Get up to AED 1,250 in noon e-vouchers. T&C Apply

• Loans of up to AED 175,000 (No salary transfer to Citibank required)
• Loans of up to 8 times your salary
• Competitive interest rates
• Fast Approvals - in 1 day
• Loan funding in 1 day
• Tenors from 6 months up to 48 months

Product Overview

Personal Loans in UAE are offered to customers for a variety of reasons including education, travel, medical and many more.  There are two types of personal loans, one which requires a salary transfer and one which doesn’t.

Loans are offered for a minimum period of 6 to a maximum of 48 months expats and 60 months for UAE Nationals.

Most of the banks assign Loan APR (Annual Percentage Rate) based on the profile of the customer and his/her employer. A few banks use bureau score to assign interest rates.  

Citi Salarty Transfer loans APR rates range between from 15.99% - 22.99%.

Illustration: 

If a customer borrows a loan of AED 20,000 and earns an income of AED 10,000. With a repayment period of 48 months, the EMI would be AED 546 at an effective interest rate of 13.99% per annum.           

Total repayment that would have been paid at the completion of the loan would be AED26,230, The borrower would be paying AED 6,230 as interest.  

Please use Soulwallet’s Loans EMI Calculator for further simulations.

Processing Fee: 1% of Loan amount with min. AED 500 and up to a max. of AED 2,500

• Loans of up to AED 250,000 (Salary transfer to Citibank required)
• Loan amounts of up to 20 times of your salary
• Competitive interest rates
• Fast Approvals - in 1 day
• Instant loan funding upon final approval
• Tenors from 6 months up to 48 month

Product Overview

Personal Loans in UAE are offered to customers for a variety of reasons including education, travel, medical and many more.  There are two types of personal loans, one which requires a salary transfer and one which doesn’t.

Loans are offered for a minimum period of 6 to a maximum of 48 months expats and 60 months for UAE Nationals.

Most of the banks assign Loan APR (Annual Percentage Rate) based on the profile of the customer and his/her employer. A few banks use bureau score to assign interest rates.  

Citi Salarty Transfer loans APR rates range between from 6.99% - 14.99%.

Illustration: 

If a customer borrows a loan of AED 20,000 and earns an income of AED 10,000. With a repayment period of 48 months, the EMI would be AED 479 at an effective interest rate of 6.99% per annum.           

Total repayment that would have been paid at the completion of the loan would be AED22,987. The borrower would be paying AED 2,987 as interest.  

Please use Soulwallet’s Loans EMI Calculator for further simulations.

Arrangement Fee: 1% of Loan amount with min. AED 500 and up to a max. of AED 2,500

• Loan amounts up to 90% of End-of-Service Benefit amount
• Attractive reducing interest rates
• Fast processing of loan application
• 7-day Loan Return Option
• Double Insurance Coverage

• Rates starting 5.24% or 2.63% flat
• No minimum length of service required
• High loan amounts up to AED 400,000
• Option of current or savings account with no minimum balance requirement
• Free International ATM/Debit Card

• Loan amount up to 90% of Fixed Deposit amount in AED and up to 80% for INR Fixed Deposit
• Loan in AED against INR Fixed Deposit Personal Loans rate starting at 3.99%
• Maximum tenor up to 48 months
• Salaried and Self-Employed customers can avail this facility
• 7-day Loan Return Option Double Insurance Coverage

• Maximum loan amount up to AED 500,000.
• Available even for customers whose employer is not on Emirates NBD's Approved List
• 7-day Loan Return Option
• Double Insurance Coverage

• High loan amount up to AED 300,000
• Easy repayment options
• No collateral or guarantor required
• 100% cash without end use declaration
• 7-day Loan Return Option
• Double Insurance Coverage

Competitive interest rates starting from 18.99% reducing
Repayment period of up to 48 months
Minimum 1 year length of business
Loan amount up to AED 300,000
7-day Loan Return Option
Double Insurance Coverage

Attractive reducing interest rates starting from 5.99% reducing or 2.63% flat p.a.
Loan amounts up to AED 1,000,000
Free Bank Account with no minimum balance required
7-day Loan Return Option
Double Insurance Coverage

• Attractive reducing interest rates starting from 5.99% reducing or 2.63% flat p.a.
• Loan amounts up to AED 3,000,000
• No collateral or guarantor required
• Free Bank Account with no minimum balance requirement
• Easy process and simple documentation
• 7-day Loan Return Option

Attractive loan amounts up to AED 2 Million Competitive interest rates Flexible repayment terms Fast track approvals Comprehensive Personal Life Insurance coverage

Product Overview

Personal Loans in UAE are offered to customers for a variety of reasons including education, travel, medical and many more.  There are two types of personal loans, one which requires a salary transfer and one which doesn’t.

Loans are offered for a minimum period of 6 to a maximum of 48 months expats and 60 months for UAE Nationals.

Most of the banks assign Loan APR (Annual Percentage Rate) based on the profile of the customer and his/her employer. A few banks use bureau score to assign interest rates.  

UAE loan APR rates range between from 5% to 35% in general.

Illustration: 

If a customer borrows a loan of AED 20,000 and earns an income of AED 10,000. With a repayment period of 48 months, the EMI would be AED 452 at an effective interest rate of 4.99% per annum.           

Total repayment that would have been paid at the completion of the loan would be AED22,104. The borrower would be paying AED 2104 as interest.  

Please use Soulwallet’s Loans EMI Calculator for further simulations.

Processing Fee: 1.05% of the finance amount. A minimum of AED 525 to a max of AED 2625.