Mashreq Smartsaver Credit Card

Smartsaver Credit Card

Minimum Salary AED 10000
Annual Fee AED 0
Rate 3.45%
Cash Advance 3.15% /Min 210
Non AED Transaction Fee 2.79%
Minimum Salary AED 10000
Annual Fee AED 0
Rate 3.45%
Cash Advance 3.15.00% /Min 210
Non AED Transaction Fee 2.79%

Top Reasons To Choose

  • Free for life
  • Earn cashback on all spends
  • Bonus cashback on specific categories

Things To Be Aware Of

  • Cashback categories have max caps

With Mashreq Smartsaver Credit Card earn Unlimited cashback on all spend-No caps, No complicated calculations, Just pure savings, guaranteed!

Reward Features

Earn Cashback
  • Earn Cashback Of 1% On All International Spends.
  • Earn Cashback of 0.5% On All Local Spends.
  • Up To 8% Bonus Cashback At SmartSaver Merchant Partners


Detailed Features

Up To 8% Bonus Cashback At SmartSaver Merchant Partners
Get up to 8% Bonus Cashback accross 30 leading brands in the UAE including jewelry, retail & fashion, home furnishings, supermarkets, health & wellness, auto rentals and much more.
Please ask the Merchant to ensure your card is swiped on Mashreq Terminal only to avail the cashback.

Complimentary Travel Insurance
Travel Protection Plan from Mashreq covers the cost of medical emergencies, trip cancellation, lost baggage and provides many other benefits which leave you free to relax and enjoy your vacation.
Complimentary Travel Insurance is also valid for visa application requirements from certain countries (including Schengen).
Careem Chauffeur Offers
20% OFF three rides every month (max discount of AED 40).
Buy 1 Get 1 Offers
Download the Mastercard Buy 1 Get 1 App to browse the best offers with 900+ offers across 90+ destinations and 600+ merchants.
Airport Lounge
Unlimited, complimentary access for the cardholder to over 10 lounges in UAE, KSA, Jordan, Kuwait and Egypt.
Mastercard Priceless Cities Offers
Access handpicked experiences and offers in cities around the world. Discount
With hundreds of thousands of properties in over 200 countries and territories, provides incomparable choices. Now when you pay for your next vacation with your Mastercard® you can enjoy:
Up to a 10% discount off the price of your booking for selected properties.
AVIS Car Rental Offers
Exclusive benefits with Avis:
  •  Up to 15% off your next car rental
  •  A complimentary upgrade with every rental, worldwide
Luxury Serviced Apartment Offers
Discounts of up to 15% at prime luxury serviced apartments, which includes:
  •  Over 2,500 onefinestay properties across London, New York, Los Angeles, Paris, and Rome
  •  Grosvenor House Dubai
  •  Over 25 Oakwood properties across eight locations in Asia Pacific, including China, Japan, Thailand and India

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