American Express (AMEX) Credit Cards with Balance Transfer

American Express The American Express Card

American Express The American Express Card

American Express

MINIMUM SALARY

AED 18,400

RATE

2.50%

ANNUAL FEE

AED 350

  • Balance Transfer
  • Travel Insurance
  • Purchase Protection
  • No Pre-set Spending Limit
  • Access to the Membership Rewards® programme

MINIMUM SALARY

AED 18,400

RATE

2.50%

ANNUAL FEE

AED 350

Non AED Transaction Fee

2.94%

Cash Advance Fee

4.00 % / Min 50

Key Features

  • Access to the Membership Rewards® programme
  • Exclusive offers brought to you by American Express SelectsSM
  • 12 airline Membership Rewards partners to travel with
  • Travel Accident Insurance of up to US$ 100,000
  • Travel Inconvenience Insurance of up to US$ 750
  • Retail Protection Insurance of up to US$ 30,000 per year
  • Online Fraud Protection Guarantee
  • Thousands of local, regional and global offers brought to you by American Express Selects

Reward Features

Earn Membership Reward Points

  • Earn Membership Reward Points
  • Earn 1 Membership Reward point for every USD 1 spent
  • Points never expire
  • Redeem for a variety of lifestyle and travel rewards from any of our 12 airline partners or hotel partners

Things To Be Aware Of

  • If self-employed, must be working for more than two years
  • This is a charge card: full balance to be paid each month
  • Membership Rewards® Annual Fee: US$ 25
American Express The American Express Gold Credit Card

American Express The American Express Gold Credit Card

American Express

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 395

  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Air Miles
  • Access to Membership Rewards® program
  • Exclusive American Express Selects offers
  • Travel Accident Insurance

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 395

Non AED Transaction Fee

2.94%

Cash Advance Fee

3.00 % / Min 100

Key Features

  • Access to the Membership Rewards® program, with 1 point earned for every AED 4 of spend
  • Access to Airport lounges across the Middle East
  • Exclusive offers brought to you by American Express SelectsSM
  • Travel Accident Insurance

Reward Features

Earn Membership Reward Points

  • Earn Membership Reward Points
  • Access to the Membership Rewards program, with 1 point earned for every AED 4 of spend
  • Points never expire
  • Redeem for a variety of lifestyle and travel rewards from any of our 14 airline partners and 4 hotel partners

Things To Be Aware Of

  • Membership Rewards® Programme® Annual Fee:AED 95
  • If self-employed must be working for more than 2 years
  • Min salary for self-employed is AED 22,920 p.m
American Express The Dubai Duty Free American Express® Card

American Express The Dubai Duty Free American Express® Card

American Express

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 175

  • Balance Transfer
  • Purchase Protection
  • 10% savings at Dubai Duty Free
  • Chances to win raffle entries for Dubai Duty Free Millennium
  • Exclusive American Express Selects offers

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 175

Non AED Transaction Fee

2.94%

Cash Advance Fee

3.00 % / min AED100

Key Features

  • 10% savings at Dubai Duty Free
  • Chances to win raffle entries into the 'Millennium Millionaire' and 'Finest Surprise' each month
  • Exclusive offers brought to you by American Express SelectsSM
  • Retail protection Insurance. Your policy number is 'AMEX18'

Things To Be Aware Of

  • Min salary for self-employed is AED 22,916 p.m
  • If self-employed,must be working for more than 2 years
American Express The Platinum Card

American Express The Platinum Card

American Express

MINIMUM SALARY

AED 30,700

RATE

2.50%

ANNUAL FEE

AED 2,760

  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Air Miles
  • Premium lifestyle & travel benefits
  • No interest charges (full payment required)
  • Access to the Membership Rewards® programme

MINIMUM SALARY

AED 30,700

RATE

2.50%

ANNUAL FEE

AED 2,760

Non AED Transaction Fee

2.94%

Cash Advance Fee

4.00 % / Min 50

Key Features

  • Receive a US$ 300 / AED 1,100 Annual Travel Credit
  • Complimentary Wi-Fi services with Boingo
  • Complimentary Priority PassTM enrolment to over 1,000 Airport Lounges globally for Basic and Supplementary Cardmember
  • Dedicated Platinum Travel and Concierge Services 24/7
  • Complimentary enrolment to Membership Rewards®
  • Comprehensive Travel Insurance
  • Enrolment to leading hotel loyalty programmes
  • Comprehensive Travel Insurance. Your policy number is 'AMEX20'

Reward Features

Earn Membership Reward Points

  • Earn Membership Reward Points
  • Access to the Membership Rewards program, with 1 point earned for every AED 4 of spend
  • Points never expire
  • Redeem for a variety of lifestyle and travel rewards from any of our 14 airline partners and 4 hotel partners

Things To Be Aware Of

  • This is a charge card:full bal payment to be made each month
  • 1 Platinum and 4 Gold Supplementary cards without a fee
  • 2.5% monthly charge on outstanding balance
The American Express Gold Card

The American Express Gold Card

American Express

MINIMUM SALARY

AED 23,000

RATE

2.50%

ANNUAL FEE

AED 644

  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • No Pre-set Spending Limit
  • No interest charges (full payment required)
  • Access to the Membership Rewards® programme

MINIMUM SALARY

AED 23,000

RATE

2.50%

ANNUAL FEE

AED 644

Non AED Transaction Fee

2.94%

Cash Advance Fee

4.00 % / Min AED 50

Key Features

  • Access to the Membership Rewards® programme with 1 point earned for every AED 4 of spend
  • Access to Airport lounges in the Middle East
  • Exclusive offers brought to you by American Express® SelectsSM
  • Complimentary regional Airport lounge access across the Middle East
  • Travel Accident Insurance if up to US $350,000
  • Travel Inconvenience Insurance
  • Retail Protection Insurance up to US$40,000 per year

Reward Features

Earn Membership Reward Points

  • Earn Membership Reward Points
  • Earn 1 Membership Reward point for every USD 1 spent
  • Points never expire
  • Redeem for a variety of lifestyle and travel rewards from any of our 12 airline partners or hotel partners

Things To Be Aware Of

  • This is a charge card:full bal payment to be made each month
  • Annual Fee: US$ 175
  • Membership Rewards® Annual Fee: US$ 25
The American Express Platinum Credit Card

The American Express Platinum Credit Card

American Express

MINIMUM SALARY

AED 23,300

RATE

3.25%

ANNUAL FEE

AED 700

  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Annual fee waiver with "FeeBack"
  • Exclusive American Express Selects offers
  • Premium travel benefits

MINIMUM SALARY

AED 23,300

RATE

3.25%

ANNUAL FEE

AED 700

Non AED Transaction Fee

2.94%

Cash Advance Fee

3.00 % / min AED100

Key Features

  • Access to the Membership Rewards® program, with 2 point earned for every AED 4 of spend
  • Membership Rewardspoints that can be redeemed for complimentary flights, upgrades, hotel stays and more
  • Annual fee waiver with FeeBack
  • Access to 1,400+ Airport lounges globally with Priority PassTM programme
  • Annual fee waiver with "FeeBack"
  • Exclusive offers brought to you by American Express SelectsSM
  • Comprehensive Travel Insurance. Your policy number is 'AMEX13'

Reward Features

Earn Membership Reward Points

  • Earn Membership Reward Points
  • Access to the Membership Rewards program, with 2 point earned for every AED 4 of spend
  • Points never expire
  • Redeem for a variety of lifestyle and travel rewards from any of our 12 airline partners and 3 hotel partners

Things To Be Aware Of

  • If self-employed, must be working for more than one year