteed

The cashback will be calculated on your statement date. For example: For customers with a statement date (billing cycle) on the 23rd - Spends posted between 23rd and 22nd of every month will be considered.

The cashback can be redeemed on achievement of a minimum of AED 100/- as cashback balance.

To redeem your cashback: - Visit Mashreq Online Banking on mashreq.com for online redemption, or - Call the Direct Banking Center at 04-4244444 and place a request for the same. The cashback will be credited within a maximum of 3 working days into the Cashback Credit Card account. 

the cashback earned has a maximum validity of 18 months from the date of earning. If the cashback is not redeemed within this period, it will be expired.

20% cashback for the first 6 months at Zomato, Netflix, Careem, Noon, UberEats, iTunes, Uber, Du, Talabat, Amazon Prime & Etisalat


MINIMUM SALARY

AED 7,000

RATE

3.45%

ANNUAL FEE

AED 682

  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles4
  • Earn Salaam points on all spends
  • Travel benefits

MINIMUM SALARY

AED 7,000

RATE

3.45%

ANNUAL FEE

AED 682

Non AED Transaction Fee

2.79%

Cash Advance Fee

3.15 % / Min 210

Key Features

  • Elite Lifestyle - A host of exclusive discount offers across categories
  • Earn 3 Salaam Points for every dirham of retail spends
  • Enjoy 3X rewards on all dining and dutyfree spends
  • Complimentary visits to Fitness First
  • Access to 25+ airport lounges in the Middle East and Levant 3 complimentary Airport Pick up or Drop services in a year in Dubai
  • Elite Lifestyle - A host of exclusive discount offers across categories
  • Complimentary Travel Insurance Certificate
  • Car rental offers from Avis
  • Enjoy an upto 30% discount on international roundtrip airfare & hotel bookings from Cleartrip
  • Complimentary Elite Travel Protection Plan
  • Travel Inconvenience & Cancellation
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Mastercard Priceless Cities offers
  • Mastercard Buy 1 Get 1 free offers
  • Travel Accident & Medical
  • Extended Warranty
  • Enjoy purchase protection of upto USD 5,000 per annum upto 90 days from the date of purchase

Reward Features

Earn Salaam Points:

  • Earn  3 Salaam points on International spends.
  • Earn 1 Salaam Point on local spends .

Accelerated Reward Points:

  • Enjoy 3X rewards on all dining and duty-free spends.

Things To Be Aware Of

  • Min monthly spends required for some benefits
  • Supplementary card annual fee of AED 156.45

MINIMUM SALARY

AED 7,000

RATE

3.45%

ANNUAL FEE

AED 682

  • Dining Offers
  • Health & Fitness
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Earn Salaam points on all spends
  • Travel benefits

MINIMUM SALARY

AED 7,000

RATE

3.45%

ANNUAL FEE

AED 682

Non AED Transaction Fee

2.79%

Cash Advance Fee

3.15 % / Min 210

Key Features

  • Personalise your credit card with an image of your choice
  • Elite Lifestyle - A host of exclusive discount offers across categories
  • Earn 4 Salaam Points for every dirham of retail spends
  • Enjoy 3X rewards on all dining and dutyfree spends
  • Access to 25+ airport lounges in the Middle East and Levant 3 complimentary Airport Pick up or Drop services in a year in Dubai
  • Access to over 200 airport restaurant offers globally
  • Visa Luxury Hotel collection offers
  • 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
  • 4 free months of Anghami Plus
  • 8% discount on hotel bookings made at Hotels.com
  • Complimentary Travel Insurance Certificate
  • Complimentary Elite Travel Protection Plan
  • Travel Inconvenience & Cancellation
  • Travel Accident & Medical
  • Extended Warranty
  • Purchase Protection

Reward Features

Earn Salaam Points

  • Earn up to 4 Salaam Points for every dirham of domestic retail spend 
  • Earn up to 8 Salaam Points on every dirham equivalent of international retail spend

Things To Be Aware Of

  • Supplementary card annual fee of AED 156.45

MINIMUM SALARY

AED 7,000

RATE

3.45%

ANNUAL FEE

AED 682

  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Earn Salaam points on all spends
  • Travel benefits

MINIMUM SALARY

AED 7,000

RATE

3.45%

ANNUAL FEE

AED 682

Non AED Transaction Fee

2.79%

Cash Advance Fee

3.15 % / Min 210

Key Features

  • Elite Lifestyle - A host of exclusive discount offers across categories
  • Earn 3 Salaam Points for every dirham of retail spends
  • Enjoy 3X rewards on all dining and dutyfree spends
  • Complimentary visits to Fitness First
  • Complimentary access to more than 500 airport lounges in over 300 cities
  • 10 Complimentary tickets on Sundays in a month at VOX Standard and 20% off at Roxy
  • 3 complimentary Airport Pick up or Drop services in a year in Dubai
  • Complimentary Travel Insurance
  • 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
  • 4 free months of Anghami Plus
  • Access to over 200 airport restaurant offers globally
  • Visa Luxury Hotel collection offers
  • 8% discount on hotel bookings made at Hotels.com
  • Elite Lifestyle - A host of exclusive discount offers across categories
  • Medical & Legal referral
  • Purchase Protection
  • Extended Warranty
  • Emergency assistance

Reward Features

Earn Salaam Points

  • Earn 1 Salaam Point on local spends .
  • Earn  3 Salaam points on International spends.

Accelerated Reward Points:

  • Enjoy 3X rewards on all dining and duty-free spends.

Things To Be Aware Of

  • Min monthly spends required for some benefits
  • Supplementary card annual fee of AED 156.45

MINIMUM SALARY

AED 35,000

RATE

3.45%

ANNUAL FEE

AED 1,575

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Extensive, premium luxury lifestyle benefits
  • Earn Salaam Carats on all spends
  • Premium travel benefits

MINIMUM SALARY

AED 35,000

RATE

3.45%

ANNUAL FEE

AED 1,575

Non AED Transaction Fee

2.79%

Cash Advance Fee

3.15 % / Min 210

Joining Offers

Apply & get AED 750 cashback


Key Features

  • Earn Salaam Carats on all spends
  • Complimentary Golf at Arabian Ranches, Yas Link and Trump based on spend tiers. Discounts at 14 clubs in UAE and Muscat
  • Unlimited free access to 650+ airport lounges globally for primary, supplementary and a guest
  • Save up to 35% on the finest signature cuisines by the best hotels in the UAE
  • 10 Complimentary tickets on Sundays in a month at VOX Standard and 20% off at Roxy
  • 2 free valet parking at select locations in Dubai and Abu Dhabi
  • 6 complimentary airport limousine service uses per year in Dubai
  • Redeem Salaam points for travel tickets and vouchers
  • Complimentary access to Fitness First
  • Exclusive 30% discount on Luxury yacht charter
  • 6 complimentary Silver Marhaba Meet & Greet services in a year
  • Multi trip travel insurance
  • Visa luxury hotel collection offers
  • 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
  • Subscribe to Anghami Plus and enjoy upto four months free for the first year
  • 24-hour personalised premium concierge service
  • 8% discount on hotel bookings made at Hotels.com
  • Fraudulent card misuse protection cover ($3,000 per occurrence with $5,000 annual aggregate limit)

Reward Features

Earn Salaam Carats

  • Earn 1 Salaam Point on local spends .
  • Earn 3 Salaam points on International spends

Things To Be Aware Of

  • Supplementary card has annual fee of AED 630
  • Min monthly spends required for some benefits

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