Mashreq Cashback Card

Cashback Card

Minimum Salary AED 5000
Annual Fee AED 0
Rate 3.69%
Cash Advance 3.15% /210
Non AED Transaction Fee 2.79%
Minimum Salary AED 5000
Annual Fee AED 0
Rate 3.69%
Cash Advance 3.15.00% /210
Non AED Transaction Fee 2.79%

Top Reasons To Choose

  • 5% Cashback on dining spends in the UAE
  • No annual fees for your Primary and Supplementary cards
  • AED 500 Cashback as joining bonus
  • 20% Cashback at your favourite ecom merchants

Things To Be Aware Of

  • Cashback Joining offer requires spend criteria to be met

Mashreq's Cashback Credit card  offers unlimited cashback on all spend. Offers 5% cashback on dining and there are just no caps! Simple to understand.

AED 500 cashback if you are a new credit card customer (AED 100 for existing credit card holders)




Reward Features

Unlimited Cashback on all spend

  • 5% Cashback on dining spends in the UAE
  • 2% Cashback on international spends
  • 1% Cashback on other local spends
  • No caps. No complicated calculations. Just pure savings, guaranteed

The cashback will be calculated on your statement date. For example: For customers with a statement date (billing cycle) on the 23rd - Spends posted between 23rd and 22nd of every month will be considered.

The cashback can be redeemed on achievement of a minimum of AED 100/- as cashback balance.

To redeem your cashback: - Visit Mashreq Online Banking on for online redemption, or - Call the Direct Banking Center at 04-4244444 and place a request for the same. The cashback will be credited within a maximum of 3 working days into the Cashback Credit Card account. 

the cashback earned has a maximum validity of 18 months from the date of earning. If the cashback is not redeemed within this period, it will be expired.

20% cashback for the first 6 months at Zomato, Netflix, Careem, Noon, UberEats, iTunes, Uber, Du, Talabat and Etisalat

Joining Offers

Joining bonus offer of AED 500 on Cashback card, AED 500 on Platinum Elite card and AED 2,000 on Solitaire card.

  • Minimum retail spend of AED 4,500 required in first 2 months to avail this offer.
  • Applicable cashback will be credited by the end of the third month. For e.g.: a card issued in June 2021 needs to spend a minimum of AED 4,500 by Aug 31, 2021. The cashback will be credited by Sept 30, 2021.
  • AED 500 cashback is applicable only for customers new to Mashreq Credit Cards. Existing customers (or card cancelled in last 6 months) will be eligible for AED 100 cashback.


Detailed Features

Airport Dining Offers
Enjoy airport dining offers at over 200+ locations globally. Follow these steps to redeem offers:
  • Download the Dine & Fly mobile app
  • Complete the registration process
  • Search for participating restaurants
  • Advise restaurant staff about your DragonPass membership
  • Then click 'redeem' in the app to obtain the discount.


Travel Discounts
Treat yourself to exclusive 2-for-1 deals on food, entertainment & shopping in addition to over 5,000 travel discounts.
  • Download Visa Offers MENA app, powered by the ENTERTAINER from Google or iOS App Store.
  • Enter your 16 digit card number to unlock the app
  • Register your details and login
  • Select destination and browse your offers!

Visa Mena Offers powered by Entertainer. 2-1 deals on food, entertainment and shopping, PLUS 5,000 travel discounts.

Purchase Protection
Purchase Protection protects you against the theft or accidental damage of purchased items, so you can focus on simply finding that perfect.
Extended Warranty
Extended Warranty doubles the repair period offered by the original manufacturer ’s warranty for up to 1 year, protecting you against the cost of repair and replacement of an item.
Agoda Discounts
Get 12% discount when you book promotion eligible properties using your Mashreq Cashback Credit Card the Visa Agoda website.

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